第1笔成交价格为21.04元，成交3,450.00万股，成交金额72,588.00万元，溢价率为-0.24%，买方营业部 为兴业证券股份有限公司上杭紫金南路证券营业部，卖方营业部为兴业证券股份有限公司龙岩人民西路 证券营业部。 进一步统计，近3个月内该股累计发生6笔大宗交易，合计成交金额为9.58亿元。该股近5个交易日累计 上涨2.13%，主力资金合计净流入2.43亿元。 炒股就看金麒麟分析师研报，权威，专业，及时，全面，助您挖掘潜力主题机会！ 12月19日，兴业银行收涨0.72%，收盘价为21.09元，发生1笔大宗交易，合计成交量3450万股，成交金 额7.26亿元。 责任编辑：小浪快报 ...

兴业银行股份有限公司 一、持续打造价值银行，稳步提升经营质量 2025 年，我国经济在复杂环境下保持稳中有进的发展态势。 在此背景下，我行积极应对挑战，继续锚定价值银行目标，坚持 提升"战略执行、客户服务、投资交易、全面风控、管理推动" 五大能力，较好平衡"扩面与挖潜、负债与资产、表内与表外、 风险管控与短期逐利"四组关系，进一步打造"盈利能力强、客 户合作深、风险成本低、业务结构均衡、经营特色鲜明"的价值 银行，经营业绩符合预期。 （一）"盈利能力强"：营收降幅收窄，净利润同比正增长。 2025 年 1—9 月，我行实现营业收入 1,612.34 亿元，同比下降 — 1 — 1.82%，降幅较上半年收窄 0.47 个百分点；实现归属母公司股东 的净利润 630.83 亿元，同比增长 0.12%。一是积极应对息差收 窄。前三季度净息差 1.72%。着力在负债端下功夫，通过推进企 金织网工程、做实主结算账户经营、加强高成本存款管理，一般 性存款付息率同比下降 32BPs，有效对冲资产端压力。实现利息 净收入 1,109.59 亿元，同比下降 0.56%，降幅较上半年收窄。 二是中间业务稳健增长。实现手续费及佣金 ...

公告编号:临 2025-066 A 股代码:601166 A 股简称:兴业银行 可转债代码：113052 可转债简称：兴业转债 兴业银行股份有限公司 关于给予中国烟草系列关联方关联交易额度的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： ●交易内容 兴业银行股份有限公司（以下简称本公司）第十一届董事会第十二次会议审 议同意追加给予中国烟草总公司（以下简称中国烟草）系列关联方2025年度存款 类关联交易额度人民币395亿元。同意给予中国烟草系列关联方关联交易额度人 民币3,584.09亿元，其中，授信类关联交易额度人民币230亿元，非授信类关联 交易额度人民币3,354.09亿元，自本公司股东会批准之日起执行，有效期3年。 ●给予中国烟草系列关联方关联交易额度人民币3,584.09亿元需提交本公 司股东会审议批准。 ●上述日常关联交易是本公司日常业务中所发生的交易，不会对本公司本期 及未来的财务状况产生不利影响，不影响本公司的独立性。 一、日常关联交易基本情况 （一）日常关联交易履行的审议程序 根据《银行保 ...

A股代码：601166 A股简称：兴业银行 可转债代码：113052 可转债简称：兴业转债 表决结果：同意 5 票，反对 0 票，弃权 0 票。 特此公告。 兴业银行股份有限公司 第九届监事会第十次会议决议公告 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 兴业银行股份有限公司（以下简称本公司）第九届监事会第十次会议于 2025 年 12 月 5 日以书面方式发出会议通知，于 12 月 18 日在福州市召开。本次会议应 出席监事 5 名，实际出席监事 5 名，符合《中华人民共和国公司法》和本公司章 程的有关规定。 本次会议由张国明监事主持，审议通过了以下议案并形成决议： 2025 年度消费者权益保护工作情况报告； 公告编号：临2025-064 兴业银行股份有限公司监事会 2025年12月19日 ...

