转自：新华财经 •中共中央政治局召开会议 分析研究2026年经济工作 继续实施更加积极的财政政策和适度宽松的货币政策 •11月我国货物贸易进出口总值同比增长4.1% 比上月加快4个百分点 •上期所：贵金属市场波动较大 请各有关单位提示投资者做好风险防范 •中共中央政治局12月8日召开会议，分析研究2026年经济工作，审议《中国共产党领导全面依法治国工作条例》。会议指出，明年经济工作要坚持稳中求 进、提质增效，继续实施更加积极的财政政策和适度宽松的货币政策，发挥存量政策和增量政策集成效应，加大逆周期和跨周期调节力度，切实提升宏观经 济治理效能。要坚持内需主导，建设强大国内市场；坚持创新驱动，加紧培育壮大新动能；坚持改革攻坚，增强高质量发展动力活力；坚持对外开放，推动 多领域合作共赢；坚持协调发展，促进城乡融合和区域联动；坚持"双碳"引领，推动全面绿色转型；坚持民生为大，努力为人民群众多办实事；坚持守牢底 线，积极稳妥化解重点领域风险。（新华社） •上海期货交易所8日发布做好市场风险控制工作的通知称，近期国际形势复杂多变，贵金属市场波动较大，请各有关单位采取相应措施，提示投资者做好风 险防范工作，理性投资，共同维 ...

Core Insights - In November, over 4,600 actively managed equity funds established before November 2025 had an average return of -2.35% and a median return of -2.22%, while the CSI 300 and Shanghai Composite Indexes returned -3.89% and -2.47%, respectively [1][11][12] - There was a significant performance gap of over 20 percentage points between the best and worst-performing funds, with more than 20 funds achieving returns exceeding 5% [12][16] - Notable funds with strong performance included those from Huaxi Fund and Galaxy Fund, while funds from Tongtai Fund and Fuanda Fund saw declines exceeding 10% [12][16] Fund Performance - Huaxi Youxuan Value A, a mixed equity fund, achieved a net value increase of 14.11% in November, leading among actively managed equity funds [5][15] - The fund focuses on technology growth sectors and anticipates opportunities in cyclical sectors due to seasonal demand and policy changes [5][15] - As of the end of November, Huaxi Youxuan Value A had a year-to-date net value increase of 26.78% and a cumulative return of 25.94% since inception [7][15] Underperforming Funds - Tongtai Kaitai A, managed by Wang Xiu, saw a net value decline of 12.77% in November, with a cumulative decline of approximately 8.53% since its inception [16][18] - The fund's significant holdings included stocks that experienced declines exceeding 18% in November [16][18] - Additionally, five other funds, including Zheshang Huijin Dingying and Debang New Industry A, reported declines of over 12% [18]

Core Points - Shanghai Zhuoyue Ruixin Digital Technology Co., Ltd. officially listed on the Hong Kong Stock Exchange on December 8, 2023, with stock code 02687.HK, and closed at HKD 126.40, an increase of 87.26% [1] - The company focuses on providing digital solutions for higher education, including the development, delivery, and operation of digital educational content and teaching scenarios [1] Company Summary - Zhuoyue Ruixin is headquartered in Xuhui District, Shanghai, and launched the "Wisdom Tree" brand in 2013, focusing on digital education content for universities [1] - With this listing, the total number of listed companies in Xuhui District has increased to 69 [1] - The company issued 6.67 million H-shares at an issue price of HKD 67.50, raising approximately HKD 450 million, with a net fundraising amount of about HKD 394 million [1] Fund Utilization - 36.7% of the net proceeds will be allocated to research and development, particularly in AI models and knowledge graph integration for personalized learning systems [1] - 31.8% will enhance customer service by expanding 29 branches nationwide to improve local support for universities [1] - 21.5% will be used to establish a knowledge graph center and set up two development centers in key cities to improve content production efficiency [1] - 10% will supplement working capital to support daily operations and strategic acquisitions [1] Industry Context - At least 15 Shanghai companies, including Zhuoyue Ruixin, have listed on the Hong Kong Stock Exchange this year, indicating a robust pipeline for future listings [2] - There are 23 Shanghai enterprises currently in the "processing" status for listing, covering various sectors such as automotive, new consumption, biomedicine, and hard technology [2]

