——品牌文化赋能员工关怀，健康管理践行长期主义 春回大地，万物焕新，五月已至，国联基金正式启动"健康月"主题系列活动，以运动为纽带、以健康为 底色，将品牌文化中的"人文关怀"与"长期主义"融入员工日常，通过多元化、场景化的健康管理举措， 打造"身心并重、活力共生"的职场生态。 从"员工关怀"到"价值共生"：让健康成为职场新常态 在国联基金，"健康"早已超越个体关怀的范畴，成为串联品牌文化、员工成长与组织效能的关键纽带。 在金融行业高质量发展的新征程中，从员工角度出发，持续保持对职工健康管理的注重，体现出国联基 金对员工健康付诸于行动的主动关怀，在践行"长期主义"的精神下，构筑起服务客户的核心竞争力。 在国联基金的职场画卷上，每个人都在书写"活力共生"的新篇章。愿每位员工都能在这场健康行动中， 找到属于自己的节奏，以更从容的姿态拥抱工作与生活，让"健康"成为国联基金最温暖的品牌底色， 让"活力"化作企业与员工双向奔赴的恒久动能! 四大行动矩阵：打造沉浸式健康体验 本次"健康月"活动以"减压、运动、养生、竞技"为核心关键词，构建覆盖全员、贯穿全周期的四大行动 矩阵，满足员工个性化健康需求： 线下开设"减压室快闪店 ...

Core Viewpoint - The article emphasizes that GAC Honda's P7 electric vehicle represents a significant advancement in the competitive landscape of the electric vehicle market, focusing on product strength, safety, and a long-term strategy for sustainable growth [1][12]. Group 1: Product Strength - The P7 is positioned as a comprehensive electric vehicle that redefines driving pleasure through its focus on driving experience, safety standards, and intelligent manufacturing [1][3]. - It features a robust chassis design with high rigidity, low center of gravity, and lightweight technology, ensuring a balance between comfort and sportiness [3]. - The P7 offers both single and dual motor versions, with the four-wheel drive variant achieving 0-100 km/h in just 4.6 seconds, emphasizing stability and control rather than mere acceleration [3][4]. Group 2: Safety Standards - GAC Honda has established new safety benchmarks with the P7, addressing common concerns in the electric vehicle market such as battery safety and system reliability [4][5]. - The vehicle incorporates advanced safety features, including a patented cooling system for the battery pack and a comprehensive collision safety design that ensures rapid disconnection of the battery in emergencies [4][5]. - The P7 is equipped with the Honda SENSING 360+ system, focusing on practical safety applications rather than high-level automation [5][7]. Group 3: Manufacturing and R&D - The P7 is produced in GAC Honda's advanced electric vehicle manufacturing facility, which integrates over 30 leading global technologies and 60 first-time applications by Honda [8][10]. - The production process adheres to 120% quality control standards, ensuring that each vehicle undergoes extensive testing before delivery [10][11]. - Collaboration with top-tier suppliers like CATL and Bosch has created a highly coordinated technological ecosystem for the P7 [11]. Group 4: Long-term Strategy - GAC Honda's approach with the P7 reflects a long-term commitment to user value, avoiding short-term price wars and focusing on delivering consistent quality across all models [12][13]. - The P7 is priced competitively, maintaining parity with traditional fuel vehicles while ensuring a unified experience across different configurations [12]. - Future plans include launching more than three new electric models within three years, expanding into various market segments and reinforcing GAC Honda's position in the electric vehicle sector [13][15].

Core Insights - The Go Global service center in Nanshan, Shenzhen, aims to serve as an international headquarters for companies going global and a service window for foreign enterprises entering China [2][3] - The center is positioned as a platform for global cooperation, linking local enterprises with international markets and resources [3][4] Group 1: Strategic Importance - The Go Global center is described as a "business card" for Nanshan, emphasizing its role in facilitating international business [3] - Nanshan is recognized as a cradle for high-tech enterprises, with notable companies like ZTE and DJI having extensive global operations [3][4] - The center aims to support companies in transitioning from short-term decision-making to a long-term, technology and brand-driven approach for international expansion [5] Group 2: International Collaboration - The center has established partnerships with various institutions, including the Brazilian Innovation Center and the China International Trade Promotion Committee, to enhance international cooperation [6] - A national first overseas intellectual property insurance consortium was signed, indicating a focus on protecting intellectual property for companies venturing abroad [6] Group 3: Market Insights - A report by Dun & Bradstreet highlights the growth trends and market conditions for Chinese companies expanding overseas, providing valuable data for strategic planning [7] - The report emphasizes the importance of understanding regional market dynamics and competitive advantages for successful internationalization [7] Group 4: Support Services - The Go Global center will offer comprehensive services, including legal, financial, and talent support, to assist companies in their international endeavors [8] - Leading companies like Huawei and ZTE will leverage their international experience to guide other enterprises in exploring global markets [8] Group 5: Voices from Industry Leaders - Executives from established companies like ZTE and SF Express emphasize the need for sharing successful business models and adapting them to local markets when expanding internationally [9][10] - The center aims to address challenges faced by companies, such as fragmented resources and compliance issues, by providing tailored solutions [9]