公告编号：临2025-065 A股代码：601166 A股简称：兴业银行 可转债代码：113052 可转债简称：兴业转债 兴业银行股份有限公司 第十一届董事会第十二次会议决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 兴业银行股份有限公司（以下简称本公司）第十一届董事会第十二次会议于 2025 年 12 月 4 日以书面方式发出会议通知，于 12 月 19 日在福州市举行。本次 会议应出席董事 14 名，实际出席董事 14 名，其中徐林董事以视频接入方式参会， 符合《中华人民共和国公司法》和本公司章程的规定。本公司 5 名监事和董事会 秘书列席会议。 本次会议由董事长吕家进先生主持，审议通过了以下议案并形成决议： 一、关于增补董事会提名委员会委员的议案；会议同意增补郁华董事为董事 会提名委员会委员；郁华董事与该事项存在关联关系，回避表决。 表决结果：同意 13 票，反对 0 票，弃权 0 票。 二、关于聘任孙雄鹏先生为首席合规官的议案；孙雄鹏董事与该事项存在关 联关系，回避表决。 表决结果：同意 13 票，反对 0 ...

Core Insights - The 2025 Fujian Tourism Trade Fair successfully concluded, highlighting the integration of finance and cultural tourism, with a focus on high-quality development in the industry [1] Group 1: Financial Services for Cultural Tourism - The bank introduced tailored financial products for the Quanzhou cultural tourism industry, combining consumer discounts and support for intangible cultural heritage [2] - The bank's booth attracted significant attention, offering one-on-one consultations and interactive areas to engage visitors, enhancing the connection between finance and tourism [2] - The bank supports various landmark cultural tourism projects in Quanzhou, employing a "green + tourism" and "commercial bank + investment bank" model to inject financial resources into the industry [2] Group 2: Enhancing Consumer Engagement - The bank is actively stimulating consumer potential by offering exclusive credit card discounts during local events at attractions like the Ocean Kingdom [3] - An online platform, "Xingye Life App," features a "Xingxiang Cultural Tourism" section, with over 100,000 participants in online discount activities this year [3] - The bank aims to improve the international appeal of Quanzhou tourism by enhancing the consumer experience for foreign visitors, including currency exchange services [3]

Group 1 - The core viewpoint of the news is that A-share listed banks are expected to distribute significant cash dividends, with a total expected amount exceeding 260 billion yuan, indicating a trend towards increased shareholder returns [1][2] - As of December 17, 2025, 26 A-share listed banks have disclosed their mid-term or quarterly dividend plans, surpassing the 24 banks that did so for 2024 [1][2] - The six major state-owned banks are the main contributors to this dividend distribution, with a total cash dividend expected to exceed 200 billion yuan, accounting for over 70% of the total dividends from all listed banks [2] Group 2 - The Industrial and Commercial Bank of China leads the dividend distribution with 50.396 billion yuan, followed by other major banks such as China Construction Bank and Agricultural Bank of China [2] - Several banks, including China Merchants Bank and Changsha Bank, are initiating mid-term dividends for the first time, with a total dividend amount of approximately 23 billion yuan [2] - The trend of high-frequency dividends aligns with national policy directives aimed at enhancing the quality of capital market development and protecting investor rights [3][4] Group 3 - The increase in dividend frequency is seen as a positive response to policy guidance, providing a model for other listed companies to improve their dividend mechanisms [4] - High-frequency dividends not only enhance shareholder satisfaction but also meet the investment needs of long-term funds such as social security and pension funds [4][5] - The banking sector's move towards mid-term dividends is expected to positively impact stock prices and the overall banking sector, signaling strong profitability and ample cash flow [6]

