中国人民银行近日发布的金融统计数据显示，今年前三季度，我国人民币贷款增加14.75万亿元，广义 货币和社会融资规模增速均保持在较高水平，为经济回升向好创造了适宜的货币金融环境。如何看待前 三季度主要金融数据变化？实体经济得到了哪些金融支持？记者进行了采访。 企业信贷需求满足了吗？ 装备制造业、高技术制造业等重点行业维持高景气度 "没有任何抵押，短短5天时间，200万元的贷款就到账了，解了我们的燃眉之急。"广东深圳市皋铁实业 有限公司负责人王璞说。 深圳小微企业数量众多，支持小微企业发展是金融机构做好普惠金融大文章的必答题。了解到皋铁实业 有限公司的融资需求后，深圳市宝安区工作专班依托支持小微企业融资协调工作机制，联动邮储银行宝 安区支行启动专项对接，发挥"信用e贷"数字普惠金融产品优势，通过全流程线上操作完成200万元纯信 用贷款审批发放，有效增强企业市场开拓动能。 今年以来，我国贷款规模保持合理增长，信贷结构持续优化，信贷有力支持实体经济高质量发展。 中国人民银行发布的数据显示，截至9月末，人民币各项贷款余额270.39万亿元，同比增长6.6%；社会 融资规模存量437.08万亿元，同比增长8.7%，比上年 ...

Core Insights - The "Two New" policies have shown significant effectiveness in the first three quarters of the year, with various industries experiencing positive growth trends [1] Equipment Investment - Overall equipment procurement in industrial enterprises increased by 9.4% year-on-year, with high-tech manufacturing equipment procurement rising by 14% [1] - The information and technology sectors saw substantial increases in equipment investment, with procurement amounts growing by 26.8% in information transmission software and IT services, and 32.5% in scientific research and technical services [1] - Digital equipment procurement across all industries grew by 18.6%, indicating a strong focus on digital transformation [1] Consumer Goods and Sales - The "old for new" policy for consumer goods has yielded notable results, with retail sales in daily household appliances and furniture increasing by 48.3% and 33.2% year-on-year, respectively [1] - Newly included sectors, such as mobile and communication devices, reported a retail sales revenue increase of 19.9% [1] Automotive Sector - Sales data for motor vehicles indicates that new energy vehicle sales increased by 30.1% year-on-year, reflecting the effectiveness of the automotive "old for new" policy in stimulating consumer demand [1]

Group 1 - The core viewpoint of the article highlights the positive development of "specialized, refined, and innovative" small giant enterprises in the first three quarters, with sales revenue increasing by 8.2% year-on-year, accelerating by 4.1 percentage points compared to 2024 [1] - Among these enterprises, high-tech manufacturing companies experienced a significant sales revenue growth of 11.8% year-on-year [1]

Core Insights - The implementation of large-scale equipment renewal and consumer goods replacement policies has significantly boosted equipment investment and consumption growth in China [1][3] Group 1: Industrial Equipment Update - Industrial enterprises have shown a positive trend in equipment updates, with machinery procurement amount increasing by 9.4% year-on-year in the first three quarters of this year [1] - High-tech manufacturing maintained strong growth, with machinery procurement increasing by 14% [1] - The electricity, heat, gas, and water production and supply industry saw a 10.5% increase in machinery procurement, with thermal pipeline renovation accelerating, leading to a 16.4% increase in machinery procurement in this sector [1] Group 2: Information and Technology Sector - The information and technology sectors have increased their investment in equipment updates, with machinery procurement in information transmission, software, and IT services growing by 26.8%, and scientific research and technical services by 32.5% [2] Group 3: Digital Equipment Procurement - National enterprises have shown strong motivation for digital equipment updates, with procurement amount increasing by 18.6% year-on-year [2] - High-end manufacturing sectors, such as shipbuilding and computer industries, have accelerated digital investments, with procurement increasing by 17.3% and 22.7% respectively [2] Group 4: Private Enterprises' Role - Private enterprises have played a significant role in equipment updates, with machinery procurement increasing by 13% year-on-year, surpassing state-owned and foreign enterprises [2] - Innovative sectors within the private economy, such as the internet and smart unmanned aerial vehicles, have shown high momentum, with machinery procurement increasing by 32.8% and 70.5% respectively [2] Group 5: Consumer Goods Demand - The retail sales of home appliances and furniture have seen substantial growth, with sales of daily appliances like refrigerators increasing by 48.3% and home audio-visual equipment by 26.8% [2] - The retail sales of furniture and lighting increased by 33.2% and 17.2% respectively, with smart home products like robotic vacuum cleaners experiencing a remarkable 75% growth [2] - The retail sales of newly included communication devices, such as mobile phones, increased by 19.9% [2] Group 6: New Energy Vehicle Sales - The sales of new energy vehicles have continued to grow, with a year-on-year increase of 30.1%, reflecting the vitality of China's new energy vehicle industry [3] - The implementation of the vehicle replacement policy has effectively stimulated automotive consumption potential [3] Group 7: Policy Impact - The "Two New" policies have played a crucial role in stabilizing investment, expanding consumption, promoting transformation, and benefiting people's livelihoods [3] - The tax data indicates that the equipment update policies have effectively promoted the production and application of advanced equipment, enhancing the proportion of advanced capacity [3] - The tax authorities will continue to support the "Two New" policies to further unleash domestic demand potential and assist in high-quality development [3]

