对非本市户籍居民家庭或成年单身人士购买外环内住房的，购房所需缴纳社会保险或个人所得税的年 限，调整为购房之日前连续缴纳满1年及以上。 为更好满足居民刚性和改善性住房需求，促进房地产市场平稳健康发展，2月25日，上海市住房城乡建 设管理委、市房屋管理局、市财政局、市税务局、市公积金管理中心等五部门联合印发《关于进一步优 化调整本市房地产政策的通知》（以下简称《通知》），自2026年2月26日起施行。 一、进一步调减住房限购政策 服务宜居安居，促进职住平衡，聚焦满足居民合理住房需求，《通知》明确进一步调减住房限购政策。 二、优化住房公积金贷款政策 发挥公积金支持住房消费作用，满足缴存人在不同阶段的宜居安居需求，《通知》规定优化住房公积金 政策。 一是适度提高住房公积金最高贷款额度。将缴存人家庭购买首套住房的公积金贷款最高额度从160万元 提高至240万元，叠加多子女家庭和购买绿色建筑最高贷款额度上浮政策（最高上浮35%），本市公积 金家庭贷款最高额度可达到324万元。对购买第二套住房的最高贷款额度也相应予以提高。 二是优化贷款套数认定。对于已使用过公积金贷款的本市缴存人家庭，在本市无住房或仅有1套住房、 且当前已 ...

Core Viewpoint - The Shanghai government has announced new policies to optimize and adjust the real estate market, effective from February 26, 2026, aimed at meeting residents' housing needs and promoting a stable and healthy real estate market [1] Group 1: Housing Purchase Policy Adjustments - The housing purchase restrictions for non-Shanghai residents have been further relaxed, allowing them to buy homes in the outer ring with a minimum of one year of social insurance or personal income tax payments [2] - Non-Shanghai residents who have paid social insurance or personal income tax for three years or more can purchase an additional home in the outer ring [2] - Holders of the Shanghai residence permit for five years or more can buy one home in the city without needing to provide proof of social insurance or personal income tax payments [2] Group 2: Housing Provident Fund Loan Policy Optimization - The maximum loan amount for first-time homebuyers using the housing provident fund has been increased from 1.6 million yuan to 2.4 million yuan, with potential increases for families with multiple children and those purchasing green buildings, allowing for a maximum of 3.24 million yuan [4] - The criteria for recognizing loan eligibility have been optimized, allowing families with one or no homes in Shanghai who have cleared previous provident fund loans to apply for new loans [4] - The support for multi-child families has been expanded to include second home purchases, with a maximum loan amount increase of 20% on top of the standard limits [4] Group 3: Personal Housing Property Tax Policy Improvement - Starting January 1, 2026, adult children purchasing homes that are their family's only residence will be exempt from personal housing property tax if they previously co-owned a home with their parents or grandparents [5] - Families experiencing changes in housing circumstances can reapply for tax status adjustments with the tax authorities, with refunds available for overpaid taxes after January 1, 2026 [5]

Core Viewpoint - The article discusses the new policies implemented by various government departments in Shanghai to optimize and adjust the real estate market, effective from February 26, 2026, aimed at meeting residents' housing needs and promoting a stable and healthy real estate market [1] Group 1: Housing Purchase Policy Adjustments - The notification includes a reduction in housing purchase restrictions for non-local residents, allowing them to buy homes in the outer ring of the city with a minimum of one year of social insurance or personal income tax payments [2] - Non-local residents who have paid social insurance or personal income tax for three years or more can purchase an additional home in the outer ring [2] - Holders of the Shanghai Residence Permit for five years or more can buy one home in the city without needing to provide proof of social insurance or personal income tax payments [2] Group 2: Housing Provident Fund Loan Policy Optimization - The maximum loan amount for first-time homebuyers using the housing provident fund has been increased from 1.6 million yuan to 2.4 million yuan, with potential increases for families with multiple children and those purchasing green buildings, allowing for a maximum of 3.24 million yuan [3] - The criteria for recognizing loan eligibility have been optimized, allowing families with one or no homes and who have cleared previous provident fund loans to apply for new loans [3] - The support for families with multiple children has been expanded to include second home purchases, with a 20% increase in the maximum loan amount for such families [3] Group 3: Personal Housing Property Tax Policy Improvement - Starting January 1, 2026, adult children purchasing homes that are their family's only property will be exempt from personal housing property tax if they previously co-owned a home with their parents or grandparents [4] - Families experiencing changes in housing circumstances can reapply for tax status adjustments with the tax authorities, allowing for refunds of overpaid taxes after January 1, 2026 [4]

会议助理 3: 下面有请主持人发言，谢谢。 区宇轩 招商证券房地产分析师: 各位投资人朋友，大家晚上好，祝大家马年开工大吉。那欢迎大家参加今天晚上我们举行 这个春节假期房地产市场情况的一个电话会议。那我是招商证券房地产分析师欧雨轩。那 今天是开工的第一天，那相信各位投资人朋友也很关注，就是刚刚过去这个春节假期期间 房地产市场的一个表现。那我们今天是邀请到中指研究院的孟总，来给大家介绍一下这个 春节假期期间的房地产市场情况。那流程方面，首先我们还是有请孟总来介绍一下。假期 期间整体的一个市场情况，以及一些重点城市的一个表现。 随后我们再进入到一个问答交流环节。那首，那我们首先就有请孟总。 中指研究院孟总: 行，谢谢欧总。也是，各位投资者们也是晚上好，也是今天非常开心能够和大家去分享一 下我们这个春节假期的情况。我也是和我们欧总也是连过好多次了，其实我今天因为我刚 才吧，因为也是今天时间比较忙一些，刚才我也在想，就是怎么去讲，能够给大家能够更 好的去接受一些，其实大体上我还是，就是先讲一下整体的一个表现情况吧，包括我们今 天官微，也发了一些内容，那个内容，那个那篇报告还是我写的，但是我还是那篇报告， 那篇报告中该 ...

