Core Insights - The "Yun Tax Loan" product from China Construction Bank (CCB) is designed to provide timely and efficient financial support to small and micro enterprises, significantly enhancing their production capabilities [1][2] - The product leverages the company's tax credit as collateral, allowing for a streamlined online application process that can be completed in just 30 minutes without the need for physical documents or asset pledges [2] Group 1: Company Overview - Hubei Shenzhan Wheel Co., Ltd., established in 2019, specializes in manufacturing automotive tire steel rims and has seen over 10% year-on-year sales growth in the first eight months of this year [1] - The company faced challenges with cash flow and production funding, which hindered further growth despite its rapid expansion [1] Group 2: Financial Product Details - The "Yun Tax Loan" is a fully online financing product tailored for small and micro enterprises with good tax credit records, breaking away from traditional loan requirements [2] - CCB's "Yun Tax Loan" has provided 736 million yuan in loans to 729 small and micro enterprises in Shiyan City this year, with an increase of 33.48 million yuan since the beginning of the year [2] Group 3: Future Plans - CCB's Shiyan branch aims to continue supporting the real economy through technological empowerment and product innovation, ensuring that financial resources are effectively directed towards small and micro enterprises for high-quality economic development in Shiyan City [2]

Core Points - The article discusses the successful implementation of a new cross-border financing policy in Ningbo, China, aimed at supporting high-tech enterprises and enhancing their international competitiveness [1][2] Group 1: Policy Implementation - The State Administration of Foreign Exchange (SAFE) issued a notice detailing nine measures to deepen cross-border investment and financing reforms, including increasing the financing limits for high-tech and specialized small and medium-sized enterprises [1] - The new policy eliminates the requirement for financial reports, thereby reducing the compliance costs for enterprises and facilitating their access to cross-border financing [1] Group 2: Bank's Response - China Bank's Ningbo branch promptly organized training and client outreach activities to educate potential clients about the new policy and assess market needs [2] - The bank provided tailored financing solutions to a foreign-invested high-tech enterprise facing challenges in securing project funding, streamlining the application process and promoting local financing subsidies [2] Group 3: Future Plans - The Ningbo branch of China Bank plans to continue leveraging its global and professional advantages to promote various facilitation measures and enhance foreign exchange reform services [2]

转自：新华财经 台风"桦加沙"造成广东多地车辆破损、被淹，太保产险广东分公司理赔团队及时出动，以"快响应、强救援、优服务"守护车主安全。 9月24日，珠海的唐先生车辆被倒塌树木压住，当地太保产险理赔员闻讯立即赶赴现场，协调车主与热心司机合力完成施救；同一时间，江门市的太保产险 理赔员在巡航时发现钟先生车辆后挡风玻璃被砸破，立即协助报案并联系拖车，同时利用备用雨衣铺盖车窗防雨水灌入，为车辆筑起"临时防护墙"。 在佛山，台风过境后禅城片区积水严重，太保产险理赔员第一时间安抚受困车主，全程陪同转移车辆至安全地带；珠海金湾区遭遇内涝后，当地太保产险分 支机构启动24小时通宵救援，实施"一对一"跟车施救，并与救援单位紧密配合，加快处理进度。此外，依托线上理赔系统，太保产险广东分公司对部分案件 完成了快速定损赔付，9月24日晚，市民赵先生车辆被坠物砸中，该公司理赔员通过远程指导客户取证并启动快速理赔通道，20分钟内即完成赔款支付。 科技赋能减损失，快赔助农复生产 台风对广东农业生产造成重创，太保产险广东分公司依托科技手段与政企联动，以"精准定损、快速赔付、预赔支持"为农户撑起复产"保护伞"。 9月以来，广东迎来台风登陆高 ...

四川中行负责人表示，未来，将持续创新宣传形式、拓展覆盖范围，常态化开展多样化金融知识普及活动，加固反假币"防火墙"，为维护 良好金融秩序贡献中行力量。（曾俊鹏） 编辑：赵鼎 （图为四川中行反假币宣传活动现场） 通过现金网格化责任体系，四川中行将反假币宣传融入商户日常服务。该行工作人员按网格分区，逐一走访商超、餐饮、零售等商户，宣 讲人民币管理制度、真伪鉴别等知识。同时，为超市收银员、小吃店经营者等群体，现场开展手把手识假币指导，筑牢经营资金安全屏 障。 开学季，四川中行工作人员走进校园，围绕人民币防伪核心要点，用趣味化语言拆解水印、安全线、光变油墨等特征，并结合学生在"校园 超市购物收到假币""同学间借款误收假币"等真实案例，帮助学生群体提升假币辨别能力，保护学生们的"生活费"。 针对部分地区反假宣传薄弱环节，四川中行来到甘孜藏族自治州理塘县觉吾乡马来村、阿坝藏族羌族自治州金川县等地，通过海报宣传、 现场演示人民币防伪特征、发放宣传折页等形式，提升民族地区群众反假币意识，增强其金融获得感和安全感。 转自：新华财经 9月以来，中国银行四川省分行（以下简称"四川中行"）聚焦老年人、农村居民、务工人员、青少年、商户 ...

