| 序号 | | 关联方类别 | 关联交易类型 | 2024年预计额度 | 2024年业务开展情况 | 2025年预计额度 | 与上年度比较 | 2025年拟开展的业务 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 1 2 3 4 | 企业类主要股东 关联集团 | 南京紫金投资集团有 限责任公司关联集团 南京高科股份有限公 司关联集团 幸福人寿保险股份有 限公司关联集团 | 授信类 | 1.所有企业类主要股东关 联集团的授信类日常关联 交易预计额度合计不超过 450亿元； 2.江苏交通控股有限公司 主要股东关联集团授信类 日常关联交易预计额度最 高不超过100亿元； 3.江苏银行股份有限公司 授信类日常关联交易预计 额度最高不超过260亿元， 联交易预计额度最高不超 | 截至2024年末，南京紫金投资集 团有限责任公司关联集团授信余 额41.75亿元。 截至2024年末，南京高科股份有 限公司关联集团授信余额39.06亿 元。 截至2024年末，江苏交通控股有 亿元。 | 1.所有企业类主要股东关联集团 的授信类日常关联交易预计额度 合 ...

●会议召开时间：2025 年 4 月 28 日（星期一）上午 10:00-11:30 | 证券简称: | 南京银行 | 证券代码: | 601009 | 编号:2025-015 | | --- | --- | --- | --- | --- | | 优先股简称：南银优 | 1 | | | 优先股代码：360019 | | 南银优 | 2 | | | 360024 | | 可转债简称：南银转债 | | | | 可转债代码：113050 | 南京银行股份有限公司 关于召开 2024 年度暨 2025 年一季度 业绩说明会的公告 特别提示： 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 二、业绩说明会召开时间、地点 （一）会议召开时间：2025 年 4 月 28 日（星期一）上午 10:00-11:30 （二）会议召开方式：现场会议+网络直播 ●会议召开地点：本公司河西总部大楼（江苏省南京市建邺区江山大街 88 号） ●会议召开方式：现场会议+网络直播 ●网络直播地址：https://a2.icnn.cn/HGRP ...

| 证券代码：601009 | | 证券简称：南京银行 | 公告编号：2025-013 | | --- | --- | --- | --- | | 优先股简称：南银优 | 1 | | 优先股代码：360019 | | 南银优 | 2 | | 360024 | | 可转债简称：南银转债 | | | 可转债代码：113050 | 南京银行股份有限公司 关于召开2024年年度股东大会的通知 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 一、 召开会议的基本情况 (一)股东大会类型和届次 2024年年度股东大会 (二)股东大会召集人：董事会 召开的日期时间：2025 年 5 月 16 日 14 点 30 分 召开地点：江苏省南京市建邺区江山大街 88 号公司河西总部大楼四楼 401 会议室 (五)网络投票的系统、起止日期和投票时间。 股东大会召开日期：2025年5月16日 本次股东大会采用的网络投票系统：上海证券交易所股东大会网络投票 系统 网络投票起止时间：自2025 年 5 月 16 日 至2025 年 5 月 ...

| 证券简称: | 南京银行 | 证券代码: | 601009 | 编号: | 2025-007 | | --- | --- | --- | --- | --- | --- | | 优先股简称：南银优 | 1 | | | 优先股代码：360019 | | | 南银优 | 2 | | | 360024 | | | 可转债简称：南银转债 | | | | 可转债代码：113050 | | 南京银行股份有限公司 第十届监事会第八次会议决议公告 特别提示： 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 南京银行股份有限公司（以下简称"本公司"）第十届监事会第八次会议于 2025 年 4 月 21 日以现场方式在本公司河西总部大楼召开。会议通知及会议文件 已于 2025 年 4 月 11 日发出。会议由监事长吕冬阳先生提议召开并主持，参会人 员通过现场方式出席会议。会议应到监事 9 人，实到监事 9 人。会议符合《中华 人民共和国公司法》《中华人民共和国证券法》等法律、法规及《南京银行股份 有限公司章程》的有关规定。会议表决和通过了如下 ...

