近日，兴业银行重庆分行成功向綦江区"綦水连珠"生态清洁小流域一体化建设项目投放1.6亿元贷款， 这是该行首笔水土保持生态价值转换专项贷款，标志着该行在绿色金融创新与生态价值转化领域实现重 要突破。 "綦水连珠"项目是綦江区践行"绿水青山就是金山银山"理念的重点工程，覆盖打通、石壕、赶水等多个 乡镇，涉及峡坝三河、綦盛永丰、玉篆人和三大小流域。项目以"生态修复、生态治理、生态保护"三道 防线为核心，同步推进生态清洁工程与产业提升工程，包括防洪护岸、河道疏浚、坡改梯等生态治理措 施，涵盖生态鱼养殖、中药材种植、漂流体验基地及民宿改造等产业融合项目，旨在实现"山青、水 净、村美、民富"的治理目标。 此次兴业银行投放的贷款，将重点支持项目生态清洁小流域、特色产业基地提质及文旅配套升级，打通 项目"生态保护—价值转换—产业增收"的闭环。该项目预计可有效治理水土流失，提升流域生态系统稳 定性，同时培育特色农业与乡村旅游新业态，带动当地就业增收，实现生态效益、社会效益与经济效益 的有机统一。 转自：新华财经 兴业银行重庆分行始终聚焦生态保护与绿色发展领域，此次首笔水土保持生态价值转换贷款的落地，是 该行深化绿色金融产品创新 ...

Core Viewpoint - Xiamen's Industrial Bank is actively enhancing housing provident fund services for flexible employment groups, aiming to meet their housing needs and support new residents' aspirations for stable living conditions [1] Group 1: Policy Implementation and Service Optimization - The Industrial Bank of Xiamen has introduced a series of measures to optimize housing provident fund services for flexible employment individuals, focusing on policy dissemination, channel expansion, service quality improvement, and comprehensive financial integration [2] - The bank promotes provident fund policies through mainstream media and branch outlets, ensuring clear communication to the public [2] - The bank has streamlined account opening processes, established clear guidance at service counters, and created green channels to reduce customer waiting times [2] Group 2: Community Engagement and Outreach - The bank actively engages with relevant enterprises to provide housing provident fund information to flexible employment individuals and their employers, expanding service channels [2] - Regular community outreach activities are conducted to introduce policy benefits in various locations, including universities and business parks, targeting young professionals [2] Group 3: Customer Success Stories - A recent graduate, Chen, learned about the housing subsidy policy at a campus presentation by the bank and successfully opened a provident fund account, receiving a total of 2,000 yuan in subsidies [3] - Lin, a flexible employment individual, successfully purchased a two-bedroom apartment after learning about the provident fund policies through the bank's community activities and receiving assistance in account setup and subsidy applications [4] Group 4: Comprehensive Financial Services - The bank offers a range of financial products and services tailored to flexible employment individuals, including detailed introductions to provident fund loans and combination loan services [4] - The bank also provides consumer loans, credit cards, and savings and investment services to support various financial needs of customers [4] Group 5: Ongoing Customer Support - The Industrial Bank of Xiamen proactively assists flexible employment individuals who have interrupted their long-term contributions, ensuring continuity and personalized care in service delivery [5]

