农业农村部科学技术司教育与科技人才处处长连庆表示，要紧紧抓住AI赋能的重要机遇，以科技创新引领高等农林教育高质量发展，重点在以下三方面 持续发力：一是服务乡村全面振兴，培养知农爱农新型人才；二是围绕农业产业需求，扎实推进农业科技创新；三是加强基层队伍建设，大力开展农业科 技服务。 在四个平行分会场，来自23所高校的26位代表分别围绕"农林拔尖人才培养体系构建与实践""数智技术重塑农林教育全维度变革""科产教融合育人平台的 构建与长效运行机制""农林高校教学改革与教材建设"等专题作交流报告。 1月9日至11日，由中国高等教育学会高等农林教育分会主办、南京农业大学承办的"中国高等教育学会高等农林教育分会2025年会"在南京召开。来自全国 50余所农林院校的领导与专家学者共计180余人齐聚一堂，共谋AI赋能农林教育变革与升级。 南京农业大学校长陈发棣重点阐述了数字技术与农林教育深度融合的重要意义，呼吁各农林高校把握AI时代机遇，携手构建交叉融合的学科新格局、深 化智能驱动的教学新范式、打造开放协同的发展新生态，共同推动高等农林教育高质量发展，为加快实现农业现代化贡献更大力量。 中国高等教育学会副会长姜恩来在讲话中提 ...

Core Insights - Ping An Life's 2025 annual claims service report indicates a total of 4.958 million claims paid, with a total payout amount of 41.51 billion yuan, averaging over 110 million yuan per day [1] - The claims acceptance rate for Ping An Life's customers reached 99.2% in 2025, with the fastest single claim payout taking only 8 seconds [1] - The insurance industry is transitioning from "post-compensation" to "prevention and care" services, with claims processing being a critical touchpoint for customer perception of insurance value and service quality [1] Claims Service Enhancements - In 2025, Ping An Life introduced the DeepSeek model to create a new intelligent review engine, allowing 93% of automated claims to be accurately determined within 60 seconds, with the fastest payout in just 8 seconds [1] - The "Flash Claim" service achieved a payout amount of 4.49 billion yuan, with over 2.08 million claims paid within 30 minutes [1] - The "Intelligent Pre-Compensation" service provided early payouts, alleviating financial pressure on customers, totaling 53,000 claims and over 4.91 billion yuan in payouts [1] - The "Direct Quick Claim" service expanded significantly, with nearly 3 million claims paid and a payout amount exceeding 14 billion yuan, representing a year-on-year growth of over 200% [1] Claims Breakdown - Critical illness claims remain the highest payout category, with Ping An Life paying out 261,000 claims for critical illness insurance, totaling over 20.86 billion yuan, accounting for over 50% of total claims [2] - Among critical illness claims, malignant tumors accounted for 64% of the reasons for payouts, ranking alongside acute myocardial infarction and stroke sequelae as the top three causes [2]

摘要： 在保险行业面临转型挑战、亟待突破传统痛点的关键时期，星火保基于"保险需求动态诊断算法系统""大数据智能 AI 平台"以及产品与服务的双重变革，实现保障的精准匹配、提升各环节效率与体验、降低用户理解门槛、打造 灵活多元的服务生态，由此构建起"以用户为中心"的数字化保险服务新模式。 关键词：保险服务、AI赋能、金融科技、智能化 案例正文： 当前，中国保险行业正处于"强监管、促转型、提效能"的关键发展阶段。一方面，监管部门持续出台 "防风险、 去杠杆" 政策，推动行业从规模扩张向高质量发展转型，传统粗放式的经营模式难以为继；另一方面，消费者需 求呈现出 "个性化、场景化、动态化" 特征，80 后、90 后等新一代消费群体对保险服务的便捷性、精准性要求显 著提升，而传统保险运营模式通常存在的"获客成本高、产品同质化、服务响应慢、需求匹配错" 等痛点。 在此背景下，如何借助金融科技打破传统服务桎梏，实现保险服务的精准化、智能化、个性化升级，成为行业转 型的关键课题。 "星火保"平台借助自身的信息流内容生成和投放能力，通过科技创新生产力，自主研发算法系统、大数据智能 AI 平台及大模型技术，对保险服务全链条进行重 ...

