美国上涨 【导读】美股继续上涨 中国基金报记者 泰勒 大家好，今晚继续关注海外市场的表现。 多家科技巨头股价创新高 7月17日晚间，美股上涨，受到最新经济数据和一系列企业财报的提振。 标普500指数上涨0.45%，道琼斯工业平均指数上涨近200点，涨幅为0.4%，科技股为主的纳斯达克综合指数上涨约0.7%。 本周公布的季度财报普遍好于华尔街预期，增强了投资者信心。据FactSet数据显示，截至目前已有约50家标普500指数成份公司公布财报，其中88%的业 绩超过分析师预期。 周四公布的关键经济数据反映出美国经济的稳健。美国劳工部表示，截至7月12日当周的首次申领失业救济人数为22.1万人，较前一周减少7000人，表明 就业市场依然稳健。 另据美国人口普查局的最新数据，6月零售销售环比增长0.6%，远高于道琼斯预期的0.2%，缓解了市场对消费者支出下滑的担忧。 eToro美国投资分析师Bret Kenwell表示："这份令人安心的零售销售报告发布得恰逢其时，正值财报季启动之际。如果企业盈利比预期更为乐观，且管理 层继续传递有关消费者支出稳定的积极信号，那么即便市场已接近历史高位、部分投资者认为估值偏高，股市仍可 ...

近年来，海淀区深入贯彻市委、市政府相关工作要求，着力打造市场化、法治化、国际化一流营商环 境，围绕企业全生命周期不断推出改革举措，在北京市区级营商环境评价中始终保持领先地位。 在7月17日北京市举行的"一把手发布·京华巡礼"海淀专场发布会上，海淀区委常委、副区长（政府分工 为常务）、区政府新闻发言人岳立介绍了海淀区在营商环境建设上为企业降本增效打造的"海淀方案"。 据岳立介绍，海淀区以科技赋能流程再造，努力让企业办事更"省心"，以深化"区块链"应用，实现证明 材料链上核验全覆盖，办事时间平均缩短60%以上。 建筑工程领域实现全程网办，审批要件简化70% 在建筑工程领域实现全程网办，审批要件简化70%，时限压缩至5个工作日；在全市率先实现企业设立 登记全程"零材料"；推行告知承诺改革，累计为企业节约办理时间22万余个工作日。 在破解企业融资难问题上，财金协同平台累计解决中小微企业6270笔贷款融资需求，发放贷款总额 227.41亿元，中关村科创金融服务中心实现信贷投放284.56亿元；在打通专利转化与应用的关键堵点 上，推进23家高价值专利运营中心建设，设立19家国际知识产权服务大厅工作站，集聚2000多家知识 ...

海淀区是一个能够让企业从无到有，从零到一，从小到大，从弱到强，实现高质量发展的创新热土。我们致力于以科技赋能流程再造，努力让企业办事 更"省心"，以深化"区块链"应用，实现证明材料链上核验全覆盖，办事时间平均缩短60%以上；在建筑工程领域实现全程网办，审批要件简化70%，时限 压缩至5个工作日；在全市率先实现企业设立登记全程"零材料"；推行告知承诺改革，累计为企业节约办理时间约22万余个工作日。我们致力于全程陪 跑，努力让企业发展更"舒心"，在破解企业融资难问题上，财金协同平台累计解决中小微企业6270笔贷款融资需求，发放贷款总额227.41亿元，中关村科 创金融服务中心实现信贷投放284.56亿元；在打通专利转化与应用的关键堵点上，推进23家高价值专利运营中心建设，设立19家国际知识产权服务大厅工 作站，集聚2000多家知识产权服务机构、近5000名专利代理师，为企业提供专业服务；在助力企业上市上，建立全市首家上市企业发展基地，全区上市企 业总数超260家，居全市第一。我们致力于解决企业跨境发展挑战，努力让企业"开疆拓土"更有信心。成立全国首个以"研发创新"为特色、以"保税研 发"为主要功能的综合保税区；设 ...

