前前后后折腾了近半个月后，孙女士终于完成了保费扣款。 "此前，自己往银行卡里转了钱，保费却未被划扣，实在难以理解"，2025年9月18日，孙女士向经济观 察报记者感慨道。 9月1日，她的保单被系统判定为"失效"。孙女士也开启了主动找保险公司划扣保费的"缴费"之旅。 孙女士称，她拨打和谐健康的全国服务热线，得到的答复是"记录并反馈给分公司"，此后便是无期限地 等待。9月11日，她赶往和谐健康的北京线下柜面，却被工作人员拒绝：因保单属地在黑龙江，北京柜 面不能处理；现金不收，理由是系统升级。 在向监管机构投诉后，孙女士的保费通过内部"特事特办"，终于在2025年9月12日被扣转。不过，和谐 健康没有向她解释"未扣费"的具体原因。 一位接近和谐健康的人士表示，此前受系统升级影响，确实有部分客户遇到续期保费划扣失败的情况。 截至2025年9月12日，受影响客户的续期缴费问题已全部处理完毕，且不会因此重新计算等待期，保障 权益不受任何影响。此前保费主要通过银行系统自动划扣，目前客户也可以直接通过和谐健康的官方 App（移动应用程序）自主完成缴费操作。 记者了解到，部分投保人被要求签署《产品扣费异常服务沟通信息表》，承诺 ...

Core Insights - The upgraded agricultural scientific discovery model has achieved significant enhancements in capabilities, transitioning agricultural biological breeding from "experience trial and error" to a new paradigm of "intelligent creation" [1][2] Group 1: Model Enhancements - The model's knowledge base has expanded from over 1 million to over 2 million full-text documents, providing a higher quality and more comprehensive foundation for agricultural scientific research [1] - The data coverage has increased from over 30 species to over 50 core species, with a total data volume exceeding 10 billion entries, establishing a solid data foundation for deep exploration of superior gene resources [1] - The platform integrates over 100 specialized analytical tools and predictive models, optimizing the autonomous invocation and orchestration processes of multi-agent systems [1] Group 2: Breeding and Management Capabilities - The performance of the full-process digital breeding module has been enhanced, supporting multi-dimensional gene function prediction and precise site design for targeted trait improvement [1] - The intelligent breeding capabilities have been extended to the planting management phase, adding functionalities for variety screening, growth assessment, and pest identification based on actual field production needs [1] - The upgraded model incorporates natural language interaction capabilities, enabling "zero-code" natural language analysis for gene mining, trait prediction, and program design [2] Group 3: Efficiency Improvements - Initial estimates suggest that the efficiency of researchers in key R&D processes can be improved by approximately 10 times [2] - The model supports panoramic R&D program intelligent planning, allowing for the completion of over 1,000 steps of calculations and design simulations in about 24 hours, with efficiency improvements in related processes reaching over 90% [2]

Core Viewpoint - The discovery of ancient murals in Uzbekistan reveals significant historical interactions between the Tang Dynasty and Central Asia, showcasing cultural exchanges along the Silk Road [2][14][15]. Archaeological Discovery - The murals were uncovered during a rescue excavation by a Soviet archaeological team in 1965, revealing a large earthen structure and the remnants of a Sogdian palace [2][3]. - The murals, dating back to between 656 and 676 AD, depict various diplomatic missions and cultural events, providing visual evidence of the Tang Dynasty's influence in the region [14][15]. Cultural Significance - The murals illustrate the grandeur of the Sogdian court and the diverse delegations from different regions, including Tang envoys, highlighting the multicultural interactions of the time [4][12]. - Specific scenes, such as the depiction of the Tang emperor and the celebration of the Duanwu Festival, emphasize the cultural richness and the significance of these exchanges [9][10][12]. Artistic Features - The murals are characterized by vibrant mineral pigments, with a total area of approximately 40 square meters, showcasing advanced artistic techniques of the time [3][4]. - The representation of various ethnic groups and their unique attire provides insights into the social hierarchy and cultural diversity of the era [12][15]. Historical Context - The murals serve as a historical record of the Tang Dynasty's peak influence in Central Asia, particularly after the pacification of the Western Turks in 658 AD, which allowed for expanded political and cultural ties [14][15]. - The subsequent decline of Tang influence in the region, marked by the Arab conquests, highlights the shifting dynamics of power and culture in Central Asia [17][18]. Broader Implications - The findings from the murals contribute to a greater understanding of the Silk Road's role in facilitating cultural and economic exchanges between East and West [20]. - Similar archaeological discoveries across various regions, such as Korea and Afghanistan, further illustrate the interconnectedness of civilizations during the Tang Dynasty [19][20].

