期货方面，昨日收盘苹果2510合约7658元/吨，较前一日变动-75元/吨，幅度-0.97%。现货方面，山东栖霞80# 一二 级晚富士价格4.10元/斤，较前一日变动+0.00元/斤，现货基差AP10+542，较前一日变动+75；陕西洛川70# 以上半 商品晚富士价格4.80元/斤，较前一日变动+0.00元/斤，现货基差AP10+1942，较前一日变动+75。 近期市场资讯，苹果产区市场维持弱稳运行，客商数量不多，库内货源走货不快，好货价格变动不大，一般货源 价格存在让价空间。西部早熟果目前仍以大荔、运城等地晨阳、夏红、秦阳为主，整体上量有限，对行情影响不 大。西部产区货源剩余不多，存货商自行发市场为主，交易不多，早熟果光果晨阳、秦阳等上市后价格稳定；山 东产区仍以发市场为主，部分货源价格因质量有小幅松动。销区市场走货一般，消暑类水果存在冲击。陕西洛川 产区目前库内70#起步统货4.2-4.5元/斤，70#起步半商品4.5-5.0元/斤，以质论价。 山东栖霞产区果农三级2.5-3元/ 斤，果农80#以上统货3-3.5元/斤，80#一二级条纹4.0-4.5元/斤，80#一二级片红3.8-4.0元/斤。 苹果库内 ...

NO.3 高股息、高成长"两手抓"，险资下半年有望增配权益类资产 面对低利率的市场环境，增配权益类资产成为险资普遍共识。近日从业内获悉，下半年险资依旧有望加 大权益类资产配置，主要将聚焦两大方向：一是以低估值、高分红为主的高股息标的；二是以新质生产 力、新消费为代表的高成长标的。今年上半年，险资通过举牌上市公司、成立私募基金等方式积极入 市。业内人士认为，险资持续入市有两方面原因：一方面，优化权益投资风险因子、开展长期股票投资 试点等政策为险资入市打开了空间；另一方面，低利率环境下，长期债券收益率难以覆盖保险公司负债 端成本要求，增配权益类资产成为险资的必然选择。(上证报) 点评：险资增配权益类资产，聚焦高股息与高成长标的，将对相关公司股价形成支撑，尤其是高分红及 新质生产力领域企业。行业板块方面，高股息板块与新兴产业板块关注度提升，吸引更多资金流入。整 体来看，险资入市为股市注入长期资金，有助于优化市场结构，提升投资者信心，对股市稳定性产生积 极影响。 ｜2025年7月9日 星期三｜ NO.1 券商行业半年流失超7千人，国泰海通减员数最多 业务转型之下，国内证券行业正经历深刻的人力资源重构。据数据，截至20 ...

本报讯（记者 王维 通讯员 张婷 李小进）因轻信农药销售公司销售人员推荐，瓜农古某误购用于果 树的农药，导致百亩瓜田几乎绝收。近日，新疆维吾尔自治区巴楚县人民法院对这起财产损害赔偿纠纷 案作出判决，被告某农药销售公司因销售误导，承担古某经济损失30万余元；原告古某因自身疏忽，自 行负担29万余元损失。 2024年春季，古某发现自家百亩甜瓜秧苗出现叶片黄化问题，遂前往当地某农药销售公司购买农 药。选购过程中，古某向销售人员详细说明了甜瓜种植情况及需求，希望购买一款适用于甜瓜、能防治 叶片黄化的农药。然而，销售人员在未仔细核对农药适用作物范围的情况下，错误推荐了一款仅适用于 苹果树的农药，并承诺该产品能有效解决甜瓜叶片黄化问题。古某轻信销售人员介绍，未仔细阅读农药 使用说明，便按指导方法喷洒。不料，生病的甜瓜秧苗不仅未好转，反而大面积枯萎死亡，导致其当年 甜瓜几乎绝收，直接经济损失达59万余元。双方对损失责任争执不下，古某起诉至法院。 法院审理后认为，经调取案涉农药产品说明并咨询农业专家后确认，该农药明确标注适用作物为苹 果树，不适用于甜瓜，使用该农药与甜瓜绝收存在直接因果关系。某农药销售公司作为专业经营者，其 ...

Core Viewpoint - The suspension of provincial subsidies for vehicle replacement has significantly impacted consumer purchasing behavior, leading to increased anxiety and sales difficulties in the automotive market [1][3][4]. Group 1: Suspension of Subsidies - Many regions have paused their vehicle replacement subsidies, with no clear timeline for resumption, causing uncertainty among potential buyers [3][6][18]. - Customers who had already submitted applications before the suspension are not affected, but those waiting for vehicle delivery are experiencing heightened anxiety [4][19]. - The suspension has led to a perception among customers that they have lost significant financial benefits, with some estimating a loss of 13,000 [6][7]. Group 2: Customer Reactions and Sales Strategies - Customers are generally aware of the subsidy suspension but remain hopeful for future reinstatement, leading to a wait-and-see approach [4][7]. - Sales strategies have adapted to the situation, including offering additional discounts and incentives to maintain customer interest [8][10]. - Communication with customers has shifted to managing expectations regarding subsidies, emphasizing the need for quick decisions on vehicle selection [4][8]. Group 3: Regional Variations and Implications - Different provinces have varying timelines and conditions for subsidy applications, with some areas still allowing submissions while others have completely halted them [13][18]. - The automotive industry is exploring alternative methods for customers to access subsidies, such as cross-province invoicing and vehicle delivery options [14][20]. - The overall sentiment in the market indicates a belief that subsidies will eventually be reinstated, but there is a call for more stable and predictable policy frameworks [16][19].

