Core Viewpoint - The article emphasizes the importance of developing various financial sectors, including technology finance, green finance, inclusive finance, pension finance, and digital finance, to support the construction of a strong financial nation and facilitate economic development [2][3]. Financial "Five Articles" - The "Five Articles" focus on enhancing financial support for achieving high-level technological self-reliance, promoting green transformation, improving the inclusive financial system, developing a pension financial system, and advancing high-quality digital finance [3][4]. - The implementation of digital technology in financial services is highlighted, with eight key areas identified for development, including the establishment of big data collections for tech enterprises and optimizing green finance service models [3][4]. Low-altitude Economy - The low-altitude economy is identified as a new industry with high growth potential but also high risks, necessitating a comprehensive financial service system that caters to its unique characteristics [5][6]. - Guangdong Province has seen its low-altitude economy output exceed 100 billion yuan, prompting the introduction of the "Twelve Articles" to support the development of this sector through various financing channels [5][6]. Financial Products and Services - The "Twelve Articles" encourage the development of financial products that cover the entire lifecycle of low-altitude economy enterprises, including differentiated cash flow valuation models and support for venture capital in "hard tech" projects [6][7]. - Financial institutions are urged to create specialized service teams and innovative financial products tailored to the needs of the low-altitude economy [7][8]. Policy Coordination - The article stresses the need for coordinated efforts among various financial policies to create a conducive environment for the "Five Articles," with a focus on optimizing risk-sharing mechanisms and enhancing financial support for key economic strategies [8][9]. - As of September 2025, structural monetary policy tools supporting the "Five Articles" amounted to 3.9 trillion yuan, with significant growth in technology and green loans [9].

2025年以来，我国保险业在风险管理经验不断累积的基础上，在物联网、人工智能等新技术的支持下， 持续加力促进风险减量，取得显著成效。 风险识别能力显著提升。例如，应用与人工智能深度融合的智慧遥感技术，实现大范围、高频次的地域 监测，结合图像识别与数据分析能力，可以快速精准监测田间虫情、作物苗情、气候灾情、土壤墒情， 助力田间管理更科学，有效帮助农业保险精准承保和理赔，也有效提升农业风险管理智能化水平。 风险管理端口前移。例如，保险公司以产业链为线索，将制造企业风险管理延伸到能源、电力等重点领 域，通过风险评估、设备巡查、场景勘验等方式，提前识别和化解可能风险点，将管理端口推向风险产 生的"最初一公里"。 多层协同体系得以构建。保险公司作为风险管理枢纽，有效串联起政府部门、专业技术机构、救援力量 等多方主体。例如，一些保险机构组织专业技术人员深入车间厂房排查安全隐患；汛期各方协同开展的 提前预警、避险转移等服务，已经成为灾害应对的"标配"。可以说，政府主导、保险驱动、专业机构执 行、家庭企业广泛参与的"风险共治生态"正在形成并逐步完善。 当然，保险业推进风险减量仍面临一系列深层次挑战。 一是标准之困。风险减量是 ...

大盘股集中的上证50指数、沪深300指数分别上涨1.90%、1.55%，小微盘股集中的中证1000指数、中证 2000指数、微盘股指数分别上涨1.43%、1.22%、0.30%，大盘股表现更为强势。 1月6日，A股市场继续放量走强，三大指数全线上涨，上证指数实现日线"十三连阳"，突破前期高点创 逾十年新高。炒股软件、稀有金属、卫星互联网、脑机接口等板块爆发，整个A股市场超4100只股票上 涨，超140只股票涨停。市场成交额为2.83万亿元。A股总市值突破122万亿元，再创历史新高。 资金面上，1月5日A股市场融资余额增加超190亿元，两融余额和融资余额再创历史新高。 分析人士认为，上证指数"十三连阳"展现了投资者对未来行情的期待和信心。宏观政策接续发力、建筑 业PMI大幅改善、人民币升值等积极因素持续增加，后续更多潜在催化剂值得期待，春季行情有望逐步 展开。 ● 本报记者 吴玉华 市场放量走强 1月6日，A股市场放量走强，上证指数突破2025年11月14日的高点——4034.08点，创逾十年新高。截至 收盘，上证指数、深证成指、创业板指、科创综指、北证50指数分别上涨1.50%、1.40%、0.75%、 1. ...

