Core Insights - The People's Bank of China reported that by the end of Q4 2025, the balance of RMB loans from financial institutions reached 271.91 trillion yuan, marking a year-on-year growth of 6.4%, with an annual increase of 1.627 trillion yuan [1] Group 1: Credit Support - Financial institutions are actively implementing a moderately loose monetary policy to support local economic development [1] - In Hebei, a new loan product for the lantern industry was introduced, with a total credit limit exceeding 470 million yuan [2] - In Gansu, green loans reached 469.5 billion yuan by the end of 2025, increasing by 51.4 billion yuan year-on-year, with a growth rate of 11.7% [2] - In Guangxi, banks issued loans totaling 817.48 billion yuan to 585,400 small and micro enterprises, achieving full coverage of loan targets [2][3] Group 2: Financing Costs - The average interest rate for newly issued corporate loans and personal housing loans was approximately 3.1% in December 2025, a decrease of 2.5 and 2.6 percentage points respectively since the second half of 2018 [4] - The Shandong branch of the People's Bank of China has implemented measures to disclose comprehensive financing costs, benefiting 690,000 loans totaling 2.6 trillion yuan [5] Group 3: Supply and Demand Balance - By the end of Q4 2025, the balance of industrial medium and long-term loans in both domestic and foreign currencies grew by 8.4%, while green loans increased by 20.2% [6] - The China Construction Bank launched a series of consumer promotion activities ahead of the Spring Festival to stimulate demand [7] - Financial institutions are customizing financial solutions for quality enterprises facing temporary funding pressures, as demonstrated by a 3 million yuan loan to a dental clinic in Beijing [7] Group 4: Future Financial Policies - The People's Bank of China plans to continue implementing a moderately loose monetary policy to align the growth of social financing and money supply with economic growth and price level expectations [7]

Core Viewpoint - The upcoming Year of the Horse has led to a surge in demand for various cultural and creative products centered around the horse theme, enhancing the cultural atmosphere and emotional warmth of the upcoming Spring Festival [1] Group 1: Product Highlights - The "Ma Biao Biao" soft clay figurine, inspired by Qi Baishi's painting, has gained popularity online, showcasing a lively horse design with customizable wool hair [2] - Other popular horse-themed products include bamboo woven horse pendants, wooden carvings, and hand-painted ceramic cups, with sales of plush toys like the "Zhaoling Six Steeds" exceeding 10,000 units in a month [2][3] - The variety of horse-themed cultural products reflects a blend of traditional cultural connotations and modern fashion elements, appealing to younger consumers [4] Group 2: Market Trends - Recent data shows a 240% year-on-year increase in search volume for "Year of the Horse cultural products" on platforms like Taobao, with sales of commemorative coins and stamps reaching new highs on JD [5] - The demand for traditional and innovative products, such as horse-shaped hot water bags and U-shaped pillows, indicates a growing trend of integrating zodiac elements into everyday functional items [5] Group 3: Cultural Significance - The popularity of Year of the Horse products is driven by their positive connotations, symbolizing success and good fortune, which resonates with consumers' aspirations for the new year [6][7] - The integration of traditional zodiac culture with modern aesthetics and consumer needs has created a significant cultural and economic impact, particularly among younger demographics [7]

逐梦冰雪，陕耀未来。陕西省第一届冬季运动会在榆林市举行。塞上驼城，冰雪运动盛宴给人们留下深 刻印象。 地上冰雪，地下能源，榆林的发展故事里，有绿色的旋律、时代的节拍，也有转型的号角。 榆林常被人称为"能源之城"。这里煤炭储量占全国1/5，有中国陆上探明的最大整装天然气田，还有储 量10亿吨的石油。"乌金"滚滚，是榆林发展的底气，也是转型的关键。从挖煤卖煤、烧煤发电，到聚 焦"煤头化尾"，如今榆林通过延链补链、链式布局，已形成多条现代煤化工产业链。 不仅有煤、油、气，还有风、光、氢。毛乌素沙地南缘，常年劲风不息、日光充沛。2025年，榆林风光 总装机达到3700万千瓦。同时，立足光伏风电资源富集、化工产业基础雄厚的优势，榆林还布局一批重 点氢能项目，打造"中国西部氢谷"。 从国家级能源革命创新示范区到首批碳达峰试点城市，能源之城的蜕变，坚定了榆林走绿色发展之路、 实现高质量发展的决心。发展的交响曲中，不能只有一种乐器，旋律交织才能谱写丰富乐章。承办陕西 省第一届冬季运动会，正是榆林探索多元发展的尝试。 榆林有地下"热能源"，还有地上"冷资源"。平均海拔1000米以上，冬季最低气温零下20摄氏度，积雪厚 度、雾凇 ...

