中国民生银行股份有限公司董事会 2024 年 4 月 30 日 中国民生银行股份有限公司（以下简称"本行"）于 2024 年 4 月 30 日收到《国 家金融监督管理总局关于民生银行王晓永任职资格的批复》（金复〔2024〕303 号）， 核准王晓永先生担任本行行长的任职资格。根据相关规定，王晓永先生自任职资格核 准之日起就任本行行长。 王晓永先生的简历请见本行于 2024 年 3 月 13 日刊载于《中国证券报》《上海证 券 报 》《 证 券 时 报 》、 上 海 证 券 交 易 所 网 站 （ www.sse.com.cn ）及本行网站 （www.cmbc.com.cn）的《中国民生银行股份有限公司第八届董事会第六次临时会议 决议公告》。 特此公告 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2024-028 中国民生银行股份有限公司 关于行长任职资格获国家金融监督管理总局 核准的公告 本行董事会及董事会全体成员保证本公告内容不存在任何虚假记载、误导性 陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 ...

Financial Performance - Net profit attributable to shareholders for Q1 2024 was RMB 13,431 million, a decrease of 5.63% from RMB 14,232 million in Q1 2023[5] - Operating income for Q1 2024 was RMB 34,273 million, down 6.80% from RMB 36,773 million in the same period last year[5] - Basic earnings per share for Q1 2024 were RMB 0.31, a decline of 6.06% compared to RMB 0.33 in Q1 2023[5] - The net profit for the group for the first quarter of 2024 was RMB 13,487 million, a decrease of 5.8% compared to RMB 14,322 million in the same period of 2023[52] - The group reported a total operating income of RMB 34,273 million for Q1 2024, a decrease from RMB 36,773 million in Q1 2023, representing a decline of approximately 6.8%[52] - The net interest income for the group in Q1 2024 was RMB 24,262 million, down from RMB 25,369 million in Q1 2023, reflecting a decline of approximately 4.4%[52] - The group’s investment income for Q1 2024 was RMB 5,948 million, compared to RMB 4,108 million in Q1 2023, indicating a significant increase of approximately 45%[52] - For the three months ended March 31, 2024, the group's total comprehensive income was RMB 14,688 million, a decrease of 5% from RMB 15,462 million in the same period of 2023[54] Asset and Liability Management - Total assets as of March 31, 2024, amounted to RMB 7,727,511 million, representing a 0.68% increase from the end of 2023[4] - The total liabilities reached CNY 70,750.29 billion, an increase of CNY 378.65 billion or 0.54% compared to the end of the previous year[18] - The total liabilities of the group as of March 31, 2024, were RMB 7,075,029 million, compared to RMB 7,037,164 million as of December 31, 2023, indicating a slight increase of about 0.5%[49] - The group’s total equity as of March 31, 2024, was RMB 652,482 million, up from RMB 637,801 million as of December 31, 2023, reflecting an increase of about 2.5%[51] Loan and Deposit Activities - Total loans and advances increased by 2.60% to RMB 4,498,726 million compared to the end of 2023[4] - The total deposits amounted to CNY 42,526.03 billion, a decrease of CNY 304.00 billion or 0.71% year-on-year[18] - The balance of loans to the manufacturing sector was CNY 5,027.85 billion, increasing by CNY 392.98 billion or 8.48%[18] - The balance of small and medium-sized enterprise (SME) loans reached CNY 896.82 billion, an increase of CNY 54.61 billion, representing a growth of 6.48% compared to the end of the previous year[22] - The net cash flow from operating activities for the group was negative RMB 127,366 million, compared to a positive RMB 225,971 million in the same period of 2023[55] Non-Performing Loans and Risk Management - The non-performing loan ratio improved to 1.44% from 1.48% at the end of 2023[4] - The total amount of non-performing loans is CNY 64.974 billion, a decrease of CNY 1.23 billion compared to the end of last year, with a non-performing loan ratio of 1.44%, down 0.04 percentage points[38] - The bank's risk management has been enhanced, with a focus on optimizing credit structure and strict entry management to control new risks[38] Shareholder and Equity Information - The total equity attributable to shareholders increased by 2.34% to RMB 639,200 million compared to the end of 2023[4] - The number of ordinary shareholders reached 325,921 as of the end of the reporting period, with 308,219 A-share holders and 17,702 H-share holders[11] - The top 10 shareholders hold a total of 18.92% of H-shares and 10.30% of A-shares, with the largest shareholder being Hong Kong Central Clearing Limited[12] - The proportion of pledged shares reached 20% of the total equity, with efforts to reduce this ratio below 20% ongoing[13] Digital Transformation and Customer Engagement - The bank has continued to improve its digital transformation foundation, focusing on data value release and the construction of enterprise-level data lakes and integration architectures[37] - The bank's digital payment services have been upgraded, adding over 130 banks for credit card bill inquiries and automatic repayment services[36] - The total number of users added via WeChat reached 16.2764 million, an increase of 2.0763 million compared to the end of the previous year[26] - Retail online platform users reached 114.33 million, an increase of 1.48% from the previous year; monthly active users grew by 12.92% to 27.95 million[34] Government and Regulatory Compliance - Government subsidies received were 92 million RMB in Q1 2024, down from 132 million RMB in Q1 2023[8] - The bank has actively improved its corporate governance structure, enhancing the roles of independent directors and external supervisors[45]