Core Viewpoint - The article emphasizes that China's hydropower development is not only focused on electricity generation but also on ecological preservation, showcasing innovative designs that enhance fish migration and maintain ecological balance [1] Group 1: Hydropower Stations - The Wudongde Hydropower Station, as the fourth largest in China and seventh in the world, has implemented a tailwater fish collection system that has successfully created a "highway" for fish migration, with over 60 species transported to date [1] - The Jinsha Hydropower Station features a fishway known as the "first fishway of the Yangtze River," designed based on in-depth research of fish migration habits, creating a 1486-meter ecological passage that has facilitated the passage of 420,000 fish since 2021 [1] - The Yinjing Hydropower Station integrates ecological concepts into urban areas, featuring a 1003-meter fishway designed to simulate natural river environments, effectively addressing a 18-meter drop challenge and achieving a harmonious blend of engineering and ecology [1]

Core Insights - The event themed "Gathering Strength for Blue Sky Economy, Building Low Altitude Future" was held in Changchun's Green Park District, focusing on the aviation and low-altitude industry [1] - Numerous enterprises, research institutions, financial organizations, and industry experts gathered to explore new opportunities for industrial development and promote deep integration of technology, capital, and market [1] Industry Developments - Key enterprises in the Green Park District showcased their advantages and achievements in core components for rail transit, general parts for automobiles and drones, new materials, and drone training [1] - Representatives from external enterprises shared cutting-edge trends and collaboration opportunities in the aerospace industry and low-altitude economy, highlighting advancements in drone R&D and innovative low-altitude flight service models [1] Collaborative Efforts - During the supply-demand matching and interactive communication session, enterprises from both inside and outside the region engaged in in-depth discussions on market connectivity, complementary advantages, and industrial interconnection [1] - Consensus was reached on future development layouts, industrial support, talent cultivation, and cooperation between industry, academia, and research [1]

Core Viewpoint - The rapid changes in the environment, technology, customer demands, and business models necessitate that plans be adaptable to these changes to avoid management chaos [1] Group 1: Adapting Plans to Change - Companies face the challenge of plans not keeping pace with changes, requiring adjustments rather than rigid adherence to initial plans [2] - Recommendations include conducting quarterly reviews of plans to make realistic adjustments and encouraging employees who exceed targets to foster adaptability [2][3] - Plans should incorporate contingency measures to address uncertainties and include projections related to future trends, especially in traditional industries [3] Group 2: Strategic Flexibility - Strategies must include a flexible component to allow for adjustments while maintaining a rigid execution framework [4] - Policies, procedures, and regulations are essential for resource allocation, and adjustments should be made to implementation rules without altering the underlying policies [5][6] - Maintaining stable policies is crucial to avoid demotivating frontline employees, as changes can significantly impact their expectations and performance [7] Group 3: Enhancing Plan Management - Common pitfalls in plan management include setting requirements without commitments, which can hinder execution [9] - Goals must be accompanied by measurable standards to ensure accountability and prevent complacency regarding performance [10][11] - Quantifying measurement standards is necessary to effectively allocate resources to priority areas [12] - Plans should include specific actions, timelines, and responsible parties to ensure effective management [14] - A focus on future actions rather than past performance is critical to avoid stagnation and ensure continuous improvement [15][16] - Addressing discrepancies from previous performance while implementing new targets requires careful planning and special measures [18]

Core Viewpoint - The extravagant firework display in the Himalayas, intended as an artistic tribute to nature, has sparked significant public backlash and led to apologies and investigations due to its environmental implications [1][2][4]. Group 1: Event Overview - The firework show took place at the Qiaoqiang Gangri ridge in Tibet, an ecologically fragile area with altitudes ranging from approximately 4600 meters to 5050 meters [1]. - The event was sponsored by the outdoor brand "Origin Bird," which aimed to enhance its brand image of "respecting nature" through collaboration with renowned artist Cai Guoqiang [2]. Group 2: Environmental Concerns - Critics highlighted the ecological risks associated with the firework display, questioning the effectiveness of biodegradable materials in the harsh environment of the Tibetan Plateau, where low temperatures and minimal rainfall slow down degradation [1][3]. - The local ecological environment is particularly vulnerable, with thin organic soil layers that could exacerbate pollution if disturbed [1]. Group 3: Regulatory and Ethical Implications - The event was reportedly compliant with local regulations, as confirmed by the local ecological environment bureau, which stated that the activity had been filed and approved [3]. - However, the lack of specific technical standards for evaluating the ecological impact of firework displays raises concerns about the adequacy of existing regulations in sensitive ecological areas [3]. Group 4: Societal Reflection - The controversy surrounding the firework event reflects a broader societal need to shift from anthropocentrism to ecocentrism, emphasizing the importance of respecting natural ecosystems for sustainable development [4]. - The public's reaction indicates a growing environmental awareness in China, suggesting that this incident could serve as a pivotal moment for enhancing ecological protection practices [4].

