2026年1月份，银行代客涉外收入54722亿元人民币，对外付款48974亿元人民币。按美元计值， 2026年1月份，银行代客涉外收入7816亿美元，对外付款6995亿美元。 责任编辑：杨喜亭 国家外汇管理局统计数据显示，2026年1月份，银行结汇20048亿元人民币，售汇14457亿元人民 币。按美元计值，2026年1月份，银行结汇2863亿美元，售汇2065亿美元。 ...

Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration have conducted the 2025 assessment of systemically important banks, identifying 21 domestic banks categorized into five groups based on their systemic importance scores [1] Group 1: Assessment of Systemically Important Banks - A total of 21 domestic systemically important banks have been recognized, including 6 state-owned commercial banks, 10 joint-stock commercial banks, and 5 city commercial banks [1] - The banks are divided into five groups based on their systemic importance scores, with the first group consisting of 11 banks, the second group having 4 banks, the third group with 2 banks, the fourth group containing 4 banks, and the fifth group having no banks [1] Group 2: Breakdown of Bank Groups - The first group includes: China Minsheng Bank, China Everbright Bank, Ping An Bank, Huaxia Bank, Ningbo Bank, Jiangsu Bank, Beijing Bank, Nanjing Bank, Guangfa Bank, Zheshang Bank, and Shanghai Bank [1] - The second group consists of: Industrial Bank, China CITIC Bank, Shanghai Pudong Development Bank, and China Postal Savings Bank [1] - The third group includes: Bank of Communications and China Merchants Bank [1] - The fourth group comprises: Industrial and Commercial Bank of China, Bank of China, China Construction Bank, and Agricultural Bank of China [1] - The fifth group currently has no banks included [1] Group 3: Future Regulatory Actions - The People's Bank of China and the National Financial Regulatory Administration will implement additional regulatory measures for systemically important banks according to the "Regulations on Additional Supervision of Systemically Important Banks (Trial)" [1] - The aim is to enhance the synergy between macro-prudential management and micro-prudential supervision, ensuring the safe and sound operation of systemically important banks [1] - This initiative is intended to better support the high-quality development of the real economy [1]

为深入贯彻落实党的二十大和二十届历次全会精神，落实《中共中央 国务院关于统筹建立常态化 防止返贫致贫机制促进乡村全面振兴的意见》和《中共中央 国务院关于锚定农业农村现代化扎实推进 乡村全面振兴的意见》部署要求，深入学习运用"千万工程"经验，加快构建过渡期后常态化金融帮扶机 制，持续提升金融支持的力度、精度和实效，扎实推进乡村全面振兴，推动城乡融合发展，近日，中国 人民银行、金融监管总局、中国证监会、农业农村部联合发布《关于统筹建立常态化金融支持机制 助 力防止返贫致贫和乡村全面振兴的意见》（以下简称《意见》）。 《意见》提出，要健全重点人群开发式金融帮扶长效机制，调整优化脱贫人口小额信贷，完善农户 小额信用贷款政策，常态化支持防止返贫致贫对象发展。发挥金融助力产业帮扶带动作用，鼓励金融机 构开发特色优势产业贷款，有条件的地区可提高创业担保贷款额度上限。建立分层分类的欠发达地区金 融支持机制，坚持新增金融资金优先满足、新增金融服务优先布设乡村振兴重点帮扶县。加大对民族地 区、革命老区、边疆地区等区域的金融资源倾斜力度。 《意见》强调，要强化重点领域金融资源投入，做好粮油生产金融服务，支持农业综合生产能力和 质量 ...

