北京市朝阳区东三环北路8号亮马河大厦1座20、22-25层 邮编：100004 20, 22-25/F Landmark Building Tower 1, 8 Dongsanhuan Beilu, Chaoyang District, Beijing, 100004, P. R. China Tcl: +8610 6590 6639 Fax: +8610 6510 7030 关于中信银行股份有限公司 2025 年第二次临时股东大会、2025 年 第三次 A 股类别股东会及 2025 年第三次 H 股类别股东会的 法律意见书 谨致:中信银行股份有限公司 根据《中华人民共和国公司法》(以下简称"《公司法》")、《中华人民共和国 证券法》(以下简称"《证券法》")、《上市公司股东会规则》(以下简称"《股东会 规则》")、《上海证券交易所上市公司自律监管指引第 1 号 -- 规范运作》(以下 简称"《规范运作》"）等相关法律法规、证券交易所规则以及《中信银行股份有 限公司章程》(以下简称"《公司章程》")的有关规定，北京天达共和律师事务所 (以下简称"本所")接受中信银行股份有限公司（以下简称"中信银行"或"公 司 ...

| 证券代码：601998 | 证券简称：中信银行 | 公告编号：临2025-064 | | --- | --- | --- | | 优先股代码：360025 | 优先股简称：中信优 | 1 | 中信银行股份有限公司 2025年第二次临时股东大会、2025 年第三次 A 股类别股东 会及 2025 年第三次 H 股类别股东会决议公告 本行及董事会全体成员保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 本次会议是否有否决议案：无 一、 会议召开和出席情况 (一) 股东大会召开的时间：2025 年 8 月 26 日 (二) 股东大会召开的地点：北京市朝阳区光华路 10 号院 1 号楼中信大厦 8 层 818 会议室 (三) 出席会议的普通股股东及其持有股份情况： 1、中信银行股份有限公司（以下简称本行）2025 年第二次临时股东大会 | 1、出席会议的股东和代理人人数 | | | --- | --- | | | 727 | | 其中：A 股股东人数 | 723 | | 境外上市外资股股东人数（H 股） | | | | 4 | | 2、出 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確 性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任何部份內容而產 生或 因依賴該等內容而引致的任何損失承擔任何責任。 中信銀行股份有限公司 （在中華人民共和國註冊成立的股份有限公司） （股份代號：998） 於其他市場發佈的公告 本公告乃根據香港聯合交易所有限公司證券上市規則第 13.10B 條刊登。 茲載列該公告（於上海證券交易所網站刊登）如下，僅供參閱。 承董事會命 中信銀行股份有限公司 方合英 董事長 中國•北京 China CITIC Bank Corporation Limited 2025年8月26日 於本公告日期，本行執行董事為方合英先生（董事長）、蘆葦先生（行長）及胡罡先生；非執 行董事為王彥康先生及付亞民先生；及獨立非執行董事為廖子彬先生、周伯文先生、王化成先 生及宋芳秀女士。 北京市朝阳区东三环北路8号亮马河大厦1座20、22-25层 邮编：100004 20, 22-25/F Landmark Building Tower 1, 8 Dongsanhuan Beilu, Chaoyang Dist ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性 亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而産生或因依賴該等內容而引致 的任何損失承擔任何責任。 ( 在中華人民共和國註冊成立的股份有限公司 ) (股份代號:998) 公告 於2025年8月26日召開的2025年第二次臨時股東大會、2025年 第三次A股類別股東會及2025年第三次H股類別股東會 表決結果 茲提述中信銀行股份有限公司（「本行」）日期為2025年8月6日的2025年第二次臨時股東大會 （「2025年第二次臨時股東大會」）及2025年第三次H股類別股東會（「2025年第三次H股類別股東 會」）通告、2025年第二次臨時股東大會及2025年第三次H股類別股東會通函（「通函」）。除非本 公告文義另有所指，本公告使用的定義與通函中的定義含義相同。 本行董事會（「董事會」）欣然宣布，本行2025年第二次臨時股東大會、2025年第三次A股類別股東會 （「2025年第三次A股類別股東會」，與2025年第二次臨時股東大會及2025年第三次H股類別股東會合 稱「本次股東大會」或「會議」）及2025年第三 ...