1. Report Industry Investment Rating No relevant content provided. 2. Report's Core View The report presents the top ten convertible bonds in January 2026, including their credit ratings, closing prices at the end of December, conversion premium rates, and the trailing twelve - month price - to - earnings ratios (PE - TTM) of their underlying stocks. It also details the business profiles, financial performance, and key highlights of the companies corresponding to these convertible bonds [2][4][6]. 3. Summary by Company 3.1 Zhongte Convertible Bond - **Company Overview**: A globally leading specialized special - steel material manufacturer with an annual production capacity of about 20 million tons of special - steel materials. It has multiple production and raw - material bases, forming a coastal and riverside industrial chain layout [11]. - **Financial Performance**: In 2024, its operating income was 109.203 billion yuan (YoY - 4.22%), net profit attributable to the parent company was 5.126 billion yuan (YoY - 10.41%). In the first three quarters of 2025, operating income was 81.206 billion yuan (YoY - 2.75%), and net profit attributable to the parent company was 4.33 billion yuan (YoY + 12.88%) [11]. - **Company Highlights**: It is one of the world's most comprehensive special - steel enterprises in terms of variety and specification. It has a complete industrial chain, leading cost - control ability, and is seeking external expansion opportunities [12]. 3.2 Shanlu Convertible Bond - **Company Overview**: Focuses on road and bridge engineering construction and maintenance, and is expanding into other fields. It has a complete business and management system [29]. - **Financial Performance**: In 2024, its operating income was 71.348 billion yuan (YoY - 2.3%), net profit attributable to the parent company was 2.322 billion yuan (YoY + 1.47%). In the first three quarters of 2025, operating income was 41.354 billion yuan (YoY - 3.11%), and net profit attributable to the parent company was 1.41 billion yuan (YoY - 3.27%) [29]. - **Company Highlights**: It has the concept of China - specific valuation, potential for improvement in balance sheet and orders, benefits from regional infrastructure plans, and is exploring overseas markets [30]. 3.3 Hebang Convertible Bond - **Company Overview**: Has advantages in resource supply and has completed a basic layout in the chemical, agricultural, and photovoltaic fields, with four major business segments [44]. - **Financial Performance**: In 2024, its operating income was 8.547 billion yuan (YoY - 3.13%), net profit attributable to the parent company was 31 million yuan (YoY - 97.55%). In the first three quarters of 2025, operating income was 5.927 billion yuan (YoY - 13.02%), and net profit attributable to the parent company was 93 million yuan (YoY - 57.93%) [44]. - **Company Highlights**: Its phosphate mines and salt mines contribute profits, and its liquid methionine production is a major profit - contributor [45]. 3.4 Huayuan Convertible Bond - **Company Overview**: Focuses on building a complete vitamin D3 upstream - downstream industrial chain, with products in the vitamin and chemical - preparation fields [56]. - **Financial Performance**: In 2024, its operating income was 1.243 billion yuan (YoY + 13.58%), net profit attributable to the parent company was 309 million yuan (YoY + 60.76%). In the first three quarters of 2025, operating income was 936 million yuan (YoY - 0.2%), and net profit attributable to the parent company was 234 million yuan (YoY - 3.07%) [56]. - **Company Highlights**: It has leading products in the market, is expanding its product matrix, and has a strong layout in the pharmaceutical manufacturing field [57]. 3.5 Xingye Convertible Bond - **Company Overview**: One of the first joint - stock commercial banks in China, evolving into a modern financial service group with multiple financial licenses [70]. - **Financial Performance**: In 2024, its operating income was 212.226 billion yuan (YoY + 0.66%), net profit attributable to the parent company was 77.205 billion yuan (YoY + 0.12%). In the first three quarters of 2025, operating income was 161.234 billion yuan (YoY - 1.82%), and net profit attributable to the parent company was 63.083 billion yuan (YoY + 0.12%) [70]. - **Company Highlights**: It has stable asset quality and scale growth, with a large number of customers [71]. 3.6 Aima Convertible Bond - **Company Overview**: The leading enterprise in the electric two - wheeled vehicle industry, producing and selling electric bicycles, scooters, and motorcycles [80]. - **Financial Performance**: In 2024, its operating income was 21.606 billion yuan (YoY + 2.71%), net profit attributable to the parent company was 1.988 billion yuan (YoY + 5.68%). In the first three quarters of 2025, operating income was 21.093 billion yuan (YoY + 20.78%), and net profit attributable to the parent company was 1.907 billion yuan (YoY + 22.78%) [80]. - **Company Highlights**: It may benefit from government subsidies, new national standards, and has potential for improving gross margins [81]. 3.7 Chongyin Convertible Bond - **Company Overview**: The earliest local joint - stock commercial bank in the upper reaches of the Yangtze River and Southwest China, listed on the Hong Kong Stock Exchange and included in the "Leading Sheep" plan [90]. - **Financial Performance**: In 2024, its operating income was 13.679 billion yuan (YoY + 3.54%), net profit attributable to the parent company was 5.117 billion yuan (YoY + 3.8%). In the first three quarters of 2025, operating income was 11.74 billion yuan (YoY + 10.4%), and net profit attributable to the parent company was 4.879 billion yuan (YoY + 10.19%) [90]. - **Company Highlights**: It benefits from the regional economic development, has stable asset - scale growth, and actively adjusts its business strategies [91][94]. 3.8 Tianye Convertible Bond - **Company Overview**: The first industrial enterprise of the Xinjiang Production and Construction Corps, a leading enterprise in the chlor - alkali chemical industry with an integrated circular economy industrial chain [103]. - **Financial Performance**: In 2024, its operating income was 11.156 billion yuan (YoY - 2.7%), net profit attributable to the parent company was 68 million yuan (YoY + 108.83%). In the first three quarters of 2025, operating income was 7.97 billion yuan (YoY + 2.2%), and net profit attributable to the parent company was 7 million yuan (YoY - 28.79%) [103]. - **Company Highlights**: It has cost - advantage in caustic soda production and plans to increase dividend frequency and has coal - mine projects in progress [106]. 3.9 Aorui Convertible Bond - **Company Overview**: A company focusing on the R & D, production, and sales of complex APIs and preparations, leading in several technical fields [119]. - **Financial Performance**: In 2024, its operating income was 1.476 billion yuan (YoY + 16.89%), net profit attributable to the parent company was 355 million yuan (YoY + 22.59%). In the first three quarters of 2025, operating income was 1.237 billion yuan (YoY + 13.67%), and net profit attributable to the parent company was 354 million yuan (YoY + 24.58%) [119]. - **Company Highlights**: It is optimizing its distribution network, expanding its overseas market for preparations, and has high - quality customer resources [120]. 3.10 Yushui Convertible Bond - **Company Overview**: The largest water supply and drainage integrated enterprise in Chongqing, with a monopoly position in the local market [133]. - **Financial Performance**: In 2024, its operating income was 6.999 billion yuan (YoY - 3.52%), net profit attributable to the parent company was 785 million yuan (YoY - 27.88%). In the first three quarters of 2025, operating income was 5.568 billion yuan (YoY + 7.21%), and net profit attributable to the parent company was 779 million yuan (YoY + 7.1%) [133]. - **Company Highlights**: It has a high market share, is expanding its business regionally, and has achieved cost control through intelligent applications [134].