同时，信息、科技行业设备更新投入力度加大。今年前三季度，信息传输软件和信息技术服务业、科学研究和技术服务业采购机械设备类 金额同比分别增长26.8%和32.5%，反映新质生产力领域投入力度加大。 民营企业设备更新支撑作用也更加凸显。增值税发票数据显示，今年前三季度，民营企业采购机械设备类金额同比增长13%，均高于国有 和外资企业。一些创新类行业民营经济保持较高动力，民营企业互联网、智能无人飞行器领域采购机械设备类金额同比分别增长32.8%和 70.5%。 此外，企业数字化设备更新动力较足。今年前三季度，全国企业采购数字化设备金额同比增长18.6%，反映数字化转型成为企业重要的发 展方向。其中，一些高端制造行业加快数字化投入提升自身竞争力，船舶制造、计算机行业采购数字化设备同比分别增长17.3%和22.7%。 央视网消息：国家税务总局发布的最新数据显示，随着大规模设备更新和消费品以旧换新政策加力扩围，前三季度，全国企业设备更新加 快推进。 增值税发票数据显示，今年前三季度，工业企业采购机械设备类金额同比增长9.4%。其中，高技术制造业保持良好增长势头，采购机械 设备类金额同比增长14%；电力热力燃气及水生产和供 ...

税收数据显示：今年前三季度全国企业设备更新加快推进 中国人民大学财政金融学院教授朱青认为，上述一系列税收数据显示，加力扩围的"两新"政策，在稳投 资、扩消费、促转型、惠民生等方面发挥了重要作用。"特别是信息、科技行业设备更新投入力度加 大，企业数字化设备更新动力更足，全国企业采购数字化设备金额同比增长18.6%，说明设备更新政策 的牵引带动，有力促进了先进设备的生产应用，有效推动了先进产能比重持续提升。" 国家税务总局有关司局负责人表示，税务部门将继续落实落细支持"两新"政策，进一步推动释放内需潜 力，助力高质量发展。(完) 来源：中国新闻网 编辑：徐世明 中新网北京10月16日电(记者 李金磊)记者从国家税务总局获悉，今年随着大规模设备更新和消费品以旧 换新政策加力扩围，全国企业设备更新加快推进，消费品以旧换新政策成效明显。 一是工业企业设备更新总体较好。增值税发票数据显示，今年前三季度，工业企业采购机械设备类金额 同比增长9.4%。其中，高技术制造业保持良好增长势头，采购机械设备类金额同比增长14%；电力热力 燃气及水生产和供应业采购机械设备类金额同比增长10.5%，其中热力管道改造加力提速，热力生产和 ...

国家税务总局发布的最新数据显示，随着大规模设备更新和消费品以旧换新政策加力扩围，前三季度， 全国企业设备更新加快推进，企业采购设备金额持续增长。增值税发票数据显示，今年前三季度，工业 企业采购机械设备类金额同比增长9.4%。其中，高技术制造业保持良好增长势头，采购机械设备类金 额同比增长14%；电力热力燃气及水生产和供应业采购机械设备类金额同比增长10.5%。同时，信息、 科技行业设备更新投入力度加大。今年前三季度，信息传输软件和信息技术服务业、科学研究和技术服 务业采购机械设备类金额同比分别增长26.8%和32.5%，反映新质生产力领域投入力度加大。此外，企 业数字化设备更新动力较足。今年前三季度，全国企业采购数字化设备金额同比增长18.6%，反映数字 化转型成为企业重要的发展方向。其中，一些高端制造行业加快数字化投入提升自身竞争力，船舶制 造、计算机行业采购数字化设备同比分别增长17.3%和22.7%。民营企业设备更新支撑作用也更加凸 显。增值税发票数据显示，今年前三季度，民营企业采购机械设备类金额同比增长13%，均高于国有和 外资企业。一些创新类行业民营经济保持较高动力，民营企业互联网、智能无人飞行器领 ...

