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公积金利率下调后,市场出现哪些积极变化?
Yang Shi Xin Wen· 2025-05-17 04:49
自上周个人住房公积金贷款利率宣布下调0.25个百分点以后,多个城市接连跟进落地,5年期以上首套房利率降至2.6%,多项政策给房地产市场带来积极影 响。 在上海,记者走访发现,随着住房公积金贷款利率下调,二手房成交量增长明显,根据上海市房地产交易中心数据显示,下调个人住房公积金贷款利率后的 首个周末,二手房日均网签成交量超过1000套。多家房地产中介门店的经纪人告诉记者,近期客户咨询量大幅度上升,看房意愿也在持续走高。 上海浦东新区某房地产经纪机构总监 陈辉:政策出来之后和政策出来之前对比的话,浏览量上浮了20%左右,带看量上浮了30%左右。 业内人士表示,新政对二手房市场有不小的刺激作用,特别是"以小换大"的改善型需求,近期增加明显。 上海某房屋交易服务中心高级经理 黄海建:这一周的成交,数据增长是非常显著的。置换的一些客户,他可能把一两套房子去换一套大房子,就是置换链 的一个打通。 不仅是二手房市场表现抢眼,新房市场的活跃度也不断提升。在北京,近期不少新房项目的咨询量、线下到访量也出现明显增大,部分项目到访量较新政前 增长了近一倍。最新数据显示,上周北京新建商品房网签1394套,成交面积约10.78万平方米 ...
在宁波,单价3-4万的二手房已经很罕见了!网友:不是刚需现在谁还买房?
Sou Hu Cai Jing· 2025-05-14 05:28
Core Insights - Ningbo's real estate market is experiencing a significant decline in new home sales, with April data showing a 72.8% month-on-month drop and a 47% year-on-year decrease in new residential transactions [1] - The second-hand housing market remains relatively active, with 4,038 units sold in April, which is nearly six times the volume of new homes sold [1] - The majority of second-hand homes sold are priced between 1 million to 2 million, indicating a focus on affordable housing for first-time buyers [1][3] Sales Data Analysis - In April, the average price per square meter for homes generally ranged from 10,000 to 20,000, with properties exceeding 30,000 being rare [3] - The total number of second-hand homes listed for sale in the six districts was over 94,000, suggesting a competitive market where properties must meet current demand to sell [5] - The key selling factors for second-hand homes are competitive pricing and suitable layouts that cater to first-time buyers' needs [6] Market Trends - The market is shifting towards a focus on the essence of housing, emphasizing the importance of property services, community amenities, and overall living quality [9] - There remains a segment of buyers looking for improved or investment properties, although they are struggling to find suitable options [8]
安居客独家发布:4月全国重点城市二手房分流压力
58安居客房产研究院· 2025-05-13 12:25
Investment Rating - The report indicates a significant decline in the proportion of house seekers in the second-hand housing market, dropping to 61% in April 2025, the lowest level since 2024, suggesting a shift in market dynamics [2][3][6]. Core Insights - The second-hand housing market is experiencing reduced pressure on the new housing market, with the diversion pressure decreasing to 28% in April 2025, down from 32% in March [2][6][20]. - The overlap between the second-hand and new housing markets has decreased to 12%, indicating a clear segmentation of buyer demographics [10][11]. - Despite a general decline in housing demand, second-hand housing remains more favored by buyers compared to new housing, although the diversion effect has weakened in the short term [18][20]. Summary by Sections 1. Second-hand Housing Market Impact on New Housing - The proportion of house seekers in the second-hand market has significantly decreased, with a notable drop of 10 percentage points from March to April 2025 [2][3]. - The diversion pressure from the second-hand market to the new market has decreased, indicating a shift in buyer focus [6][20]. 2. Second-hand Housing Market Diversion Pressure - The diversion pressure value for April 2025 is reported at 28%, a decrease from 32% in March, marking the end of an upward trend since December 2024 [6][7]. - The annual average diversion pressure has increased from 25.8% in 2024 to 31.0% in the first four months of 2025, indicating a long-term trend of increasing diversion pressure [6][7]. 3. Overlap Between Second-hand and New Housing Markets - The overlap rate between the two markets has decreased to 12% in April 2025, down from a peak of 15% in February [10][11]. - The overlap is highest in lower-tier cities, with three to four-tier cities showing a 34% overlap, indicating more intense competition between second-hand and new housing in these areas [11]. 4. Market Response - The overall demand for housing is declining, with the second-hand housing heat index at 63.8 in April 2025, down 3.2% year-on-year [18][20]. - The second-hand housing market has maintained a lead over the new housing market in terms of buyer interest, although the gap is narrowing [18][20].
