吴晓波频道
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一堂给企业家的心理工具课
吴晓波频道· 2026-01-30 00:30
点击按钮▲立即预约 " 幸福不是一种飘忽不定的感觉,而是一种可以自我建构的能力。 " 文 /巴九灵(微信公众号:吴晓波频道) "有没有一门给企业家的'幸福课'呢?" 第一次见到李文超时,吴老师就迫不及待地提出了这个问题。 那时企业界刚发生了令人心惊的"四连跳",余震不绝。作为对中国企业家这一群体保持了四十余年密切接触的观察者,吴老师第一次发现,自己竟 然从来没有关注过企业家的心理层面。 "我甚至也没问过自己这个问题:你幸福吗?我相信很多中国男性都和我一样。" "但文超这个人很奇怪,他天天研究这个问题。" 从某种角度来说,李文超就像是吴晓波的"反义词"。 在决定合作出品一门"企业家幸福课"后,我们相互体验了对方的课程。听完吴老师的激荡讲堂,他当面"发弹幕":"吴老师,您这一口气讲2—3个 小时,实在是太辛苦了,我们坐在下面记笔记都累死。" 而在李文超的心理课上,导师讲课时间基本只占40%,60%则全交给学员组队练习。 在40%的讲课时间,学员可以看手机,困了也可以睡觉。他鼓励大家做"叛逆的学生",抽烟、喝酒、烫头。甚至隐隐之中,你觉得他在期待发生一 些更爆炸的事件,摧毁一切限制性信念。 但在60%的练习时间,学 ...
部分房企不再报三条红线,美元指数急跌至低位 | 财经日日评
吴晓波频道· 2026-01-29 00:42
点击图片▲立即购买 三部门要求新建住宅配建养老设施 1月28日消息,自然资源部、民政部、国家卫生健康委等三部门近日联合印发《关于深化自然资源要素保障 支持养老服务改革发展的若干措 施》,着力减轻市场主体负担,释放服务供给潜力。三部门表示,新建城区、居住(小)区、新建住宅项目要按照规划标准要求同步配套养老服 务设施。 此外,三部门还明确,将推动创新资源组合供应模式,精准匹配温泉康养、森林康养等新业态需求。同时将养老服务设施用地纳入自然资源管理 和国土空间规划"一张图",实施动态监管,明确未经法定程序不得擅自改变用地用途。(央视新闻) |点评| 中国社会老龄化程度不断加深,养老服务资源配置短缺与失衡日益凸显。养老服务设施具备一定公共服务性质,投资回报周期较长, 市场在短期内对相关设施的投资力度偏弱。三部门发文做出要求,起到引导与统筹作用。降低养老服务用地成本,推动新建住宅配建养老服务 设施,能激活银发经济需求,培育社区养老消费场景,也能倒逼房地产模式优化,提升住宅品质。目前,已有不少地方落实相关举措。 需要注意的是,部分养老服务设施建成后,由于权责划分不清,陷入运营困境甚至长期闲置。要形成可持续的养老服务生态,还 ...
“港女北嫁”激增,风向变了
吴晓波频道· 2026-01-29 00:42
汤可怡是一位原居香港、现居佛山的女性。她自小在香港接受教育,但高考成绩不理想,只能跑去广州暨南大学,期间在学生聚会中结识了广东工 业大学在读的丈夫,相恋两年后结婚。 点击按钮▲立即收听 " 2024 年, " 港女北嫁 " 的数量攀升至 10712 宗,占比增长至 40% 。也就是说,在每十对跨境新人中,就有四对是香港女性牵手内地男性。 " 文 /巴九灵(微信公众号:吴晓波频道) 双方均以粤语沟通,"同声同气",交流顺畅;更关键的是, 汤可怡丈夫的 家庭高度认同香港文化,欣赏港人守秩序、讲礼仪等习惯,俩人在教育 子女等价值观上高度契合。 34岁港生港长的裴恩悦,于广州修读会计后加入家族在深圳的出口公司,工作中她认识了比自己小四岁、从事供应链工作的丈夫。她眼中的丈夫 处事成熟、有商业头脑、为人诚恳,是"值得托付终身的人"。 不仅是普通人,港姐和艺人嫁给内地男性,近几年也成为现象级谈资。 港姐钟丽缇,于2015年参加内地综艺节目时,与小她12岁的内地艺人张伦硕相识相恋,次年结婚;另一位港姐蔡少芬,很早便北上发展,在拍摄 电视剧期间与内地男演员张晋相识,两人在2008年结婚。这两段婚姻均由工作结缘,当时女方的成名时 ...