截至1月28日，"横竖都是世界第一"的贵州花江峡谷大桥累计接待游客突破130万人次，通行车辆超20万 辆次，持续为区域发展注入新动能。大桥带来的发展溢出效应令人瞩目，而深入大桥肌理探查，你会发 现，支撑起这座庞然大物的每根细钢丝，全部都是"中国造"。 温度5摄氏度、湿度35%、应力1800兆帕……清晨7时许，贵州花江峡谷大桥智慧控制中心显示大屏上， 随着大桥主缆内植入的"智慧神经"实时监测，一项项数据不断滚动。 几十公里外，3名技术人员赶到桥面，逐一检查桥梁结构、连接部位、桥面铺装，为这座世界第一高桥 开展新一轮养护。 主缆，悬索桥的"脊梁"。要在"地球裂缝"上架起世界第一高桥，主缆既要"力大无穷"，也要"金刚不 坏"。 "就像调配'药方'一样，通过在钢材中反复试验添加合金元素，最终找到了平衡强度与韧性的最优 解。"更令骆治安自豪的是，针对峡谷高湿环境，团队研发出新型锌铝镁合金镀层技术和"镀后控冷"新 工艺，使主缆耐腐蚀性能提高2.5倍，累计获得近10项发明专利。 大国工程，既要建好，也要管好。"咱们的主缆不仅'底子好'，还'很聪明'！"骆治安兴奋道，通过与北 京交通大学合作，团队在国内首创主缆内部架设光纤光 ...

目光投向榆林全市，定边、榆神两大千万千瓦级新能源基地落地，定边清洁能源示范县、神木采煤沉陷 区治理示范区、科创新城综合能源应用示范新城三大片区加速成形，一幅绿色发展的全景画卷正徐徐展 开。 产业发展，能源先行。榆林精准对接新能源发展需求，全力推进新型电力系统建设，以电网补强升级为 抓手，以优化运行管理为支撑，打通新能源并网消纳的'高速路'，筑牢绿电输送的硬件底座。与此同 时，'千村光伏'工程架起绿色发展与乡村全面振兴的桥梁，绿电资源持续转化为生态效益与民生红利。 截至2025年，延长石油在榆林区域建成新能源装机容量21万千瓦，年发绿电2.5亿千瓦时。"榆林电网新 能源总装机容量达2458.8万千瓦，占总装机容量的43%，规模化建设成效显著。"国网榆林供电公司发 展策划部主任王雄说。 一座城市，何以欣欣向荣？绿色发展，如何破茧蝶变？陕西榆林发生的变化，正在一步步解答着这些问 题。 筑牢绿电根基，拓宽转型新途。榆林立足光伏风电资源富集、化工产业基础雄厚的双重优势，以园区为 核心载体，布局重点氢能项目，通过技术创新破题、产业链整合聚力、应用场景拓展赋能，氢能成为资 源型城市转型的提速器、绿色发展的新引擎。 今年1月 ...

Core Viewpoint - The Wenda University Confucius Institute is fostering a new model of cooperation in South Africa through "cultural bridging and technological empowerment," focusing on green technology and education [1][2]. Group 1: Cultural and Educational Initiatives - The Confucius Institute is located in a historically significant building that reflects local culture while integrating Chinese cultural elements, facilitating a dialogue between African and Chinese cultures [1]. - Local students are actively engaged in science and technology activities, demonstrating a strong desire for knowledge and modern technology, particularly in renewable energy and green technology [2]. Group 2: Agricultural Advancements - Green technology is being practically applied in agricultural practices at Wenda University, with students learning modern agricultural techniques such as soil improvement and automated systems [3]. - A key feature of the agricultural program is a 10-meter tall Beidou satellite signal receiving station, which supports precision agriculture by monitoring crop growth and pest data [3]. Group 3: Talent Development and Knowledge Transfer - The focus is on cultivating local talent who can apply the acquired technologies in practice, with training programs being well-attended and popular among students [3]. - The educational philosophy in Wenda emphasizes the transformative power of knowledge, with a renewed focus on education as a means to improve local livelihoods through technology [3].

Group 1 - The core viewpoint of the articles highlights the vibrant and evolving nature of the Chinese New Year goods market, showcasing a strong demand and supply dynamic that supports consumption upgrades and cultural integration [1][4] - The integration of online and offline channels is a prominent feature of the New Year goods market upgrade, with initiatives like the "2026 National Online New Year Goods Festival" enhancing consumer experience through cultural elements and digital engagement [1][2] - The government is actively supporting consumption through policies such as the 625 billion yuan special bonds for consumer goods exchange programs, which aim to stimulate demand in high-quality sectors like energy-efficient appliances and new energy vehicles [2][4] Group 2 - There is a noticeable shift in consumer preferences towards high-quality products, with increased demand for energy-efficient appliances and organic products, reflecting a growing health consciousness among consumers [3][4] - Service consumption is becoming increasingly popular during the New Year, with experiences such as travel and cinema gaining traction, indicating a transition from basic needs to quality experiences [2][3] - The market conditions for consumption in 2026 are robust, with a projected retail sales total exceeding 50 trillion yuan by 2025, and consumption contributing 52% to economic growth, highlighting significant untapped potential [4]

