Workflow
Guan Cha Zhe Wang
icon
Search documents
为什么企业要推动稳定币?业内人士:赚取利息差仅是冰山一角
Guan Cha Zhe Wang· 2025-07-22 02:32
在过去,与朋友们讨论区块链技术,尤其是与政府相关项目时,"去中心化"这个概念常常遭遇误解。最 终,一位同事建议我不要再提"去中心化",于是,我提出了"多中心化"这一概念,然后"多中心化"多到 什么样的程度?共识节点最低节点,他们听了这个不错,愿意支持这个方向。 现在,我先给出我的结论。我和王善良老师的观点相似。从中长期来看,稳定币和RWA将会带来全球 货币和金融体系的巨大变革。这个变革的影响可能会与AI一样深远。因为我们把AI归属于生产力的 话,区块链也归属于生产关系。 二者将像"两个腿"一样共同推进。但从短期来看,挑战依然存在,尤其是在监管方面。我们可能仍处 于"多中心化"阶段,在这种阶段,传统的中心化体系与去中心化的技术将并行发展、相互交织。这个进 展可能会比较缓慢。如果监管机构无法理解这些技术,它们可能会延迟行动。虽然这条路很长,但其中 的机会是存在的。 结合他多年在区块链技术的实践经历,崔建军认为,从长远来看,稳定币和RWA将对全球货币和金融 体系带来重大变革,这种变革的重要性不亚于人工智能的发展。尽管短期内面临诸多挑战,如监管问题 等。"虽然这条路很长,但其中的机会是存在的",崔建军说道。 崔建军强 ...
为什么企业要推动稳定币?业内人士解读
Guan Cha Zhe Wang· 2025-07-22 02:30
首先,感谢杨老师的邀请。我从事区块链技术多年,对这些技术和应用场景有一定了解。然而,我一直 没有时间将这些知识系统化。几周前,我有机会花了几天时间深入了解这一领域,今天我希望与大家分 享这些思考。 7月18日晚,复旦大学经济学院举办《稳定币的商业机遇:来自业界的声音》国际金融政策圆桌会。会 上,上海特高信息技术有限公司董事长崔建军抛出了一个问题:为什么京东等企业有强烈的意愿去发行 稳定币?稳定币的发行机构的盈利模式是什么? 对此,崔建军认为,公众普遍认为的"赚取储备资产的利息差"仅仅是冰山一角。对于企业而言,发行稳 定币的最核心价值,在于构建一个独立于传统银行体系之外的数据与价值闭环。这使得企业能够直接捕 获最真实、最完整的用户行为数据和金融画像。在人工智能时代,这些高维度的实时数据是训练和优化 商业模型的"黄金燃料",其战略价值远远超过了短期利差收益。 结合他多年在区块链技术的实践经历,崔建军认为,从长远来看,稳定币和RWA将对全球货币和金融 体系带来重大变革,这种变革的重要性不亚于人工智能的发展。尽管短期内面临诸多挑战,如监管问题 等。"虽然这条路很长,但其中的机会是存在的",崔建军说道。 崔建军强调,要 ...
