Core Insights - The establishment of the Hainan Free Trade Port is expected to significantly enhance cross-border payment and settlement processes, reducing fees by up to 50% for traders and cross-border e-commerce businesses [1][3] - The EF account system has been implemented, facilitating cross-border transactions and is projected to see a substantial increase in foreign loans, with a year-on-year growth of 248.53% by October 2025 [1][6] - Financial institutions are rapidly entering Hainan, with banks and non-bank financial entities expanding their operations in anticipation of the benefits from the free trade port [1][5][7] Financial Infrastructure Development - The EF account and cross-border fund concentration center are transforming the perception of Hainan as a financial hub for trade [4] - Hainan's financial landscape allows for dual licensing of financial enterprises, enhancing flexibility in cross-border payments and small currency settlements [3] - The integration of international payment solutions and digital applications is expected to improve cross-border consumption and personnel exchanges in Hainan [4] Banking Sector Dynamics - Major banks are intensifying their presence in Hainan, with state-owned and joint-stock banks enhancing their resources and institutional frameworks [5] - The establishment of cross-border financial centers and strategic partnerships with local financial institutions indicates a robust commitment to developing Hainan's financial ecosystem [5] - The anticipated increase in cross-border fund flow efficiency and innovative account systems may create new business opportunities for banks [5] Non-Bank Financial Institutions - Non-bank financial institutions are emerging as a significant force in Hainan's financial system, with leasing companies entering the market to explore new business models [7] - The establishment of a gold trading infrastructure in Hainan marks a significant development, enabling a closed-loop for gold-related financial services [7] - Continuous entry of insurance, reinsurance, and specialized financial service providers is expected to further diversify Hainan's financial offerings [7]

12月18日，美国11月CPI同比增长2.7%，预估为增长3.1%。美国11月核心CPI同比增长2.6%，预估为增 长3%。 在11月份消费者价格指数（CPI）公布后，美国联邦基金利率期货显示，美联储1月份降息的可能性从 26.6%上升至28.8%。纳指期货短线拉升涨超1%。 比特币向上升破88500美元，过去24小时内上涨1.01%。 ...

凤凰网科技讯 北京时间12月18日，据彭博社报道，在发生多起因特斯拉车门故障导致消费者困于车中 的事件后，美国的一些车主开始自行采取安全措施，其中包括自备逃生工具和换车。 今年5月，艾琳·吉特尔(Erin Geter)刚刚蹒跚学步的幼儿因特斯拉电动车门断电而被困车内。几周后，她 出现在本田经销店，购买了一辆新的家庭用车。 "这段经历让我心有余悸。"这位来自美国北卡罗来纳州亨特斯维尔的39岁母亲说。如今，她更愿意用本 田CR-V接送孩子，因为这款车配备的是传统机械门把手。 车主开始警惕 早在今年春天儿子被困之前，吉特尔就已为她的2021款Model Y购买了破窗器。但当意外发生时，这个 工具同样被锁在车内。 在随后的几分钟内，她接连拨打了数通电话：先是打给丈夫，接着联系了父亲。他们通常可以通过特斯 拉手机应用远程解锁车辆。但当特斯拉低压电池没电时，这项功能便会失效。吉特尔继而联系了特斯 拉，但对方同样未能提供即时帮助，最终她拨打了911报警电话。 需特斯拉指导 "如果那扇门没有自动弹开，我真不知道该怎么办，"她说，"那一刻我感到无比无助。" 吉特尔的经历是一个尤为极端的例子，反映出特斯拉车主如今正为解决一个多数 ...

此外，南航面向一线员工推出了移动端隐患上报工具，可自动识别隐患类型并匹配责任单位。官方表 示，该系统旨在提升安全隐患识别的准确率与处置效率。南航方面称，此次合作是推动AI与航空安全 融合的尝试，未来将持续完善相关能力。 凤凰网科技讯 12月18日，南方航空（600029）与阿里云联合发布"天盾"安全大模型1.0版本，主要用于 飞行训练、航班预警和故障检修，具备多模态风险识别、飞行操作评估及故障智能处置等核心功能。 据介绍，"天盾"具备多模态风险识别、飞行操作评估及故障智能处置等功能。其通过融合飞行数据构建 评估体系，飞行员可通过自然语言交互获取定制化训练报告。在运行层面，该系统已应用于飞机故障智 能处理、航班运行风险可视化预警及飞行员能力洞察等方面。 ...

据了解，一直以来，全球铝工业长期面临"高性能必高能耗"的困境：热处理是性能保障，却是碳排放大 户；再生铝虽低碳，却因杂质问题难以应用于汽车关键安全结构件。"要么牺牲性能，要么放弃低 碳"——这是两难的选择。 在没有现成路径的情况下，奇瑞选择向"不可能"发起挑战——奇瑞材料研究团队依托先进的材料设计平 台和模拟技术，成功解决了再生铝中杂质影响性能的核心瓶颈，首次实现了"100%再生铝"在免去高温 热处理工序的情况下，直接用于制造汽车的关键安全结构件，并满足强度、韧性及一致性的严苛要求。 凤凰网科技讯 12月18日，奇瑞汽车自主研发的"100%再生铝·免热处理·一体压铸"技术，近日在联合国工 业发展组织（UNIDO）"橙色经济全球方案2025"评选中获得中国区冠军。该技术旨在解决再生铝因杂 质难以直接应用于汽车关键结构件的问题，通过免去高温热处理工序，在保证材料强度与一致性的同时 降低生产能耗。 据官方介绍，该技术已获得中国发明专利，并正推动国家绿色压铸标准立项。目前该材料已在奇瑞E0X 平台实现量产，应用于减震塔、后纵梁等部件。奇瑞测算，使用该技术生产一辆车可减少约3.27吨碳排 放，若按年产300万辆规模估算 ...

