昔日的废弃矿坑上竖起了成片的光伏板，荒坡间架起了迎风转动的风电场。从生态痛点的精准破解到绿 色图景的生动呈现，兴业银行大庆分行以金融创新为生态保护注入持久动力。未来，兴业银行大庆分行 将探索"绿色信贷+碳金融"融合模式，让每一笔资金都成为守护自然的力量，持续书写生态修复与绿色 发展的新篇章。 编辑：穆皓 转自：新华财经 近年来，兴业银行大庆分行将绿色理念深度融入业务实践，针对本地风电装备制造、光伏电站建设等环 保企业创新推出"绿色审批通道"，定向支持清洁能源项目落地，为生态修复提供金融支撑。 在生态修复与绿色能源融合发展的实践中，兴业银行大庆分行先后通过银团贷款、项目置换等方式为辖 内6户风电能源企业提供金融支持，截至2025年7月末，贷款余额1.92亿元，让金融力量成为生态修复 的"助推器"。 ...

2025年8月19日，兴业银行（601166）发布公告称，为向您提供更安全、便捷的支付体验，兴业银行已 上线手机银行银联云闪付网络支付（以下简称"银联云网"）服务。 在使用银联云网服务时，请您确保您的兴业银行手机银行版本为V6.0.37及以上，完成用户授权、开通 服务并绑定卡片。 如您有任何疑问或反馈，欢迎随时联系兴业银行客服。 银联云网服务对原手机银行银联扫码付服务进行了升级，实现了与微信、支付宝二维码的互联互通，集 成了远程支付、云闪付卡管理等全新功能。原手机银行银联扫码付服务将于9月20日下线。 ...

Core Viewpoint - Fujian is highlighted as an important birthplace and practice ground for Xi Jinping's thoughts on socialism with Chinese characteristics, emphasizing the need for financial institutions like Industrial Bank to contribute to the modernization of China's financial development path [1] Group 1: Party Leadership and Governance - The company emphasizes the integration of party leadership into all aspects of governance and management, focusing on national strategies such as technological advancement and ecological sustainability [2] - The commitment to reform and innovation is underscored, with a focus on market-oriented financial supply-side structural reforms to better serve diverse customer needs [2] Group 2: Risk Management and Compliance - The company recognizes the banking sector's inherent risks and is committed to comprehensive risk management and compliance, establishing a robust oversight framework [3] - A strong emphasis is placed on enhancing internal controls and accountability to ensure risks remain manageable [3] Group 3: Talent Development - The company is implementing a talent strategy to build a high-caliber workforce, establishing various research institutes and talent programs to foster expertise in key areas [3] - Efforts are being made to create a supportive environment for talent development, including reforms in compensation and recognition systems [3] Group 4: Technological Advancement - The company is prioritizing digital transformation as a critical survival strategy, focusing on enhancing technological capabilities and customer experience [4] - There is a commitment to ensuring cybersecurity and data protection as part of the digital transition [4] Group 5: People-Centric Approach - The company aims to strengthen its connection with the public by prioritizing people's needs and enhancing consumer protection [5] - Initiatives are being undertaken to ensure financial services reach underserved areas and demographics [5] Group 6: Systematic Approach to Governance - The company is addressing systemic issues in governance, focusing on correcting formalism and bureaucratic tendencies while promoting a culture of integrity and hard work [6] - There is a commitment to practical outcomes in governance, ensuring that efforts translate into effective service delivery and economic support [6]

近期，A股市场持续回暖。记者注意到，进入8月以来，包括民生银行（600016）、华夏银行 （600015）等在内的十多家金融机构陆续发布公告，重申信用卡资金严禁流入股市等投资领域。 今年5月，农业银行（601288）信用卡中心发文提醒，信用卡资金不得用于偿还贷款、投资（包括但不 限于金条等投资性贵金属、股票、期货、理财、基金、有现金价值的人身保险）等领域，严禁流入政策 限制或者禁止性领域。另外，建设银行（601939）、兴业银行（601166）、广发银行等多家银行也曾发 布公告，明确禁止信用卡资金流向黄金、股票等投资领域，违者将面临管控措施。 "信用卡资金本质是短期消费信贷，若被长期占用用于投资，将扭曲信贷结构，影响银行流动性管 理。"8月19日，针对银行陆续发布公告再次提醒信用卡资金严禁流入股市的情形，博通咨询首席分析师 王蓬博接受《每日经济新闻》记者采访时表示。 并非首次限制 8月1日，陕西农信发布公告，再次明确"信用卡资金不得用于投资理财领域，如购买股票、基金、期 货、理财产品、虚拟币、投资性贵金属、股权投资等"。 公告指出，若信用卡资金用于以上或其他非消费领域，则有可能交易失败。对于持卡人违规用卡、出 ...