AI创业新窗口:2026年哪些趋势值得跟?| 今日直播
吴晓波频道· 2026-01-28 00:29
当科技变革的浪潮不再只是新闻头条,而成为每个人职业与生活必须面对的"气候",我们如何在风眼中看清方向,在不确定中锚定机遇? 从"生存线"到"增长线",从宏观格局到个人路径,从上期"科技变革下,普通人的机会在哪里?"对话继续追问,行至第十期,亦是年度思想收官 之场。这一次,我们锁定更具体、更迫近的未来。 2025年,由蓝狮子与吴晓波频道联合打造的"百万粉丝博主年度书单"系列直播持续聚焦各领域具有影响力的博主。我们邀请他们走进直播间, 畅谈个人见解、推荐精选书单,与观众共享阅读的乐趣与智慧启迪。 那么,面对刚刚到来的2026年,科技又将催生哪些真正的创业新窗口? 1月28日18:00,我们邀请了三位来自产业、科普与战略研究一线的"风向观察者"。从技术落地、文明演进与大国博弈三个维度,用四个小时 的"长时间",为各位做一次丰富详实的科技开年展望。 津津乐道播客网络创始人朱峰 将探讨AI如何超越工具属性,释放业务新活力。他将解析从效率优化到潜能释放的范式转变,分享AI如何攻 克"不值得定律"下的开发困境、助力创意极速原型化,并填平传统行业的数字鸿沟,为管理者提供一份从认知到行动的落地指南。 央视科学顾问、"Alex包 ...
社保基金累计结余10万亿,安踏收购彪马29%股权 | 财经日日评
吴晓波频道· 2026-01-28 00:29
Group 1: Industrial Profit Growth - In 2025, China's industrial enterprises achieved a total profit of 73,982 billion yuan, marking a 0.6% increase from the previous year, reversing a three-year decline [2] - The mining industry saw a profit of 8,345.1 billion yuan, down 26.2%, while the manufacturing sector reported a profit of 56,915.7 billion yuan, up 5% [2] - The electricity, heat, gas, and water production and supply sector achieved a profit of 8,721.2 billion yuan, an increase of 9.4% [2] - By the end of 2025, the revenue per 100 yuan of assets for industrial enterprises was 75.9 yuan, a decrease of 2.7 yuan from the previous year [2] Group 2: Social Security Fund - By the end of 2025, the cumulative balance of the three social security funds reached 10.2 trillion yuan, with total income of 9.1 trillion yuan and total expenditure of 8.1 trillion yuan [4] - The number of insured individuals for basic pension, unemployment, and work injury insurance increased by 3.16 million, 3.29 million, and 1.02 million respectively [4] - The investment scale of the basic pension insurance fund exceeded 2.98 trillion yuan, indicating a stable operation of the fund [5] Group 3: AI Model Developments - Alibaba's Qwen3-Max-Thinking model has been released, achieving performance comparable to GPT-5.2 and Gemini 3 Pro, with over 1 trillion parameters and 36 trillion tokens of pre-training data [6] - The model has surpassed several top models in key performance benchmarks, indicating a significant advancement in AI capabilities [6] - Microsoft has launched its second-generation AI chip, Maia 200, which outperforms similar chips from Google and Amazon, marking a significant step in self-developed chip technology [8] Group 4: Semiconductor and Storage Chip Industry - Micron Technology announced a $24 billion investment in Singapore for a new NAND flash wafer plant to address AI-driven storage chip supply shortages [10] - The storage chip industry is experiencing a super cycle driven by AI demand, with major players like Samsung and SK Hynix also announcing expansion plans [10] - The competitive landscape of the AI chip industry is shifting as tech giants develop their own solutions to reduce reliance on Nvidia [9] Group 5: Mining Acquisition - Zijin Mining plans to acquire Allied Gold Corporation for approximately 28 billion yuan, targeting three gold mines in Africa [12] - Despite Allied Gold's recent losses, Zijin Mining aims to leverage its experience to enhance the acquired assets and expand its gold reserves [12] - The acquisition carries risks related to debt and geopolitical factors in Africa, but also presents opportunities in a rising gold market [13] Group 6: Anta's Acquisition of Puma - Anta Group has agreed to acquire a 29.06% stake in Puma for 1.5 billion euros, becoming the largest shareholder [14] - This acquisition is expected to enhance Anta's global brand coverage and operational capabilities, despite Puma's recent sales decline [14] - Anta's strategy focuses on expanding its international presence, leveraging Puma's established channels and brand influence [15]
越南,正在进行一场豪赌
吴晓波频道· 2026-01-28 00:29
Core Viewpoint - Vietnam's rapid rise is encapsulated in four key terms: Streamlining, Openness, Private Sector, and Infrastructure, which explain the underlying factors behind its 10% economic growth target [3][17]. Economic Growth Data - Vietnam's GDP growth rate is projected to reach 8.02% in 2025, marking the second-highest growth in 15 years and the highest in Asia [4]. - The country's economic size has expanded from $4.5 billion in 1986 to $510 billion by 2025, a growth of 113 times [8]. - In comparison, China's GDP grew 82 times over the same period, indicating that Vietnam's wealth accumulation rate is 1.4 times faster than China's during similar reform durations [9]. Political and Economic Reforms - The recent Communist Party Congress