Core Viewpoint - Chongqing Qianli Technology Co., Ltd. has announced a 2025 employee stock ownership plan aimed at establishing a long-term incentive mechanism to attract and retain talent, aligning the interests of shareholders, the company, and core team members [1] Group 1: Employee Stock Ownership Plan - The funding for the stock ownership plan will come from the company's incentive fund, employees' legal salaries, self-raised funds, and other legally permissible means, without involving leveraged funds or financial guarantees [1] - The plan will involve up to 300 key personnel, including directors and senior management, with a total funding amount not exceeding 250 million yuan, and the shares will be purchased through secondary market bidding within six months after the plan is approved [1] - The average purchase price is set at 12.42 yuan per share, involving approximately 20.128824 million shares, accounting for 0.4452% of the company's total share capital [1] Group 2: Performance Assessment Criteria - The performance assessment period for the plan will cover the fiscal years 2025 and 2026, with key performance indicators including net profit and operating revenue, weighted at 60% and 40% respectively [2] - The targets set for net profit are not less than 60 million yuan for 2025 and 100 million yuan for 2026, while the revenue growth rates are expected to be at least 30% and 40% for 2025 and 2026, respectively, based on 2024 performance [2] Group 3: Strategic Focus - The company is focusing on its core strategy of AI and automotive integration, aiming to enhance its market competitiveness and sustainable high-quality growth [2] - The strategic plan includes controlling Qianli Zhijia through entrusted voting rights to improve the completeness of the technology business ecosystem and create a second growth curve [2]

Core Viewpoint - The establishment of the "Freshness Quality Evaluation Standard for Household Refrigerators" led by Hisense Refrigerator marks a significant advancement in the refrigerator industry's ability to preserve meat freshness, providing a scientific and quantifiable evaluation system [1][4]. Group 1: Standard Overview - The new standard includes multi-dimensional evaluation methods such as sensory evaluation, weight loss rate, color difference, texture, and key biochemical indicators like Total Volatile Basic Nitrogen (TVB-N) [1][2]. - The standard aims to provide a clear and unified benchmark for measuring refrigerator preservation performance, enhancing consumer trust in product quality [3][4]. Group 2: Technological Innovation - Hisense Refrigerator's vacuum magnetic preservation technology plays a crucial role in the standard's formulation, showcasing its leading position in the vacuum preservation field [3]. - This technology combines a constant temperature and humidity, low pressure, and low oxygen vacuum environment with a specific magnetic field, effectively delaying food oxidation and preserving freshness at a molecular level [3]. Group 3: Practical Implications - Experimental data indicates that beef stored for seven days in Hisense's vacuum refrigerator shows a TVB-N value better than the national first-class fresh meat standard, maintaining excellent texture and color [3]. - The technology also significantly reduces weight loss in perishable fruits like lychee, achieving a weight loss rate that is only one-sixth of that in ordinary refrigerators after seven days [3]. Group 4: Industry Impact - The successful approval and release of the standard signify a new phase of standardization and technological advancement in the meat preservation sector of China's refrigerator industry [4]. - This initiative reflects the responsibility and commitment of Chinese home appliance companies, represented by Hisense, to drive innovation and enhance consumer quality of life [4].

转自：新华财经 9 月30日，赛力斯集团股份有限公司（下称：赛力斯）发布2025年半年度利润分配预案公告，全体A股 股东每10股派送现金3.10元（含税）。 为进一步提高分红水平、增加分红频次、切实回报广大投资者，增强投资获得感，公司结合经营发展实 际、盈利能力、财务状况及可持续发展需要，拟实施权益分派股权登记日登记的A股总股本为基数，向 全体A股股东每10股派送现金3.10元（含税）。截至2025年6月30日，公司总股本1,633,366,086股，合计 拟派发现金红利5.06亿元（含税），占公司2025年上半年归属于上市公司股东的净利润的17.22%。 公告同时提示，若在预案披露至股权登记日期间公司 A 股总股本发生变动，将维持每股分配金额不 变，相应调整分配总额。本次分红不会对公司每股收益、现金流及生产经营产生重大影响，也不影响公 司正常经营和长期发展，投资者需关注股东大会审议结果等投资风险。（陈蒙） 根据公司2025年半年度报告（未经审计），上半年实现归属于上市公司股东的净利润为人民币约为 29.41元。截至2025年6月30日，公司母公司报表中期末未分配利润为人民币近8.98亿元。 编辑：赵鼎 ...

