失业保险
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社保提质扩面 绘就民生暖色
Xin Lang Cai Jing· 2025-12-25 19:23
社会保障是保障和改善民生、维护社会公平、增进人民福祉的基本制度保障,是促进经济社会发展、实 现广大人民群众共享改革发展成果的重要制度安排,发挥着民生保障安全网、收入分配调节器、经济运 行减震器的作用,是治国安邦的大问题。社会保障的意义不仅在于发放资金、代缴保费,更在于政策关 怀能否精准抵达每个需要的角落,能否切实有效回应各族群众对美好生活的期盼。唯有久久为功、绵绵 用力,进一步织密社会保障安全网,提供更可靠更充分的保障,不断满足人民群众多层次多样化需求, 才能托起各族群众稳稳的幸福。 今后,我们要坚持好以人民为中心的发展思想,以制度精准创新破题、以技术高效应用赋能,更好发挥 社会保障的社会稳定器作用,解决好面临的人口老龄化、就业形态多元化等新挑战、新问题,切实把政 策红利转化为民生福祉,让发展成果更多更公平惠及全体群众,不断增强人民群众获得感、幸福感、安 全感。 12月22日,"'十四五'发展成就"系列主题新闻发布会青海省人力资源和社会保障厅专场上介绍,"十四 五"期间,全省社会保险参保规模持续攀升。养老保险、失业保险、工伤保险累计参保人数分别达到 461.42万、70.82万和121.86万。这不仅是一份亮 ...
中新武威观 | 织牢社保屏障 释放惠民红利
Xin Lang Cai Jing· 2025-12-25 03:02
武威市聚焦新业态就业人员、灵活就业人员等重点群体,持续加大政策宣传力度,以"社保服务进万 家"活动为依托,开展送政策进网络、进企业、进园区、进村镇活动,促进参保扩面。全市养老、工 伤、失业保险参保人数分别达115.73万人、16.66万人、12.55万人,参保率达99%。扎实做好各项社保 待遇发放与调整,稳步提升城乡居民基本养老保险待遇水平,严格落实中央、省、市基础养老金,推动 三县一区基础养老金实现提标全覆盖。充分发挥失业保险经济杠杆作用,持续释放政策红利,加快审核 发放速度,精简经办流程,为4000余人发放失业保险金3800余万元,为3300多户企业发放稳岗返还资金 1900余万元。 中新网甘肃新闻12月25日电 (包雨纯)今年以来,武威市以社会保障事业高质量发展、可持续发展为主 线,聚焦惠民实效,深挖政策潜力,保障力度持续加大,保障水平不断提升,构筑起社会保险"福祉 网",让群众生活更有保障、幸福更有质感。 同时,武威市全面深化"放管服"改革,聚焦办事堵点、难点,推行"一网通办""跨省通办",依托乡镇便 民服务中心、村级服务站,打造"15分钟社保服务圈",实现参保登记、资格认证等业务就近办,社保服 务覆 ...
每月工资扣的社保钱,到底为我们买了哪五份“保险”
Sou Hu Cai Jing· 2025-12-10 08:19
每月从工资中扣除的社保费用,并非一项笼统的支出,它实际上为我们构建了一个覆盖职业生涯主要风险的法定保障网络。这笔钱主要对应着"五险",即五 种不同的社会保险项目,每一种都针对生活中特定的风险场景提供保障。 首先是养老保险。这是占比最大、最为人熟知的部分。个人和单位共同缴费,进入个人账户和统筹基金,为参保者积累未来的养老资本。它保障的是我们退 休后失去工资收入时的基本生活来源,遵循"长缴多得、多缴多得"的原则。 第四是工伤保险。全部费用由单位缴纳,个人不扣费。它针对的是因工作原因遭受事故伤害或患职业病的风险。一旦发生工伤,从医疗救治、康复到伤残津 贴乃至工亡补助,都由此基金支付,为劳动者提供了坚实的职业风险保障。 最后是生育保险。它覆盖生育相关的医疗费用,并为符合条件的在职女性提供产假期间的生育津贴(在一些地区,男性参保配偶也可享受部分待遇)。这保 障了女性在生育期的基本经济收入和医疗需求,体现了对家庭权益的支持。 其次是医疗保险。它用于分担我们日常看病就医产生的经济负担。缴纳后,参保人可按规定报销门诊、住院等医疗费用。它设有个人账户(部分城市已改 革)和统筹基金,直接减轻了因病致贫的风险,是使用频率最高的险种 ...