南京苏州二手房成交活跃,楼市“金三银四”成色足
Jiang Nan Shi Bao· 2025-05-08 23:03
Group 1 - The core viewpoint of the articles highlights the continued growth in the second-hand housing market in Nanjing and Suzhou during April, following a strong performance in March, indicating a robust real estate market during the "golden three silver four" period [1][2] - In Nanjing, the second-hand housing transaction volume reached a new monthly high in April with 9,738 units sold, representing a 4.2% month-on-month increase, while the average transaction price decreased by 4.5% to 23,325 yuan per square meter [1] - The number of new listings in Nanjing fell by 13.4% to 7,132 units, with the average listing price dropping by 2.3% to 26,823 yuan per square meter, indicating a decline in seller expectations despite the active transaction volume [1] Group 2 - In Suzhou, the second-hand housing market also showed positive trends with a total of 7,531 units sold in April, reflecting a 4.22% month-on-month increase and a 4.79% year-on-year increase, while the average price slightly decreased by 0.17% to 24,050 yuan per square meter [2] - The new housing market in Nanjing experienced a surge in activity during the recent "May Day" holiday, with significant foot traffic and sales, indicating a strong demand for new properties [2]
先买房还是先卖房?房产置换多处可省税
Guang Zhou Ri Bao· 2025-05-08 21:56
Core Insights - The article discusses the tax benefits associated with housing loan interest deductions and the importance of understanding the conditions to avoid losing potential tax refunds when engaging in property exchanges [1][4]. Group 1: Tax Refunds and Conditions - A case study illustrates how a property exchange can lead to a loss of tax refund if the sequence of transactions is not properly managed, resulting in a 1% loss of the selling price in tax refunds [2]. - The tax refund for property exchange requires that the sale of the original property and the purchase of a new property occur within specific timeframes, emphasizing the need for careful planning [2][3]. Group 2: Tax Deductions for Home Loans - The article highlights the potential for significant savings through the housing loan interest tax deduction, which can amount to approximately 1200 yuan annually for individuals with an income of 150,000 yuan [4]. - Conditions for claiming the housing loan interest deduction include not having claimed it previously on the original property and ensuring that the new property qualifies as a first home loan [4].
南京苏州二手房4月成交活跃
Xin Hua Ri Bao· 2025-05-07 22:57
苏州二手房4月成交同样呈现上升态势。据永联行研究院监测数据,苏州4月二手房总签约套数7531套, 环比上涨4.22%,同比上涨4.79%;二手房活跃度持续提升,成交均价24050元/平方米,环比下滑 0.17%。 新房市场持续"小阳春"热度。刚过去的"五一"假期,江宁区"好房节"上,售楼处人潮涌动,日均到访量 最高达340组。许多家庭带着老人、孩子一起看房。7个楼盘5天卖掉126套房,销售面积1.36万平方米, 销售额突破3.78亿元,创下该区"五一"假期楼市成交新高。 "数据的背后,是购房者对楼市的信心回归。""五一"期间江宁区认购量第一的茂棠名邸营销负责人朱炎 龙告诉记者,茂棠名邸销售均价大约2.1万/平方米,总价180万—350万元,其中89平方米的三房两卫户 型卖得最好,受到年轻人青睐。该项目去年12月首开,当日去化九成,今年又连续加推3次,如今5栋楼 已去化七成。"房企应该建客户需要的好房子。例如对首次置业的刚需人群来说,外立面是否为铝板、 有没有会所和泳池、五金卫浴是不是顶奢,这些都不是最重要的。对他们来说,得房率高一点、总价低 一点、空间设计更合理一点、装修配置更完善一点,更重要。" 5月7日, ...