| 证券简称: | 南京银行 | 证券代码: | 601009 | 编号: | 2025-006 | | --- | --- | --- | --- | --- | --- | | 优先股简称：南银优 | 1 | | | 优先股代码：360019 | | | 南银优 | 2 | | | 360024 | | | 可转债简称：南银转债 | | | | 可转债代码：113050 | | 南京银行股份有限公司 第十届董事会第九次会议决议公告 特别提示： 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 南京银行股份有限公司（以下简称"本公司"）第十届董事会第九次会议于 2025 年 4 月 21 日以现场会议方式在本公司河西总部大楼召开。会议通知及会议 文件已于 2025 年 4 月 11 日以电子邮件方式发出。谢宁董事长主持了会议，参会 人员通过现场方式出席会议。本次董事会会议应到有表决权董事 10 人，实到董 事 10 人。本公司监事及高级管理人员列席了本次会议。会议符合《中华人民共 和国公司法》《中华人民共和国证券法》等法律、法 ...

南京银行股份有限公司 证券简称: 南京银行 证券代码: 601009 编号: 2025-008 优先股简称：南银优 1 优先股代码：360019 南银优 2 360024 可转债简称：南银转债 可转债代码：113050 2024 年度利润分配方案公告 特别提示： 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ●分配比例：2024 年末期每股派发现金股利人民币 0.21176 元（含税）。 ●本次利润分配以实施权益分派股权登记日登记的普通股总股本为基数，具 体日期将在权益分派实施公告中明确。由于本公司发行的可转债处于转股期，若 总股本在实施权益分派的股权登记日前发生变动，届时本公司将维持分配总额不 变，以实施权益分派的股权登记日普通股总股本为基数，相应调整每股分配金额， 并在分红派息实施公告中明确具体分配情况。 ●本公司不触及《上海证券交易所股票上市规则》第 9.8.1 条第一款第（八） 项规定的可能被实施其他风险警示的情形。 一、利润分配方案 （一）利润分配方案的具体内容 南京银行股份有限公司（以下简称"本公 ...

可转债代码：113050 可转债简称：南银转债 重要声明 本报告依据《公司债券发行与交易管理办法》（以下简称"《管理办法》"）《南 京银行股份有限公司 2021 年公开发行 A 股可转换公司债券之债券受托管理协 议》（以下简称"《受托管理协议》"）《南京银行股份有限公司公开发行 A 股可转 换公司债券募集说明书》（以下简称"《募集说明书》"）《南京银行股份有限公司 2024 年年度报告》等相关公开信息披露文件、第三方中介机构出具的专业意见 等，由本期债券受托管理人中信建投证券股份有限公司（以下简称"中信建投证 券"）编制。中信建投证券对本报告中所包含的从上述文件中引述内容和信息未 进行独立验证，也不就该等引述内容和信息的真实性、准确性和完整性做出任何 保证或承担任何责任。 本报告不构成对投资者进行或不进行某项行为的推荐意见，投资者应对相关 事宜做出独立判断，而不应将本报告中的任何内容据以作为中信建投证券所作的 承诺或声明。在任何情况下，投资者依据本报告所进行的任何作为或不作为，中 信建投证券不承担任何责任。 1 证券代码：601009 证券简称：南京银行 优先股代码：360019 优先股简称：南银优 1 优先 ...

