2026.02. 09 本文字数：186，阅读时长大约1分钟 现货黄金突破5040美元/盎司，日内涨1.5%。 现货白银突破80美元/盎司，日内涨2.84%。 第 一 财 经 持 续 追 踪 财 经 热 点 。 若 您 掌 握 公 司 动 态 、 行 业 趋 势 、 金 融 事 件 等 有 价 值 的 线 索 ， 欢 迎 提 供 。 专 用 邮 箱 ： bianjibu@yicai.com （注：我们会对线索进行核实。您的隐私将严格保密。） 推荐阅读 京东公开001号快递员的退休生活：无锡有房，存款一百多万 10 0 P 11 0 te stime 8 16 0 p mbcch # 微信编辑 | 夏木 ...

2026.02. 09 本文字数：356，阅读时长大约1分钟 据央视新闻，当地时间2月8日晚，葡萄牙总理路易斯·蒙特内格罗就总统选举第二轮结果发表声明， 祝贺社会党候选人安东尼奥·塞古罗胜选。蒙特内格罗表示，政府将"全力配合、全面合作"，与新当 选总统一道推动国家发展。在已完成约97.95%计票的情况下，社会党候选人安东尼奥·塞古罗以 66.56%的得票率在总统选举中胜选。按照法律程序，选举最终结果将由宪法法院进行审查并确认。 葡萄牙总统德索萨与欧盟委员会主席冯德莱恩随后也对塞古罗胜选发出了祝贺。 微信编辑 | 夏木 第 一 财 经 持 续 追 踪 财 经 热 点 。 若 您 掌 握 公 司 动 态 、 行 业 趋 势 、 金 融 事 件 等 有 价 值 的 线 索 ， 欢 迎 提 供 。 专 用 邮 箱 ： bianjibu@yicai.com （注：我们会对线索进行核实。您的隐私将严格保密。） 推荐阅读 京东公开001号快递员的退休生活：无锡有房，存款一百多万 10 0 P 11 0 te stime 8 16 0 p mbcch # 葡萄牙总理路易斯·蒙特内格罗 ...

2026.02. 08 本文字数：1040，阅读时长大约2分钟 | | 乘用车新车降价的综 | 2020年 | 2021年 | 2022年 | 2023年 | 2024年 | 2025年 | 2025年 | 2026年 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | 合降价 | | | | | 汇总 | 1月 | 汇总 | 1月 | | 新能 | 新车降价车型均价 | 15.4 | 23.0 | 21.0 | 21.5 | 18.8 | 13.7 | 19.5 | 25.3 | | 源 | 降价幅度 | 1.3 | 2.1 | 2.9 | 2.3 | 1.9 | 1.9 | 2.1 | 3.8 | | | 降价比例 | 8.7% | 9.2% | 13.8% | 10.8% | 10.0% | 14.2% | 11.0% | 14.8% | | 常规 | 新车降价车型均价 | 14.6 | 22.5 | 19.9 | 19.8 | 17.2 | 14.9 | 17.8 | 23.8 | | | 降价幅度 | 1.0 | 1 ...

Core Viewpoint - The A-share banking sector has shown resilience and strength since early February 2026, driven by both fundamental improvements and capital inflows, with expectations for revenue and profit growth to gradually recover throughout the year [3][7]. Group 1: Market Performance - The banking sector has outperformed the broader market, with 42 A-share bank stocks rising collectively on February 5, 2026, particularly small and medium-sized banks like Xiamen Bank, which hit the daily limit, and Chongqing Bank, which rose over 5% [3][4]. - Over the past year, regional banks represented by city commercial banks have outperformed the industry average, with Xiamen Bank's stock rising 40.36%, Qingdao Bank 35.29%, and Ningbo Bank 32.91%, significantly surpassing the 22.36% increase of the CSI 300 index [6][4]. - In contrast, large state-owned banks have faced downward pressure, with notable declines such as Shanghai Pudong Development Bank down 18.65% and Agricultural Bank of China down 13.15% [6][4]. Group 2: Fundamental and Capital Factors - The core factors supporting the rise in bank stocks are improvements in fundamentals, with 11 A-share banks reporting stable revenue and profit recovery for 2025, particularly city commercial banks like Qingdao Bank and Qilu Bank, which saw net profit growth exceeding 10% [7][8]. - Xiamen Bank reported a revenue of 5.856 billion yuan, a year-on-year increase of 1.69%, and a net profit of 2.75 billion yuan, up 1.64%, with a loan growth of 18.39% [8][9]. - The banking sector has seen a net inflow of approximately 2.249 billion yuan in the past week, with a low average price-to-earnings ratio of 6.1 times and a price-to-book ratio of about 0.52 times, making it attractive to long-term investors [10][9]. Group 3: Future Outlook - The current market dynamics suggest a shift in the logic behind bank stock investments, moving from defensive assets to actively managed positions, particularly for city commercial banks with strong regional advantages [12][11]. - Analysts believe that the banking sector is entering a new growth cycle in 2026, with expectations for net interest income to turn positive and continued inflows from long-term funds due to high dividend yields [13][12]. - However, not all banks are expected to benefit equally, as differences in regional economic foundations, asset structures, and management capabilities are becoming more pronounced in market valuations [13][12].