Group 1 - The People's Bank of China conducted a 365 billion yuan 7-day reverse repurchase operation, resulting in a net withdrawal of 433.6 billion yuan [1] - The People's Bank of China issued the "Non-Bank Payment Institutions Classification Rating Management Measures" to enhance supervision of non-bank payment institutions, effective from February 1, 2026 [2] - In 2025, the banking sector saw a net increase of 623 physical bank branches, marking the first positive growth in three years despite the closure of 7,871 branches [3] Group 2 - Ten digital RMB operating banks announced that starting January 1, 2026, they will pay interest on digital RMB wallets at the same rate as their demand deposit rates [4] - Chengdu Rural Commercial Bank announced that its total assets have surpassed 1 trillion yuan, becoming the fifth rural commercial bank in China to reach this milestone [5] - Xinjiang Bank received approval to increase its registered capital from 7.906 billion yuan to 12.222 billion yuan [6] Group 3 - Baoding Bank's plan to change its registered capital was approved, allowing it to raise 250 million shares [7] - Ningbo Tongshang Bank was approved to issue capital instruments not exceeding 2 billion yuan, including perpetual bonds and subordinated bonds [8][9] - The Dongguan Financial Regulatory Bureau and other departments will pilot real estate trust property registration in Dongguan to support the transformation of the trust business [10] Group 4 - New Era Trust's 100% equity is being offered for transfer for the third time, with a base price of approximately 1.851 billion yuan, consistent with previous offers [11]

Group 1 - The issuance of the 14th phase of medium-term notes by Guangzhou Yuexiu Group, led by Industrial Bank, is the first "support for the elderly industry" bond in the Guangdong-Hong Kong-Macao Greater Bay Area and also the first for Industrial Bank [1][2] - The bond has a scale of 300 million yuan and a term of 3 years, with funds raised strictly adhering to the requirements of the interbank market trading association to support the development of the elderly industry and assist companies in optimizing their financing structure [2] - As a pioneer in elderly finance in China, Industrial Bank has been actively developing a comprehensive service system that includes pension finance, elderly service finance, and elderly industry finance since launching its first elderly financial service plan "Anyu Life" in 2012 [2] Group 2 - As of the end of September 2025, Industrial Bank has served over 29 million clients aged 50 and above, with total financial assets reaching 1.13 trillion yuan [2] - In the first three quarters of 2025, new loans for the elderly industry amounted to nearly 1.4 billion yuan [2]

Group 1 - The core viewpoint of the article highlights the successful issuance of the 14th phase of medium-term notes by Guangzhou Yuexiu Group, led by Industrial Bank, marking the first bond in the Greater Bay Area to support the elderly care industry [1] - The bond has a total issuance scale of 300 million yuan and a maturity period of 3 years, with funds strictly allocated to support the development of the elderly care industry [1] - Industrial Bank has been a pioneer in elderly finance since launching its first elderly financial service plan, "An Yu Ren Sheng," in 2012, and has built a comprehensive service system covering pension finance, elderly service finance, and elderly industry finance [1] Group 2 - As of the end of September 2025, Industrial Bank serves over 29 million clients aged 50 and above, with total financial assets reaching 1.13 trillion yuan [1] - In the first three quarters of 2025, the bank has issued nearly 1.4 billion yuan in loans to the elderly care industry [1]