从资金流向上来看，当日股份制银行板块主力资金净流出8100.3万元，游资资金净流入1.14亿元，散户资 金净流出3254.08万元。股份制银行板块个股资金流向见下表： 证券之星消息，8月26日股份制银行板块较上一交易日下跌0.64%，华夏银行领跌。当日上证指数报收于 3868.38，下跌0.39%。深证成指报收于12473.17，上涨0.26%。股份制银行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 600000 | 浦发银行 | 14.03 | 0.00% | 59.37万 | 8.32亿 | | 601166 | 兴业银行 | 22.88 | -0.31% | 52.65万 | 12.06亿 | | 000001 | 平安银行 | 12.36 | -0.72% | 138.36万 | 17.10亿 | | 866109 | 中信银行 | 8.02 | -0.74% | 107.75万 | 8.65亿 | | 600036 | 招商银行 | 43.52 | -0.80% ...

金融是支持乡村全面振兴和乡村特色产业发展的重要力量。今年7月，中国人民银行、农业农村部 联合印发《关于加强金融服务农村改革 推进乡村全面振兴的意见》（以下简称《意见》）。 《意见》再次强调，深化乡村富民产业金融服务，拓宽抵押担保方式，创新乡村"土特产"融资模式 和专属金融产品，推广"一链一策"金融服务模式，丰富债券、理财等金融产品供给，支持拓宽农民增收 渠道。 围绕农村产业发展和农民致富增收，银行业金融机构"各显神通"，优化服务、创新产品，助力实现 乡村全面振兴。 持续做好"土特产"文章 硒砂瓜是产于宁夏的西瓜，甜美可口，风味极佳。 增加农民收入是"三农"工作的中心任务。今年的中央一号文件提出，着力壮大县域富民产业，对发 展乡村特色产业、完善联农带农机制、拓宽农民增收渠道作出部署。 瓜不可口，卖不上好价钱，赵进宝十分犯愁。在他一筹莫展之际，农业银行宁夏中卫分行得知消息 后，立刻上门了解情况，并为其办理了20万元"富民贷"。 "不用提供担保，利率也很优惠，农行帮了我大忙。"赵进宝表示，拿到贷款后，他马上将资金投入 土地改造，当年，他种的西瓜产量、甜度都提升不少。 "服务瓜农，就得懂瓜、懂地、懂时节。"农业银行宁 ...

Core Viewpoint - CITIC Bank Beijing Branch is committed to supporting the economic development of the capital by providing innovative financial services to small and micro enterprises, emphasizing a "people-oriented" approach through policy implementation, product iteration, and model innovation [1] Policy Implementation - The bank has established a rapid response mechanism to address the urgent funding needs of small and micro enterprises, exemplified by a case where a company received a 10 million yuan loan within a week without the need for principal repayment [2] - As of the end of Q2 2025, the branch's outstanding balance of loans for small and micro enterprises reached 2.471 billion yuan, with a renewal loan ratio of 17.5%, demonstrating a commitment to continuous support for these businesses [2] Product Innovation - The launch of the "Chuangxin e-loan" product allows small enterprises to obtain loans of up to 3 million yuan online within 30 minutes without collateral, showcasing the bank's focus on technology-driven solutions [3] - This product utilizes big data from the People's Bank of China to create a credit transmission mechanism that extends the credit of large enterprises to upstream small suppliers, overcoming limitations of traditional supply chain finance [3] Service Upgrade - In the first half of 2025, the bank achieved over 10% growth in loans to small and micro enterprises, serving nearly 5,000 clients, indicating significant service upgrades [4] - The bank aims to simplify processes and reduce interest rates for small enterprises, ensuring they can access affordable financing while also building a professional service team to cover both existing and potential clients [4] - Looking ahead, CITIC Bank Beijing Branch plans to continue its strategy of affordable costs and sustainable business, focusing on supporting technological innovation and green development to enhance the impact of inclusive finance on the real economy [4]