海南“十五五”规划建议:因城施策增加改善性住房供给,更好满足刚性和多样化改善性住房需求
Cai Jing Wang· 2025-12-10 04:37
实施物业服务质量提升行动。 其中提到,健全多元保障体系。加快发展多层次、多支柱养老保险体系,逐步提高城乡居民基础养老 金。健全多层次医疗保障体系,深入实施基本医疗保险全民参保计划,全面推进医保基金即时结算改 革,加强医疗保障定点医药服务资源规划。扩大失业、工伤保险覆盖面。扩大社会保险参保范围,提高 灵活就业人员、农民工、新就业形态人员参保率。加强社会保险与社会救助、职工互助社会福利制度衔 接。完善空巢老人、困境儿童、残疾人等群体服务保障体系。促进和规范公益慈善事业发展。加强殡葬 基础设施建设和服务管理。保障妇女儿童合法权益。加强退役军人服务保障。做好蔬菜等生活物资保供 稳价工作。加快构建房地产发展新模式,优化保障性住房供给,因城施策增加改善性住房供给,更好满 足刚性和多样化改善性住房需求。实施物业服务质量提升行动。 12月10日,海南省发布《中共海南省委关于制定国民经济和社会发展第十五个五年规划的建议》。 ...
一图读懂用人单位社保缴费基数调整与补差热点问答
蓝色柳林财税室· 2025-12-05 08:33
欢迎扫描下方二维码关注: 月 ]则獄 鬥 ⁄ ʻ 实际应缴金额之间会产生差额,该差 额需予以补缴。 02 哪些用人单位需要补差 ? 上年度有职工月平均工资低于上 年度省平工资60%的用人单位,需按 规定为相关职工办理社保费补差。 03 哪些社保险种需要补差 ? 需补差的险种包括: · 企业职工基本养老保险 · 机关事业单位养老保险 · 失业保险 · 工伤保险 补差计算的开始时间是什么? 补差时间自2025年1月起计算。 新入职职工自其入职当月开始计算。 补差的具体标准是什么 ? A 2025年度社保缴费基数下限为 4588元/月。用人单位应按照职工已 缴社保费与按新标准计算的实际应缴 费用之间的差额进行补缴。 补差是否会产生滞纳金 ? 在2025年12月31日前完成本年 度社保费补差的,暂不征收滞纳金。 如何进行补差操作 ? 个人应补缴的金额由用人单位代 扣代缴,用人单位通过电子税务局、社 保费管理客户端、办税服务厅等渠道 完成需补缴月份的申报缴费。 制作:广安税务 来源 四川税务 欢迎扫描下方二维码关注: 温馨提醒:蓝色柳林财税室为非官方平台,是由编者以学习笔记形式建立的平台,所有笔记写作记录的文章及转发的 ...
2026年阿塞拜疆失业保险基金支出将达1.6亿美元
Shang Wu Bu Wang Zhan· 2025-12-03 03:56
阿塞拜疆"Oxu"网11月19日报道,阿塞拜疆劳动和社会保障部宣布,预计 2026年失业保险基金支出将达2.7亿马纳特(1.6亿美元),同比增长2.2%;预 计2026年该基金收入为2.4亿马纳特(1.4亿美元),同比增长15.5%。 (原标题:2026年阿塞拜疆失业保险基金支出将达1.6亿美元) 失业保险基金支出用于支付失业保险金、实施自主就业计划、职业培训, 组织继续教育、提供职业指导、制定职业标准、资助社会弱势群体。部分基金 用于创建社会企业、实施专项计划等就业措施。据悉,2026年保障就业措施将 会为1.5万个家庭提供机遇。其中,8千个家庭将获该基金资助,其余7千个家庭 将受益于世界银行项目。 ...