2026 年 2 月 24 日 分析师：董文欣 执业证书编号：S0930521090001 010-57378035 dongwx@ebscn.com ——银行&保险业春节后投资展望 银行业 买入（维持） 作者 分析师：王一峰 行业研究 金融股又到"春播"时？ 执业证书编号：S0930519050002 010-57378038 wangyf@ebscn.com 分析师：黄怡婷 执业证书编号：S0930524070003 010-57378023 huangyiting@ebscn.com 分析师：赵晨阳 执业证书编号：S0930524070005 010-57378030 zhaochenyang@ebscn.com 行业与沪深 300 指数对比图 资料来源：Wind 相关研报 1 月贷款同比少增，稳定需求仍需政策加力 — — 2026 年 1 月 份 金 融 数 据 点 评 (2026-2-14) 息差保持稳定，盈利增速回升——2025 年四 季 度 商 业 银 行 主 要 监 管 指 标 点 评 (2026-2-13) 要点 事项： 年初以来（截至 2 月 13 日），A、H 金融股表现分化，涨跌互现， ...

摩根大通预计今年净利息收入将达到约1045亿美元，此前公布季绩时预期为1030亿美元。 本文源自：金融界AI电报 ...

1、沪深两指将以涨幅开盘，沪指或高开在4092点之上。 2、盘中沪深两指将震荡上行，最终冲高回落涨幅收窄，K线图带着较长上影线。 一、周二A股开盘在即，对于今天A股走势，我在周一早上已发文表达了看多的观点，而且我也同时表达了周一晚美股将大跌的观点，果不其然，周一晚美 股三大指数均跌超1%，我为何看多A股又看空美股，原因已说得比较清楚了，大家可以去看看我周一早上的文章。 二、周一港股大涨，那么我相信今天港股恒生指数将以大跌回应，今天恒生至少将以超0.6% 的跌幅开盘，也就是低开在26919点之下，最终将跌超1%，这 对今天A股走势将带来一定压力。 三、我们央行公布了一月份贷款及社融规模数据，从公布的数据来看，数据强于前值，今天银行板块有望走高，这对今天A股走势将起到支撑作用。 | SILVER | | | | --- | --- | --- | | | | 刚刚,央行公布最新金融统计数排 | | 17:00 CNY | | 中国新增人民币贷款(人民币)(一月) | | ★★★ ■ | | 突际: 4,710.0B 展望: 5,000.0B 前值: 910.0B | | 17:00 CNY | | 中国M2货币供 ...

居民存款同比少增、非银存款同比多增现象在1月持续。 今年1月，人民币存款同比大幅多增。居民存款同比少增、非银存款同比多增现象在1月持续。 数据显示，1月人民币存款同比多增3.8万亿，存款开门红增长势头较好；其中，在去年同期低基数及年 初权益市场牛市行情影响下，非银存款新增1.5万亿，同比多增2.6万亿，而居民存款新增2.1万亿，同比 少增3.4万亿。 自2025年以来，居民存款增速逐步回落、非银存款持续多增的现象备受市场关注。这一存款结构的调 整，既反映出居民财富从传统存款向资管产品迁移的趋势，也让各方对银行体系流动性状况的关注日益 增加。 非银存款多增持续 数据显示，1月人民币存款增加8.09万亿元。其中，居民存款增加2.13万亿元，非金融企业存款增加2.61 万亿元，财政性存款增加1.55万亿元，非银行业金融机构存款增加1.45万亿元。 与往年相比，1月人民币存款新增规模大幅高于2025年同期的4.32万亿，且处于近年最高位置。居民存 款较2025年同期少增3.39万亿，非银金融存款则较2025年同期多增2.56万亿。 1月非银存款多增现象是多重因素共同作用的结果。去年同期低基数以及年初股市活跃吸引居民存 ...