Group 1 - The core theme of the activities is "Enjoying a New Life in the Silver Age," aimed at enhancing consumption among the elderly and supporting Shanghai's development as an international consumption center [1] - The activities include four major thematic sections that integrate resources and innovate consumption scenarios to improve payment convenience [1] - The Shanghai branch of the Bank of Communications is actively participating in local "Silver Life Festival" events, focusing on key areas of elderly service consumption [2] Group 2 - The bank is implementing additional subsidies on top of national and local policies to stimulate consumption, particularly in the context of upgrading household equipment for middle-aged and elderly families [2] - A new consumer loan product, "Enjoy Loan for Seniors," is being promoted to effectively stimulate demand for equipment updates among older households [2] Group 3 - The bank has launched a promotional campaign called "Cultural and Tourism Extravaganza," offering discounts and exclusive benefits to reduce the consumption barriers for the elderly in cultural and tourism activities [3] - The campaign includes various themed activities on the bank's app, covering a wide range of lifestyle and entertainment options for seniors [3] Group 4 - The bank is focusing on the core life needs of the elderly, including healthcare, food, housing, transportation, travel, and education, while building a 15-minute elderly service ecosystem around its branches [4] - Various promotional activities, such as "Silver Happy Shopping" and discounts at major shopping centers, are designed to encourage regular consumption habits among the elderly [4] Group 5 - The bank has established a volunteer service team to assist the elderly in navigating digital services, aiming to bridge the digital divide and enhance financial security [5] - The bank is committed to creating a multi-dimensional service model that combines consumer credit, scenario services, and digital finance to lower consumption barriers and provide precise services for the elderly [5]

Core Viewpoint - The company emphasizes the importance of technology in national strength and aims to enhance its financial services for technology-driven enterprises, promoting a comprehensive financial service system that aligns with high-level technological self-reliance and national development goals [1] Group 1: Top-Level Design and Governance - The company has revised its articles of association to optimize the strategic committee's role, aligning its governance structure with national strategic deployments [2] - A Technology Finance Committee has been established to enhance organizational structure and create an efficient four-level working mechanism [2] - By June 2025, the company plans to implement action measures focusing on organizational optimization, credit service upgrades, and enhancing collaborative efficiency [2] Group 2: Launching "Jiaoyin Science and Technology Innovation" - The company has introduced the "Jiaoyin Science and Technology Innovation" brand, integrating resources to support technology enterprises throughout their lifecycle [3] - A "4+3" service model has been created, including four major product systems to address financing challenges for technology enterprises [3] - The company has developed a proprietary evaluation model for technology enterprises, which is applied across the organization to enhance marketing and risk management processes [3] Group 3: Differentiated Credit Service System - The company has tailored its "Kechuang Yidai" product line to meet the needs of enterprises at different growth stages, promoting an "active credit" innovation model [4] - By June 2025, the company's technology loan balance is expected to exceed 1.5 trillion yuan, supporting over 63,700 enterprises [4] Group 4: Direct Financing Support - The company leverages its full-license advantages to facilitate direct financing for technology enterprises, collaborating with national-level funds [5] - By June 2025, the total financing scale of the company's technology finance is projected to surpass 1.7 trillion yuan [5] Group 5: Local Implementation and Collaboration - The company is actively promoting the implementation of technology finance at the local level, establishing specialized organizations in branches to enhance service delivery [6] - It has set up nearly 100 technology branches and specialized institutions to focus on key industries such as integrated circuits and artificial intelligence [7] - The company provides cross-border financing services to support technology enterprises' international operations and investments [7]

转自：新华财经 在金山石化支行，青年员工化身"金融小老师"，走进金山区小学生爱心暑托班，开设以金融知识、人民币科普和反诈防范为主题的公益课程。 课堂上，通过生动有趣的货币发展故事、对比真钞和道具币，让孩子们直观学习人民币防伪特征。王同学认真比对后兴奋地说："原来人民币上有这么多细 节，我要回去教爸爸妈妈。" 课程中还穿插真实诈骗案例解析，帮助孩子们增强自我保护意识，让防范假币、防范诈骗的理念从小扎根。建行青年用饱满的热情将"识假防骗"意识播撒进 家庭。 为全面提升公众识别假币、防范假币的意识和能力，营造安全有序的人民币流通环境，中国建设银行上海市分行以"2025年反假货币宣传月"活动为契机，组 织开展丰富多彩的反假货币宣传活动。围绕"筑牢货币安全网 守好群众钱袋子"的主题，活动聚焦城乡结合部、远郊涉农地区等重点区域，努力让反假知识 进社区、进校园、进养老院，实现宣传全覆盖、全民同参与。 "文化+金融"：润物无声的社区守护 9月，建行上海静安支行将反假宣传与社区文化相融合，在市北高新园区打造"金融安全角"。在这里，陈列着反假货币知识手册、情景漫画和防伪实物展 示，吸引了不少白领员工在午休或下班后驻足翻阅。不少员 ...