Financial Performance - The company's operating revenue for Q1 2025 reached RMB 14,190,018, representing a year-on-year increase of 6.53% compared to RMB 13,319,640 in Q1 2024[5] - Net profit attributable to shareholders was RMB 6,108,485, up 7.06% from RMB 5,705,829 in the same period last year[5] - The net cash flow from operating activities was RMB 100,697,415, a significant increase of 2,855.92% compared to a negative cash flow of RMB -3,653,856 in Q1 2024[5] - The company reported a basic earnings per share of RMB 0.55, unchanged from the previous year, while diluted earnings per share increased by 4.17% to RMB 0.50[6] - The company achieved operating revenue of CNY 14.19 billion, an increase of CNY 870 million or 6.53% year-over-year[19] - Net profit attributable to shareholders was CNY 6.11 billion, up CNY 403 million or 7.06% year-over-year[19] - The net profit for Q1 2025 was CNY 6,139,166, an increase of 6.77% compared to CNY 5,750,607 in Q1 2024[50] - Net interest income rose to CNY 7,752,225 in Q1 2025, up from CNY 6,581,094 in Q1 2024, reflecting a growth of 17.73%[50] Asset and Liability Management - The total assets as of March 31, 2025, amounted to RMB 2,765,237,588, reflecting a growth of 6.71% from RMB 2,591,399,702 at the end of 2024[6] - The total assets of the company reached CNY 2,765.24 billion, an increase of CNY 173.84 billion or 6.71% compared to the beginning of the year[18] - The total liabilities increased to CNY 2,569.24 billion, up CNY 169.79 billion or 7.08% year-to-date[18] - The capital adequacy ratio stood at 13.02%, while the core tier 1 capital ratio was 8.89% as of March 31, 2025[34] - The total loans issued reached CNY 1,313,629,664 as of March 31, 2025, an increase from CNY 1,225,156,405 at the end of 2024[48] Investment and Income - The company experienced a 36.54% increase in investment income, totaling RMB 4,822,428 compared to the previous year[9] - The net interest income was CNY 7.75 billion, an increase of CNY 1.17 billion or 17.80% year-over-year, accounting for 54.63% of total revenue[19] - The company’s wealth management products reached CNY 497.65 billion, an increase of CNY 24.18 billion from the previous year[25] Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 79,687[12] - The top shareholder, BNP Paribas, holds 1,576,214,136 shares, accounting for 14.23% of the total shares[12] Risk Management - The non-performing loan ratio remained stable at 0.83%, unchanged from the beginning of the year[20] - The provision coverage ratio was 323.69%, indicating strong risk mitigation capabilities[20] - The company plans to enhance asset quality management mechanisms and strengthen credit risk monitoring[21] - The cost-to-income ratio improved slightly to 30.11% in Q1 2025 from 30.47% in Q4 2024[37] - The bank's leverage ratio decreased to 5.93% as of March 31, 2025, down from 6.26% at the end of 2024[43] Future Plans and Market Position - The company plans to continue expanding its market presence and enhancing its product offerings in the upcoming quarters[3] - The company aims to solidify its position as a leading regional comprehensive financial service provider in the next five years[17] Customer and Deposit Growth - Total deposits rose to CNY 1,657.24 billion, reflecting an increase of CNY 161.07 billion or 10.77%[18] - The company’s personal deposit balance reached CNY 551.83 billion, an increase of CNY 75.33 billion or 15.81% from the beginning of the year[23] - Retail customer financial assets grew to CNY 913.59 billion, up CNY 86.64 billion or 10.48% year-on-year[23] - The company’s cash management ecosystem expanded with 146,460 signed clients for the "Xin e Ban" service[22] Cash Flow Analysis - The net cash flow from financing activities showed a significant decline, with a net outflow of (27,792,219) thousand RMB in Q1 2025 compared to a net inflow of 43,029,203 thousand RMB in Q1 2024[52] - The balance of cash and cash equivalents at the end of Q1 2025 was 73,370,516 thousand RMB, compared to 46,556,783 thousand RMB at the end of Q1 2024[52] - The net increase in cash and cash equivalents for Q1 2025 was 9,753,722 thousand RMB, up from 7,637,776 thousand RMB in Q1 2024[52]