Financial Performance - Net profit attributable to shareholders was RMB 13,431 million, down 5.63% from the same period last year[4]. - The bank's basic earnings per share decreased to RMB 0.31, down 6.06% year-on-year[4]. - The group's operating income for Q1 2024 was RMB 34,273 million, a decrease of 4.3% compared to RMB 36,773 million in Q1 2023[48]. - The total profit for Q1 2024 was RMB 15,253 million, down 4.9% from RMB 16,039 million in Q1 2023[48]. - The net profit attributable to shareholders for Q1 2024 was RMB 13,431 million, a decrease of 5.6% from RMB 14,232 million in Q1 2023[50]. - The net interest income for Q1 2024 was RMB 24,262 million, down from RMB 25,369 million in Q1 2023, reflecting a decline of 4.4%[48]. Asset and Liability Management - Total assets reached RMB 7,727,511 million, an increase of 0.68% compared to the end of 2023[3]. - Total liabilities amounted to RMB 7,075,029 million as of March 31, 2024, compared to RMB 7,037,164 million as of December 31, 2023, indicating a decrease of about 0.5%[44]. - The bank's equity attributable to shareholders increased to RMB 639,200 million as of March 31, 2024, up from RMB 624,602 million as of December 31, 2023, reflecting a growth of approximately 2.5%[46]. Loan and Deposit Trends - Total loans and advances amounted to RMB 4,498,726 million, reflecting a growth of 2.60% year-on-year[3]. - Total deposits decreased to RMB 4,252,603 million, a decline of 0.71% from the end of 2023[3]. - Corporate deposits totaled CNY 29,646.47 billion, a decrease of CNY 897.73 billion or 2.94% from the previous year[17]. - The average daily balance of general deposits for settlement customers was CNY 12,531.55 billion, an increase of CNY 316.52 billion or 2.59% year-on-year[19]. Risk Management - The non-performing loan ratio improved to 1.44%, a decrease of 0.04 percentage points compared to the end of 2023[3]. - The bank's non-performing loan coverage ratio is stable at 149.36%, reflecting effective risk management practices[33]. - The bank has identified 556 high-risk accounts through its new account label system, improving risk management capabilities[31]. Operational Efficiency - The bank's cost-to-income ratio rose to 29.32%, an increase of 2.37 percentage points compared to the previous year[4]. - The bank's liquidity coverage ratio stands at 140.58%, exceeding the regulatory requirement by 40.58 percentage points, indicating strong short-term liquidity risk resilience[38]. - The bank's operating expenses decreased to RMB 19,037 million in Q1 2024, compared to RMB 20,608 million in Q1 2023, a reduction of 7.6%[48]. Customer Engagement and Growth - The number of retail customers increased to 130.2455 million, an increase of 1.5261 million compared to the end of the previous year[21]. - The bank's private banking customer base grew by 5.08% to 58,745 clients compared to the end of the previous year[21]. - The bank's digital marketing efforts reached 14.818 million customers, covering 2.217 million customers through 40,306 marketing activities[23]. Investment and Financial Products - The bank's wealth management products saw a 3.10% increase in sales balance compared to the end of the previous year[22]. - The balance of green credit was CNY 2,864.39 billion, up CNY 221.98 billion or 8.40% year-over-year[13]. - The bank's asset custody scale was 12.18 trillion RMB, an increase of 1.08% compared to the end of the previous year[28]. Future Outlook and Strategy - The company emphasizes a strategy focused on high-quality development, aligning with national economic growth opportunities[12]. - The bank plans to expand its market presence through strategic partnerships and technological advancements in the upcoming quarters[47]. - The company has implemented a risk control strategy, aiming to enhance growth while optimizing structure[12].