Core Viewpoint - FAW-Volkswagen's introduction of the "Double Lifetime Warranty" policy signifies a fundamental shift in the competitive logic of the Chinese automotive industry, emphasizing quality and service over price wars and technology battles [1][2][10] Group 1: Policy and Market Position - The "Double Lifetime Warranty" includes lifetime coverage for both the vehicle and original parts, breaking industry norms and elevating customer service commitments [1][2] - This policy reflects FAW-Volkswagen's confidence in German engineering and serves as a sincere response to Chinese consumers [2][10] - The company aims to redefine competition by focusing on quality and service, moving away from price competition [2][9] Group 2: Quality Assurance and Manufacturing Standards - FAW-Volkswagen's commitment to quality is demonstrated through rigorous testing and high manufacturing standards, including a 193,000 km road test equivalent to circling the equator 48 times [3][5] - The production process involves advanced technologies such as a 8100-ton press operating at 18 cycles per minute, achieving micron-level precision [3][4] - The company employs over 1,200 robots in its manufacturing process, achieving an 85% automation rate in welding, which enhances structural integrity [3][4] Group 3: Service Network and Customer Commitment - FAW-Volkswagen has a vast service network with 890 authorized dealers across China, ensuring comprehensive customer support [8] - The "Double Lifetime Warranty" is designed to save customers between 10,000 to 50,000 yuan in maintenance costs over 15 years, with additional benefits for regular service [9][10] - The company emphasizes a long-term commitment to customer service, with a focus on transparency and standardized processes [8][9] Group 4: Innovation and Local Adaptation - FAW-Volkswagen is shifting from a global coordination strategy to a locally driven approach, enhancing its R&D capabilities to meet the fast-evolving Chinese market [7] - The introduction of the ID. AURA electric concept car and the "Comfort Smart Cabin" showcases the company's focus on local innovation and user-centric design [7] - The company plans to launch 10 new models by 2026, including 5 electric vehicles, as part of its strategy to adapt to market demands [7] Group 5: Long-term Vision and Industry Impact - FAW-Volkswagen's commitment to quality and service is seen as a pathway for China to transition from a "big automotive country" to a "strong automotive country" [10] - The company's approach serves as a model for the industry, advocating for a focus on quality over short-term gains [10] - The leadership emphasizes that maintaining quality standards is essential for long-term customer trust and industry sustainability [10]

Core Viewpoint - The article emphasizes that CITIC Bank has demonstrated resilience and transformative vigor in the face of external pressures, achieving significant growth and risk management success in 2024, which positions it favorably in the banking sector [1][2]. Financial Performance - In 2024, CITIC Bank's total assets exceeded 9.5 trillion yuan, with a net profit growth of 2.33% year-on-year, and a non-performing loan (NPL) ratio reduced to 1.16%, the best level in nearly a decade [1][2]. - The bank's provision coverage ratio reached a new high of 209.43%, indicating strong risk resistance capabilities [1]. Net Interest Margin Strategy - CITIC Bank's net interest margin (NIM) for 2024 was 1.77%, with a year-on-year decline of only 1 basis point, outperforming the industry by 16 basis points [3][4]. - Over the past three years, CITIC Bank's NIM has decreased by 28 basis points, which is also 28 basis points less than the industry average, translating to an additional 22 billion yuan in annual revenue [3][4]. Risk Management - CITIC Bank has effectively controlled risks, achieving a decline in both the NPL ratio and an increase in the provision coverage ratio for four consecutive years [8][9]. - The bank has proactively adjusted its exposure to high-risk sectors, particularly in real estate, before the industry downturn, maintaining a low risk profile [9][10]. Retail and Corporate Banking Development - CITIC Bank has made significant strides in retail banking, with a balanced revenue contribution from corporate, retail, and financial market segments nearing a ratio of 4:4:2 [13][14]. - The bank's retail loan NPL ratio was 1.25% in 2024, with improvements in individual loan and credit card NPL ratios [11]. Strategic Initiatives - The bank is focusing on a "value bank" strategy, emphasizing wealth management, comprehensive financing, and digital transformation, with a notable increase in its wealth management scale to nearly 2 trillion yuan, growing over 15% year-on-year [14]. - CITIC Bank's cash dividends have increased from 11.7 billion yuan in 2019 to 19.46 billion yuan in 2024, with a payout ratio exceeding 30% [15][16]. Market Position and Valuation - CITIC Bank's stock performance has been strong, with A-shares and H-shares increasing by 42% and 63% respectively in 2024, outperforming the industry [15][16]. - The bank's ability to attract long-term capital, particularly from insurance funds, reflects its solid growth and high dividend characteristics [16].