科技股反弹提振美股，港股上午盘三大指数高开震荡，截止午盘，恒生指数涨0.75%，国企指数涨 0.9%，恒生科技指数涨0.34%。昨日低迷的大型科技股多数回暖支撑大市上涨，其中美团涨超2%，内房 股、建材水泥股、钢铁股等建筑类股均大幅上涨，尤其是重庆钢铁盘中一度飙涨27%，黄金股带领有色 金属股齐涨，灵宝黄金再创历史新高！另外，昨日领衔板块上涨的半导体存储概念股走低。(格隆汇) ...

Group 1: Stock Market Performance - The stock market in Hong Kong has shown remarkable performance, with the Hang Seng Index rising by 28% for the year [1] - The average daily trading volume increased by 90% to nearly 250 billion HKD, setting a historical high [1] - The amount raised from new stock listings more than doubled compared to 2024, exceeding 280 billion HKD, making it the highest globally [1] Group 2: Real Estate Market - Both residential property prices and transaction volumes have increased, with total transactions rising to nearly 63,000, the highest in four years [1] - Residential property prices increased by 3.3% for the year, ending a three-year decline, while rental prices rose by 4.3% [1] - Non-residential property transaction volumes rebounded, with a narrowing decline in rental and price levels [1] Group 3: Labor Market - The labor market has stabilized in the second half of the year, with the seasonally adjusted unemployment rate at 3.8% in the fourth quarter [1] - Employment income has continued to grow, with the median monthly income for full-time employees increasing by 4.2% year-on-year in the fourth quarter [1]

Group 1 - The stock market in Hong Kong has shown strong performance, with the Hang Seng Index rising by 28% over the year, and the average daily trading volume increasing by 90% to nearly 250 billion HKD, setting a historical high [1][2] - The amount raised from new stock listings has more than doubled compared to 2024, exceeding 280 billion HKD, making Hong Kong the top global market for IPOs [1][2] - The residential property market has seen both price and transaction volume increase, with total transactions rising to nearly 63,000, the highest in four years, and property prices increasing by 3.3%, ending a three-year decline; rental prices also rose by 4.3% [1][2] Group 2 - The non-residential property market has rebounded, with a narrowing of rental and price declines [1][2] - The labor market has stabilized in the second half of the year, with the seasonally adjusted unemployment rate at 3.8% in the fourth quarter [1][2] - Employment income has continued to grow, with the median monthly income for full-time employees increasing by 4.2% year-on-year in the fourth quarter [1][2]

北京商报讯北京市住建委官网数据显示，2月24日北京新房网签126套，网签面积8445.61平方米，其中住宅网签38套，网签面积4921.68平方米；二手房网签 220套，网签面积18602.13平方米，其中住宅网签204套，网签面积17808.67平方米。 | 商品房数据统计 | | | | | | | --- | --- | --- | --- | --- | --- | | 可售期房统计 | | 2026 年1月预售许可 | | 2026/2/24期房网上认购 | | | 可售房屋套数: | 93175 | 批准预售许可证: | 7 | 网上认购套数: | 35 | | 可售房屋面积(M2):7683463.4500 | | 批准预售面积(M2): 104566.1800 | | 网上认购面积(M2): | 4646.0700 | | 其中 住宅套数: | 38856 | 其中 住宅套数: | 685 | 其中 住宅套数: | 35 | | 面积(M2): 5426669.8200 | | 面积(M²): 99954.5700 | | 面积(M2): | 4646.0700 | | 商业单元: | 227 ...

Domestic Market Overview - The A-share market opened positively in the Year of the Horse, with the Shanghai Composite Index closing at 4117.41 points, up 0.87%, and the Shenzhen Component Index closing at 14291.57 points, up 1.36% [1][10] - A total of 24 out of 30 sectors in the CITIC first-level industry rose, with the highest gains in oil and petrochemicals, building materials, and non-ferrous metals, while consumer services, media, and computers saw significant declines [1][10] - The total trading volume of the entire A-share market reached 22,182 billion, showing an increase compared to the previous day [1][10] Industry Insights - The report highlights the significant increase in domestic tourism during the 2026 Spring Festival, with 596 million domestic trips taken, an increase of 95 million compared to the previous year, and total spending reaching 803.48 billion, up 126.48 billion [12][13] - The loan market quotation rate (LPR) remained stable for the ninth consecutive month, with the one-year LPR at 3% and the five-year LPR at 3.5% [15][16] - The average daily usage of large models by Chinese enterprises reached 37 trillion tokens, a 263% increase from the previous half-year, with Alibaba Cloud's Qwen model leading with a market share of 32.1% [17]

Group 1 - The real estate sector experienced an initial surge, with Bright Realty hitting the daily limit up [1] - Other companies such as Urban Investment Holdings, I Love My Home, Shanghai Shimao Development, Te Fa Service, and Guangyu Group also saw increases [1]