Core Viewpoint - The article highlights the increasing investment focus of private equity firms in Hong Kong's stock market, particularly in AI, digital currency, and new consumption sectors, with a significant portion of their portfolios allocated to these areas [1][2]. Group 1: Investment Strategy - The company has adjusted its positioning to become a "global value investment practitioner," planning to increase investments in global markets, especially in AI and digital currency sectors [1]. - Currently, over 70% of the company's portfolio is allocated to AI, digital currency, and new consumption sectors, with AI being identified as the largest investment opportunity encountered [1][2]. - The company is focusing on two specific segments within the AI sector: HBM investments and application AI companies, which are expected to have substantial growth potential due to increasing demand for bandwidth and efficiency improvements [2]. Group 2: Digital Currency Focus - The digital currency sector has become a new investment priority for the company, with a particular emphasis on DAT (Digital Asset Treasury) companies, which are seen as stable business models that can capitalize on the growth of digital currencies [3]. - As capital flows into the AI and digital currency sectors, valuations of many listed companies in these fields have surged, prompting the company to enhance its risk management capabilities to ensure dynamic portfolio balance [3]. Group 3: New Consumption Sector - The company is closely monitoring investment opportunities in the new consumption sector, particularly focusing on companies that can deliver sustained emotional value and high product value-to-price ratios to consumers [4]. - The investment strategy includes regular communication with investors to keep them informed about the latest investment trends and potential risks in the AI and digital currency sectors [4].

（原标题：陕旅IPO揭秘旅游演艺生意：《长恨歌》年收入超6.8亿，毛利率超80%） 而在《长恨歌》演出的销售方面，最大一部分来自旅行社销售，线上直销散客、导游销售则分列第二、 三位。以2024年为例，40.79%销售来自于旅行社，线上散客销售比例为34.99%，来自导游的销售占到 13.96%。 "免费"的华清宫 "为一场演出赴一座城"，随着一批文旅企业冲刺IPO，旅游演艺的生意在资本市场揭开了面纱。 9月15日，陕西旅游文化产业股份有限公司（以下简称"陕西旅游"）在回复IPO首轮问询时披露，公司主 打实景演艺项目《长恨歌》2024年销售收入超6.8亿元，毛利率则高达84.06%。 《长恨歌》收入占据半壁江山 据招股书介绍，陕西旅游务集旅游演艺、旅游索道、旅游餐饮、旅游项目投资及管理为一体，依托华清 宫、华山等优质旅游资源，为游客提供旅游产品及服务体验。在旅游演艺业务方面，陕西旅游打造了大 型实景历史舞剧《长恨歌》、大型实景影画《12·12西安事变》、大型红色实景演艺《铁道游击战》等 优质旅游演艺作品。 据介绍，《长恨歌》以唐明皇与杨贵妃的爱情故事为主线，在故事发生地华清宫重现了白居易《长恨 歌》中的篇章，单 ...

Core Viewpoint - The Chinese capital market has undergone significant transformation during the "14th Five-Year Plan" period, focusing on legal construction, market system improvement, and risk prevention to enhance its role in supporting the real economy and national strategy [1] Institutional Reconstruction and Market System Improvement - Breakthroughs in legal construction have been achieved, with the implementation of the new Securities Law and the introduction of over 60 supporting rules following the release of the new "National Nine Articles" [4] - The market system has become more multi-layered and comprehensive, with the establishment of the Beijing Stock Exchange and ongoing reforms in the Sci-Tech Innovation Board and Growth Enterprise Market [4] - As of August this year, the total market capitalization of A-shares has surpassed 100 trillion yuan, marking a significant increase compared to the end of the "13th Five-Year Plan" [4] Market Function Optimization - Over the past five years, the financing scale of the exchange market reached 57.5 trillion yuan, with the proportion of direct financing rising to 31.6%, an increase of 2.8 percentage points compared to the end of the "13th Five-Year Plan" [5] - The ability of the capital market to support technological innovation has significantly improved, with over 90% of newly listed companies being technology firms [5] Risk Prevention and Regulatory Enforcement - The annualized volatility of the Shanghai Composite Index has decreased to 15.9%, down 2.8 percentage points from the "13th Five-Year Plan" period, indicating enhanced market resilience [6][7] - The bond default rate has remained low at around 1%, and significant progress has been made in cleaning up the private equity fund sector [7] - Regulatory enforcement has intensified, with 2,214 administrative penalties issued over five years, resulting in a total fine of 41.4 billion yuan, reflecting a 58% increase in the number of penalties [7] Investor Protection System Improvement - The China Securities Regulatory Commission has improved rules related to share reduction, quantitative trading, and margin trading, enhancing investor protection mechanisms [8] - Notable cases have resulted in over 3.8 billion yuan in compensation to investors, significantly improving the quality of investor rights protection [8] Balancing Reform and Opening - Achievements during the "14th Five-Year Plan" are characterized by profound institutional and structural changes, transitioning from scale expansion to quality enhancement in the capital market [9] - Future challenges include enhancing institutional inclusiveness, attracting long-term capital, and improving the quality of listed companies [9] - The path for market development in the "15th Five-Year Plan" includes comprehensive reforms in investment and financing, increasing the entry of long-term capital, and enhancing regulatory precision [9]