事关服务器,微软又曝出严重安全漏洞
Guan Cha Zhe Wang· 2025-07-22 01:27
Core Insights - A significant security vulnerability in Microsoft's SharePoint server software has led to global cyberattacks targeting U.S. government agencies, universities, energy companies, and an Asian telecom company [1][2] - The attacks are classified as "zero-day attacks," exploiting previously unknown vulnerabilities, allowing attackers to impersonate trusted entities and potentially manipulate financial markets [1] - Microsoft has released a security patch for one version of the software but acknowledges that two other versions remain vulnerable and are still under development for patches [2] Group 1: Attack Details - Thousands of SharePoint servers are at risk, with evidence of attempts to exploit the vulnerability before the patch was released [2] - At least two U.S. federal agencies have reported server breaches, with one state government official noting that attackers compromised a public government document repository [3] - The Cybersecurity and Infrastructure Security Agency (CISA) received reports of the vulnerability and immediately contacted Microsoft for coordination [3] Group 2: Expert Opinions - Cybersecurity experts have labeled the vulnerability as severe, indicating that all users hosting SharePoint servers are at risk [2] - Concerns have been raised that even after applying patches, hackers may retain access due to previously obtained keys [2] - The White House's Cyber Safety Review Board has previously criticized Microsoft's security culture following past incidents, indicating ongoing concerns about the company's cybersecurity practices [3]
“不仅是跟中国竞争电动车,如果输了,福特就没有未来”
Guan Cha Zhe Wang· 2025-07-22 01:20
【文/观察者网 柳白】"我们正与中国展开全球竞争,不只是电动汽车。如果我们输了,福特就没有未 来。"中国车企强势崛起之际,福特CEO吉姆·法利一番话,反映出欧美老牌车企与日俱增的焦虑。 美国《纽约时报》7月21日发表的一篇文章,提及了双方在拉美市场的博弈。 在圣保罗一处高端社区,一家比亚迪展厅周末热闹非凡。人们试车、看价,很多人已做好功课。一位车 主说:"我绝不会再回去开油车,(电车)环保、舒适又安静。" 文章注意到,长城、比亚迪等中国车企正在收购福特、奔驰等欧美车企撤离巴西后留下的厂房,希望在 这一全球第六大汽车市场站稳脚跟,最终辐射整个拉美市场。中国车企凭借快充技术、价格优势及全球 化布局,在全球汽车业转型中崛起,也给巴西等国带来机遇。 在距离巴西最大城市圣保罗两小时车程的一处甘蔗种植地,一座中国电动汽车工厂已准备就绪,即将投 产。就在不久前,这家工厂还属于老牌汽车巨头德国奔驰,如今,它的新主人是长城汽车。 丰田、通用、大众等西方同行在掌握电动汽车技术方面举步维艰,但对中国而言,这种行业变革却是利 好。中国汽车已涌入全球其他大部分市场,成为中国经济和技术崛起的有力象征。 在圣保罗等城市,中国汽车受到越来越 ...
独家|经销商眼中宗馥莉的“反击”:口水仗你们去打,我管好这摊生意
Guan Cha Zhe Wang· 2025-07-22 01:15
Core Viewpoint - The ongoing legal dispute involving Wahaha's founder Zong Qinghou's non-marital children has created significant public scrutiny, but the company and Zong Fuli have remained silent on the matter [1] Management Changes - Since Zong Fuli took over, Wahaha has undergone substantial management reforms, leading to a more unified operational structure and improved efficiency [2][3] - The previous fragmented management system, where different family members controlled various production lines, has been addressed by Zong Fuli's push for centralized management [3] - The company has begun to phase out underperforming production facilities and invest in new equipment, significantly increasing production capacity [4][3] Logistics and Distribution - Wahaha has implemented refined logistics strategies, including palletized transportation, which has reduced costs and improved delivery efficiency [6] - The introduction of home delivery services has enhanced direct consumer engagement, inspired by competitors like Nongfu Spring [6][7] Sales Performance - Despite recent operational improvements, sales have been negatively impacted by the family dispute, with reports of a 30% to 50% decline in various regions [9] - Following the emergence of the family conflict, e-commerce sales dropped significantly, indicating a direct correlation between the dispute and consumer sentiment [9] - However, the company maintains a competitive edge due to its extensive local manufacturing capabilities, which help keep costs low [9]
中国首夺人形机器人足球世界杯;京东自营外卖店开业;“星际之门”难启动
Guan Cha Zhe Wang· 2025-07-22 01:07
