二、请中国平安财产保险股份有限公司甘肃分公司持批复文件及相关资料于10日内至国家金融监督管理 总局张掖监管分局换领《保险许可证》，并按相关规定及时办理公告事宜。 一、同意中国平安财产保险股份有限公司高台支公司将营业场所变更为：甘肃省张掖市高台县城关镇奇 正嘉苑3号商住楼102铺。 2025年12月11日，国家金融监督管理总局张掖监管分局发布批复称，《中国平安财产保险股份有限公司 甘肃分公司关于变更中国平安财产保险股份有限公司高台支公司营业场所的请示》(平保产甘分发 〔2025〕140号)收悉。经审核，现批复如下： ...

AI赋能，中国平安股价阶段新高。 回看过去，中国平安的数字化转型自2002年开始经历1.0信息化、2.0数字化后，如今已经从规范运营和模式创新进入到赋能主业的3.0智能化阶 段。正是依托着一次又一次转型，中国平安从最开始的产险公司逐步扩展到经营寿险，后又延伸至证券、信托等业务。 如今，中国平安正在以AI为引擎进行一场全面的价值重塑，伴随着AI持续融入核心业务，可以预见，中国平安新一轮腾飞即将到来。 AI驱动，医疗健康业务发生"质变" 中国平安AI转型背后，呈现出的是一条从规模扩张到价值深化的清晰发展路径。 年内，中国平安股价涨幅已经超过30%，总市值重回1.2万亿之上。 中国平安股价大涨背后，业绩回升自然是关键因素，今年前三季度中国平安业绩"双增"，其中实现净利润1329亿元，同比增长11.47%。 除了业绩之外，近两年加快推动AI转型也是推动股价上涨的另一重要因素。 2025年的中期业绩发布会上，中国平安联席CEO郭晓涛表示："用AI把整个金融价值链从头到尾全部做一遍，把医疗健康的价值链从头到尾全 部做一遍" 这句话的背后，展现了中国平安加速推动AI转型的决心。 事实也的确如此，目前AI在中国平安的战略地位 ...

Core Viewpoint - The report highlights the top short-selling stocks in the Hong Kong market, indicating significant investor sentiment and potential market movements for these companies [1][2]. Group 1: Top Short-Selling Ratios - Sun Hung Kai Properties (80016), BYD Company (81211), and JD Health (86618) have the highest short-selling ratios at 100.00% [1][2]. - SenseTime (80020) follows with a short-selling ratio of 87.67%, while Xiaomi Group (81810) has a ratio of 84.37% [2]. Group 2: Top Short-Selling Amounts - Xiaomi Group leads in short-selling amount with HKD 1.43 billion, followed by Alibaba (09988) at HKD 1.368 billion and Tencent Holdings (00700) at HKD 1.251 billion [1][2]. - China Ping An (02318) and Meituan (03690) also feature prominently with short-selling amounts of HKD 1.115 billion and HKD 956 million, respectively [2]. Group 3: Top Short-Selling Deviation Values - Xiaomi Group (81810) has the highest deviation value at 41.14%, indicating a significant difference from its average short-selling ratio [1][2]. - BYD Company (81211) follows closely with a deviation value of 40.41%, while Far East Consortium (00035) has a deviation of 33.08% [2].

智通财经APP获悉，12月15日,小米集团-W（01810）、中国平安（02318）、美团-W（03690）南向资 金净流入金额位列市场前三，分别净流入13.82 亿、11.88 亿、7.10 亿 腾讯控股（00700）、华虹半导体（01347）、中国移动（00941）南向资金净流出金额位列市场前三， 分别净流出-7.76 亿、-5.56 亿、-5.50 亿 在净流入比方面，工银南方中国（03167）、上海实业控股（00363）、奥克斯电气（02580）以 100.00%、74.08%、73.00%位列市场前三。 在净流出比方面，中国银河（06881）、361度（01361）、中信证券（06030） 以-57.12%、-55.99%、-54.85%位列市场前三。 | 股票名称 | 净流出(元)↓ | 净流出比 | 收盘价 | | --- | --- | --- | --- | | 腾讯控股(00700) | -7.76 亿 | -8.45% | 603.000（-2.11%） | | 华虹半导体(01347) | -5.56 亿 | -20.09% | 67.300（-6.40%） | | 中国移动(0094 ...