Core Viewpoint - The article emphasizes the importance of the Renminbi as a legal currency in ensuring fair consumption and maintaining convenience for the public, particularly for vulnerable groups like the elderly. It highlights a campaign by CITIC Bank to promote cash acceptance and protect payment rights in the Nanchang area [1][2]. Group 1: Campaign Overview - CITIC Bank's Tongluowan branch launched a campaign titled "Rectifying Cash Refusal, Protecting Payment Rights" in the Nanchang Tongluowan business district and the Dongfang Heidelberg community [1]. - The campaign involved face-to-face interactions with local merchants to explain legal responsibilities regarding cash acceptance and encourage them to sign a "No Cash Refusal Commitment" [1][2]. - The bank provided small denomination bills and coin exchange services on-site to address the common issue of making change for merchants [1]. Group 2: Community Impact - In the Dongfang Heidelberg community, the campaign fostered a sense of community welfare, enhancing the warmth of local shops [2]. - Bank staff educated shop owners on diverse payment regulations and assisted elderly residents in recognizing counterfeit money and understanding their rights [2]. - The initiative has made cash payment channels more accessible in community shops, improving the overall consumer experience [2]. Group 3: Future Plans - CITIC Bank's Tongluowan branch plans to incorporate cash acceptance promotion into its regular operations, aiming to provide better cash services and more detailed compliance guidance [3].

Core Points - The "2025 Low Altitude Equipment Industry Innovation Development Conference" was held in Ordos, focusing on the future of low-altitude equipment and its industrial development [2] - A strategic cooperation agreement was signed between the Ordos Municipal Government and China Mobile Inner Mongolia, aiming to enhance digital infrastructure and explore new models for low-altitude economic development [5] - China Mobile Inner Mongolia showcased its technological advancements in the low-altitude economy, including low-altitude communication networks and drone management platforms, indicating its commitment to supporting innovation in this sector [7] Group 1 - The conference was organized by the Equipment Industry Development Center of the Ministry of Industry and Information Technology and hosted by the Ordos Municipal Government [2] - Key representatives from both the Ordos Municipal Government and China Mobile Inner Mongolia attended the event, highlighting the importance of collaboration in the low-altitude equipment sector [2] - The strategic cooperation will focus on six major areas, including digital city construction and intelligent connected vehicles, to promote the integration of digital technology with the real economy [5] Group 2 - The exhibition by China Mobile Inner Mongolia attracted significant attention, showcasing its achievements in low-altitude economic technologies [7] - The partnership marks a new phase in collaboration, with plans to implement the agreement and enhance shared digital infrastructure and smart scenarios [7] - The initiative aims to inject new momentum into the high-quality development of Ordos, emphasizing the importance of sustainable growth in the low-altitude industry [7]

Core Insights - The Ningxia Green Quality Agricultural Products Promotion Forum was held in Boao, Hainan, focusing on showcasing agricultural brands and facilitating industry exchanges [1] - The event highlighted the ecological richness and development potential of the Xinqing District, featuring various high-quality agricultural products [2] Group 1: Agricultural Product Highlights - The Xinqing District has developed the "Xi You Yi Zu" brand, with several products recognized as national quality agricultural products [3] - The "Yellow River Crab" from the region is noted for its firm texture and early market entry, winning nine awards at the Shanghai International Crab Industry Expo [3] - The "Moon Lake Honey Melon" is praised for its sweetness and has a large cultivation base of 6,500 acres, exporting to Southeast Asian countries [3] - Other featured products include "Zhenhe Tomatoes," "Yam," and "Broccoli," each with unique qualities and health benefits [3] Group 2: Strategic Development and Market Integration - The forum aimed to align with the theme of linking global opportunities and showcased the agricultural upgrade and brand-building achievements of the Xinqing District [4] - The district's transportation network facilitates the distribution of its products, enhancing market reach [4] - The event provided a platform for exchanging experiences in agricultural development and brand management, contributing to the high-quality development of agriculture in the region [4]