● 本报记者武卫红 广东金融监管局1月6日发布消息，近日，广东金融监管局、省委金融办、省科技厅等九部门联合印发 《关于支持我省保险业高质量发展助力广东在中国式现代化建设中走在前列的指导意见》。 《指导意见》紧扣《中共广东省委关于制定广东省国民经济和社会发展第十五个五年规划的建议》部 署，围绕科技创新、现代化产业体系、民生保障、社会治理和高水平开放等重点领域，对保险业高质量 发展作出系统安排，支持保险业更好发挥经济"减震器"和社会"稳定器"功能，助力筑牢经济安全网、社 会保障网和灾害防控网，为广东在中国式现代化建设中走在前列夯实风险保障底座。 《指导意见》提出，发挥保险资金长期投资优势。培育耐心资本，推动资金、资本、资产良性循环。推 动保险公司在粤设立私募证券投资基金，开展保险资金长期投资改革试点。发挥保险资金周期长、稳定 性高优势，加大对广东集成电路、人工智能、低空经济、生物医药等领域投资力度，推动技术创新和产 业结构优化。 为完善保险资金投融对接机制，《指导意见》提出，建立健全"险资入粤"常态化投融资对接机制，搭建 重点项目库，围绕广东重大基础设施、民生保障、百千万工程、科技产业项目、制造业项目等提供一揽 ...

1月6日，A股市场继续放量走强，三大指数全线上涨，上证指数实现日线"十三连阳"，突破前期高点创 逾十年新高。炒股软件、稀有金属、卫星互联网、脑机接口等板块爆发，整个A股市场超4100只股票上 涨，超140只股票涨停。市场成交额为2.83万亿元。A股总市值突破122万亿元，再创历史新高。 资金面上，1月5日A股市场融资余额增加超190亿元，两融余额和融资余额再创历史新高。 分析人士认为，上证指数"十三连阳"展现了投资者对未来行情的期待和信心。宏观政策接续发力、建筑 业PMI大幅改善、人民币升值等积极因素持续增加，后续更多潜在催化剂值得期待，春季行情有望逐步 展开。 ● 本报记者 吴玉华 市场放量走强 1月6日，A股市场放量走强，上证指数突破2025年11月14日的高点——4034.08点，创逾十年新高。截至 收盘，上证指数、深证成指、创业板指、科创综指、北证50指数分别上涨1.50%、1.40%、0.75%、 1.45%、1.82%，上证指数报收4083.67点。 大盘股集中的上证50指数、沪深300指数分别上涨1.90%、1.55%，小微盘股集中的中证1000指数、中证 2000指数、万得微盘股指数分别上涨1 ...

● 本报记者 薛瑾 付丽红是新华保险陕西分公司西安中支未央支公司的绩优代理人、全球寿险精英会议百万圆桌会议即 MDRT的会员，也是其所在中支个险渠道开年首位全指标达成2026年IDA国际龙奖的销售人员。 在业内，IDA被视为重要的职业里程碑和荣誉背书，侧重高专业、高活动量、高产能。对于保险机构来 说，IDA代理人的规模也常被用来衡量绩优建设、招募培训与留存的成效。 "年初达成了IDA铜龙，全年的目标是挑战一下更高的山峰——看看自己能不能冲个金龙，金龙的业绩 标准大约是铜龙的十倍。"话音刚落，她便迅速完成了一次换算，"粗略估算，保费规模需要达到1500万 元到2000万元这个量级。" 销售目标的提前达成，对于付丽红来说，既是一次专业实力与市场脉搏的同频共振，也是一场关乎产品 结构调整的基层练兵。 2026年，以分红险为代表的浮动收益型产品登上保险市场舞台中央。这并不是付丽红所在公司的特例， 而是全行业应对长期低利率环境、防止利差损的共识，也代表着监管引导行业"降低负债成本、优化产 品结构"的政策方向。 2026年开局战期间，头部保险公司的主打产品均已切换为分红险。这种"保证收益+浮动分红"的模式， 既能降低保险 ...

Core Viewpoint - The Guangdong Financial Regulatory Bureau, along with eight other departments, has issued guidelines to support the high-quality development of the insurance industry, aiming to enhance its role in economic stability and social security as part of China's modernization efforts [1][2]. Group 1: Investment Strategies - The guidelines emphasize leveraging the long-term investment advantages of insurance funds to foster a virtuous cycle of capital and assets, particularly in sectors like integrated circuits, artificial intelligence, low-altitude economy, and biomedicine [1][2]. - Insurance funds are encouraged to invest in equity investment plans, private equity funds, and unlisted equity investments to provide long-term equity financing for technological and industrial innovation in Guangdong [2]. Group 2: Project Financing Mechanisms - A regularized financing connection mechanism for insurance funds entering Guangdong will be established, creating a project database to supply quality projects for major infrastructure, social security, and technological initiatives [2]. - The guidelines aim to attract insurance capital through various financial instruments, including equity, bonds, and funds, to support key projects and enterprise development in Guangdong [2]. Group 3: Support for Emerging Industries - The guidelines call for increased insurance support for strategic emerging industries such as new energy, new materials, and commercial aerospace, as well as for sectors like new energy vehicles and integrated circuits [3]. - There is a focus on developing comprehensive insurance products and services for the low-altitude economy, including insurance for low-altitude flight infrastructure and intelligent network systems [3].