Group 1: Robotics and AI Developments - China's Tsinghua Fire God team won the RoboCup humanoid soccer championship, marking the first victory for a Chinese team in this prestigious event since its inception in 1997 [1] - Nvidia's CEO Huang Renxun stated that the Chinese AI market will progress regardless of Nvidia's presence, highlighting the role of local innovators and companies like Huawei in driving advancements [1] - Alibaba Tongyi Qianwen announced an update to its flagship Qwen3 model, enhancing long text processing capabilities to 256K, and the new model is now open-sourced on platforms like HuggingFace [1] Group 2: AI Partnerships and Market Dynamics - OpenAI's "Stargate" project, a collaboration with SoftBank, is reportedly stalled due to disagreements over key terms, including site selection, which has delayed formal agreements for data centers [2] - OpenAI has signed a strategic partnership with the UK government to collaborate on AI safety research and infrastructure investment, expanding its London office and research team [2] Group 3: Talent Retention in AI Sector - Anthropic's co-founder Benjamin Mann emphasized that their team members are driven by a strong sense of mission, making them less susceptible to recruitment offers from major tech companies like Meta [3] Group 4: Automotive Industry Insights - The China Automobile Circulation Association reported that the Xiaomi SU7 has the highest one-year resale value at 88.91%, with 11 out of the top 15 models in resale value being from Chinese manufacturers [3] Group 5: Quantum Computing Advancements - The "Benyuan Wukong" quantum computer, developed by Benyuan Quantum, has been deployed in multiple locations across China, supporting major national research projects and talent development in quantum information [5] Group 6: Investment Trends in Intelligent Technology - Yushu Technology has initiated IPO counseling, with plans to submit its application as early as October, reflecting the competitive landscape in the embodied intelligence sector [5] - JD.com has made significant investments in several robotics companies, indicating a strong focus on technological innovation and supply chain applications in the embodied intelligence field [5] Group 7: New Business Models in Food Delivery - JD.com launched its first self-operated takeaway store named "Qixian Xiaochu," which operates on a "takeaway + self-pickup" model, aiming to differentiate itself from competitors like Meituan [6] Group 8: Automotive Sales Practices - Zeekr denied allegations of selling "0-kilometer used cars," clarifying that the vehicles in question are display cars that have not been registered for retail sale, thus maintaining their status as new vehicles [7]
“反内卷”行动,行业龙头应该先动起来
Guan Cha Zhe Wang· 2025-07-22 00:08
Group 1 - The Chinese government is initiating a new round of actions to combat "involution" in the electric vehicle (EV) industry, focusing on irrational competition among companies [1][2][18] - The EV market in China is characterized by intense competition among various players, including state-owned enterprises, private companies, and foreign manufacturers, leading to price wars as the primary competitive strategy [2][3] - BYD, as the world's leading EV manufacturer, has adopted aggressive pricing strategies, significantly impacting competitors and earning the reputation of a "price butcher" [3][4][22] Group 2 - The pressure to reduce costs is prevalent across the supply chain, with companies like Tesla and BYD demanding price reductions from suppliers to maintain profitability [4][7][18] - The automotive industry in China is facing declining profit margins, with the profit rate projected to be only 4.3% in 2024, indicating a challenging environment for sustainable development [18][20] - The competitive landscape is leading to a situation where companies are prioritizing short-term gains through price cuts, which may harm long-term innovation and quality in the industry [20][21][23] Group 3 - Leading companies in the EV sector are expected to take on social responsibilities, as their actions can significantly influence the industry and broader economic conditions [21][22][24] - The financial performance of various automakers shows a stark contrast, with some companies like BYD reporting substantial profits while others face significant losses, highlighting the uneven impact of market dynamics [21][22] - The article emphasizes the need for a balanced approach to competition, suggesting that excessive price pressure could lead to negative consequences for the entire industry and its workforce [20][27][32]
抗战史上的今天:7月21日
Guan Cha Zhe Wang· 2025-07-21 14:25
1931年7月21日 驻华日代公使重光葵分别与外长王正廷及外次王家桢、李锦纶会谈韩案善后、万宝山案、在满韩人问题 以及取缔中国排日运动问题。 蒋介石任命张学良为"剿赤军北路集团军总司令",于学忠为第1集团军总指挥,王树常为第2集团军总指 挥。 广州"国民政府"国务会议议决,加推邓泽如为国府常委,并特任伍朝枢为最高法院院长,陈融为国府秘 书长。同日,颁布《国民政府剿共讨蒋令》,动员第1、4两集团军北伐讨蒋,以与北方石友三反蒋战争 相策应。 陈铭枢、孙连仲、何应钦三路军在兴国境内会合,"剿共"第三期工作告一段落。蒋介石令呈报有功将校 名单分别奖赏。同日,陈铭枢令围攻兴国县城各部先入城者赏洋三万元。 于学忠离北平赴保定指挥对石友三作战。次日,于在保定召集旅长会议,布置对石作战方案。 孙殿英通电声明,否认参与列名于石友三通电,谓本人向抱"忠义","酷爱和平,拥护党国"。 1932年7月21日 岁月无声,历史有痕。八十载光阴流转,抗战的烽火岁月依然铭刻在中华民族的记忆深处。为纪念中国 人民抗日战争暨世界反法西斯战争胜利80周年,观察者网特别推出"抗战史上的今天"栏目,每日与您共 同回望那段波澜壮阔的历史长河。 晚,汉口 ...