Core Viewpoint - The 2026 Winter Olympics in Milan is showcasing the increasing influence of Chinese technology and brands, positioning it as a "golden window" for Chinese manufacturing to demonstrate its technological prowess on a global stage [3]. Group 1: Chinese Technology Empowering the Olympics - Chinese companies like TCL are enhancing the Winter Olympics experience through technology, with TCL providing various products and technical support across venues [6][7]. - TCL's "Olympic Screen Universe" initiative includes the deployment of hundreds of large-screen TVs and digital signage to improve broadcasting and audience engagement [7]. - The integration of AI technology, such as Alibaba's AI model, is making this Winter Olympics the "smartest" in history, improving operational efficiency for participating countries [8][9]. Group 2: Marketing and Sponsorship by Chinese Brands - TCL has signed prominent athletes like Gu Ailing as global brand ambassadors, leveraging the Olympics to enhance its market presence [11]. - Following the success of the Beijing Winter Olympics, brands like Changhong are increasing their involvement in winter sports, partnering with international events to boost brand visibility [12]. - Various Chinese apparel brands are gaining international exposure through their sponsorship of national teams at the Winter Olympics, showcasing the potential of Chinese brands in global markets [13]. Group 3: Athlete Endorsements and Brand Strategy - Sports stars are becoming popular choices for brand endorsements, with athletes like Gu Ailing and Su Yiming representing multiple brands, enhancing their marketability [14]. - The article emphasizes the need for Chinese brands to enhance creativity in their marketing strategies, particularly in leveraging the personal stories of athletes for deeper engagement [14].

Core Viewpoint - The article discusses the recent success of Li Yapeng in live streaming sales, highlighting how his philanthropic efforts and genuine emotional connection with the audience have transformed his public image and led to significant commercial success [3][4][7]. Group 1: Li Yapeng's Live Streaming Success - Li Yapeng's live streaming event on February 7 attracted 16.96 million viewers and generated over 100 million yuan in sales, marking his third event in ten days to surpass this milestone [3]. - His follower count on short video platforms increased by 5 million in one month, reaching 11 million, establishing him as a "non-typical top influencer" in the live streaming industry [3]. - The turning point for his popularity was a video released on January 14, discussing the potential closure of the Beijing Yanzhao Angel Children's Hospital due to unpaid rent, which resonated with viewers and showcased his commitment to philanthropy [3][4]. Group 2: Emotional Connection and Community Support - The emotional narrative surrounding Li Yapeng's philanthropic work led to widespread support from netizens, who contributed to fundraising efforts to prevent the hospital's closure [3][4]. - His decision to donate over 290,000 yuan from previous live stream tips to the hospital further solidified his positive image and encouraged community involvement [3]. - The article draws parallels with other individuals who gained popularity through genuine and heartfelt content, such as Wang Hao and "Dai Dai," emphasizing the importance of authenticity in building a loyal audience [4][5]. Group 3: The Nature of Flow Economy - The article posits that Li Yapeng's experience exemplifies a successful case of "flow economy," where genuine emotional expression leads to significant commercial benefits without being contrived [4][7]. - It contrasts this with negative examples of "problematic flow" where individuals resort to sensationalism and controversy for attention, which can harm the online ecosystem [6]. - The conclusion emphasizes that the highest achievement in flow economy is to align commercial success with human values and social responsibility, advocating for sincerity and kindness as foundational principles [7].

Core Viewpoint - The article emphasizes that AI is evolving from a mere tool to a collaborative partner in the workforce, fundamentally reshaping the information work market valued at $15 trillion, and necessitating a systemic reevaluation of the profound changes brought by AI [2]. Group 1: Impact of AI on Workforce - The introduction of AI Agents like Claude is not just about replacing human jobs but is fundamentally altering the underlying logic of the economy and society, requiring a re-examination of organizational structures and relationships [2][3]. - AI's capabilities, such as self-supervision, self-organization, and self-verification, allow it to independently complete tasks assigned by humans, marking a shift from AI as a responder to AI as a system deliverer [2][3]. Group 2: Economic and Social Structure Transformation - The emergence of AI Agents in the physical world will lead to a disruptive change in production organization, where accurate demand descriptions can result in complete system delivery by AI, thus flattening organizational structures and reducing costs [4]. - AI is not merely about job displacement; it liberates humans from tasks they are less skilled at, allowing them to focus on areas where they excel, thereby creating new possibilities for freedom and efficiency in work [4]. Group 3: Redefining AI's Role - There is a need to redefine AI beyond its traditional role as a tool, viewing it instead as a collaborative partner to unlock its full potential [4].