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号： 2024-025 中国民生银行股份有限公司 关于诉讼事项进展的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈 述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 一、诉讼基本情况 2023年1月19日，本行北京分行以金融借款合同纠纷为由，对武汉中心公司、 武汉中央商务区股份有限公司、泛海控股股份有限公司及卢志强先生提起诉讼。 具体内容详见《中国民生银行股份有限公司关于诉讼事项的公告》（编号：2023- 007）。 2023年11月3日，本行收到北京金融法院送达的（2023）京74民初126号《民 事判决书》。对于本行北京分行诉讼武汉中心公司一案判决结果详见《关于诉讼 事项进展的公告》（编号：2023-059）。后武汉中心公司对一审判决部分内容不 1 案件所处的诉讼阶段：执行受理 上市公司所处的当事人地位：中国民生银行股份有限公司（以下简称"本 行"）北京分行为原告、申请执行人 涉案的金额：武汉中心大厦开发投资有限公司（以下简称"武汉中心公 司"）向本行借款 ...

Financial Performance - In 2023, the group achieved a net profit attributable to shareholders of RMB 35.823 billion, an increase of 1.57%[7] - As of the end of 2023, total equity attributable to shareholders reached RMB 624.6 billion, up by 4.11%[7] - Total assets amounted to RMB 7.67 trillion, reflecting a growth of 5.78%[7] - A cash dividend of RMB 2.16 per 10 shares (including tax) is proposed for distribution to all shareholders[2] - Operating income for 2023 was RMB 137,391 million, a decrease of 1.31% compared to RMB 139,219 million in 2022[24] - Net interest income decreased by 4.68% to RMB 102,431 million from RMB 107,463 million in the previous year[24] - Non-interest income increased by 10.09% to RMB 34,960 million, up from RMB 31,756 million in 2022[24] - The bank achieved a net profit attributable to shareholders of RMB 35.823 billion, an increase of 1.57% year-on-year[34] - The bank's total assets as of December 31, 2023, reached RMB 7,620,373 million, compared to RMB 7,199,972 million in 2022, marking an increase of 5.81%[107] Asset Quality and Risk Management - In 2023, the non-performing loan generation rate was 1.58%, a year-on-year decrease of 0.43 percentage points, marking three consecutive years of steady decline[9] - The bank achieved a reduction in non-performing loans, non-performing loan rates, and attention loan rates, with a notable improvement in asset quality[9] - Non-performing loan ratio decreased to 1.48%, down by 0.20 percentage points from the end of the previous year[12] - Provision coverage ratio increased to 149.69%, up by 7.20 percentage points from the end of the previous year[12] - The bank's bad loan ratio continued to decline, indicating improved asset quality management[33] - The total amount of non-performing loans for the group reached CNY 38.242 billion, a decrease of CNY 5.034 billion compared to the end of the previous year, with a non-performing loan ratio of 1.46%, down 0.34 percentage points year-on-year[135] - The coverage ratio for provisions increased compared to the end of the previous year, reflecting a stronger risk management stance[182] Digital Transformation and Innovation - The company launched innovative products such as "E-Creative Loan" and established a dedicated technology finance department[7] - The bank is committed to digital transformation, aiming to build an "ecological bank" and "smart bank" to support clients' digital transformation[12] - The bank's financial technology initiatives have enhanced service quality and