公积金房贷利率明起下调,“好房子”项目增多……5月一线城市楼市热度有望延续
Zheng Quan Shi Bao· 2025-05-07 11:37
深圳市房地产中介协会统计的数据显示,4月深圳二手房录得量(以二手房买卖合同发起时间为口径统 计的数据,并非最终成交套数)为6597套,同比增长33.5%;全市预售新房共成交2845套,同比增长 0.7%。 楼市传统的"金三银四"刚刚过去,在一系列政策持续影响下,全国多地特别是一线城市的房地产市场延 续回暖趋势。进入5月,购房者对好房子、公积金房贷利率等新规和新政充满期待,多个政策"组合 拳"有望助力楼市延续热度。 成交量保持高位 多家机构的数据显示,今年4月北京、上海、广州、深圳等四个一线城市的商品房成交量继续保持高 位。 据北京市住建委的数据,截至4月28日北京当月新房成交近3137套,二手房成交近14066套。 据上海市房地产交易中心的数据,截至4月26日,上海当月新房成交近8737套,二手房成交再度突破两 万套大关。 广州市房地产中介协会发布的数据显示,4月(统计周期为3月26日至4月25日)广州二手住宅共网签 10312套。 分化仍是市场主旋律 除此之外,一些城市根据市场的变化,不断调整和优化相关政策。例如,中山市近日发布通知提出, 2025年5月1日至2025年6月30日,凡在中山市购买新建商品住房 ...
中原:美国关税政策冲击香港楼市 料5月登记量环比减少约三成
智通财经网· 2025-05-06 13:32
Group 1 - The overall property transaction volume in Hong Kong for April 2025 reached 7,229 contracts, totaling HKD 501.08 billion, marking an increase of 8.5% in volume and 9.8% in value compared to March [1] - The residential property transactions recorded 5,694 contracts and HKD 421.97 billion in April, up 6.1% in volume and 8.7% in value from March, achieving the highest levels in five months [3] - The secondary residential market saw 3,830 transactions totaling HKD 292.6 billion in April, reflecting a significant increase of 29.9% in volume and 34.0% in value compared to March, reaching a new high in 12 months [4] Group 2 - The increase in property transactions is attributed to the easing of stamp duty regulations, which has positively influenced market sentiment, leading to a 67.8% rise in overall registration volume over two months [1] - The first-hand private residential market experienced a decline in April, with 1,598 transactions and HKD 136.2 billion, down 28.1% in volume and 16.8% in value from March, indicating a slowdown in new project sales [3] - The market is expected to face challenges in May, with projections indicating a drop in registration numbers to around 5,000, a decrease of approximately 30% from April [1]
“五一”楼市实探!“部分楼盘促销力度大”
新华网财经· 2025-05-05 10:54
"五一"假期,记者对北京地区楼市进行走访发现,二手房带看次数、成交量出现较为明显的区域分化; 新房楼盘则普遍推出一系列优惠活动,假期特价房源较多,不少楼盘在特价房源基础上还进行了打折促 销活动,成交量也出现了较为明显的分化。 新房楼盘推出优惠活动 "昌平、大兴、朝阳等区域成交量较好,其他区域成交较为平淡。各大楼盘大多推出了假期优惠活动, 顺义一些楼盘在推出特价房的基础上又推出了打折活动,部分可以打8折。"走访过程中,北京链家资深 新房销售人士对记者说:"楼盘促销力度大,叠加假期时间充裕,看房的人比平时要多一些。" 有新房销售人员告诉记者,"五一"假期是重要的蓄客时点,即便当时没有成交,带看量对于之后一段时 间的成交也将起到至关重要的作用。 二手房方面,记者走访了解到,目前,北京地区二手房挂牌量重新突破16万套。记者在链家系统看到, 北京地区二手房挂牌量达到160600套,相比年初增加了1.5万套。 从机构披露的数据看,"五一"假期前四天(5月1日至5月4日),北京地区二手房网签量为81套,环比下 降95.56%,同比上涨近100%;新房网签量为242套,同比、环比出现双降,但整体仍处于高位。 在此之前,北京地 ...
杭州楼市:买房人开始懵了,买房的逻辑又变了?
Sou Hu Cai Jing· 2025-05-01 23:24
Group 1 - New housing prices increased by 0.5% month-on-month, while second-hand housing prices rose by 1%, ranking first in the country [1] - New commodity housing transactions reached 7,049 units, a month-on-month growth of 184%; second-hand housing transactions totaled 12,413 units, with a month-on-month increase of 108% and a year-on-year growth of 45%, marking the highest transaction volume in nearly 8 years [1][3] - Recent policy adjustments in Hangzhou aim to reduce transaction taxes, lowering the deed tax from 3% to 1% for multiple home purchases, effectively reducing the tax burden for buyers [3] Group 2 - The acceleration of policy relaxation in Hangzhou is attributed to a decline in market heat observed in April, with reports of reduced property viewings and lower transaction expectations [6] - A recent meeting led by the Premier emphasized the need for more proactive macro policies to stimulate demand, indicating potential for further supportive measures in the real estate market [8] - The changing logic of home buying is influenced by broader economic signals and income expectations, suggesting that market sentiment may remain cautious despite policy support [10]