摩根大通首席执行官杰米．戴蒙（Jamie Dimon）表示，周一重创该公司股价的有关人工智能（AI）的 担忧过度了，并称这家美国最大的银行将利用该技术来发挥自身优势。"在我看来，我们将成为赢 家，"戴蒙说。他因治疗关节炎和骨刺，左手打着石膏。"我们始终奉行利用技术为客户提供更好服务的 策略，而且我们在这方面做得相当不错。"周一，由于市场担心AI会影响其商业模式，摩根大通等多家 金融服务公司的股价遭受重创。Citrini Research周日发布了一份广为流传的报告，其中假设AI可能如何 改变经济，包括日常支付，这拖累了那些靠处理支付赚钱的公司的股价。周一，美国运通（American Express）股价下跌约7%，摩根大通、花旗集团和摩根士丹利的股价均下跌超过4%。万事达卡股价下跌 近6%，Visa下跌超过4%。 责任编辑：王永生 摩根大通首席执行官杰米．戴蒙（Jamie Dimon）表示，周一重创该公司股价的有关人工智能（AI）的 担忧过度了，并称这家美国最大的银行将利用该技术来发挥自身优势。"在我看来，我们将成为赢 家，"戴蒙说。他因治疗关节炎和骨刺，左手打着石膏。"我们始终奉行利用技术为客户提供更好服务 ...

【导读】美股大跌，IBM重挫超13%！金银大涨 道指成份股中，IBM跌13%，美国运通跌逾7%，领跌道指。 | 国际商业机器(IBM | 223.370 | -13.14% | | --- | --- | --- | | IBM.N | | | | 美国运通(AMERIC | 321.100 | -7.24% | | AXP.N | | | | VISA | 306.290 | -4.57% | | V.N | | | | 摩根大通(JPMOR( | 297.820 | -4.17% | | JPM.N | | | | 赛富时(SALESFOF | 178.180 | -3.77% | | CRM.N | | | | 耐克(NIKE) | 63.080 | -3.55% | | NKE.N | | | | 假#【MICROSOF】 | 384.470 | -3.21% | | --- | --- | --- | | MSFT.O | | | | 高盛集团(GOLDM | 892.803 | -3.19% | | GS.N | | | | 联合健康集团(UN | 282.435 | -2.61% | | UNH ...

Market Overview - The three major U.S. stock indices experienced significant declines, with the Dow Jones falling by 821.91 points (1.66%), the Nasdaq down by 258.80 points (1.13%), and the S&P 500 decreasing by 71.76 points (1.04%) [1][2] - The VIX, a measure of market volatility, surged by 11.05% to 21.20, indicating increased market anxiety [1] Sector Performance - The financial sector dropped by 3.3%, with major banks like Wells Fargo, Citigroup, and JPMorgan falling over 4% [4] - Software companies faced a 4.0% decline, with DoorDash and ServiceNow dropping over 5%, and Oracle down by 4.59% [4] - The airline and travel sectors plummeted by 3.7% and 4.0%, respectively, due to severe winter storms affecting transportation [4] Key Stock Movements - Notable tech stocks showed mixed results, with Nvidia rising by 0.91% and Apple by 0.60%, while Google fell by 1.02%, and Amazon, Meta, Tesla, and Microsoft all dropped over 2% [2][3] Economic and Policy Context - The U.S. Supreme Court ruled that the Trump administration's tariffs on imports were unconstitutional, leading to new trade threats from the White House [5] - Trump announced a new 10% tariff on all U.S. imports, which was later raised to 15%, creating uncertainty in the market [5] - The average effective tariff rate is expected to decrease from 16% to 13.7% following the Supreme Court's decision [5] Investor Sentiment - Investors reacted negatively to the uncertainty surrounding trade policies, leading to a sell-off in U.S. assets [6] - Concerns about the potential for other countries to respond negatively to U.S. policies have heightened market anxiety [6] - The market is currently characterized by a preference for selling first and asking questions later, reflecting a strong aversion to uncertainty [6] Bond Market Reaction - In response to the latest tariff announcements, investors shifted towards U.S. Treasury bonds for safety, with the 10-year Treasury yield falling to 4.03% [7] - The two-year Treasury yield decreased by 3.6 basis points to 3.44%, indicating a flight to safety amid rising inflation concerns [7] Upcoming Events - Nvidia's earnings report is anticipated to impact market volatility, as it holds a significant weight in the S&P 500 index [8]