Core Viewpoint - The experience economy is reshaping urban offline consumption by focusing on sensory pleasure, emotional resonance, and participatory value, moving away from traditional product-centric models [1][2]. Group 1: Definition and Characteristics of Experience Economy - The experience economy shifts from traditional product functionality to personalized sensory and emotional satisfaction, where consumers pay for unique experiences, social connections, and spiritual fulfillment [2]. - Unlike past experiences that were supplementary to traditional services, the experience itself has become the core of consumption, emphasizing personalization, interactivity, and immersion [2]. Group 2: Current Development Status in China - The experience economy is in a golden development period, covering various sectors such as cultural tourism, retail, education, and health, with service industry value added reaching 59.3 trillion yuan, accounting for 58.4% of GDP [3]. - Service retail sales grew by 5.2%, outpacing product retail growth by 0.6 percentage points, indicating that the experience economy is becoming a new engine for economic growth [3]. - Key sectors driving market growth include cultural tourism, entertainment socialization, and new retail experiences, particularly among younger consumers [3]. Group 3: Examples of Experience Economy Initiatives - The "MOJO HAPPY WORLD" event in Shanghai, a collaboration between the Oriental Pearl Tower and STAYREAL's MOJO FAMILY, exemplifies a multi-dimensional immersive experience attracting young consumers [5][6]. - The Dongguan Strawberry Music Festival attracted 80,000 attendees, generating approximately 280 million yuan in cultural tourism consumption, showcasing the evolution of entertainment venues into comprehensive experience spaces [8]. - New retail spaces are transforming into composite environments, as seen in Shanghai's Moon Bay Flower Market, which combines various activities to enhance consumer engagement [8]. Group 4: Challenges and Solutions for Experience Economy - Despite rapid growth, the experience economy faces challenges such as insufficient innovation sustainability, leading to content homogenization and short-lived experiences [10][11]. - The reliance on human services complicates standardization and long-term quality maintenance, while high investment and easy replication of creative concepts pose operational challenges [10][11]. - Consumer disputes arise from the broad scope of experience consumption, with issues like sudden business closures and exaggerated promotions affecting consumer trust [11]. Group 5: Policy Recommendations for Development - There is an urgent need for policy measures to support the experience economy, including establishing industry standards and regulatory frameworks to protect consumer rights and simplify complaint processes [12]. - Encouraging innovation and technology application through financial incentives can help lower costs for small businesses, promoting diverse experience consumption scenarios [12]. - Strengthening intellectual property protection and combating creative plagiarism will foster a competitive market environment [12]. Group 6: Future Trends in Experience Economy - The experience economy is projected to grow significantly, with the market size expected to reach 18.4 trillion yuan by November 2025, reflecting a 22.6% year-on-year increase [15]. - The next 3 to 5 years will see trends such as accelerated technological integration, a rise in green experiences, and increased cross-border experience fusion [16]. - The experience economy is positioned as a new growth point for urban consumption, emphasizing the need for market innovation and policy support to transition from selling products to selling experiences [16].

Core Insights - The event "Talent Gathering Jiangsu, Trade Connecting the World" was held in Kunshan, focusing on enhancing employment opportunities for foreign trade enterprises and integrating resources from government, localities, schools, and businesses [1][2] Group 1: Event Overview - The recruitment fair featured a main job-seeking area and three auxiliary areas: policy consultation, AI interview experience, and live-streaming job postings, facilitating both online and offline recruitment [1] - Over 1,000 attendees participated in person, while more than 40,000 viewers watched the live stream [1] Group 2: Employment Opportunities - A total of 156 companies, including notable firms like QiuTai Microelectronics and SANY Heavy Industry, offered over 4,500 job vacancies [1] - The event initiated the "2026 Kunshan 'Hundred Schools and Thousand Enterprises' Spring and Autumn Campus Talent Recruitment" to enhance connections between employers and universities in Jiangsu [1] Group 3: Collaborative Initiatives - The event included two sub-activities: the 2025 Kunshan Government-School-Enterprise On-Site Matching Conference and the 2025 Kunshan Cross-Regional Human Resource Cooperation Promotion Conference [2] - The "Kunshan Cross-Regional Human Resource Cooperation Three-Year Enhancement Action (2026-2028)" was launched to deepen collaboration among government, localities, schools, and enterprises [2] - Five universities were awarded the title of "Kunshan Campus Talent Recruitment Workstation," and agreements were signed between universities and companies for customized talent training in key sectors [2]