efficiency across various sectors[33] - The bank has implemented a new three-year technology plan and its first data strategy to support digital finance initiatives[159] - The bank's digital marketing capabilities are now fully established, facilitating efficient online and offline marketing activities[160] - The bank's intelligent risk control system was enhanced with the launch of a multi-dimensional early warning model and intelligent collection system[163] Green Finance and Sustainable Development - The green credit balance grew at a rate of 47%[7] - The bank's MSCI ESG rating improved by two levels to "AA," reflecting industry recognition of its sustainable development practices[9] - The bank plans to increase green credit investments and innovate green financial service models[12] - The bank's green credit balance reached RMB 264.241 billion, an increase of 46.87% compared to the end of the previous year, outpacing the average growth rate of all loans[126] - The bank's green financial services have been recognized with multiple awards, including "Advanced Unit in Green Bank Evaluation" by the China Banking Association[126] Customer Engagement and Service Quality - The core enterprise customer count and financing balance doubled year-on-year, indicating significant growth in digital finance[7] - The cumulative number of pension accounts exceeded 1.7 million, with successful bids in 30 provincial-level pension plans[7] - The bank aims to enhance financial service quality and efficiency, focusing on supporting the real economy and optimizing business structures[10] - The bank's retail customer base reached 128.72 million, an increase of 5.65% year-over-year[139] - The bank's wealth management service system was enhanced, focusing on stable investment products to meet customer needs[141] Strategic Focus and Future Plans - The bank's strategic focus includes supporting high-tech and green industries to foster new productive forces[10] - The bank plans to deepen the integration of large, medium, and small enterprises, enhancing services for small and micro enterprises[10] - The company aims to enhance long-term confidence and resilience while cultivating new growth drivers in the transition of old and new economic dynamics[17] - The bank aims to optimize its asset business structure, focusing new credit resources on technology innovation, high-end manufacturing, and green finance[196] - The bank plans to accelerate its digital transformation by enhancing its organizational structure and improving data governance capabilities[196]

中国民生银行股份有限公司 简式权益变动报告书 信息披露义务人： 中国泛海控股集团有限公司及其一致行动人泛海 国际股权投资有限公司、隆亨资本有限公司、中 国泛海国际投资有限公司 住 所/通 讯 地 址 ： 北京市东城区建国门内大街 28 号民生金融中心 股权变动性质： 中国泛海控股集团有限公司间接控股子公司泛海 国际股权投资有限公司所持民生银行 H股部分股 份被债权人瑞士银行有限公司 (UBS AG)伦敦分 行要求强制以股抵债并完成过户，导致中国泛海 控股集团有限公司及其一致行动人持有民生银行 股份比例降低至 5%以下 签署日期： 2024 年 4 月 24 日 1 上市公司名称： 中国民生银行股份有限公司 股票上市地点： 上海证券交易所 股票简称： 民生银行 股票代码： 600016 信息披露义务人声明 一、信息披露义务人依据《中华人民共和国证券法》、中国证券监督管理 委员会《上市公司收购管理办法》《公开发行证券的公司信息披露内容格式准 则第 15 号——权益变动报告书》等相关的法律、法规和规范性文件编制本报告 书。 二、信息披露义务人签署本报告书已获得必要的授权和批准。 三、依据《中华人民共和国证券法》、中 ...