Core Viewpoint - The company received a regulatory letter from the Shanghai Stock Exchange regarding its 2024 annual report, prompting a detailed response concerning its small loan business and related financial disclosures [1][2]. Group 1: Small Loan Business and Debt Transfer - The company’s subsidiary, Shanghai Angli Jiuding Pawn Co., transferred a debt of 57 million yuan to its joint venture, Shanghai Xuhui Angli Small Loan Co., which has paid 40 million yuan, leaving a balance of 17 million yuan [1][2]. - The company reversed a loan impairment loss of 39.25 million yuan, significantly impacting its net profit attributable to shareholders [1][2]. - The debt transfer agreement was signed to fulfill obligations under a previous cooperation agreement, which aimed to mitigate risks associated with uncollectible loans [6][14]. Group 2: Financial Data and Impairment Losses - The company reported a total loan issuance and advance balance of 425,000 yuan at the end of 2024, with a loan loss provision of 2.0599 million yuan [16][18]. - The impairment loss for the loans to Shanghai Xuhui Angli Small Loan Co. was calculated at 1.275 million yuan, reflecting a 75% provision rate due to the company's financial difficulties [12][16]. - The company’s financial statements indicated a net profit loss of 23.14 million yuan for the year, with significant asset impairment losses recorded [16][18]. Group 3: Legal and Regulatory Compliance - The company’s audit firm confirmed that the accounting treatment for the impairment reversals and provisions complied with accounting standards [19]. - The company faced legal challenges regarding the collection of loans, which were complicated by ongoing litigation involving the borrowers [9][14]. - The Shanghai First Intermediate People's Court ruled in favor of the company in a related lawsuit, clarifying the debt relationship with the small loan company [15][16].

2025.07. 08 本文字数：1578，阅读时长大约3分钟 作者 | 第一财经 肖逸思 车企和经销商也应重新思考在汽车行业新竞争环境以及新业态下，传统的返利机制、压库惯例、价格 体系是否还行得通。 近日，一位奔驰车主告诉笔者，收到了标注为"梅赛德斯-奔驰"发送的短信。该短信称，因为业务调 整，宝利德集团旗下绍兴之星汽车有限公司的梅赛德斯-奔驰授权将于2025年6月27日终止。车主原 厂保修保养套餐可到任何一家梅赛德斯-奔驰授权店继续使用，而车主购买的仅限宝利德集团兑付使 用的售后产品，只能联系该集团进行后续协商。 车主供图 而宝利德集团的400热线无法接通。与此同时，宝利德集团分布在多地的汽车4S店也陆续闭店。今 年以来，该公司被执行总金额超4000万元，法定代表人余海军三次被限消。这导致了众多消费者保 养、延保等权益受损，叫苦不迭。 近年来，随着车市竞争的加剧，汽车经销商也普遍面临库存高企、市场竞争失序、企业资金链断裂风 险加剧等严峻挑战。经销商闭店、倒闭、跑路等现象频发，比如去年10月下旬，G.A.集团旗下宝马 4S店也同样密集出现了闭店停业、经营异常的情况。 中国汽车流通协会发布的《2024-202 ...

Core Viewpoint - The China Securities Regulatory Commission (CSRC) has decided to revoke the public fundraising sales license of Minshang Fund Sales (Shanghai) Co., Ltd., marking a trend of self-elimination in the industry as many fund companies terminate sales cooperation with it [1][2]. Group 1: License Revocation - The CSRC's Shanghai Regulatory Bureau announced the decision to revoke Minshang Fund's public fundraising sales license following its application for cancellation [2]. - Minshang Fund was established in 2016 and obtained its public sales license in 2017, initiated by professionals from the banking industry [4]. Group 2: Industry Trends - Since May, dozens of fund companies have announced the termination of sales cooperation with Minshang Fund, indicating a broader trend of license cancellations among various institutions in recent years [1][5]. - The value of public sales licenses has decreased significantly since 2018, with the introduction of stricter regulations leading to a decline in their desirability [6]. Group 3: Regulatory Environment - The new regulations require that public sales licenses have a validity of three years and focus on maintaining a minimum average daily holding of 500 million yuan in funds, leading to the cancellation of licenses for those failing to meet these criteria [6][8]. - The regulations also emphasize the establishment of internal assessment mechanisms for fund sales, prioritizing investor interests and long-term investment [6]. Group 4: Market Dynamics - Many smaller institutions lack the necessary brand influence, customer resources, and technological advantages to compete with larger financial institutions, resulting in a struggle to maintain required fund holdings [7]. - Fund companies conduct annual evaluations, and those with low scores may terminate cooperation with third-party institutions lacking substantial fund holdings [7]. Group 5: Future Outlook - The trend of license cancellations reflects a self-optimizing process within the industry, as the market adjusts to the new regulatory landscape and the realities of competition [9].

