香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 執行董事 劉建軍 姚 紅 POSTAL SAVINGS BANK OF CHINA CO., LTD. 1658 董事會名單與其角色和職能 中國郵政儲蓄銀行股份有限公司董事會（「董事會」）成員載列如下。 董事長 鄭國雨（非執行董事） | | | 委員會 | | | | | | 社會責任與 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | | 戰略規劃 | 關聯交易 | | 風險管理 | 提名和 | 消費者權益 | | 董事 | | | 委員會 | 控制委員會 | 審計委員會 | 委員會 | 薪酬委員會 | 保護委員會 | | 鄭國雨 | | | C | | | | | | | 劉建軍 | | | M | | | | M | C | | 姚 | 紅 | | M | M | | M | | M | | 劉新安 | | | M | ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 POSTAL SAVINGS BANK OF CHINA CO., LTD. 1658 調整董事會專門委員會委員 承董事會命 中國郵政儲蓄銀行股份有限公司 杜春野 聯席公司秘書 中國，北京 2025年11月26日 於本公告日期，本行董事會包括董事長及非執行董事鄭國雨先生；執行董事劉建軍先生及 姚紅女士；非執行董事劉新安先生、張宣波先生、劉瑞鋼先生、胡宇霆先生、丁向明先生 及余明雄先生；獨立非執行董事溫鐵軍先生、鍾瑞明先生、潘英麗女士、唐志宏先生、 洪小源先生及楊勇先生。 * 中國郵政儲蓄銀行股份有限公司並非一家根據銀行業條例（香港法例第155章）之認可 機構，並不受限於香港金融管理局的監督，亦不獲授權在香港經營銀行及╱或接受存 款業務。 中國郵政儲蓄銀行股份有限公司（「本行」）董事會（「董事會」）於2025年11月26 日舉行會議，審議並通過了調整本行董事會專門委員會人員組成的議案。董事 會決議選舉劉新 ...

每经AI快讯，邮储银行（SH 601658，收盘价：5.79元）11月26日晚间发布公告称，公司董事会会议于 2025年11月26日在北京以现场方式召开。会议审议了《中国邮政储蓄银行2025年三季度全面风险管理报 告》等文件。 2025年1至6月份，邮储银行的营业收入构成为：利息收入占比83.16%，非利息收入占比8.76%。 每经头条（nbdtoutiao）——国开行辟谣的"人民资产"是什么？记者实探：号称投资600元80天赚8万 元！一位投资人的女儿：劝不住她，警察都拦不住 （记者 胡玲） 截至发稿，邮储银行市值为6954亿元。 ...

关于中国邮政储蓄银行 2024 年度监事薪酬清算方案的议案 证券代码：601658 证券简称：邮储银行 公告编号：临 2025-060 中国邮政储蓄银行股份有限公司 监事会决议公告 中国邮政储蓄银行股份有限公司监事会及全体监事保证本公告内容不存在 任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整 性承担法律责任。 中国邮政储蓄银行股份有限公司（以下简称本行、邮储银行）监 事会于 2025 年 11 月 12 日以书面形式发出会议通知，于 2025 年 11 月 26 日以书面传签方式召开会议。会议应参加监事 4 名，实际参加 监事 4 名。会议的召开符合《中华人民共和国公司法》等有关法律、 行政法规、部门规章、规范性文件和《中国邮政储蓄银行股份有限公 司章程》的有关规定。 会议审议了以下议案： 因与本项议案无重大利害关系的监事占全体监事的比例低于三 分之二，监事会同意将本项议案提交股东大会审议。 本行 2024 年度监事薪酬清算方案见附件。 1.本行 2024 年年度报告已披露本行监事的部分薪酬和在邮储银行任职期间的社保福利情况， 上表披露金额为报告期内全部税前薪酬（不含 2024 年度 ...

中国邮政储蓄银行股份有限公司 董事会决议公告 证券代码：601658 证券简称：邮储银行 公告编号：临 2025-059 中国邮政储蓄银行股份有限公司董事会及全体董事保证本公告内容不存在任何 虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 中国邮政储蓄银行股份有限公司（以下简称本行、邮储银行）董事会 于 2025 年 11 月 12 日以书面形式发出会议通知，于 2025 年 11 月 26 日在 北京以现场方式召开会议。会议应出席董事 15 名，亲自出席董事 15 名， 部分监事及高级管理人员列席会议。会议的召开符合《中华人民共和国公 司法》等有关法律、行政法规、部门规章、规范性文件和《中国邮政储蓄 银行股份有限公司章程》（以下简称《公司章程》）的有关规定。 会议由郑国雨董事长主持，出席会议的董事审议并表决通过了以下议 案： 一、关于修订《中国邮政储蓄银行股份有限公司董事会提名和薪酬 委员会工作规则》《中国邮政储蓄银行股份有限公司董事会审计委员会工 作规则》等六个董事会专门委员会工作规则的议案 本次董事会专门委员会工作规则的修订已经董事会提名和薪酬委员 会、董事会审计委 ...

| 交易日期 | 证券開移 | 证券代码 | 成交价(元) 成交金额(万元) 成交量(*) 买入营业部 | | | 费出臂业部 | 是否为专场 | | --- | --- | --- | --- | --- | --- | --- | --- | | 2025-11-26 | 邮储银行 | 601658 | 5.79 173.7 | 30 | 男喬表讀這種舉份 | 送音量需制品型型 | Ka | 来源：智通财经 11月26日，邮储银行大宗交易成交30万股，成交额173.7万元，占当日总成交额的0.17%，成交价5.79 元，较市场收盘价5.79元持平。 ...