Core Viewpoint - The 2025 Pearl Bay Climate Investment and Financing Conference will be held in Guangzhou, highlighting Nansha's role as a leader in green finance and climate investment in the Guangdong-Hong Kong-Macao Greater Bay Area [1] Group 1: Innovative Financial Products - Guangzhou Yuexiu Financing Leasing Co., Ltd. and Industrial Bank's Guangzhou branch have launched the first "climate investment and financing + carbon reduction linkage + biodiversity + inclusive finance" leasing loan in Nansha, setting a benchmark for climate investment practices [2] - The innovative financing model for household photovoltaic power station projects has significantly improved financing convenience, aligning with Guangdong's green low-carbon development goals [2] - The green cooperation between Yuexiu Financing Leasing and Industrial Bank has already covered over ten provinces, serving thousands of farmers [2] Group 2: Policy Framework - Nansha has introduced the "Ten Measures for Climate Investment and Financing," offering up to 12 million yuan in rewards for companies contributing to climate investment and financing [4] - The establishment of the Guangdong-Hong Kong-Macao Greater Bay Area Climate Investment and Financing Center aims to enhance collaboration among various stakeholders and create a unified climate investment standard [4][7] - The local climate investment policy framework is being refined to support the growth of climate financing institutions in Nansha [4] Group 3: Project Development and Financing - Nansha has created a project library with 592 green and low-carbon projects, with a total financing demand of 1530.16 billion yuan, facilitating over 30 billion yuan in financing through various tools [5] - The issuance of two "national first" green bonds totaling 1.3 billion yuan will support 12 projects within the climate investment and financing platform [5] - The expected annual energy savings from these projects is approximately 7.1 million tons, with a carbon dioxide reduction of about 1,500 tons [5] Group 4: Industry Collaboration - The establishment of the Nansha Hydrogen Energy Industry Collaboration Alliance aims to enhance integration within the hydrogen energy supply chain [6] - The "Nansha Investment and Financing Fair" has hosted over 60 events, connecting more than 300 enterprises and financial institutions, impacting over 10 million people [6] - The Hong Kong service center for the Guangdong-Hong Kong-Macao Greater Bay Area Climate Investment and Financing Center will attract international capital for green projects in Nansha [7]

聚焦客户出行需求，海峡股份以信息服务与智能通关双轮驱动，彻底破解司乘"出行焦虑"。一方面，精准推送关键提示短信405.2万条（较去年同期增长14.5 倍）、AI语音提醒42万次（同比增幅12倍），通过船舶广播、客运站电子屏、直播间、官方公众号等多渠道实时同步港口动态、船期调整等信息，实现"信 息多跑路，司乘少跑腿"。 另一方面，升级"轮渡管家"APP一站式服务平台，集成购票、AR导航、智能客服、商城购物等功能，还与海南省12345热线深度联动，高效响应旅客诉求。 创新推出"无感通关"服务，旅客刷脸即可完成票务核验和边防检查，通关效率提升60%；货车"智能预约分导"技术实现车辆抵达入口自动识别，已预约车辆 直达安检区，全程"无人干预"，让通行更省时、更顺畅。 转自：新华财经 海南自由贸易港即将于12月18日启动封关运作，封关之际，海南海峡航运股份有限公司打造自贸港港口"门户"服务标杆，聚焦客户核心需求，用智慧赋能、 民生保障、创新提质的全链条暖心服务，让每一次过海通行都高效便捷、满载温度。 靶向施策 让特殊需求全被关照 聚焦不同群体出行痛点，推出精细化专属服务，让温暖直抵人心。针对老弱病残孕等特殊群体，港区"爱 ...