Core Viewpoint - The long-term strategy of Gree Titanium, led by Dong Mingzhu, has proven successful in the renewable energy sector, particularly through its comprehensive industrial chain layout, which has positioned the company as a key player in the trillion-level energy storage market [1][8]. Group 1: Industrial Chain Strategy - Gree Titanium aims to create a closed-loop ecosystem encompassing "materials-batteries-vehicles-storage-recycling," rejecting the role of a single battery supplier from its inception [1][3]. - The company has made strategic acquisitions and investments, including the purchase of American O-Titan in 2010 for core technology and the establishment of the world's largest titanium acid lithium production base in 2015 [1][3]. - Gree Titanium has established six research institutes and seven provincial technology platforms, enhancing its cost control and technological collaboration across the entire supply chain [3][5]. Group 2: Dual-Track Strategy - Gree Titanium employs a dual technology strategy with titanium acid lithium as its "shield" for safety and longevity, while lithium iron phosphate serves as its "spear" targeting the passenger vehicle market [5][6]. - The introduction of lithium iron phosphate batteries in 2020 marked the beginning of the "Titanium-Phosphorus Dual-Engine" era, successfully penetrating markets in Belgium and India [5][6]. - The product matrix spans from kW to MW levels, with applications in smart public transport, wind and solar energy storage, and household storage, achieving recognition in high-end European markets [5][6]. Group 3: Long-Term Value - The controversy surrounding Gree Titanium's decision not to distribute dividends reflects the tension between short-term profits and long-term strategic goals [6][7]. - Since becoming a subsidiary of Gree Holdings in 2021, Gree Titanium has seen continuous growth in revenue and patent numbers, leading the domestic market in user-side energy storage project installations [6][7]. - The company's success illustrates the value of long-termism, innovation, and persistence, positioning it to shine on the global stage as the renewable energy industry continues to evolve [7][8].

作者：金融业资深人士杨峻 上周日北京的机器人马拉松比赛出圈了。可惜，被寄予厚望的20家机器人参赛选手中，最终只有6家完 成比赛。赛后，机器人跑者的"翻车"合集在网上热传。更有网友忿忿吐槽，"全是噱头！"，"机器人残 运会"，"机器人题材要全部跌停"等。然而，仅仅四个月前，当扭秧歌机器人在春晚闪亮登场时，网友 们的满屏欢呼还历历在目。为何一有成绩就上头，一遇挫折就掀桌？情绪起伏的背后，症结是缺乏长期 主义的耐心。 事实上，机器人第一次从实验室走出来，通过21公里的复杂地形，如坡道、转弯、路面不平，相当于进 行了一场极限的压力测试，对人形机器人的动态平衡、关节耐磨损性、散热系统、续航能力提出全方位 挑战。与先前实验室演示的"炫技"相比，这场压力测试撕碎了投机者们"万物皆可速成"的幻想。同时帮 助真正的长期主义者客观评估发展现状，在机器人软硬件技术耦合、AI算法提升等方面倾注更大努 力，从而在未来实现更多应用场景的落地。 与历史长河中所有颠覆性技术的必经之路一样，短期挫败从来不是终点，而是长期征程的新起点。扭秧 歌机器人的闪亮登场是阶段性的成功，但并不代表未来的一帆风顺，因此不应盲目乐观。机器人马拉松 的不完美也并 ...