M1增速上行也带动M1-M2剪刀差继续收窄为-1.2%，反映出企业生产经营活跃度提升、个人投资消费需 求回暖等积极信号。 在上年同期高基数背景下，9月M2和社会融资规模增速均保持在较高水平，持续为经济回升向好创造适 宜的货币金融环境。 10月15日，央行发布最新金融统计数据报告，同时调整金融统计数据新闻稿发布样式，将原有的三篇新 闻稿《金融统计数据报告》《社会融资规模存量统计数据报告》《社会融资规模增量统计数据报告》合 并为一篇《金融统计数据报告》，数据报告内容不做删减。 具体而言，2025年9月末，广义货币(M2)余额为335.38万亿元，同比增长8.4%，比上年同期高1.5个百分 点，在上年同期基数提高的背景下，仍保持较高增速；社会融资规模存量为437.08万亿元，同比增长 8.7%，比上年同期高0.7个百分点；前三季度，社会融资规模增量累计为30.09万亿元，同比多增4.42万 亿元。 值得注意的是，9月末，狭义货币供应量（M1）同比增长7.2%，增速比今年2月末的年内低点（0.1%） 提升了7.1个百分点。M1增速上行也带动M1-M2剪刀差继续收窄为-1.2%，反映出企业生产经营活跃度 提升、个人投资 ...

Core Insights - The "14th Five-Year Plan" period has marked significant achievements in China's economic development, emphasizing high-quality growth and modernization, which is crucial for both domestic progress and global economic stability [1][2]. Economic Achievements - Economic scale has reached new heights, with GDP surpassing 130 trillion yuan and projected to reach 140 trillion yuan by 2025, solidifying China's position as the world's second-largest economy [3]. - The average annual GDP growth rate during the first four years of the "14th Five-Year Plan" is approximately 5.5%, with a projected average of 5.4% for the entire period [3]. - The quality of development has improved, with R&D expenditure intensity increasing from 2.40% in 2020 to 2.69% in 2024, and China's global innovation index ranking rising from 14th to 10th [4]. - Structural adjustments have been made, with the service sector's share of GDP increasing from 55.5% in 2020 to 56.7% in 2024, and the contribution of domestic demand to economic growth averaging 86.8% from 2021 to 2024 [5]. Global Economic Impact - China's contribution to global economic growth has remained around 30%, making it a stable driving force for the world economy [6]. - The total value of goods imports and exports reached 43.8 trillion yuan in 2024, maintaining China's position as the world's largest trading nation for eight consecutive years [6]. Development Strategies - The "14th Five-Year Plan" has adhered to five development principles: innovation, coordination, green development, openness, and sharing, which have been translated into practical actions across various regions and sectors [7][8]. - Significant advancements in innovation have been noted, with R&D funding exceeding 3.6 trillion yuan in 2024, a 48% increase from 2020 [14]. - The modernization of the industrial system has accelerated, with China's manufacturing sector accounting for nearly 30% of global output [15]. - Progress in green development is evident, with renewable energy capacity increasing significantly and pollution control measures yielding positive results [10][16]. Future Outlook - The "15th Five-Year Plan" period will face new challenges and opportunities, with a focus on high-quality development and modernization as key priorities [25][27]. - The global economic landscape is expected to shift due to technological advancements and geopolitical tensions, necessitating a strategic focus on maintaining competitive advantages [25][26].

Core Insights - The "14th Five-Year Plan" period has marked significant achievements in China's economic development, emphasizing high-quality growth and modernization [1][2] - The external environment has been complex, with challenges such as geopolitical tensions and the pandemic, yet China has managed to enhance its economic strength and global position [2][3] Economic Achievements - Economic scale has reached new heights, with GDP surpassing 130 trillion yuan, and projected to reach 140 trillion yuan by 2025, marking an increase of over 35 trillion yuan during this period [3] - The average annual GDP growth rate is around 5.5%, with per capita GDP exceeding the global average, placing China among upper-middle-income countries [3] Quality of Development - Significant improvements in development quality have been noted, with R&D expenditure intensity rising from 2.40% in 2020 to 2.69% in 2024, and global innovation index ranking improving from 14th to 10th [4] - The integration of advanced manufacturing and emerging industries has accelerated, with China leading in sectors like new energy vehicles and renewable energy installations [4] Structural Adjustments - Economic structure has been optimized, with the service sector's share increasing from 55.5% in 2020 to 56.7% in 2024, and significant contributions from domestic demand to economic growth [5] - Urbanization has progressed, with the urbanization rate rising from 63.89% in 2020 to 67.0% in 2024, and income disparity between urban and rural residents decreasing [5] Global Economic Impact - China's contribution to global economic growth has remained around 30%, with a record high in goods trade, reaching 43.8 trillion yuan in 2024 [6][7] - Exports of renewable energy products have significantly contributed to global carbon reduction efforts, with an estimated 4.1 billion tons of CO2 emissions reduced [7] Development Philosophy - The "14th Five-Year Plan" adhered to five key development principles: innovation, coordination, green development, openness, and sharing, which have been translated into practical actions across various regions and sectors [8][9] Future Outlook - The "15th Five-Year Plan" will focus on achieving socialist modernization, addressing challenges such as an aging population and the need for high-quality development [25][26] - Emphasis will be placed on technological innovation, industrial transformation, and sustainable development to maintain economic momentum and global competitiveness [25][26]