浦发银行2.95亿存款“失踪”案再掀波澜:终审胜诉后执行受阻,银行反诉引争议
Guan Cha Zhe Wang· 2025-07-21 13:07
经过调查发现,这是一起犯罪嫌疑人伪造印章进行诈骗的案件。在随后的民事诉讼中,法院作出终审判 决,要求浦发银行南通分行返还本金及利息。然而,在执行阶段,银行未能及时赔付,导致科远智慧不 得不申请追加浦发银行总行为被执行人。面对这一局面,浦发银行南通分行采取了反诉行动,要求智慧 能投等承担"财产损害赔偿"。 科远智慧对此表示,银行的反诉行为意在拖延执行进程。目前,反诉案件已被法院受理,但具体的开庭 时间尚未确定。这一事件不仅对金融司法的效率和公正性提出了挑战,也对市场信心造成了持续的考 验。随着案件的进一步发展,市场和投资者都在密切关注,期待一个公正且高效的解决方案。 存款"失踪"始末:从质押疑云到刑事诈骗 事件起源于2020年7月至2021年7月间,智慧能投陆续在浦发银行南通分行存入3.45亿元的定期存款。 2021年11月,科远智慧公告披露,其中4000万元存款到期未能赎回,另有2.55亿元处于被质押状态,而 上市公司对上述质押行为"毫不知情"。经查,该存款被用于为南通瑞豪国际贸易有限公司(以下简 称"南通瑞豪")开具的银行承兑汇票提供质押担保,因南通瑞豪未能偿债,导致科远智慧存款无法兑 付。 更蹊跷的是,涉 ...
新车看点 | 北汽集团的“跃升引擎”,BJ40燃油补贴后不到13万元起售
Guan Cha Zhe Wang· 2025-07-21 12:49
Core Viewpoint - The Beijing Off-road BJ40 fuel model has been officially launched, offering three variants with prices ranging from 149,900 to 159,900 yuan, and a minimum price of 126,900 yuan after subsidies and trade-in [1][3]. Group 1: Product Launch Details - The BJ40 fuel model includes a gasoline standard version, a gasoline advanced version, and a diesel version, with a total of 100 limited edition models sold out [1][3]. - The BJ40 fuel model features a mechanical full-time four-wheel drive, a 4.0 high-speed ratio transfer case, 11 all-terrain modes, and a maximum fuel consumption of 9.97L per 100km [3][6]. Group 2: Company Strategy and Market Position - Beijing Off-road is a key business for BAIC Group, contributing to the company's "three-year leap action" strategy [3]. - The BJ40 has over 230,000 owners, indicating a strong market presence in the relatively niche off-road vehicle segment in China [3]. Group 3: Vehicle Specifications and Features - The BJ40 fuel model has a classic boxy design with dimensions of 4790mm in length, 1940mm in width, and 1949mm in height [4]. - Comfort features include a panoramic sunroof, heated and adjustable driver’s seat, and a dual 12.8-inch floating screen for interactive information sharing [6]. - Safety features include a built-in metal roll cage, 13 independent rigidity rings, and a high-strength steel structure, ensuring passenger safety [8].