Group 1 - The 2025 China (Shenzhen) Unicorn Enterprise Conference opened on July 17, showcasing Shenzhen as the "Chinese Technology Capital" with a focus on "hard technology" [1] - The conference was guided by Shenzhen's Industrial and Information Technology Bureau and attracted numerous "hard technology" projects for roadshows, drawing significant attention from the capital market [1] - Key activities included a financing roadshow for future unicorn enterprises and a visit to the "robot street" in Longgang District, where nearly 20 unicorn and potential unicorn companies shared their "hard technology" projects [2] Group 2 - On July 18, the conference will host the release of the "China Unicorn Enterprise Report 2025" and the "Shenzhen Unicorn Enterprises and Gazelle Enterprises Research Report 2025," providing quantitative analysis and insights into the growth patterns and industry trends of unicorn enterprises [2] - The event will also feature a series of activities including cooperation negotiation meetings, overseas exchange meetings, and discussions on listings and mergers for unicorn enterprises, with participation from over a hundred unicorn companies and various investment institutions [2]

The upcoming report from IQVIA Holdings (IQV) is expected to reveal quarterly earnings of $2.76 per share, indicating an increase of 4.6% compared to the year-ago period. Analysts forecast revenues of $3.96 billion, representing an increase of 3.8% year over year.The current level reflects no revision in the consensus EPS estimate for the quarter over the past 30 days. This demonstrates how the analysts covering the stock have collectively reappraised their initial projections over this period.Prior to a co ...

Core Insights - The global stablecoin market has surpassed $250 billion, with projections estimating it could reach $3.7 trillion by 2030, driven by regulatory support and increasing adoption in digital economies [1][9] - Stablecoins are distinct from cryptocurrencies like Bitcoin, serving primarily as payment tools rather than investment assets, and are pegged to real-world assets such as fiat currencies [1][3] Regulatory Developments - The passage of the U.S. GENIUS Act and Hong Kong's Stablecoin Regulation marks a significant milestone, providing regulatory clarity and legitimacy to stablecoins, which enhances market confidence [3][9] - These regulations are expected to facilitate the long-term development of stablecoins, allowing for innovation while establishing compliance frameworks [5][9] Market Dynamics - Stablecoins address traditional financial pain points by linking fiat currencies with virtual currencies, thus streamlining transactions and reducing costs [6][7] - The inherent characteristics of stablecoins, such as lower transaction costs and higher efficiency, make them suitable for cross-border payments, potentially transforming the cross-border settlement landscape [7][8] Future Outlook - The anticipated growth in stablecoin issuance is supported by optimistic forecasts from financial institutions, with Standard Chartered predicting a $2 trillion issuance by 2028 and Citibank suggesting a market cap of $3.7 trillion by 2030 [9] - Companies in fintech, cross-border payments, and blockchain technology are expected to benefit from the rise of stablecoins, as they align with the ongoing digital economy trends [9][10]

文 | 银行螺丝钉 （转载请注明出处） 今天大盘整体上涨，截止到收盘，还在4.8星。 大中小盘股都上涨，中小盘股涨幅略高。 成长风格上涨较多，价值风格微跌。 港股医药、科技指数领涨。 港股科技指数今年上涨比较多。 这个指数覆盖的成分股数量多，相对恒生科技，增加了一些生物科技方向的股票。 今年生物科技等的品种上涨也比较多，带动港股科技指数表现强势。 1. 有朋友问，红利类指数中，有的含"金银率"比较高。 也就是含有金融、银行的比例高。 那会不会受到行业的影响呢？ 红利指数过去十多年，做过两次较大的规则修改。 在2013年之前，红利指数大多数是"挑选高股息率股票，按照市值大小分配比例"。 当时红利指数，含有金融行业的比例比较高，银行股几乎占到一半以上。 2013年之后，红利指数的规则修改，变成"挑选高股息率股票，按照股息率高低分配比例"。 这种修改有两个好处。 （1）减少了银行股的比例。 毕竟银行的市值规模比较大，按照市值大小分配比例，银行的占比就会过高。 目前以中证红利指数为例，金融行业占比大约28%上下，沪深300在26%上下，跟大盘股指数行业配比相仿。 部分红利低波动类指数的含银率会高一些。 （2）按照股息 ...

