Group 1 - The core viewpoint of the news is the emphasis on stabilizing the real estate market while managing risks, with a focus on dynamic adjustments in supply and demand to address the current market imbalance [1][2] - The policy framework for 2026 aims to stabilize the market and prevent risks, transitioning from "digesting inventory" to a more direct approach of "reducing inventory" [2] - The new supply focus is on improving the quality of newly built residential properties, encouraging a shift from scale expansion to quality enhancement in the industry [3] Group 2 - The policy tools will include fiscal and monetary measures, with fiscal policies supporting affordable housing and urban renewal, while monetary policies will maintain a moderately loose stance [3][4] - There will be a combination of stock policies and incremental tools, such as reforms in the provident fund system and exploring special loans to support urban renewal and affordable housing construction [4] - The long-term industry transformation is inevitable, with a shift from reliance on land finance to high-quality development, focusing on areas like REITs expansion and green buildings [6] Group 3 - The policy space will see regional differentiation, with potential easing of purchase restrictions in first-tier cities and support for demand release and inventory digestion in third- and fourth-tier cities [5] - The real estate policy for 2026 will revolve around "stabilizing the market, reducing inventory, and improving supply," with a focus on the implementation of stock policies like provident fund reforms and affordable housing acquisitions [6]

（原标题：雪，是故宫最好的妆容） 排版 | 刘慧伶 文博时空 作者 小石头 嗨大家好啊，我是文博时空摄影师小石头。北京初雪今天降临，带着相机去见证 了一下初雪之中的紫禁城。 尽管没有赶上纷纷扬扬的鹅毛大雪，但小雪之中的红墙黄瓦依然风韵动人。600年的历史，在雪的装点 下更显沉郁厚重，偶尔有低吟的乌鸦从大殿飞过，那喑哑的叫声一下让人有穿越之感。曾在此生活过的 帝后妃嫔们，也一定听过同样喑哑的啸叫，也一定仰头看过同样的飞雪。王侯将相的故事终归尘土，唯 有雪花不动声色地年年飘落，落在明黄色的琉璃瓦上，厚积在被无数人走过的石板路上。 耳边响起了清场的提示音，手持长枪短炮的摄影师们贪婪地按下连拍快门，想更多地记录下雪中的故 宫。天光暗下来，人群散去，故宫在雪夜里愈发安静。我只是拍下了一些雪景的照片，但也像是做了一 个昏昏然的梦。也许那就是故宫的魅力吧，每一个走入它的人，都像是穿行在一场600年的旧梦之中。 图片 | 小石头 设计 | 尹莉莎 ...

（原标题：家庭教育的3个阶段：陪伴、教练、尊重） 家庭教育，决定了孩子一生的生命底色。 对待不同年龄的孩子，父母在家庭教育上的侧重点也有所不同。 把握好孩子的成长规律，用适合的教育方法，帮助孩子成长得更优秀。 0-6岁 优秀的孩子，都是陪出来的 0-6岁，可以说是孩子人生中最重要的一个阶段，是孩子性格特点、生活习惯、价值观形成和发展的关 键期。 意大利教育家蒙台梭利博士说： "人生最重要的时期是0-6岁这一阶段，而并不是大学阶段。" 人类的智慧是在这个阶段形成的，并且人的心理也是在这个阶段完成发展并定型的。 孩子6岁前，父母的爱与陪伴，不仅能给予孩子足够的安全感，也是孩子性格形成过程中非常重要的"营 养液"。 父母如果能抓住这个重要的时期，给到孩子足够的陪伴，孩子将来一定会非常的优秀。 《穷爸爸富爸爸》一书中曾说过： "所谓成功的父母，就是有时间从容地陪伴孩子。" 6-12岁 一半书香，一半烟火 一个孩子最好的生活状态，不是只沉迷在书海之中，而是书香伴着烟火气。 既懂得读书学习，自律以正身，书香能致远，又懂生活的情趣，感恩父母的付出。 一个人最高贵的气质，就是书香之气； 一个人最高级的仪式感，就是烟火之气； ...