以下文章来源于惊蛰研究所 ，作者惊蛰研究所消费组 惊蛰研究所 . 探索发现新经济。 在直播间里，从爱好到生意。 文 ｜ 白露 来源｜ 惊蛰研究所（ID：jingzheyanjiusuo） 封面来源 ｜ unsplash 400多年前，明朝末年的广州诞生了世界上最早的人工养殖观赏鱼——"珍珠鳞"金鱼。到清朝末年，广州芳村地区的花农们为了点缀庭院吸引游客，又在花 园中开挖池塘养殖金鱼，由此开启了广州系统性养殖观赏鱼的历史。 公开资料显示，2022年时广州观赏鱼产业的年产值就已达5.4亿元。另据央视财经2024年报道，整个广东水族业年产值已接近400亿元，带动近30万人就业， 养殖面积达10多万亩，年产观赏鱼数百亿尾，相关水族器材厂家两千余家。 数百年间，观赏鱼已经从一个小众商业行为，逐渐成长为一个百亿规模的系统性产业。而如今，广州的观赏鱼产业又在直播间里找到了新的发展方向。 当小众爱好"浮出水面" 近几年来，疗愈经济的流行推动了不少新消费现象的产生，其中就有一种名为"盘草缸"的小众爱好。 作为一种逐渐流行的小众圈层文化，盘草缸的魅力在于它可以让爱好者们按照自己的喜好，用各种水草、造景石和观赏类的鱼、虾等生物，打造 ...

2025年连平县市场监督管理局食品抽检信息公示（第二期） 根据规定，现将2025年连平县市场监督管理局食品抽检信息列表（第二期）予以公示。 食品安全消费提示：连平县市场监督管理局提醒您应当在正规可靠渠道购买所需食品并保存相应购物凭证，要看清外包装上的相关标识，如生产日期、保质 期、生产者名称和地址、成分或配料表、食品生产许可证编号等标识是否齐全；不要购买无厂名、厂址、生产日期和保质期的产品，不要购买超过保质期的 产品；不要购买公示清单中所列批次的不合格产品。欢迎广大消费者积极参与食品安全监督，关注食品安全抽检信息公布，如在市场上发现本次公布信息中 所涉及相关批次的不合格食品，请及时拨打投诉举报电话12345。 连平县市场监督管理局 | 34 | XBJ25441623617232304 | / | / | 2025- | / | / | 流 | 河源 | 食用 | 胡萝卜 | 胡萝卜 | 连平县 | 连平县 | 合 | 监 | 广 | 05-23 | 通 | 市连 | 农产 | 忠信镇 | 忠信镇 | 格 | 督 | 东 | | | | | | | | --- | --- | --- | --- | --- ...

New Car Transaction Situation - In May, new car transactions in Beijing reached 50,500 units, a month-on-month decrease of 5.32% and a year-on-year decrease of 10.53%. The month-on-month growth rate is 9.02 percentage points lower than the national average, and the year-on-year growth rate is 21.73 percentage points lower than the national average [3] - From January to May, a total of 235,000 new cars were traded in Beijing, a decrease of 7.39% compared to 253,700 units last year, with growth lower than the national average by 18.29 percentage points [3] Imported Car Sales Situation - In May, imported car transactions in Beijing totaled 2,518 units, showing a month-on-month increase of 1.1% but a year-on-year decrease of 19.35% [7] - Cumulatively, from January to May, 12,000 imported cars were traded, representing a year-on-year decline of 21.86% [7] New Energy Vehicle Sales Situation - In May, 29,800 new energy vehicles were sold in Beijing, with a month-on-month increase of 2.99% and a year-on-year increase of 0.55%, accounting for 59.03% of total new car transactions [16] - From January to May, a total of 127,300 new energy vehicles were traded, reflecting a year-on-year growth of 12.89% and accounting for 54.16% of total new car transactions [16] Used Car Transaction Situation - In May, the number of used car transactions in Beijing was 53,300, with a month-on-month decrease of 9.6% and a year-on-year decrease of 9.03%, resulting in a new-to-old car ratio of 1:1.06 [17] - From January to May, the total number of used car transactions was 259,900, down 3.24% year-on-year, with a new-to-old car ratio of 1:1.11 [17] Used Car Migration Rate - In May, the migration rate of used car transactions in Beijing was 35.20%, showing a month-on-month decrease of 0.74 percentage points and a year-on-year decrease of 1.33 percentage points [18]