社会保障体系更加健全 就业形势保持总体稳定
Jin Rong Shi Bao· 2025-09-29 01:07
Core Insights - The "14th Five-Year Plan" period has seen significant achievements in employment and social security, with a focus on high-quality development [1] Group 1: Pension Fund and Social Security - The scale of basic pension insurance fund investment operations has reached 2.6 trillion yuan, doubling since the end of the "13th Five-Year Plan" [2] - The average annual investment return rate of the basic pension insurance fund is 5.15%, achieving the goal of preserving and increasing value [2] - The enterprise (occupational) annuity fund has expanded to 7.56 trillion yuan, with an increase of 4.02 trillion yuan since the end of the "13th Five-Year Plan" [2] Group 2: Employment and Labor Market - The number of people covered by basic pension insurance has reached 1.072 billion, an increase of over 73 million since the end of the "13th Five-Year Plan" [3] - Urban new employment has reached 59.21 million, exceeding the target of 55 million [4] - The average urban survey unemployment rate over the past four years is 5.3%, below the expected control target of 5.5% [4] Group 3: Labor Relations and Rights Protection - Over 2,300 one-stop mediation centers for new employment forms have been established to address labor disputes [5] - More than 10,000 major wage arrears violations have been published and handled since the beginning of the "14th Five-Year Plan" [6] - A pilot program for occupational injury protection has been launched in seven provinces, covering various industries and platforms, with over 20 million new employment form workers participating [6]
四川公布2025年度社保缴费基数 每月上限为22938元、下限为4588元
Si Chuan Ri Bao· 2025-09-22 00:36
Summary of Key Points Core Viewpoint - The Sichuan Provincial Human Resources and Social Security Department announced the social insurance contribution base for 2025, setting the upper limit at 22,938 yuan/month and the lower limit at 4,588 yuan/month for three main social insurances: basic pension insurance, unemployment insurance, and work-related injury insurance [1]. Group 1: Contribution Base and Policies - The contribution base for flexible employment personnel and those receiving unemployment insurance during the insurance period will be based on the average wage of all urban employees in the province, set at 7,646 yuan/month for medical, maternity, and long-term care insurance [1]. - The contribution base for work-related injury insurance will also use the average wage of 7,646 yuan/month for determining and adjusting benefits [1]. Group 2: Contribution Rates - For 2025, the contribution rates for basic pension insurance in Sichuan are set at 16% for employers and 8% for employees; unemployment insurance rates are 0.6% for employers and 0.4% for employees; work-related injury insurance is solely employer-funded [2]. - The work-related injury insurance rates vary based on industry risk levels, categorized from one to eight, and are subject to floating management based on the incidence of work-related injuries at each employer [2]. Group 3: Individual Contributions - Individual business owners without employees, part-time workers, and other flexible employment personnel can choose their contribution base within the announced limits, with a unified contribution rate of 20% [3].
热点思考 | 社保改革,新的“破局点”?(申万宏观·赵伟团队)
申万宏源宏观· 2025-08-26 10:05
Group 1 - The core viewpoint of the article emphasizes the need for social security system reform in China, particularly in the context of rapid demographic changes and the challenges of sustainability and equity within the system [2][5][88] - China's social security system has evolved through various stages, transitioning from a focus on broad coverage to high-quality development and national coordination [3][12][86] - As of the end of 2023, China has established the world's largest social security system, with 1.06 billion people covered by basic pension insurance and 1.33 billion by basic medical insurance [4][14][87] Group 2 - The current social security system faces significant pressures, particularly regarding sustainability and equity, due to an aging population and declining birth rates, which may lead to an imbalance between contributors and beneficiaries [5][19][88] - The pension insurance fund has been experiencing a deficit since 2013, with 2023 fiscal subsidies reaching 1.75 trillion yuan, accounting for 6.4% of total fiscal expenditure [5][28][88] - There is a notable disparity in pension benefits between urban and rural residents, with urban workers receiving an average annual pension of 45,000 yuan compared to only 2,671 yuan for rural residents in 2023 [5][28][88] Group 3 - To alleviate the sustainability pressure on the social security system, delaying the retirement age is proposed as a key measure, as China's current retirement age is lower than that of most developed countries [7][52][88] - The article suggests that increasing the proportion of equity investments in pension funds could enhance fund value preservation and growth, as current allocations are heavily weighted towards fixed income [8][67][90] - International experiences indicate that a diversified and market-oriented investment strategy for pension funds can contribute to both fund growth and stock market stability [8][73][90]
房地产退潮后,社保成新底牌,十五五释放信号,看懂掌声
Sou Hu Cai Jing· 2025-08-17 15:15
Group 1 - The social security system is transforming from a simple safety net into a robust buffer against risks, supporting China's economic transition amid challenges like weak exports, high local debt, and aging population [1] - The dynamic adjustment mechanism of social security rates is crucial for fostering innovation, as evidenced by a biotech company reducing labor costs by 5% while increasing research positions by 14% due to policy incentives [3] - The social security fund is exploring innovative paths to address hidden debts through equity investments, with pilot projects in affordable housing REITs yielding a 6.8% annual return while absorbing 111,200 units of inventory [4] Group 2 - The cross-provincial adjustment mechanism of unemployment insurance is becoming vital in the context of industrial restructuring, with the central adjustment fund ratio increasing from 3% to 5% to enhance labor market fluidity [6] - The national coordination of social security is a systematic upgrade of risk hedging mechanisms, with a focus on efficient fund utilization in housing construction through special government bonds [9] - The upgrade of the social security system is emerging as a new logic for China's economic development, acting as both a stabilizer for society and a catalyst for economic transformation [10]