Core Insights - As of July 2025, Industrial Bank's Harbin branch has issued a total of 600 million yuan in green loans, specifically supporting high-standard farmland construction [1] - The financial support has enabled local farms to implement land consolidation and irrigation system upgrades, significantly improving operational efficiency and showcasing the advantages of large-scale farming [1] - The transformation of ordinary farmland into high-yield and stable farmland has resulted in an average increase of approximately 10% in grain production capacity, reinforcing regional food security [1] - The bank plans to continue its commitment to green finance, enhancing support for high-standard farmland construction to contribute to national food security [1]

Core Viewpoint - The credit card industry is undergoing significant adjustments, with many banks reducing credit card benefits and closing branches, indicating a shift towards a more streamlined and competitive landscape [1][5][12]. Group 1: Industry Adjustments - Many banks are experiencing a decline in credit card issuance, with over 40 credit card branches approved for closure this year [5][12]. - The credit card sector is facing intense competition in the credit consumption market, leading to a transformation at a critical juncture [6][7]. - The trend of banks focusing on installment payment options is increasing, as they seek to enhance customer retention and profitability [3][10]. Group 2: Market Trends - The total number of credit cards in circulation has decreased, with a drop of approximately 4 million cards year-on-year, marking a 5.14% decline [14]. - Major banks like ICBC and CCB have reported a reduction in their credit card issuance, with ICBC's issuance down by 1.96% and CCB's by 300,000 cards [14]. - Credit card consumption amounts are also declining, with significant drops reported by various banks, including a 16.57% decrease in total consumption for Ping An Bank [14][16]. Group 3: Strategic Shifts - The industry is transitioning from a focus on acquiring new customers to optimizing existing customer relationships, emphasizing quality over quantity [15][17]. - Banks are increasingly targeting high-net-worth clients and integrating various financial services to enhance customer retention and profitability [17]. - The emphasis on product innovation and risk management is crucial for sustainable development in the credit card sector [15][17].

沪指8月19日下跌0.02%，申万所属行业中，今日上涨的有18个，涨幅居前的行业为综合、通信，涨幅 分别为3.48%、1.87%。银行行业今日上涨0.13%。跌幅居前的行业为非银金融、国防军工，跌幅分别为 1.64%、1.55%。 资金面上看，两市主力资金全天净流出618.30亿元，今日有6个行业主力资金净流入，家用电器行业主 力资金净流入规模居首，该行业今日上涨0.87%，全天净流入资金21.75亿元，其次是食品饮料行业，日 涨幅为1.04%，净流入资金为19.81亿元。 银行行业资金流向排名 | 代码 | 简称 | 今日涨跌幅（%） | 今日换手率（%） | 主力资金流量（万元） | | --- | --- | --- | --- | --- | | 601988 | 中国银行 | 2.02 | 0.21 | 37971.22 | | 601398 | 工商银行 | 0.53 | 0.13 | 19117.53 | | 601166 | 兴业银行 | -0.31 | 0.22 | 9272.80 | | 600000 | 浦发银行 | 0.37 | 0.16 | 8665.78 | | 601658 | ...

金融界8月19日消息，上证指数高开震荡，上证市值百强指数 (市值百强，000155)下跌0.59%，报 3062.95点，成交额2597.91亿元。 资料显示，指数样本每半年调整一次，样本调整实施时间分别为每年6月和12月的第二个星期五的下一 交易日。每次调整的样本比例一般不超过10%。定期调整设置缓冲区，排名在80名之前的新样本优先进 入；排名在120名之前的老样本优先保留。特殊情况下将对指数进行临时调整。当样本退市时，将其从 指数样本中剔除。样本公司发生收购、合并、分拆等情形的处理，参照计算与维护细则处理。 从指数持仓来看，上证市值百强指数十大权重分别为：贵州茅台（7.58%）、中国平安（5.39%）、招 商银行（4.55%）、兴业银行（3.17%）、紫金矿业（2.89%）、长江电力（2.86%）、中信证券 （2.61%）、恒瑞医药（2.38%）、工商银行（2.23%）、药明康德（2.05%）。 从上证市值百强指数持仓的市场板块来看，上海证券交易所占比100.00%。 从上证市值百强指数持仓样本的行业来看，金融占比36.54%、工业占比12.81%、信息技术占比 12.23%、主要消费占比10.37%、原 ...

金融界8月19日消息，上证指数高开震荡，上证基本面200指数 (上证F200，000098)下跌0.3%，报 5364.35点，成交额2575.75亿元。 数据统计显示，上证基本面200指数近一个月上涨1.26%，近三个月上涨5.71%，年至今上涨5.03%。 据了解，上证基本面指数系列包括上证基本面200指数、300指数和500指数。该指数系列以沪市证券为 样本空间，分别选取基本面价值最大的200家、中间的第201至第500家和最大的500家上市公司证券作为 样本，基本面价值由四个财务指标来衡量：营业收入、现金流、净资产和分红；样本的权重配置由基本 面价值决定，在一定程度上打破了样本市值与其权重之间的关联，避免了传统市值指数中过多配置高估 证券的现象。该指数以2004年12月31日为基日，以1000.0点为基点。 从指数持仓来看，上证基本面200指数十大权重分别为：中国平安（5.84%）、招商银行（3.83%）、兴 业银行（3.64%）、中国建筑（3.34%）、贵州茅台（2.43%）、工商银行（2.36%）、交通银行 （2.11%）、农业银行（1.89%）、民生银行（1.73%）、中国中铁（1.61%）。 ...

从资金流向上来看，当日股份制银行板块主力资金净流入3.27亿元，游资资金净流出8754.9万元，散户资 金净流出2.39亿元。股份制银行板块个股资金流向见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入 (元) | | 游资净占比 散户净流入 (元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 600000 浦发银行 | | 1.06亿 ﮯ | 15.65% | -3959.94万 | -5.84% | -6648.73万 | -9.81% | | 600036 招商银行 | | 9793.37万 | 3.93% | -4550.66万 | -1.82% | -5242.71万 | -2.10% | | 601166 兴业银行 | | 9596.85万 | 9.16% | -2153.61万 | -2.06% | -7443.23万 | -7.10% | | 601998 中信银行 | | 5510.35万 | 11.60% | -1388.74万 | -2.92% | -4121.61万 | -8 ...