Group 1 - Major industry ETFs in the US saw most of them rise, with the global airline industry ETF increasing by over 2% and the regional bank ETF rising by over 1% [1] Group 2 - The global airline ETF (us JETS) was reported at 25.50, up by 0.59 (+2.37%) with a trading volume of 356,100 shares [2] - The regional bank ETF (us KRE) was reported at 62.65, up by 0.74 (+1.20%) with a trading volume of 916,900 shares [2] - Other notable ETFs included the daily consumer goods ETF (us XLP) at 80.80, up by 0.45 (+0.56%) with a trading volume of 1,968,600 shares [2] - The biotechnology index ETF (us IBB) was at 131.85, up by 0.68 (+0.51%) with a trading volume of 59,306 shares [2] - The utility ETF (us XLU) was at 82.43, up by 0.40 (+0.49%) with a trading volume of 928,900 shares [2] - The financial sector ETF (us XLF) was at 52.20, up by 0.19 (+0.37%) with a trading volume of 6,503,700 shares [2] - The technology sector ETF (us XLK) was at 259.45, up by 0.74 (+0.29%) with a trading volume of 485,300 shares [2]

Group 1 - Yuanxin Technology has achieved systematic breakthroughs in three major areas of medical insurance, successfully connecting in-hospital patient services, out-of-hospital patient management, and health protection, benefiting over one million patients [1] - The "Yuanquan Partner Intelligent Agent Cluster" developed by Yuanxin Pharmacy has established a comprehensive out-of-hospital intelligent patient management system, enhancing the management capacity of pharmacists from 200 patients to a more efficient model [1] - The system utilizes an automated follow-up mechanism that sends medication guidance, disease knowledge, and refill reminders, creating personalized patient profiles for targeted service delivery [1][2] Group 2 - Significant results have been observed in patient management projects, with the medication cycle for a first-line Her-2 positive drug extending from 7.6 months to 7.9 months, and a 7.6% increase in PD-1 drug refill rates [2] - The system has managed over one million special drug patients, with more than 9 million patient interactions, achieving a 100% coverage rate for standardized special drug service processes [2] - Yuanxin Medical has launched a full-process task-based interaction system that integrates 11 functions, allowing patients to describe their needs via mobile, thus creating a closed-loop service experience [2] Group 3 - The multi-agent platform architecture serves as the core engine for efficient service, with a central coordinator linking various modules in real-time, ensuring local data processing and rapid response times [3] - Yuanxin Technology is transforming health insurance services from a "single policy" model to a "lifetime health service" model, addressing common user pain points such as slow response times and complex claims processes [3] - The AI customer manager developed by Yuanxin Huibao has achieved a 95% problem resolution rate, significantly improving efficiency compared to traditional methods [3] Group 4 - The integration of medical, pharmaceutical, and insurance services by Yuanxin Huibao creates a closed loop of "health prevention - diagnostic support - cost protection," shifting the essence of insurance from post-event compensation to proactive management [4]

值得注意的是，这其中的"X"包含海淀前瞻布局的未来产业新赛道。海淀区推动具身智能加速集聚， 以"大脑-小脑-本体"为核心，实现全栈式布局。同时，加快量子科技产业化进程，初步形成量子计算、 量子通信、量子精密测量三大领域产业链条。 建设具有全球影响力的人工智能创新策源地和产业高地 唐超介绍，海淀区坚持以人工智能为引领赋能千行百业，以科技服务业为支撑，提升创新资源的聚合能 力，加快壮大战略性新兴产业，前瞻布局未来产业，积极构建"1+X+1"现代化产业体系。 前面的"1"，是建设具有全球影响力的人工智能创新策源地和产业高地。海淀区已成为全国人工智能领 域产业基础最好、人力资源最密集、产品迭代最活跃的地区。 2024年，海淀区人工智能核心产业规模达2822亿元，年增速达30%，规模占全市80%。建设公共算力平 台生态网络，汇聚京津冀蒙新超8万P绿色算力资源，模型语料中心汇聚数据总量达到PB级，落地中关 村学院等国家级平台，打造人工智能创新街区、AI原点社区、AI北纬社区等创新空间。 后面的"1"，是全面提升科技服务业创新资源聚合能级。唐超表示，如果说人工智能是海淀区产业发展 的"领头雁"，科技服务业就是产业稳健发展的 ...