Group 1 - The core viewpoint of the article is that the national subsidy policy for 2026 has undergone significant changes, particularly in the automotive and home appliance sectors, shifting from broad subsidies to more targeted support [1][4][5]. - The automotive subsidy structure has changed from a gradient fixed subsidy in 2025 to a proportional subsidy in 2026, with new energy vehicles receiving 12% of the purchase price as a subsidy (up to 20,000 yuan) and fuel vehicles receiving 10% (up to 10,000 yuan) [3][4]. - For vehicle trade-ins, the subsidy for new energy vehicles is 8% (up to 15,000 yuan) and for fuel vehicles is 6% (up to 13,000 yuan), indicating that only higher-priced vehicles will match or exceed last year's subsidy levels [4][5]. Group 2 - The home appliance subsidy has been significantly reduced, now covering only six types of products compared to twelve last year, with stricter eligibility criteria requiring products to be of at least first-level energy efficiency [4][5]. - Digital products maintain their subsidy levels at 15% of the purchase price, with a maximum of 500 yuan, and new categories like smart glasses have been added [5]. - The overall subsidy approach has shifted from a broad distribution model to a more precise targeting strategy, focusing on public infrastructure and essential consumer goods [5]. Group 3 - The 2026 subsidy policy will be implemented uniformly across the country, eliminating regional disparities in subsidy standards for vehicle and appliance trade-ins [7]. - Measures have been introduced to address issues of "funding accumulation" and "delayed payments," with penalties for regions that fail to distribute subsidies promptly [8][9]. - A combination of manual review and technological oversight will be employed to ensure that subsidy funds reach consumers and businesses effectively, with strict monitoring of the entire process [11][12].

今日白银价格最新查询(2026年1月4日) 北京时间周日(1月4日)由于假期白银市场休市，现货白银周五收于72.62美元/盎司，最高上探74.54美元/ 盎司，最低触及71.27美元/盎司，下周基本面关注周五非农数据公布，周三发布的12月ADP私营部门就 业数据，以及周四公布的当周首次申领失业救济金人数以评估就业现状。 | 名称 | 最新价 | 单位 | | --- | --- | --- | | 现货白银 | 72.62 | 美元/盎司 | | 白银t+d | 17059 | 元/千克 | | 纸白银 | 16.167 | 元/克 | | 沪银主力 | 17074 | 元/千克 | 【晚间白银交易策略】 周一白银单日暴跌13美元以上，周二反弹周三被打压，周五则低位震荡，周线长上影大阴线。 本周剧烈波动后，预计下周多空大战还要上演。重点支撑还是70美元大关，之上看多空拉锯；短期第一 阻力调整为75-74.5，重点阻力由80-80.5下移至78美元区域。理论上70美元，应该不是84下跌的低点， 看好0.618(66-67美元)和0.5(62-61美元)位置布局中长线多单；目标突破84美元，剑指100美元以上。 ...

CNY是在中国大陆境内交易的人民币，CNH是在中国大陆以外离岸交易的人民币。人民币常用货币代 码为RMB或者CNY，在外汇市场上人民币有两种类型：CNY和CNH，两者分别指在岸人民币和离岸人 民币。 CNH与CNY的核心区别： 1、交易市场 CNY(在岸人民币)：上海外汇交易中心(CFETS)等境内市场 CNH(离岸人民币)：香港、新加坡、伦敦等境外金融中心 2、汇率价格 CNY(在岸人民币)：相对稳定，每日有中间价+±2%浮动限制 CNH(离岸人民币)：波动更大，反映国际市场情绪 3、参与者 CNY(在岸人民币)：国内银行、企业、机构投资者 CNH(离岸人民币)：境外银行、国际投行、跨国公司 4、结算清算 CNY(在岸人民币)：通过中国大额支付系统(CNAPS) CNH(离岸人民币)：通过境外人民币清算行(如中银香港) 5、可兑换性 CNY(在岸人民币)：直接受央行货币政策和外汇管理影响 CNH(离岸人民币)：受全球流动性、利率、风险偏好影响更大 CNY(在岸人民币)：有限兑换(资本项下受限) CNH(离岸人民币)：更自由兑换，便于跨境投资 6、政策影响 ...