主题分享环节，中国信保专家系统讲解政策性金融工具在海外市场开拓中的应用策略，并结合典型理赔 案例解析风险防控要点；中信银行郑州分行国际业务、交易银行、普惠金融等相关领域专家分别聚焦汇 率波动痛点、企业资金管理需求等，重点介绍了适配的汇率避险工具及跨境融资重点产品、"小天元"平 台的智能化跨境服务功能、小微企业专属普惠金融产品体系及企业定制化财富保值增值方案等。 来源：环球网 为深入落实金融助力稳外贸工作部署，赋能河南企业积极融入国际市场，8月21日下午，中信银行郑州 分行联合中国出口信用保险公司河南分公司举办"进万企－信服惠企"金融助力稳外贸客户活动，40余家 河南重点外贸企业代表现场参会，共话河南外贸高质量发展新路径。 据介绍，作为中信集团服务河南实体经济的金融主力军，中信银行郑州分行始终紧扣河南"建成内陆开 放高地"的发展目标，依托中信集团"全牌照"金融优势与全球化服务网络，聚焦外贸企业"融资难、避险 难、结算繁"等痛点问题，持续优化"专业、快捷、灵活"的跨境金融服务体系，尤其针对中小微外贸企 业推出系列专项支持政策，全力为河南外贸高质量发展注入金融动能。 中信银行郑州分行高度重视豫企出海需求，此次"信服 ...

Market Overview - The A-share market is experiencing a significant rally, with the Shanghai Composite Index surpassing 3800 points, attracting substantial capital inflow [1] - In July 2025, new A-share accounts reached 1.9636 million, marking a year-on-year increase of 70.54% and a month-on-month increase of 19.27% [2] Bank Strategies for Securities Account Opening - Major banks like Bank of China, China Merchants Bank, CITIC Bank, and Industrial Bank are actively promoting securities account openings through their mobile apps [4] - Bank of China has launched a "Silver and Securities Signing Goodies" campaign, allowing customers to access brokerage account openings directly through the bank's app [4] - China Merchants Bank is promoting its securities services with a theme of "New Start for Silver and Securities," collaborating with seven brokerages [4] - Industrial Bank is diversifying its approach by showcasing brokerage account openings across different app pages [4] Customer Engagement and Financial Products - Banks are also focusing on managing customers' idle funds, promoting their own wealth management products under slogans like "Waiting to Invest" and "Idle Funds Never Rest" [5] - The strategy aims to enhance customer retention and attract new clients by providing additional services [5] - The current market conditions are seen as an opportunity for banks to capitalize on the influx of new accounts and associated middle-income business growth [5] Market Sentiment and Future Outlook - Institutional investors are optimistic about the market's future, anticipating continued upward movement as deposits shift into equities [7] - Analysts from招商证券 suggest that the current market phase aligns with historical bull market patterns, indicating potential for further gains [7] - The创业板综合指数 is highlighted for its strong growth characteristics and focus on high-tech sectors, with expectations for significant investment opportunities in areas like carbon reduction and technology advancements [8] Investment Trends and Market Dynamics - The创业板综合指数 has shown strong performance, with net profit and revenue growth rates generally exceeding those of larger indices since 2018 [8] - The A-share market is witnessing a resurgence in risk appetite among investors, leading to increased trading volumes and a notable rise in margin financing balances, which have surpassed 2.1 trillion yuan [8]

Group 1 - The core viewpoint of the articles emphasizes the proactive measures taken by CITIC Bank's Zhengzhou branch to support the development of private enterprises through tailored financial services and collaborative ecosystems [1][2][3] Group 2 - CITIC Bank Zhengzhou branch has developed specialized service plans to enhance the quality and effectiveness of its support for private enterprises, including the implementation of various action plans aimed at promoting the growth of the private economy [1] - The bank has provided financing of nearly 5 billion yuan to over 1,700 private enterprises this year through various online products such as Sci-Tech e-loan and Order e-loan [1] Group 3 - The bank is building three collaborative ecosystems: government-bank cooperation, bank-bank collaboration, and industry-finance collaboration, to empower the high-quality development of private enterprises [2] - A recent forum titled "New Ecology of Investment in the Era of Technology" was held, involving leading private equity institutions and private technology enterprises, aimed at creating a comprehensive service system for technology companies [2] Group 4 - CITIC Bank Zhengzhou branch has actively visited enterprises to understand their financial needs and provide comprehensive financial service solutions, including financing and settlement services [3] - The bank has conducted over 70 policy promotion sessions and more than 300 enterprise matching meetings, benefiting over 1,200 enterprises [3] - The "Star Plan" initiative is being utilized to coordinate resources and enhance the precision and effectiveness of services for private enterprises [3]