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2024-024 中国民生银行股份有限公司 关于股东所持权益变动的提示性公告 重要内容提示： 一、本次权益变动基本情况 本行于 2024 年 4 月 24 日收到股东中国泛海控股集团有限公司（以下简称"泛海 集团"）的告知函，因触发贷款条款，泛海集团间接控股子公司泛海国际股权投资有 限公司所持本行 34,313,846 股无限售流通股 H 股股份于 4 月 24 日被债权人瑞士银行 有限公司（UBS AG）伦敦分行要求强制以股抵债并完成过户，占本行总股本比例为 0.08%。 | 股东名称 | 股份类别 | | 减持时间 | | | 减持方式 | 减持数量 | 减持比例 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | | | | | | （股） | | | 泛海国际股 | H | 股 | 4 月 | 24 | 日 | 被动减持 | 34,313,846 | 0.08% | 本次权益变动属于减持，不触及要约收购 本次权益变动后，不会导 ...

证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2024-022 中国民生银行股份有限公司 关于监事辞职的公告 本行监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司（以下简称"本行"）监事会收到职工监事龚志 坚先生的辞职函。因工作调整，龚志坚先生申请辞去本行第八届监事会职工监事、 监事会监督委员会主任委员、提名与评价委员会委员职务。 中国民生银行股份有限公司监事会 2024 年 4 月 23 日 龚志坚先生确认，其与本行董事会、监事会、高级管理层无任何不同意见， 亦无就其辞职需告知本行股东及债权人的任何事项。 本行监事会对龚志坚先生在任职期间所做贡献致以衷心感谢！ 特此公告 根据相关法律法规和本行章程有关规定，龚志坚先生的辞任将自本行职工代 表大会选举产生新任职工监事后生效。在此之前，龚志坚先生将依照法律法规和 本行章程的有关规定，继续履行职工监事和监事会专门委员会委员相关职责。 ...

中国民生银行股份有限公司 第八届董事会第七次临时会议决议公告 证券简称：民生银行 A 股代码：600016 优先股简称：民生优 1 优先股代码：360037 编号：2024-023 本行董事会及董事会全体成员保证本公告内容不存在任何虚假记载、误导性 陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中国民生银行股份有限公司（以下简称"本行"）第八届董事会第七次临时会 议于 2024 年 4 月 23 日在北京以现场方式召开，会议通知、会议文件于 2024 年 4 月 18 日以电子邮件方式发出。会议由高迎欣董事长召集并主持。会议应到董事 16 名， 现场出席董事 4 名，董事长高迎欣，董事曲新久、宋焕政、程凤朝现场出席会议； 电话/视频连线出席董事 12 名，副董事长张宏伟、卢志强、刘永好，董事史玉柱、 吴迪、宋春风、翁振杰、杨晓灵、赵鹏、温秋菊、杨志威、刘寒星通过电话/视频连 线参加会议。向有表决权的董事发出表决票 11 份，收回 11 份。应列席本次会议的 监事 6 名，实际列席 6 名。会议符合《中华人民共和国公司法》《中国民生银行股 份有限公司章程》的规定，表决所形成决议合法、有效。 ...

三、同意提名王晓永先生、张俊潼先生为本行执行董事候选人， 并同意提交本行 2023 年年度股东大会选举。 独立董事：曲新久 温秋菊 宋焕政 杨志威 程凤朝 刘寒星 2024 年 4 月 23 日 中国民生银行股份有限公司独立董事 关于提名执行董事候选人的独立意见 根据《中华人民共和国公司法》（简称《公司法》）、《中华人民共 和国商业银行法》（简称《商业银行法》）、《银行保险机构公司治理准 则》（简称《公司治理准则》）、《上市公司独立董事管理办法》及《中 国民生银行股份有限公司章程》（简称《公司章程》）等有关规定，我 们作为中国民生银行股份有限公司（简称"本行"）第八届董事会独 立董事，基于客观、公正、独立判断，就提名王晓永先生、张俊潼先 生为本行执行董事候选人发表独立意见如下： 一、本次关于提名王晓永先生、张俊潼先生为本行执行董事候选 人的提名、审议、表决程序符合《公司法》《公司治理准则》《上市公 司独立董事管理办法》和《公司章程》及相关法律法规的规定。 二、经审核王晓永先生、张俊潼先生简历，不存在《公司法》《商 业银行法》等规定不得担任执行董事候选人的情形，未曾受过中国证 监会及其他有关部门的处罚和证券交易 ...