Group 1: Housing Policy in Shandong - Shandong Province has introduced a new policy to support housing "old for new" exchanges, aiming to stabilize the real estate market and activate housing consumption potential [1] - The policy framework includes 15 specific measures, enhancing the efficiency of housing exchanges through three models: "selling old for new," "collecting old for new," and "demolishing old for new" [1] - The initiative is expected to shorten transaction cycles and alleviate financial pressures for homebuyers, promoting healthy housing consumption [1] Group 2: Artificial Intelligence Development - The Shandong Provincial Government has released an action plan targeting the high-quality development of the artificial intelligence industry, with a goal to exceed 200 billion yuan in core industry scale by 2027, achieving an annual growth rate of over 30% [2] - The plan focuses on key areas such as big data, intelligent hardware, and services, implementing five major actions to build a comprehensive AI industry ecosystem [2] - This policy aims to complete the top-level design for Shandong's AI industry, facilitating the formation of a full-chain AI industry from computing power to applications [2] Group 3: Investment Attraction Measures - Shandong Province has launched a "combination punch" strategy for investment attraction, introducing an encouragement list and a service coordination mechanism to enhance the investment environment [3] - The encouragement list includes ten specific measures focusing on differentiated competition and industry chain investment, while the coordination mechanism aims to streamline project implementation [3] - Together, these initiatives create a modern investment attraction system covering the entire process from attraction to service and implementation [3] Group 4: Elderly Care Reform - The Shandong Provincial Government has issued an implementation opinion to deepen the reform and development of elderly care services, proposing 15 reform measures [5] - By 2029, the goal is to establish a tiered, inclusive, and sustainable elderly care service network, with a target of 65% of institutions being supportive and inclusive [5] - The plan addresses the growing elderly population in Shandong, focusing on integrating medical and elderly care services [5] Group 5: Archaeological Discoveries - Recent archaeological findings in Jinan have pushed the city's history back by approximately 1500 years, revealing significant artifacts from various cultural periods [6] - The discoveries include city walls, wells, and burial sites, with the most notable being the walls from the Longshan culture, dated to around 4200 years ago [6] - These findings are part of a pre-construction archaeological effort for the Jinan Metro Line 6 [6]

Group 1 - The core idea of the article is that Li Auto is adopting a retail-inspired model, similar to the "Fat Donglai" approach, to enhance material quality in automotive manufacturing through a strategy of selection, cultivation, and research [2] - Li Auto faces challenges in a highly competitive electric vehicle market, having launched the Li i8 and i6 models in the second half of the year [2] - The company aims to differentiate its electric vehicles by focusing on health aspects, particularly in the materials used for luxury leather seats, partnering with LWG-certified suppliers to ensure quality [2] Group 2 - Li Auto's collaboration with suppliers extends to joint research and development, exemplified by a partnership with Novelis to create the LeS6 Ultra aluminum product, which boasts three times the yield strength of traditional aluminum alloys [3] - The LeS6 Ultra product has been implemented in the Li i6, showing a 30% reduction in deformation compared to mainstream high-strength aluminum under equivalent impact conditions [3] - Li Auto has developed its own stainless steel fuel tank material, UFHS-X, which has a 100% increase in yield strength compared to traditional 304L stainless steel and a 52% improvement in puncture resistance [4][5] Group 3 - The company is recognized for having the most extensive range of self-developed materials in the industry, including capabilities in steel, aluminum, magnesium, engineering plastics, elastomers, and composite materials [5]

（原标题：中央经济工作会议提及"重视解决地方财政困难"，何有深刻考量？） 中央经济工作会议12月11日至12日在北京举行。 会议要求，明年要坚持稳中求进、以进促稳、先立后破，多出有利于稳预期、稳增长、稳就业的政策， 在转方式、调结构、提质量、增效益上积极进取，不断巩固稳中向好的基础。要强化宏观政策逆周期和 跨周期调节，继续实施积极的财政政策和稳健的货币政策，加强政策工具创新和协调配合。 在总量调节上，将灵活运用降准、降息等工具保持流动性充裕；同时维护人民币汇率稳定在合理均衡水 平，强化逆周期与跨周期调节协同。 积极的财政政策要适度加力、提质增效。要用好财政政策空间，提高资金效益和政策效果。优化财政支 出结构，强化国家重大战略任务财力保障。合理扩大地方政府专项债券用作资本金范围。落实好结构性 减税降费政策，重点支持科技创新和制造业发展。严格转移支付资金监管，严肃财经纪律。增强财政可 持续性，兜牢基层"三保"底线。严控一般性支出。党政机关要习惯过紧日子。 稳健的货币政策要灵活适度、精准有效。保持流动性合理充裕，社会融资规模、货币供应量同经济增长 和价格水平预期目标相匹配。发挥好货币政策工具总量和结构双重功能，盘活 ...