2026.02. 08 本文字数：3457，阅读时长大约6分钟 作者 | 第一财经 王方然 近日，黄金市场的剧烈波动，持续牵动着每一位投资者的神经。伦敦金现在1月底触及阶段性高点后 出现大幅回调，随后转入持续震荡。 在这轮罕见的大起大落中，市场参与者的行动也呈现出显著的分化：一边是部分机构与个人果断高位 套现，另一边是仍有大量投资者紧握黄金资产坚定看涨。 当波动渐成常态，投资者的心态正经历怎样的变化？面对日益复杂且情绪化的黄金市场，他们如何形 成认知、作出决策，并承担随之而来的结果？ 第一财经记者深度对话了多位投入重金的投资者，记 录下他们的真实轨迹与心路历程。 套现、坚守、深陷 近期，金价如坐"过山车"。伦敦金现自1月29日触及每盎司5598美元的阶段性高点后，接连遭遇重 挫，次日暴跌9.25%，2月2日再跌4.52%，一度下探至4402美元，近期则在5000美元关口下方起伏 不定。将时间线拉长，这场波动显得更为汹涌。自2025年8月以来，金价累计涨幅已逼近50%。剧烈 震荡之中，有人选择落袋为安，有人选择坚守，也有人被套牢在波峰。 在浙江从事资管行业的阿诚（化名），去年末至今年初悄然调整了他的仓位：陆续减 ...

2026.02. 08 本文字数：1476，阅读时长大约2分钟 作者 | 第一财经 乐琰 爱达邮轮（Adora Cruises）2月8日宣布在首艘国产大型邮轮爱达·魔都号上迎来第100万名宾客， 2026年，爱达邮轮旗下爱达·魔都号及爱达·地中海号将总计运营超150个航次。不仅是爱达邮轮，皇家 加勒比和地中海邮轮也都在2026年有一系列以上海等中国城市为母港的邮轮航线计划，上海邮轮经济 正在持续升级。 目前，爱达邮轮运营三艘大型邮轮——首艘国产大型邮轮爱达·魔都号、"艺术之船"爱达·地中海号和星 旅远洋邮轮旗下"鼓浪屿"号。 "今天迎来第100万名宾客也是说明邮轮市场的繁荣以及游客对我们的信任，我们一直在打造'邮轮+文 化'商业模式，发挥本土特色，结合敦煌、哪吒等文化元素，餐饮有70%左右是中餐。2026年，我们还 会继续以多母港的方式运作，实现从南到北全域覆盖，三船八母港。未来，我们还将会考虑将邮轮部署 到其他国内及海外港，致力于让邮轮发展为'一带一路'建设标志性工程。"爱达邮轮市场营销与电子商务 助理副总裁贾璎告诉第一财经记者。 据了解，2026年，爱达·魔都号将继续运营80余个航次，主要以上海为母港，今 ...

2026.02. 08 本文字数：2970，阅读时长大约5分钟 作者 | 第一财经 杜川 与此同时，证监会同步发布具有实操意义的附件《关于境内资产境外发行资产支持证券代币的监管指 引》（下称《指引》），首次正面定义现实世界资产（RWA）代币化，并确立"境内严禁、境外严 管"的监管原则。 八部门协同发力联合绞杀非法金融活动，由此形成了对虚拟货币全链条的严格管控。 人民币稳定币境外发行被禁 2025年以来，稳定币市场热度持续攀升的同时，风险防控与合规边界也为各方所关注。伴随《稳定 币条例》在香港落地生效，香港稳定币发行人牌照发放进程备受市场瞩目。在牌照申请热潮中，部分 内地科技巨头的布局与走向成为焦点。此前，相关机构曾参与香港稳定币测试与筹备，一度被视为首 批牌照的热门候选。 此次《通知》在重申虚拟货币相关活动属于非法金融活动的基础上，首次以规范性文件形式明确核心 监管要求：挂钩法定货币的稳定币在流通中变相履行法定货币部分功能，未经相关部门依法同意，境 内外任何单位和个人不得在境外发行挂钩人民币的稳定币；同时严格规范境内主体境外展业行为，境 内主体及其控制的境外主体未经批准不得在境外发行虚拟货币。 "这会直接掐断 ...