Core Viewpoint - The A-share market has started 2026 with strong performance, reaching a ten-year high, driven by active insurance stocks and favorable policies for long-term investments in the insurance sector [2][3]. Group 1: Insurance Market Performance - In the first two trading days of 2026, major insurance stocks such as New China Life, China Pacific Insurance, and Ping An Insurance saw significant gains, with increases of 15.93%, 12.98%, and 8.65% respectively [2]. - The year 2025 was marked by active participation of insurance capital in the market, with the Shanghai Composite Index rising by 18.41%, and the total trading volume in the A-share market exceeding 400 trillion yuan, a year-on-year increase of over 60% [2]. Group 2: Policy Support - Starting from September 2024, a series of favorable policies have been introduced to encourage insurance capital to enter the market, culminating in the "9·24 market" phenomenon [4]. - In January 2025, a joint implementation plan was issued to guide long-term funds, including insurance capital, to increase market participation [4]. Group 3: Regulatory Adjustments - In April 2025, the regulatory authority raised the upper limit for equity asset allocation for insurance funds, allowing for greater investment flexibility [5]. - By December 2025, further adjustments were made to reduce risk factors for long-held stocks, encouraging insurance companies to maintain longer positions in the market [6]. Group 4: Investment Trends - In 2025, insurance capital made at least 33 significant investments in listed companies, a notable increase from 20 in 2024, with a focus on sectors like banking and utilities that align with their long-term investment strategies [7][8]. - The trend of long-term investment reform was highlighted, with insurance institutions establishing private equity funds to invest in the stock market [8][9]. Group 5: Future Outlook - The investment environment for insurance capital is expected to evolve, with continued low interest rates prompting a shift towards equity investments, particularly in high-dividend stocks [12][14]. - The introduction of new accounting standards in 2026 will allow insurance companies to recognize stock dividends in their profit statements, further promoting long-term investment strategies [13][14].

Group 1 - The core viewpoint of the articles highlights the increasing involvement of insurance capital in the mergers and acquisitions (M&A) fund sector, with notable examples such as China Life Asset Management's investment in the Shanghai Chip Integration Fund [1][2] - Insurance capital is currently a minor player in the M&A fund landscape, primarily dominated by state-owned and industrial capital, but it is expected to become more significant as a long-term investment strategy [1][5] - The establishment of various M&A funds by insurance companies, such as China Pacific Insurance's 30 billion yuan fund and the 5 billion yuan fund by China Life, indicates a growing trend towards integrating insurance capital into the M&A market [3][4] Group 2 - The M&A market is becoming increasingly active, driven by policy support and market demand, particularly following the release of the "Six Guidelines for M&A" by the China Securities Regulatory Commission in 2024 [4] - A structural adjustment is occurring in China's equity investment market, with a shift from a focus on growth-stage projects to early-stage investments and M&A investments, emphasizing the importance of industry consolidation [4][6] - The future of M&A funds in China is expected to be bolstered by institutional investors, including insurance companies, which will help optimize asset allocation and enhance the role of long-term capital in the market [6][7]

Group 1 - The core viewpoint of the news is that Xicheng District is set to establish a "one axis, six cores, and three belts" consumption space pattern by 2026, aiming to enhance its status as an international consumption center city [3][4] - In 2025, the "Two Zones" project in Xicheng is expected to achieve a landing amount of 209.12 billion yuan, marking the first in the city for five consecutive years, and it has been rated as A-level in the city's "Two Zones" construction evaluation [1][3] - The district's foreign direct investment utilization exceeded 400 million USD, and its total import and export volume ranked second in the city [1][3] Group 2 - Xicheng District is enhancing its cross-border financial service capabilities and expanding the coverage of tax refund stores to improve international consumer experiences [2][3] - The district plans to implement measures to boost commercial vitality, including policies for consumption promotion, support for time-honored brands, and the issuance of consumption vouchers [3][4] - The financial sector in Xicheng achieved an added value of 230.77 billion yuan in the first three quarters of 2025, accounting for 34.4% of the city's financial industry [6][7] Group 3 - Xicheng aims to create a high-quality fund aggregation area by attracting national-level industrial funds and venture capital, while also supporting the development of state-owned enterprise funds [7][8] - The district is set to enhance its digital economy by developing a "China Data Street" and implementing a development plan for a global digital economy benchmark city [8][9] - Xicheng will deepen cooperation in data utilization across various sectors, including finance, education, and healthcare, to drive regional economic and social development [8][9]