以下文章来源于数英DIGITALING ，作者许倩 数英DIGITALING . 数英 DIGITALING 是一个集数字媒体及职业招聘于一体的资讯平台。 这是新消费智库第 2 6 2 2 期文章 新消费导读 裘真为什么会被买单？ 作者 ： 许倩 编辑：竺天 审核： Single 来源： 数英D IGITALING 买包的尽头不止是Longchamp了。 近年来国产包品牌崛起， 打工人心中的 "通勤包届四大金刚" 名单也悄然更新。 打工人严选的通勤包↓ 能和欧洲人手一只的珑骧并驱，意味着它们在轻便、能装、耐造、百搭、性价比等方面同样 出色。 其中，从 董洁直播间 走红的黑马国产皮包品牌—— 裘真 ，呼声不小。 除直播间外，私底下 董洁也 会背裘真的包 图源小红书：Cl a r a 低调无LOGO、皮料质感好、设计简约，它时常出现在折射年轻人消费观的安利清单中。 博主列出的长期主义、极简实用 物品清单里，常出现裘真包的身影 选择这一文艺、小众的品牌，更是个性和品味的体现。电影《好东西》里，王铁梅身背的正 是裘真洗水邮差包 [1] ，与她务实又洒脱的风格相得益彰。 电影《好东西》中王铁梅身背裘真洗水邮差包 让人上 ...

Core Viewpoint - Changan Automobile is committed to accelerating its globalization strategy while ensuring the safety and standardization of its intelligent driving technologies, emphasizing that safety should be the baseline for the development of intelligent vehicles [2][3][9]. Group 1: Globalization Strategy - Changan's overseas sales currently account for 20%, with only 1.7% of management personnel being overseas [7]. - The company aims to localize its operations in international markets, referring to its European operations as "European Changan" to enhance competitiveness against established global players [2][7]. - A significant change in strategy involves sending leaders to overseas markets for extended periods to better understand local conditions and needs [7][22]. Group 2: Intelligent Driving and Safety - Changan supports the standardization of intelligent driving technologies and believes that establishing standards will promote healthier development rather than hinder progress [2][8]. - The company emphasizes that enterprises should not exaggerate the capabilities of intelligent driving systems and must focus on safety as a fundamental responsibility [2][6]. Group 3: Impact of US-China Trade Relations - The ongoing US-China trade tensions pose challenges for the automotive industry, potentially increasing costs by billions for some companies [3][9]. - However, Changan is less affected as it does not have significant operations in the US, viewing it primarily as a research direction for future entry [3][9]. Group 4: Strategic Partnerships - Changan's collaboration with Huawei is deepening, transitioning from a technical partnership to a broader engagement that includes user insights, product definition, and marketing services [4][15]. - Huawei has integrated over 300 personnel into Changan's Avita brand to assist in developing future flagship models [4][15]. Group 5: Innovation and Long-term Strategy - Changan's long-term strategy is rooted in innovation and adaptability, with a focus on combining national interests with corporate goals [10][12]. - The company is committed to investing significantly in research and development, with over 10 billion annually, to ensure alignment with national needs and technological advancements [10][12]. Group 6: Market Positioning and Product Strategy - Changan is exploring new technology trends, including flying cars and robotics, to position itself for future opportunities [16]. - The company recognizes the need for a diversified product strategy that includes both electric and hybrid vehicles to meet varying consumer demands [17][20]. Group 7: Challenges and Opportunities in International Markets - Changan aims to create globally recognized classic products while ensuring sustainable development in overseas markets [19][22]. - The company is focused on understanding local market dynamics and making meaningful contributions to the economies where it operates [22].

Group 1 - The 15th Beijing International Film Festival's financing forum aims to reignite investor enthusiasm and explore new value in film financing [1] - The festival committee emphasizes the importance of building a bridge between film enterprises and financial institutions to foster a mutually beneficial innovative ecosystem [1] - Beijing Bank plans to deepen its cultural integration, enhance digital empowerment, and support high-quality films through comprehensive financial services [1] Group 2 - The Chinese film industry faces pressures from rising audience expectations, changing viewing habits, and market capacity contraction [1] - The president of the Chinese Film Critics Association highlights the need for diverse film types and encourages filmmakers to attract patient capital for more efficient financing [1] - iQIYI's senior vice president stresses the importance of long-term investment in films, asserting that excellent creation is the fundamental principle for establishing a sustainable mechanism [2]