Core Points - The state-owned large bank sector experienced a decline of 1.67% on November 26, with Industrial and Commercial Bank of China (ICBC) leading the drop [1] - The Shanghai Composite Index closed at 3864.18, down 0.15%, while the Shenzhen Component Index rose by 1.02% to 12907.83 [1] Summary by Category Stock Performance - The closing prices and changes for major state-owned banks are as follows: - Bank of Communications: 7.66, down 0.78% - China Construction Bank: 9.72, down 1.32% - Postal Savings Bank: 5.79, down 1.53% - Agricultural Bank of China: 7.94, down 1.61% - Bank of China: 6.15, down 1.76% - Industrial and Commercial Bank of China: 8.16, down 1.81% [1] Capital Flow - The net capital flow for the state-owned large bank sector showed a net outflow of 1.244 billion yuan from major funds, while retail investors saw a net inflow of 611 million yuan [1] - The detailed capital flow for individual banks is as follows: - Bank of Communications: Major funds net outflow of 22.804 million yuan, retail net inflow of 440.06 thousand yuan - China Construction Bank: Major funds net outflow of 91.255 million yuan, retail net inflow of 28.205 million yuan - Postal Savings Bank: Major funds net outflow of 11.47 million yuan, retail net inflow of 45.654 million yuan - Industrial and Commercial Bank of China: Major funds net outflow of 208 million yuan, retail net inflow of 42.895 million yuan - Bank of China: Major funds net outflow of 267 million yuan, retail net inflow of 200 million yuan - Agricultural Bank of China: Major funds net outflow of 541.17 million yuan, retail net inflow of 299 million yuan [2]

Core Insights - Postal Savings Bank of China (PSBC) is transforming its operations by establishing the first "Hongmeng Ecological Bank" in Beijing, integrating advanced digital technologies to enhance customer experience and service efficiency [1][4][19] - The bank's digital transformation focuses on creating a "digital financial neural network" that connects urban and rural areas, utilizing cloud services and digital currency to make financial services more accessible [9][14][15] Group 1: Digital Banking Innovations - The Hongmeng Ecological Bank features multi-language AI transparent screens and smart service devices, showcasing a blend of technology and customer service [1][4] - The bank employs smart calling machines and wearable devices to streamline customer interactions, allowing for a seamless service experience [5][6] - Personalized financial advice is provided through the "You Accompany" smart screen, which tailors recommendations based on the customer's life stage [7] Group 2: Cloud Services and Digital Currency - The "cloud cabinet" service allows customers to access banking services remotely, significantly increasing transaction volume, with over 130,000 transactions annually [13] - Digital currency applications are integrated into everyday transactions, enhancing consumer engagement and driving over 200 million yuan in consumption in 2024 [14][15] Group 3: Industry Empowerment and Future Directions - The bank's "U Yi Count" platform focuses on evaluating the technological capabilities of enterprises, facilitating financing for innovative companies [17][18] - The integration of financial services with industry needs exemplifies the bank's commitment to supporting digital economic growth and enhancing service offerings [19][18]

Core Viewpoint - Several major state-owned and joint-stock banks have recently announced adjustments to the risk levels of certain publicly offered fund products they distribute, indicating a trend towards increased risk assessment in the banking sector [1][5]. Group 1: Adjustments by Banks - China Construction Bank (CCB) announced on November 25 that it has adjusted the risk levels of some publicly offered fund products to fulfill its suitability obligations and protect investor rights [1][5]. - The adjustments include a total of 87 products, with 32 products' risk levels raised from "R2 - Medium-Low Risk" to "R3 - Medium Risk," and 55 products raised from "R3 - Medium Risk" to "R4 - Medium-High Risk" [3][4]. Group 2: Regulatory Compliance - The adjustments made by CCB are based on regulatory requirements, including the "Securities and Futures Investor Suitability Management Measures" and other relevant guidelines [4][6]. - Other banks, such as Postal Savings Bank, Citic Bank, and Minsheng Bank, have also made similar adjustments to their fund risk ratings, indicating a broader industry trend [5][6]. Group 3: Market Considerations - The adjustments are driven by both regulatory compliance and current market volatility, with banks needing to accurately reflect product risks due to increased fluctuations in underlying assets [7]. - The trend of raising risk ratings is seen as a proactive measure by banks to enhance investor suitability management and does not necessarily indicate a universal increase in market risk for publicly offered funds [7].

Core Viewpoint - Postal Savings Bank of China (PSBC) experienced a decline in stock price, with a drop of 2.04% on November 26, trading at 5.76 CNY per share, and a total market capitalization of 691.75 billion CNY [1] Financial Performance - PSBC's stock price has increased by 6.31% year-to-date, with a slight rise of 0.52% over the last five trading days, but has seen a decline of 3.03% over the last 20 days and 8.13% over the last 60 days [2] - For the period from January to September 2025, PSBC reported a net profit of 76.56 billion CNY, reflecting a year-on-year growth of 0.98% [3] Business Operations - PSBC's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [2] - The bank provides a variety of financial services, including personal loans, corporate loans, and asset management [2] Shareholder Information - As of September 30, 2025, PSBC had 142,600 shareholders, a decrease of 13.09% from the previous period, with an average of 478,570 circulating shares per shareholder, an increase of 15.29% [3] - The bank has distributed a total of 137.80 billion CNY in dividends since its A-share listing, with 77.40 billion CNY distributed over the last three years [4] Institutional Holdings - As of September 30, 2025, major institutional shareholders include Hong Kong Central Clearing Limited and various ETFs, with notable reductions in their holdings compared to the previous period [4]