Market Performance - The A-share market showed strong performance on December 17, with all three major indices rising, including the Shenzhen Component Index up over 2% and the ChiNext Index up over 3% [1][2] - The total trading volume in the A-share market reached 1.83 trillion yuan, an increase of 863 billion yuan compared to the previous trading day [2] - The Shanghai Composite Index, Shenzhen Component Index, ChiNext Index, and STAR Market Index rose by 1.19%, 2.40%, 3.39%, and 2.47% respectively, while the North Shenzhen 50 Index fell by 0.04% [1] Sector Performance - Active sectors included optical modules, lithium mining, lithium battery electrolytes, and optical chips, while sectors like Hainan Free Trade Port and satellite internet saw adjustments [3] - Among the 31 primary industries, the communication, non-ferrous metals, and electronics sectors had the highest gains, increasing by 5.07%, 3.03%, and 2.48% respectively [3] - The non-bank financial sector saw significant gains in the afternoon, with Huatai Securities rising over 6% and China Pacific Insurance rising over 4% [3] Fund Flow and Sentiment - As of December 16, the A-share market's financing balance increased by over 310 billion yuan in December, indicating a positive fund flow [4][6] - On December 17, over 2,100 stocks in the Shanghai and Shenzhen markets experienced net inflows from main funds, with the Shanghai and Shenzhen 300 index seeing a net inflow of over 50 billion yuan [4][6] - The overall market sentiment is optimistic, with significant inflows into various sectors, particularly communication, non-ferrous metals, and electronics [5][6] Individual Stock Contributions - Major contributors to the Shenzhen Component Index included stocks like NewEase, Zhongji Xuchuang, and Ningde Times, which collectively contributed nearly 30% of the index's rise [2] - In the ChiNext Index, the same stocks contributed nearly 60% of the index's increase, highlighting their significant impact on market performance [2] Future Outlook - Analysts suggest that the A-share market is likely to see a cross-year rally as domestic and international policy directions become clearer [7][8] - The combination of a supportive domestic policy and a loose global liquidity environment is expected to create favorable conditions for risk assets [8]

【大河财立方 记者 段伟朵 陈诗昂 程帅星 文 朱哲 李博 冉衡 洪昊旸 摄影】展望"十五五"，资产证券化在中国经济发展的洪流中，将扮演怎样的角色？ 作为连接实体经济与资本市场的关键纽带，资产证券化在盘活存量资源、分散金融风险、拓宽融资渠道等方面具有不可替代的作用。12月17日，作为2025 债券市场高质量发展大会的先行会议，资产证券化专场会议率先开启。来自政、企、金、研、服等领域代表齐聚郑州，共话资产证券化在服务实体经济、 盘活存量资产、优化融资结构中的重要作用和实施路径。 立足中原、放眼全国 盘活存量资产大有可为 河南日报报业集团有限公司党委副书记、总经理王珂在致辞中表示，党的二十届四中全会作出"加快建设金融强国"的战略部署，河南省委十一届十次全会 深入贯彻中央精神，锚定"1+2+4+N"目标任务体系，明确提出"积极推动现代金融高质量发展，用好多层次资本市场，稳步扩大债券发行规模"。此次大会 聚焦资产证券化，正是响应中央号召、落实省委部署的具体行动。 王珂介绍，河南日报社、河南日报报业集团有限公司全力构建"媒体+金融"双轮驱动的服务新生态，连续三年联合债券市场核心机构打造"债券市场高质量 发展大会"，已成 ...

Summary of Key Points from Conference Call Records Industry Overview - The conference call primarily discusses the **financial, raw materials, and transportation industries** [1][3][4]. Core Insights and Arguments Financial Industry - Current low interest rates may lead to financial mismatches, prompting central banks and banks to shift towards reasonable interest rate pricing [1][3]. - Social financing and M2 no longer have quantitative guidance, with loan growth stabilizing around **6%** [1][3]. - Personal loan growth is not significantly impacted by previous bad asset digestion [1][3]. - As of November, medium to long-term loans show signs of stabilization, while manufacturing investment has slowed to **1.7%**, below overall demand growth of **4%** [1][3]. - A balanced supply-demand relationship is expected to alleviate financial system risk concerns and industrial product price pressures, with a potential rebound in PPI by **2027** [1][3]. - Loan interest rates are stabilizing, which may gradually improve interest margins, and insurance yields are performing well [1][4]. - The financial sector is expected to benefit from government bond rates slightly rising, supporting fiscal policies to stabilize and enhance financial returns [1][4]. Manufacturing and Credit Demand - In **2026**, manufacturing credit demand is anticipated to weaken, while consumer loan growth is expected to decline due to high-interest consumer loan clean-up [5]. - The initiation of the "14th Five-Year Plan" and increased local special bonds will support infrastructure loan demand, stabilizing overall financing needs [5]. - Strict management of hidden debts and real estate risks will continue, leading to a reduction in overall financial risks [5]. Insurance Industry - The insurance sector has significant growth potential, with household financial assets growing at **12%** [6]. - Insurance products are competitive, providing guaranteed rates along with retirement and health services, with growth expected to exceed household financial asset growth [6]. - China Ping An anticipates its BNB growth to exceed **20%**, indicating substantial upside potential [6]. - The insurance sector is viewed as an important investment target due to its long-term double-digit growth potential and the increasing interest from U.S. investors in the Chinese insurance market [6]. Raw Materials Industry - The macro environment for **2026** suggests a weak dollar in the first half, potentially rebounding in the second half, with ample liquidity in both China and the U.S. supporting commodity prices [7]. - Strong demand for energy storage and supply disruptions are expected to drive prices of copper, aluminum, and cobalt higher [7]. - Significant mining accidents have led to a tight supply situation for copper, with global copper supply expected to remain flat [7]. - Recommended stocks include those related to aluminum, copper, gold, lithium, and cobalt, such as Zijin Mining and China Aluminum [7]. Aluminum Supply and Demand - Global aluminum supply is projected to decrease by **700,000 tons** due to factory shutdowns, while new supply is expected to be **1.4 million tons** [2][8]. - Overall demand is forecasted to grow by over **2%**, but demand in the photovoltaic sector is expected to decline by **30%** [9]. Congo Fund's New Quota System - The new quota system from the Congo Fund has led to a significant reduction in supply, with expected output only **40%** of previous levels, resulting in market tightness [10]. Anti-Overcapacity Policies - Recent government meetings have emphasized anti-overcapacity policies, potentially limiting new capacity in coal, steel, and cement industries [11]. Other Important Insights - The Thai market for J&T Express has shown significant success, becoming the largest express company in Thailand, with a market share exceeding that of the second to fourth competitors combined [12]. - The competitive landscape in Thailand's express delivery market is intense, with low costs due to favorable geographic conditions and balanced regional economic development [14]. - Long-term growth potential for J&T Express is viewed positively, but uncertainties in Southeast Asia's e-commerce landscape may affect valuation [15]. - The aviation industry has shown positive performance, with significant growth in passenger traffic and improved pricing power for airlines [16].