全球方面，谷歌(Google)击败苹果(Apple)位列第一；微软(Microsoft)继续占据第二；苹果(Apple)退居第 三。 凤凰网科技讯12月18日，世界品牌实验室(World Brand Lab)于12月17日在美国纽约揭晓了最新的《世界 品牌500强》排行榜。中国(包含港澳台地区)入选的品牌共计50个，入选数再次超越日本(40个)，稳居全 球第三。其中表现亮眼的品牌有国家电网、腾讯、海尔、华为、阿里巴巴、抖音、百度、小米、宁德时 代（300750）等。 ...

Core Viewpoint - Neta Auto's parent company, Hozon New Energy, is actively seeking to implement a management restructuring process through the recruitment of a management trustee, which is crucial for the successful execution of its bankruptcy reorganization plan [1] Group 1: Management Restructuring - Hozon New Energy announced the results of its recruitment for a management trustee, with two interested institutions submitting applications [1] - The evaluation committee assessed the institutions based on professional qualifications, management plan feasibility, and financial arrangements, ultimately selecting one institution as the management trustee [1] - A management entrustment agreement will be signed with the selected trustee to oversee and assist in the management process, ensuring the smooth implementation of the bankruptcy reorganization [1] Group 2: Financing Initiatives - On December 4, Hozon New Energy issued a public recruitment announcement for co-benefit bond investors, aiming to raise a total of no more than 100 million RMB [1] - The funds raised will be specifically allocated for essential expenses to maintain the core operations of the debtor, including payments to suppliers for vehicle systems and after-sales services for Neta vehicles [1]

Core Viewpoint - Meituan's LongCat team has officially released and open-sourced the LongCat-Video-Avatar model, which enhances virtual human video generation capabilities [1] Group 1: Model Features - The LongCat-Video-Avatar model is built on the previously open-sourced LongCat-Video base and supports video generation from audio, text, or images, along with video continuation functionality [1] - The model significantly improves action realism, long video generation stability, and identity consistency [1] Group 2: Technical Innovations - The model employs "decoupled unconditional guidance" technology, allowing virtual humans to exhibit natural states such as blinking and posture adjustments during speech pauses [1] - To address common quality degradation in long video generation, the team introduced a "cross-segment latent space stitching" strategy, which aims to prevent cumulative errors from repeated encoding and decoding, claiming it can generate videos up to 5 minutes long while maintaining stable visuals [1] Group 3: Performance Metrics - In terms of identity consistency, the model utilizes reference frame injection with positional encoding and a "reference jump attention" mechanism to maintain character traits while reducing motion stiffness [1] - The model has achieved advanced levels of lip-sync accuracy and consistency metrics in evaluations on public datasets like HDTF and CelebV-HQ, and has shown leading performance in comprehensive tests covering commercial promotion and educational scenarios [1]

随着数以十亿美元计的资金在今年"用脚投票"，美国投资者似乎逐渐"迷上"了中国科技自强的愿景，而 这种热情目前仍有望延续至新的一年。 根据业内汇总的数据显示，2025年迄今，专注于中国科技股的美国主要上市ETF已吸引了大量资金流 入，反观那些聚焦非科技板块的基金则遭遇了资金流出。 按管理资产规模计，在美上市最大中国股票ETF——KraneShares中国海外互联网ETF(KWEB)今年以来 已累计吸金23亿美元，有望创下2021年以来最佳年度表现。 资产规模排名第四的景顺中国科技ETF(CQQQ)也录得21亿美元资金流入，有望创下历史最佳年度表 现。 iShares MSCI中国ETF(MCHI)则吸引了8.71亿美元新资金，有望终结此前连续两年的流出态势。 与此形成鲜明对比的是，专注传统板块的iShares中国大盘股ETF(FXI)今年迄今净流出了23亿美元；德意 志银行旗下的Xtrackers Harvest中证300ETF(ASHR)同期也遭遇了14亿美元的资金撤离。 景顺主题及专业ETF策略主管Rene Reyna认为，今年早些时候DeepSeek的推出以及特朗普挑起的贸易 摩擦，可能是推动中国科技ET ...

Group 1 - OpenAI is in preliminary discussions with investors to raise at least several billion dollars, with a potential maximum of $100 billion, aiming for a valuation of $750 billion, which represents a 50% increase from its October valuation of $500 billion [1] - The demand for computing power in the AI industry is continuously rising as companies compete to develop AI systems that match or exceed human capabilities, necessitating substantial financial investments [2] - OpenAI plans to invest trillions of dollars in infrastructure to support AI technology development, despite not yet being profitable [2] Group 2 - OpenAI's CEO, Sam Altman, projected that the company's annualized revenue will exceed $20 billion by the end of this year, potentially growing to hundreds of billions by 2030 [2] - HSBC forecasts that while OpenAI's user base may grow to 44% of the global adult population by the end of 2030, the company will still be far from profitability [2] - OpenAI is reportedly preparing for an initial public offering (IPO), which could value the company at up to $1 trillion, potentially making it the largest IPO in history [2] Group 3 - OpenAI faces significant competition from rivals like Google, which has released its Gemini 3 model that outperforms OpenAI's GPT-5.1 in several key benchmark tests [3] - In response to competitive pressures, OpenAI recently launched its latest model, the GPT-5.2 series, to solidify its position in the AI sector [3]