开源证券指出，公司已建立起多维度产品矩阵、"1+N"投研体系和三位一体的流量运营体系，重视研发 投入、探索全方位AI赋能。该行认为公司规模效应已初步显现，短期高beta属性受益于资本市场活跃； 中长期"小单化"、"平台化"战略有望提高用户粘性，学习机销售态势良好，公司收购香港券商扩充国际 业务版图。 九方智投控股(09636)涨超6%，截至发稿，涨6.57%，报63.25港元，成交额3.62亿港元。 消息面上，1月6日，九方智投控股发布公告宣布已完成对JFFinancial(原名Yintech Financial)全部股权及 核心业务系统的收购。收购完成后，九方智投控股将持有JFFinancial及旗下核心附属公司方德证券、方 德资本的全部股权。湘财证券认为，公司作为第三方投顾机构，持续坚定"科技+投研"战略，凭借成熟 的投研体系、MCN流量精细化运营及优质内容服务形成了差异化的竞争优势。海外牌照的完善有助于 公司将成熟模式赋能于海外业务，丰富公司收入来源。 ...

智通财经APP获悉，九方智投控股(09636)涨超6%，截至发稿，涨6.57%，报63.25港元，成交额3.62亿港 元。 消息面上，1月6日，九方智投控股发布公告宣布已完成对JFFinancial（原名Yintech Financial）全部股权 及核心业务系统的收购。收购完成后，九方智投控股将持有JFFinancial及旗下核心附属公司方德证券、 方德资本的全部股权。湘财证券认为，公司作为第三方投顾机构，持续坚定"科技+投研"战略，凭借成 熟的投研体系、MCN流量精细化运营及优质内容服务形成了差异化的竞争优势。海外牌照的完善有助 于公司将成熟模式赋能于海外业务，丰富公司收入来源。 开源证券指出，公司已建立起多维度产品矩阵、"1+N"投研体系和三位一体的流量运营体系，重视研发 投入、探索全方位AI赋能。该行认为公司规模效应已初步显现，短期高beta属性受益于资本市场活跃； 中长期"小单化"、"平台化"战略有望提高用户粘性，学习机销售态势良好，公司收购香港券商扩充国际 业务版图。 ...

平安人寿秉承"以客户为中心"的理念，在客户最关注的理赔服务方面，着力提高理赔的便捷性、时效 性，通过科技赋能与模式革新，打造差异化服务体验。 近日，中国平安人寿保险股份有限公司（以下称"平安人寿"）正式发布2025年度理赔服务年报。数据显 示，公司全年累计赔付495.8万件，总赔付金额达415.1亿元，日均赔付超1.1亿元。2025年，平安人寿客 户理赔获赔率达99.2%，最快单笔赔付仅需8秒。 2025年，保险行业加速从"事后补偿"向"事前预防、事中关怀"的全周期服务转型，理赔环节作为客户感 知保险价值和服务质量的核心触点，是行业高质量发展的关键抓手。平安人寿相关负责人表示，公司践 行"金融为民"初心，坚持科技赋能，着力提升理赔服务品质，打造"省心、省时、又省钱"的理赔服务体 验，以坚实保障与极致服务护航千万家庭幸福。 AI赋能"111极速赔"再提速，住院直快赔金额增200% 主动理赔彰显保险温度，积极响应重大灾害 平安人寿为客户寻找理赔理由，主动理赔彰显服务温度。平安人寿客户C先生早在2009年就为自己投保 了人寿保险，后来陆续添置寿险、重疾险、医疗险、意外险等七份保单。患心肌梗塞并住院治疗后，C 先生偶 ...

Core Insights - The article highlights the intensified focus on merchant ecosystem development by leading e-commerce platforms, particularly Douyin E-commerce, in response to increasing competition in the e-commerce industry [1] Group 1: Merchant Support Policies - Douyin E-commerce has launched an upgraded plan for its "Nine Merchant Support Policies" aimed at enhancing long-term certainty for merchants by addressing cost, traffic, conversion, fulfillment, technology, and governance [1][2] - The policies have successfully reduced costs for merchants by over 32 billion yuan in the past year, with significant contributions from commission exemptions and reduced logistics costs [2] - The platform has expanded its commission exemption policy to cover all categories and reduced technical service fees for merchants using its "Qianchuan Chengfang" product to 0.6% [2] Group 2: AI Empowerment - Douyin E-commerce is leveraging AI technology to enhance operational efficiency for merchants, including free AI customer service and dynamic AIGC creative capabilities that can generate 1 to 2 million marketing materials daily [3] - The platform's AI capabilities also include preemptive identification of malicious refunds and complaints, optimizing the appeal process for merchants [3] Group 3: Business Environment and Differentiated Support - The platform is committed to improving the business environment by strengthening intellectual property protection and market order governance, including stricter measures against false advertising and counterfeit products [4] - Douyin E-commerce is implementing differentiated strategies to support quality merchants and reduce entry costs for new merchants, while also enhancing support for local industries [4] - The platform has optimized payment terms, allowing for a minimum payment period of three days post-order confirmation to alleviate cash flow pressures for merchants [4]