Group 1 - The number of candidates for the National Examination (国考) surpassed that of the Graduate Entrance Examination (考研) for the first time in history in 2026, with 371.8 million candidates for the National Examination compared to 343 million for the Graduate Entrance Examination, marking a significant shift in trends [1] - The National Examination has seen a rapid increase in candidates from 157.6 million in 2021 to 371.8 million in 2026, representing a growth rate of 235.9% [1] - The competition for the National Examination is intense, with a reported admission ratio of approximately 98:1, compared to a ratio of 3.2:1 for graduate studies [1] Group 2 - The phenomenon of "考公热" (the craze for civil service exams) is not indicative of young people losing their dreams but rather reflects a rational decision-making process in response to current employment pressures [2][3] - The long-term impact of the "考公热" may reshape career trajectories and influence the economic structure, as individuals face opportunity costs and potential career stagnation due to failed attempts at civil service exams [3][4] - The current employment pressure is characterized as a systemic anxiety affecting various demographics, leading to a chain reaction that exacerbates job scarcity and economic challenges [14] Group 3 - The definition of a "good job" has shifted from seeking growth opportunities to prioritizing job security, reflecting a broader change in societal values and economic conditions [6] - The increase in job postings does not correlate with the expectations of recent graduates, as many positions are concentrated in lower-tier roles, leading to a mismatch between job availability and graduate aspirations [7][9] - The current employment landscape is marked by a structural contradiction where the growth in job postings does not meet the expectations of graduates, resulting in a perception of difficulty in finding suitable employment [9][10] Group 4 - The decline in graduate school applications from 2024 to 2026 is attributed to an oversupply of master's graduates and a shift in employer expectations towards practical skills over academic credentials [16][17] - The competition for graduate programs remains intense at top-tier universities, while some less prestigious institutions face declining enrollment in certain fields [18] - The changing landscape of employment has led to a more pragmatic approach among students and parents regarding the value of graduate education, emphasizing the importance of skills and experience over mere academic qualifications [17][18]

Group 1 - The exhibition titled "Modern Chinese Images: Shanghai Style Qipao and a Century of Fashion" will be held at the Shanghai Museum from December 23, 2025, to May 5, 2026 [2] - The exhibition features nearly 300 pieces/groups of exhibits, showcasing Shanghai-style qipao and various fashion treasures from the 1910s to the present [1] - The collection includes donations from Ms. Bei Qia and Mr. Zhang Xinzhe, as well as items from various Shanghai museums and renowned international fashion brands such as Dior, Chanel, and Gucci [1] Group 2 - The exhibition will take place in the first-floor exhibition hall of the Shanghai Museum, with opening hours from 9:00 AM to 5:00 PM, and last entry at 4:00 PM [2] - The museum will be closed on Mondays [2]

（原标题：青春期的孩子"越管越反"？试试这7个方法，比吼更见效！） 青春期的孩子自主意识逐步增强，他们希望被尊重、被理解、被认可、被肯定，需要心理支持、情感安 慰，需要一个民主、平等、宽容的家庭环境来容纳他们的成长。 青春期是一个孩子生理、心理发生转变的重要时期。相应的，亲子关系也会进入新的阶段。在这一时 期，以往的教育方法不再奏效，家长们也需要积极地调整心态，去适应和寻找新的方法与孩子相处，帮 助孩子平和、顺利地度过青春期。那么具体应该怎么做，我们一起来了解下吧！ 01从生活入手去改变 03家长要会索取"爱" 青春期阶段的孩子由于生理上的急剧变化，出现各种各样的心理反应，这些大部分都是自我意识觉醒的 表现。他们试图冲破约束和管教，偶尔犯的一些错误也属于"成长的代价"。 孩子处于青春期阶段，生活上，父母要让孩子学会独立，充分挖掘他们的自理能力，让孩子养成自己处 理生活琐事的习惯，事事代劳只会与他们不断增强的自我意识相矛盾。 这个阶段的孩子在遇到困难、问题、挫折时，我们要从权威的影响向客观的分析过渡，他们更需要来自 父母"朋友式"的客观分析和引导。 要耐心、持久地陪伴孩子做他喜欢的事，这样可以更为接近、了解孩子 ...

Core Viewpoint - Chongqing Three Gorges Bank has been fined 8.9 million yuan due to multiple violations, including inadequate internal controls and improper loan issuance, leading to a lifetime ban for its former president and chairman, Ding Shilu [2][3][5] Group 1: Violations and Penalties - The bank was penalized for eight specific violations, including inadequate internal control management, improper loan issuance, and serious negligence in the "three checks" (pre-loan investigation, in-loan review, and post-loan inspection) [3][4] - Ding Shilu, the former president and chairman, was banned for life from the banking industry due to his responsibility for credit management negligence and serious shortcomings in the "three checks" [5][6] - Other senior executives, including the former vice president and department heads, faced penalties ranging from warnings to disqualification from senior management positions for various compliance failures [5][6] Group 2: Governance and Risk Management Issues - The bank's issues stem from a weakened execution of the "three checks" mechanism, where compliance requirements were often sidelined due to business pressure, compromising risk management [7] - The performance evaluation system emphasized short-term metrics like loan volume and profit, which detracted from long-term risk management awareness, leading to a mismatch between credit expansion and risk control capabilities [7] - To enhance governance effectiveness, the bank needs to strengthen risk constraints through institutional arrangements, ensuring that risk management functions are adequately performed and integrated into key business processes [7][8] Group 3: Industry Implications - The competition among small and medium-sized banks is shifting from mere scale expansion to differences in institutional execution and risk culture [8] - Compliance must be genuinely integrated into daily operations, with clear accountability and traceable records for every business decision, to solidify risk defenses and prevent localized issues from escalating into systemic risks [8]