Core Viewpoint - The issuance of technology innovation bonds (科创债) by banks has significantly increased, with a total issuance scale reaching 301.4 billion yuan as of December 18, indicating a strong market response to the regulatory support initiated in May 2023 [3][14]. Issuance Scale - A total of 67 banks have issued 75 technology innovation bonds, with the largest share coming from state-owned banks, which account for 38.16% of the total issuance [3][15]. - The six major state-owned banks have collectively issued bonds worth 115 billion yuan, while city commercial banks and rural commercial banks have also become significant players, with issuance scales of 74.9 billion yuan and 15 billion yuan respectively [4][17]. Interest Rates - The interest rates for technology innovation bonds vary, with state-owned banks offering rates between 1.65% and 1.81%, while city and rural commercial banks have higher rates ranging from 1.67% to 2.07% [7][21]. - Notably, some city and rural commercial banks have rates exceeding 1.8%, indicating a competitive pricing environment [3][18]. Maturity Periods - The majority of the issued bonds have a maturity period concentrated around 5 years, which accounts for over 70% of the total, followed by 3-year bonds at over 20% [11][22]. - This maturity structure is designed to meet the medium to long-term funding needs of technology enterprises for research and development, as well as for project implementation [22]. Funding Allocation - The funds raised through these bonds are primarily directed towards technology innovation sectors, including the issuance of loans for technology projects and investments in innovative enterprises [6][17].

Core Viewpoint - The issuance of technology innovation bonds by banks has significantly increased since the announcement by the central bank and the China Securities Regulatory Commission on May 7, with a total issuance scale reaching 301.4 billion yuan by December 18, 2023 [1][2]. Issuance Scale - A total of 67 banks have issued 75 technology innovation bonds, with state-owned banks being the primary issuers, accounting for 38.16% of the total issuance [1][3]. - The six major state-owned banks have collectively issued bonds worth 115 billion yuan, while city commercial banks and rural commercial banks have issued 74.9 billion yuan and 15 billion yuan, respectively [1][5]. - The issuance period is mainly concentrated in 5-year bonds, followed by 3-year bonds, with a small number of 6-month and 7-year bonds [1][9]. Interest Rates - The interest rates for the issued bonds range from 1.67% to 2.07%, with state-owned banks having slightly lower rates between 1.65% and 1.81% [1][7]. - City commercial banks and rural commercial banks have higher rates, with many exceeding 1.8% [1][9]. - The policy banks have rates of 1.4% for the National Development Bank and 1.65% for the Agricultural Development Bank [1][7]. Fund Allocation - The funds raised from technology innovation bonds are directed towards technology innovation sectors, including issuing loans for technology and investing in technology innovation enterprises [6].

Core Viewpoint - Recent tightening of banks' precious metals business coincides with a near return of international gold prices to previous highs, indicating a shift in risk management strategies within the banking sector [1][5]. Group 1: Price Movements - London gold spot prices reached a peak of $4,350 per ounce, just shy of the historical high of $4,381 per ounce [1]. - Gold prices have seen a cumulative increase of approximately 65% in the year, while silver and platinum have experienced even greater rises, with silver up 128% and platinum up 118% [6]. Group 2: Bank Policy Changes - Banks are increasingly tightening their policies on personal precious metals accounts, including the termination of agency relationships for long-term inactive accounts [1][3]. - Major banks like Industrial and Commercial Bank of China and China Construction Bank have announced plans to transfer balances from inactive accounts and close related business functions starting in December [3][4]. - The tightening measures began as early as March 2020, following the "oil treasure" incident, leading to a gradual withdrawal from high-risk leveraged products [5]. Group 3: Risk Management - Banks are enhancing risk management for precious metals investments by raising entry thresholds and risk ratings for various products, including increasing the minimum investment amounts and requiring additional risk assessments for investors [5][6]. - The adjustments also include a shift in risk ratings for accumulation gold products, which will be classified as medium risk, restricting conservative clients from participating [4]. Group 4: Regulatory Environment - The regulatory environment for commodity and precious metals trading is expected to become stricter, reflecting ongoing concerns about risk management in the banking sector [7].