Group 1: Copper - The LME copper price increased by 1.94% to $12,702.0 per ton, while Shanghai copper rose by 3.23% to 101,400 yuan per ton [1] - Domestic copper inventory increased by 6.29% week-on-week, marking six consecutive weeks of accumulation, with total inventory up by 168,100 tons year-on-year [1][12] - The operating rate of the yellow copper rod industry decreased by 0.61% to 46.98%, while the enameled wire industry saw a decline of 0.66% in operating rate to 74.87% [1][12] Group 2: Aluminum - The LME aluminum price rose by 2.22% to $3,088.00 per ton, and Shanghai aluminum increased by 6.13% to 24,300 yuan per ton [2][13] - The operating rate of domestic aluminum processing leading enterprises increased by 0.2% to 60.1%, indicating a mixed performance across different aluminum processing sectors [2][13] - The total production capacity of metallurgical-grade alumina reached 110.32 million tons per year, with an operating rate of 80.51% [2][13] Group 3: Gold - COMEX gold price increased by 3.36% to $4,487.9 per ounce, with SPDR gold holdings rising by 2 tons to 1,067.13 tons [3][14] - Geopolitical risks, including U.S. military actions in Venezuela and unrest in Iran, have contributed to a strong and volatile market for gold [3][14] Group 4: Rare Earths - The price of praseodymium and neodymium oxide increased by 2.90%, with November exports of rare earth permanent magnets rising by 12% month-on-month and 28% year-on-year, reaching a historical high for the month [4][36] - The expectation of more relaxed export policies and ongoing supply constraints are likely to support future demand and price increases in the rare earth sector [4][36] Group 5: Lithium - The average price of lithium carbonate increased by 11.5% to 131,800 yuan per ton, while lithium hydroxide rose by 10.9% to 126,900 yuan per ton [4][60] - Total lithium carbonate production reached 22,500 tons, with a slight increase of 0.01 million tons week-on-week [4][60] Group 6: Cobalt - The price of cobalt in the Jiangxi market rose by 1.1% to 460,000 yuan per ton, with cobalt intermediate prices also showing slight increases [5][63] - The overall cobalt market remains strong, with supply tightness expected to continue, supporting price stability [5][63] Group 7: Nickel - LME nickel price increased by 1.8% to $17,100 per ton, while Shanghai nickel rose by 4.3% to 138,000 yuan per ton [5][64] - Nickel market sentiment turned optimistic due to potential tightening of nickel ore quotas in Indonesia, leading to price increases [5][64]

Group 1 - The core viewpoint of the article highlights the growth of the outdoor sports consumer demographic in China, indicating a shift in consumer behavior towards enjoying life and adopting outdoor activities as a lifestyle choice [1][3]. - The sports industry is evolving from product delivery to creating experiences, with brands recognizing that products serve as tools for enhancing consumer experiences [3]. - The trend towards personalization in the sports industry is becoming more pronounced, with technology, particularly AI, enabling customized products and experiences that cater to individual consumer preferences [3]. Group 2 - The outdoor sports industry has experienced significant growth between two distinct periods: 2010-2015 and 2020-2025, with a notable increase in the number of consumers engaging in outdoor activities [1][3]. - The segmentation within the sports industry is becoming increasingly detailed, with specific focus areas such as outdoor, tennis, and golf, allowing brands to better target niche consumer groups [3]. - The event also recognized key figures in the sports industry, including Zhang Weili, the first UFC champion in China, who reflected on her achievements and growth over the past year [5].

凯捷研究院《2026 年消费者关注什么》报告基于全球 12 个国家 1.2 万名消费者的调研，揭示了 AI 赋能、价值重构与情感需求交织下的消费新趋势，为消 费品零售（CPR）企业提供了战略指引。 报告核心趋势聚焦四大维度。其一，价值定义升级，公平与质量并重。74% 的消费者会因竞品常规价更低而换品牌，71% 会因产品减量 / 降质未明示而流 失。消费者反感 "缩水式通胀"，66% 更接受小幅涨价而非隐性减量，同时重视健康属性、清洁成分与耐用性，愿为提升体验的快速配送支付溢价。 其二，消费行为呈现 "审慎储蓄 + 刻意放纵" 的二元特征。近半数消费者通过购买小包装、选择平替产品控制预算，但在电子产品、母婴用品等关键品类 中，77% 拒绝自有品牌。促销中 "直接减现" 最具吸引力（75% 认可），同时 70% 的消费者将小额享受作为缓解经济压力的方式，冲动消费减少比例从去年 71% 降至 54%。 其三，AI 成为消费决策核心向导。25% 的消费者已使用生成式 AI 购物工具，52% 每周至少一次依赖虚拟助手处理复购或 meal planning，但仅 19% 愿为相 关服务付费。消费者期待 AI 提供超个性化 ...