Core Insights - Haier's three-tub washing machine received five-star ratings in convenience, water and electricity consumption, repairability, and durability from the authoritative French media Les Numériques, showcasing its strong product capabilities and high-end quality [1][3] Group 1: Product Performance - The three-tub washing machine's success in the French evaluation is attributed to its localized and differentiated innovation, addressing the urgent needs of European households for health-conscious laundry solutions [3] - The innovative design features a "10KG large tub + dual 1KG small tubs," allowing for separate washing of underwear, outerwear, and baby clothes, which enhances washing efficiency by 50% and eliminates cross-contamination risks [3] - The product achieves an A-35% high energy efficiency rating, aligning perfectly with the mainstream green consumption trends in the European market [3] Group 2: Market Impact - Following its pre-sale launch in France, the three-tub washing machine quickly gained traction in the market, receiving significant orders from leading local channels even before its arrival [3] - Haier's localized innovation is reflected in its overall success in the European market, with the X11 series washing machine, which consumes 70% less energy than A-rated appliances, achieving over 800,000 units sold across more than 20 countries [5] - The brand's commitment to understanding local user needs and global energy trends has resulted in Haier maintaining the top market share in categories such as ultra-thin washing machines and washer-dryer combos in France [5]

摘要今日周日(1月4日)休市。伦敦金收报3759.40美元/盎司，上涨11.27美元/元或0.30%，日内最高上探 3734.55美元/盎司，最低触及3734.28美元/盎司。 今日周日(1月4日)休市。伦敦金收报3759.40美元/盎司，上涨11.27美元/元或0.30%，日内最高上探 3734.55美元/盎司，最低触及3734.28美元/盎司。 若4300失守，则需关注4270-4250区域支撑，届时地缘溢价可能回吐，市场重心将转向非农数据与机构 调仓行为。 此外在周五非农数据公布前，投资者需注意周三发布的12月ADP私营部门就业数据，以及周四公布的当 周首次申领失业救济金人数以评估就业现状。 【最新伦敦金行情解析】 黄金日线图上出现了顶背离，形态上也是上方压力受阻的样子，所以在未突破4400-4410这个关键阻力 位之前，大概率会走高位震荡。 金价在4400附近遇阻后，当前呈现头肩底右侧构筑形态，关键颈线位于4400-4410，下方关键支撑在 4300-4310。 若周初能站稳4300-4310并放量突破4400-4410，则上行空间打开，短期目标可看4500-4600。 【要闻速递】 美国费城联储主席 ...

一、行情回顾 节前最后一个交易日，焦煤期货盘面表现偏强，主力合约报收于1115.0元/吨，小幅走高0.45%。 二、基本面汇总 近日，证监会同意大连商品交易所焦煤期权注册。证监会将督促大连商品交易所做好各项准备工作，确 保焦煤期权的平稳推出和稳健运行。 印尼财政部长：印尼仍在讨论煤炭出口税。 长治沁源市场多数煤矿计划于1月1日安排停产，预计3日陆续复产，停产时长1.5-3天不等。据调研停产 煤矿总共19座，合计核定产能2080万吨，按照最新调研口径影响总原煤日产约18.26万吨，涉及煤种主 要为瘦主焦煤及瘦煤。 三、机构观点 国信期货：临近年末，因完成生产任务减产煤矿数量增加，高频数据显示矿方开工率持续下降，国内煤 炭供应环比收缩。进口方面，甘其毛都口岸通关量高位，进口供应充分。需求端，焦企利润回落，开工 率下降，钢厂继续减产，但铁水产量周度降幅收窄。供需双弱格局延续，基本面保持平稳，期货盘面低 位震荡运行，建议短线操作。 铜冠金源期货：随着焦炭第四轮提降启动，部分焦企为加快出货已提前降价。当前原料焦煤价格跌幅收 窄，焦企利润持续收缩，不过多数焦企仍维持现有生产节奏，整体供应保持稳定。上游年底安修增强， 矿山 ...