国际评级机构穆迪的报告也提示，全球需求疲软将继续冲击依赖出口和半导体供应链的马来西亚经济， 当地民众还面临生活成本上涨、工资增长停滞等不利因素，这都可能制约未来经济可持续增长。还有分 析认为，随着传统出口拉动作用的降低，未来政府需要进一步出台措施，加速经济绿色和数字化转型。 （文章来源：人民日报） 从怡保向北，在位于槟城南部的峇六拜自由工业区，英特尔、博世、AMD、戴尔、惠普、欧司朗等跨 国公司的巨大标牌林立。2025年以来，多家跨国公司宣布在此追加投资，对工厂进行扩建升级。在南部 的柔佛州，数据中心建设正稳步推进。甲骨文、谷歌、微软等国际科技巨头承诺在这里扩大投资。2025 年1月，马来西亚与新加坡正式签署设立"柔新经济特区协议"。截至2025年12月，总部在新加坡的企业 已承诺为柔新经济特区投资总计超55亿新加坡元（1新加坡元约合5.5元人民币）。马来西亚投资发展局 首席执行官沙姆苏尔对记者表示，自柔新经济特区协议签署以来，数据中心的投资建设进程不断提速， 仅批准的数十个数据中心项目就将创造6000多个技能岗位。柔新经济特区正吸引先进电子、可再生能源 和数字服务等高科技产业，助力形成可持续的产业生态。 消 ...

开栏的话 年宵花住进智能温室，准时"赶春"、精彩绽放；无人机搭配冷光烟花，点亮夜空、出圈出彩；年兽彩灯 装上智能眼睛，会心眨眼、灵动传神；年鱼送上自动化产线与冷链物流，鲜"游"千里、味达万家；新中 式服饰用上科技面料，流光溢彩、典雅大方；育种技术助力"吃瓜自由"，瓤色多彩、产地多元……从田 间到车间，从指尖到心间，新技术、新创意、新模式既重塑着过年的方式，也承载着人们对美好生活的 向往。 过小年，迎新年。本版推出"年味里的新质生产力"系列策划，和读者们一起感受那些藏在年味里的技术 革新与产业跃迁。 临近春节，云南昆明呈贡区斗南花卉市场里花香浓郁，各色花卉争奇斗艳。顾客的询价声、打包声与馥 郁的花香交织，年的脚步跟着花香人潮涌了进来。 如何迎接新春花卉销售高峰？从"追着市场跑"到"迎着春天走"，从"凭经验种花"到"靠数据开花"，从"引 进来"种苗到"自己创"品种，云南花卉产业正经历一场静默而深刻的"赶春"。 逛花拍中心 各地的花，为啥运到云南卖 每年春分前后，产自山东菏泽的芍药都会千里迢迢运抵斗南，再由此转销各地。 不独山东芍药，来自河北、四川、陕西等10余个省份的特色花材，也会循着"花路"汇入这条"快车道"。 ...

Group 1: Event Overview - The Milan-Cortina Winter Olympics commenced on February 6, showcasing a blend of Chinese elements and global participation in sports [1] - The event is characterized by its decentralized nature, with 18 venues spread over 22,000 square kilometers in Northern Italy, presenting significant logistical challenges [3] Group 2: Technological Innovations - Alibaba Cloud's upgraded technology, initially used in the Beijing Winter Olympics, is now applied in Milan-Cortina, featuring a 360-degree real-time replay system that enhances athlete performance analysis [2] - The integration of AI models into the Olympics' core operations marks a significant advancement, facilitating event management, resource coordination, and global broadcasting [2][3] Group 3: Sustainability Efforts - The "Energy Consumption Treasure" system developed by Alibaba Cloud monitors energy usage across venues, aiming for precise tracking of the event's carbon footprint [4] - The International Olympic Committee (IOC) emphasizes that the cloud computing and AI technologies provided by Chinese companies significantly enhance operational efficiency and sustainability [4] Group 4: Media and Broadcasting - The International Broadcast Center in Milan is equipped to serve nearly 3 billion viewers globally, ensuring high-quality and continuous coverage of the events [4] - TCL, as a global Olympic partner, supplies advanced display technologies for various venues, enhancing the viewing experience for both athletes and audiences [5][6] Group 5: Chinese Brand Participation - Chinese sports brands like Anta and Berghaus are actively involved, providing specialized equipment for various national teams, showcasing China's advancements in winter sports technology [8] - TCL's presence at the Olympics serves as a platform for Chinese companies to integrate into global supply chains and showcase technological innovations [7] Group 6: Cultural Exchange - The "China House" at the Winter Olympics features cultural displays that blend traditional Chinese elements with the Olympic spirit, promoting cultural exchange among visitors [9] - Events such as the "Italy and China: Olympic Spirit and Artistic Heritage" cultural exchange highlight the role of sports in fostering international friendship and collaboration [10]