Financial Performance - In 2024, the company achieved a revenue growth of 11.32% and a net profit attributable to shareholders growth of 9.05% compared to the previous year[14]. - The company distributed a total cash dividend of RMB 60.54 billion for the year, representing 30% of the net profit attributable to shareholders[8]. - Operating income was CNY 50.27 billion, representing a year-on-year increase of 11.32%[22]. - The net profit attributable to shareholders was CNY 20.18 billion, up by 9.05% year-on-year[22]. - The total assets of the group reached CNY 2.59 trillion, an increase of 13.25%[22]. - The total loans amounted to CNY 1.26 trillion, with a growth rate of 14.31%[22]. - The total deposits reached CNY 1.50 trillion, reflecting a growth of 9.26%[22]. - The net cash flow from operating activities showed a significant decline, with a net outflow of RMB 65,795,334 thousand compared to a net inflow of RMB 37,058,939 thousand in 2023, marking a decrease of 277.54%[37]. - The company's total assets reached RMB 2,591,399,702, an increase of 13.25% compared to the previous year, driven by an increase in loans and other debt investments[49]. - Net profit for the year was RMB 20,364,934, reflecting a growth of 9.31% due to increased operating income[49]. Loan and Deposit Growth - Loans to technology enterprises increased by 38% year-on-year, with the number of clients growing by over 30%[15]. - Green finance loans grew by 25% year-on-year, with multiple innovative products launched[15]. - Inclusive small and micro enterprise loans and agricultural loans increased by 16% and 22% year-on-year, respectively[15]. - The balance of technology finance loans reached RMB 127.2 billion, growing by 37.55% year-to-date[151]. - The balance of green finance loans was RMB 221.615 billion, reflecting a year-to-date growth of 25.20%[151]. - The balance of agricultural loans was RMB 143.544 billion, increasing by 22.30% since the beginning of the year[151]. - The total deposits amounted to RMB 1,496.17 billion, reflecting an increase of RMB 126.76 billion or 9.26% year-over-year, with corporate deposits growing by 8.14% and personal deposits by 11.69%[107]. Asset Quality and Risk Management - The non-performing loan ratio stood at 0.83%, a decrease of 0.07 percentage points from the previous year[22]. - The company maintained a non-performing loan ratio of 0.83% and a provision coverage ratio of 335.27%[64]. - The company has implemented measures to enhance asset quality management, focusing on risk identification and early intervention[121]. - The overdue loans reached RMB 15,920,833 thousand, reflecting an increase of RMB 1,538,329 thousand (10.7%) from the previous year[120]. - The company's non-performing loan (NPL) ratio for corporate loans was 0.66%, a decrease of 0.04 percentage points year-on-year[120]. - The NPL ratio for personal loans was 1.29%, down by 0.21 percentage points compared to the previous year[120]. Digital Transformation and Innovation - The company has successfully implemented digital RMB in nearly 100 scenarios, significantly increasing the online business rate[15]. - The number of mobile app users grew by 27.93%, while monthly active users (MAU) increased by 22.24%[26]. - The company launched various innovative financial products and services, enhancing its comprehensive service capabilities in the retail banking sector[157]. - The company enhanced its retail business through AI and digital tools, improving customer experience and operational efficiency[161]. - The company focused on digital financial development, emphasizing the integration of technology and data to drive high-quality growth[164]. Strategic Initiatives and Future Plans - The company has established a new five-year strategic plan focusing on five major banking constructions: science and technology bank, investment bank, wealth bank, transaction bank, and digital bank[15]. - The company aims to become a leading regional comprehensive financial service provider, focusing on high-quality development and effective risk management[55]. - The company is implementing an eight-pronged strategic support system to achieve its goals, focusing on organizational reform, team capability enhancement, and risk control upgrades[188]. - The company plans to enhance customer acquisition, optimize asset-liability management, and strengthen risk compliance to support long-term growth[189]. - The company anticipates facing challenges from complex international environments, domestic demand insufficiencies, and intensified competition within the banking sector[190]. Awards and Recognition - The company ranked 91st in the 2024 Global Bank 1000 list by The Banker magazine[34]. - The company achieved a AAA credit rating with a stable outlook from China Chengxin International Credit Rating Co., Ltd.[33]. - The company was awarded the "Best Practice Case of Listed Company Board" by the China Association of Public Companies[34]. - The company received multiple awards for its contributions to financial consumer satisfaction and charity, including the "Nanjing Charity Award" for the most caring charitable donation unit[34]. - The company was recognized as an "Outstanding Retail Bank" at the 2024 Retail Banking Summit hosted by Caixin[34].

南京银行股份有限公司 内部控制审计报告 2024年12月31日 南京银行股份有限公司全体股东： 按照《企业内部控制审计指引》及中国注册会计师执业准则的相关要求，我们审 计了南京银行股份有限公司（以下简称"南京银行"）2024年12月31日的财务报告内 部控制的有效性。 二、注册会计师的责任 我们的责任是在实施审计工作的基础上，对财务报告内部控制的有效性发表审计 意见，并对注意到的非财务报告内部控制的重大缺陷进行披露。 三、内部控制的固有局限性 内部控制审计报告 内部控制具有固有局限性，存在不能防止和发现错报的可能性。此外，由于情况 的变化可能导致内部控制变得不恰当，或对控制政策和程序遵循的程度降低，根据内 部控制审计结果推测未来内部控制的有效性具有一定风险。 安永华明（2025）专字第70013046_B01号 南京银行股份有限公司 四、财务报告内部控制审计意见 一、企业对内部控制的责任 按照《企业内部控制基本规范》、《企业内部控制应用指引》、《企业内部控制评价 指引》的规定，建立健全和有效实施内部控制，并评价其有效性是南京银行董事会的 责任。 我们认为，南京银行于2024年12月31日按照《企业内部控制基本 ...