节前最后一个交易日，对二甲苯期货主力合约低位震荡，最低下探至7240.0元。截止收盘，对二甲苯主 力合约报7260.0元，跌幅0.74%。 对二甲苯期货主力小幅下跌0.74%，对于后市行情如何，相关机构该如何评价？ 国投安信期货 PX短期有调整预期 西南期货 短期PX或震荡调整 机构 核心观点 瑞达期货 短期PX价格预计跟随原料价格波动 国投安信期货：PX短期有调整预期 强预期推动PX价格上行，与下游需求脱节，上周五开始减仓回落，展开震荡。短期PX有装置重启导致 的供应增长及下游需求回落的拖累。PTA装置重启和减产并存，预期维持低负荷下去库状态，加工差略 有修复，波动主要来自原料PX。整体看，PX短期有调整预期；中线强预期不变，但需要下游需求配 合，注意节奏；PTA主要驱动在原料。 西南期货：短期PX或震荡调整 供需方面，PX负荷维持在88.2%附近，福佳大化140万吨装置重启，浙石化26年1月CDU和重整有检修计 划，预计降负10%左右。现货流通性偏紧且库存低位下PX价格仍有支撑。成本端方面，因原油供需失 衡以及地缘风险消退等因素，原油震荡调整。综上，短期PXN价差和短流程利润持续修复，PX开工持 稳，但成 ...

消息面 华东一套年产50万吨聚酯瓶片装置1月初因故计划检修10-15天。 12月31日，郑商所瓶片期货仓单664张，环比上个交易日减少15张。 机构观点 截至2025年12月31日，国内华东水瓶片年均价5936.52元/吨，出口777.99美元/吨FOB上海港，分别较去年下跌12.01%和11.09%。 新世纪期货： 原料高位震荡，叠加节前最后一个工作日，业内入市心态不佳。供需僵持状态下，聚酯瓶片市场或区间盘整运行。 瑞达期货（002961）： 俄乌和谈未出现实质性进展，国际原油上涨，影响聚酯走势。供应方面，国内聚酯瓶片产量33.36万吨，较上期持平，产能利用率73.05%，较上期 持平。中国聚酯行业周度平均产能利用率87.19%，较上周+0.29%。出口方面，11月中国聚酯瓶片出口53.30万吨，较上月增加0.99万吨，或 +1.90%。2025年1-11月累计出口量586.52万吨，较去年同期增加63.64万吨，涨幅12.17%。短期瓶片开工率持平，当前生产毛利-178左右，利润亏 损加剧，短期瓶片价格预计跟随原料价格波动，主力合约上方关注6250附近压力，下方关注5900附近支撑。 ...

Core Viewpoint - The main focus of the news is the recent decline in coking coal futures, with the primary contract dropping to a low of 1679.0 yuan and closing at 1693.0 yuan, reflecting a decrease of 1.25% [1]. Group 1: Market Analysis - Coking coal futures have experienced intensified capital competition, with the market showing signs of increased volatility [2]. - The fourth round of price reductions for coking coal is expected to be implemented starting January 1, which has led to coking enterprises facing losses, although the extent of these losses is not severe [3]. - Supply from coking plants has slightly decreased, with an average daily output of 627,000 tons, down by 3,000 tons month-on-month, while steel mills continue to reduce production [4]. Group 2: Supply and Demand Dynamics - The supply side is under pressure with coking plant operating rates declining, but inventory levels remain high, with steel mill inventories at 6.26 million tons and port inventories at 1.87 million tons [4]. - Demand from steel mills is stable, with a slight increase in inventory replenishment, but overall demand remains weak [4]. - The market anticipates potential stimulus policies, which may influence future price movements despite current fundamental pressures [2].

2026年1月4日，南洋商业银行发布公告称，计划于北京时间2026年1月6日1:30至4:30开展信用卡系统升 级，期间手机银行、个人网银、企业手机银行、企业网银信用卡相关服务会出现短暂中断。为保障您的 使用体验，请您提前做好安排。 如有问题，可致电南洋商业银行全国统一客服热线95327。 ...