投资是寿险最核心的能力之一 分红险年代投资能力更显重要 寿险公司间投资能力有差异吗 哪家公司投资能力更强 我们将陆续为大家解读 今天讲8大千亿级寿险巨头 注：经营不满10年或未连续公布10年的不算在内 今晚7点 对话齐莱平 聊聊AI时代的顾问式行销 ① 八大千亿巨头近十年收益率 2024年保费过千亿的公司 有8家连续公布了 10年的投资收益率 先展示一下数据 | | | | | | | 八大寿险公司近十年收益率表 | | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 公司 | 2024 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 20 | 2025 | | | 保費 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | न्रूस | | 国寿 | 6715 | 2.5% | 4.3% | 3.0% | 7.0% | 6.1% | 4.7% | 2.0% | 3.1% | 5.9% | 2.1% | | 平安 ...

今日（12月17日）午后，A股放量大幅上攻，创业板指大涨3.39%，创近2个月来最大单日涨幅，深证成指、科创50也均涨逾2%，上证指数、沪深300、上 证50等亦涨超1%，市场成交温和放大至1.83亿元。 银行板块指数午后也一度涨逾1%，多元金融指数由跌近2%转涨逾1%，互联金融同样由跌转涨。翠微股份仅约1分钟垂直涨停，古鳌科技直线20cm封板， 志晟信息、渤海租赁、华金资本等涨幅居前。 | 代码 | 名称 | | 最新 | 涨幅 | | --- | --- | --- | --- | --- | | 399001 | 深证成指 | | 13224.51 | +2.40% | | 000001 | 上证指数 | | 3870.28 | +1.19% | | 399006 | 创业板指 | . | 3175.91 | +3.39% | | 000016 | 上证50 | . | 2991.68 | +1.25% | | 000300 | 沪深300 | . | 4579.88 | +1.83% | | 000688 | 科创50 | œ | 1325.33 | +2.47% | | 899050 | 北证50 ...

通讯员冯云云 12月12日，菏泽迎来入冬以来第一次大范围雨雪降温天气，降雪与剧烈降温给道路交通、农业生产和企业运营等带来严峻挑 战。平安产险菏泽中支迅速启动灾害应急响应机制，启动"事前预防、事中响应、事后理赔"的全流程风险减量管理模式。推动 保险服务由传统被动理赔向主动"风险减量"管理模式转型升级，切实保障群众生命财产安全与社会经济运行的连续性。 在接到气象预警后，平安产险菏泽中支第一时间召开专项应急部署会议，全面盘点应急物资、检修查勘车辆、确保防滑链、拖 车绳、应急帐篷、医疗包等关键物资充足可用。在应急调度方面，公司建立跨区域支援机制，优化案件智能分流规则，结合远 程定损、视频查勘等数字化技术手段，提升事故处理效率，为客户提供更有温度、更高效、更坚实的守护。 针对降雪天气可能导致的理赔案件激增影响，平安产险菏泽中支推出多项服务举措。包括灾前风险预警，开通理赔绿色通道， 24小时报案服务，小额案件线上快赔，免现场、免认定，以服务客户为中心，启动"现场救援+远程处理"联动模式，非必须现场 处理案件全部远程处理，减少客户在严寒天气中的户外等待时间和安全风险。同时安排专人定时通报报案量、结案量，确保每 笔案件有专人 ...