作为全国首家获批筹建、获批开业的股份制银行系AIC，兴银金融资产投资有限公司自2025年11月 16日正式揭牌运营以来，持续加大对传统产业"智改数转"、新兴产业"聚链成群"的支持力度，截至12月 31日，累计投放规模超60亿元。 近年来，兴业银行围绕服务高水平科技自立自强，积极融入"科技-产业-金融"良性循环，加快打造 科技金融"第四张名片"。截至2025年9月末，兴业银行科技金融融资规模、贷款规模均位居股份制银行 首位。 兴银投资公司负责人表示，将依托母行集团化经营优势，坚持差异化竞争，以服务高水平科技自立 自强为使命，以市场化债转股为主业，立足福建、辐射全国，因地制宜加大对新能源、新材料、人工智 能、生物医药、先进制造等领域的投资力度，加快申请私募股权投资牌照，助力"硬科技"企业突破"卡 脖子"难题，同时持续加强投资生态圈建设，为客户提供全生命周期金融服务。 据悉，兴银投资针对传统产业资产盘活难、经营效能低、数智协同弱和新兴产业技术壁垒高、研发 周期长、成果转化慢等痛点，以债转股工具精准匹配不同主体、不同周期的融资需求，首批落地的10余 个项目资金投向半导体、光伏、锂矿、工程塑料等新能源、新材料产业，涵盖 ...

近年来，兴业银行围绕服务高水平科技自立自强，积极融入"科技-产业-金融"良性循环，加快打造科技 金融"第四张名片"。截至2025年9月末，兴业银行科技金融融资规模、贷款规模均位居股份制银行首 位。 责任编辑：曹睿潼 来源：兴业银行601166 来源：兴业银行601166 作为全国首家获批筹建、获批开业的股份制银行系AIC，兴银金融资产投资有限公司自2025年11月16日 正式揭牌运营以来，持续加大对传统产业"智改数转"、新兴产业"聚链成群"的支持力度，截至12月31 日，累计投放规模超60亿元。 据悉，兴银投资针对传统产业资产盘活难、经营效能低、数智协同弱和新兴产业技术壁垒高、研发周期 长、成果转化慢等痛点，以债转股工具精准匹配不同主体、不同周期的融资需求，首批落地的10余个项 目资金投向半导体、光伏、锂矿、工程塑料等新能源、新材料产业，涵盖福建、广东、上海、安徽、山 东等地区科创企业、民营企业，有效助力企业优化资本结构，深化转型发展，创造长期价值。 兴银投资公司负责人表示，将依托母行集团化经营优势，坚持差异化竞争，以服务高水平科技自立自强 为使命，以市场化债转股为主业，立足福建、辐射全国，因地制宜加大对新能 ...

公告编号：临2026-002 A股代码：601166 A股简称：兴业银行 可转债代码：113052 可转债简称：兴业转债 兴业银行股份有限公司 关于可转债转股结果暨股份变动的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 一、可转债发行上市概况 根据中国证券监督管理委员会《关于核准兴业银行股份有限公司公开发行可 转换公司债券的批复》（证监许可〔2021〕3927 号），兴业银行股份有限公司（以 下简称本公司）于 2021 年 12 月 27 日公开发行 50,000 万张 A 股可转换公司债券 （以下简称可转债、兴业转债），每张面值人民币 100 元，发行总额 500 亿元， 期限 6 年，票面利率第一年为 0.2%、第二年为 0.4%、第三年为 1.0%、第四年为 1.5%、第五年为 2.3%、第六年为 3.0%。 根据《可转换公司债券管理办法》等有关规定和本公司《公开发行 A 股可转 换公司债券募集说明书》的约定，兴业转债自 2022 年 6 月 30 日起可转换为本公 司 A 股普通股股票。兴业转债 ...

2026 年 1 月 20 日 1 兴业银行股份有限公司 2026 年第一次临时股东会议程 现场会议时间：2026 年 1 月 20 日（上午 9:30 会议开始） 网络投票时间：采用上海证券交易所网络投票系统。通过交易 系 统 投 票 平 台 的 投 票 时 间 为 1 月 20 日 9:15-9:25，9:30-11:30，13:00-15:00；通过 互联网投票平台的投票时间为 1 月 20 日 9:15-15:00。 会议地点：福州市台江区江滨中大道 398 号兴业银行大厦会议室 主持人：吕家进董事长 一、宣读股东会注意事项 二、宣布会议开始 三、报告并审议议案 1.2025 年度中期利润分配预案 ........................... 5 2.关于给予中国烟草总公司系列关联方关联交易额度的议案 . 7 四、集中回答与议题相关的提问 五、议案表决 兴业银行股份有限公司 2026 年第一次临时股东会会议须知 为维护全体股东的合法权益，确保股东会的正常秩序和议事 效率，保证会议的顺利召开，根据中国证监会《上市公司股东会 规则》、公司章程和公司股东会议事规则等规定，特制定本须知。 一、本公司 ...