resulted in a significant leadership change, with nearly half of the senior officials being replaced, many of whom have studied in China [7]. - The government has streamlined its administrative structure, reducing the number of ministries and agencies, and has dissolved the State Capital Investment Corporation, which previously managed 19 large state-owned enterprises [17]. - Vietnam's commitment to the Comprehensive and Progressive Agreement for Trans-Pacific Partnership (CPTPP) has led to substantial reforms in state-owned enterprises, requiring them to operate under competitive market conditions without implicit subsidies [18][20]. Private Sector and Investment - The private sector is expected to contribute 51% of GDP and absorb 82% of the labor force by 2025, marking a significant shift in Vietnam's economic strategy [20]. - Fixed asset investment is projected to reach $189 billion in 2025, accounting for over 33% of GDP, with 250 large infrastructure projects contributing significantly to economic growth [21]. - Private and foreign direct investment constitutes 63% of these infrastructure investments, highlighting the financial pressures faced by the government [23]. Export and Trade - Vietnam's export volume is expected to grow by 17% in 2025, with exports accounting for 83% of GDP, emphasizing the importance of a stable external environment for economic development [24]. Diplomatic Strategy - Vietnam's "bamboo diplomacy" emphasizes a flexible and multi-layered approach to international relations, maintaining strategic partnerships with major powers including China and the U.S. [27]. - The country benefits from U.S. initiatives aimed at diversifying supply chains, while also navigating the complexities of U.S.-China relations [28]. Economic Risks - Vietnam's economy remains heavily reliant on exports, with significant uncertainties stemming from external factors, particularly during the Trump administration [30]. - Rapid increases in real estate prices and speculative investments pose risks, with property prices rising by 59% over the past five years [31]. - A declining birth rate and changing labor market dynamics are leading to challenges in workforce availability, as young people increasingly prefer service sector jobs over traditional manufacturing roles [33].
谁能接住马化腾的红包?
吴晓波频道· 2026-01-27 01:26
Core Viewpoint - The article discusses the upcoming changes in the domestic AI industry in 2026, highlighting significant investments in technology, increased competition among major players, and market segmentation [3][40]. Group 1: Major Players and Their Strategies - Tencent announced a cash giveaway of 1 billion yuan for the Spring Festival, aiming to replicate the success of its previous marketing campaigns [4][12]. - Baidu is also participating by offering 500 million yuan in cash for the Spring Festival and collaborating with Beijing TV for the event [12]. - ByteDance has secured a partnership with CCTV for the Spring Festival, focusing on its AI cloud service platform, Volcano Engine, although the exact sponsorship amount remains undisclosed [12][21]. - Alibaba is integrating its applications to create a super app, Qianwen, which will serve as a comprehensive platform for various services, including food delivery and navigation [12][29]. Group 2: Investment Trends - ByteDance's capital expenditure for 2025 is projected to be around 160 billion yuan, with plans to increase it to 300 billion yuan for 2026 [21]. - Alibaba announced a three-year investment plan of 380 billion yuan for AI development, which may be conservative according to their estimates [22]. - Tencent's AI capital expenditure for 2025 is expected to approach 100 billion yuan, focusing primarily on AI investments [22]. Group 3: Competitive Landscape - The current competitive landscape is likened to the Warring States period, with major players like ByteDance, Alibaba, Tencent, and Baidu each having distinct strengths [23][28]. - The article identifies a structure of "3+1" for the leading companies, with ByteDance, Alibaba, Tencent, and Baidu as the primary players, while other smaller firms are categorized under "5" and "N" for niche markets [24][25]. - The competition is shifting from pure model capabilities to application and entry point competition, indicating a broader strategic focus among the giants [13]. Group 4: Future Outlook - The year 2026 is anticipated to be a pivotal year for AI, characterized by significant technological investments, competitive differentiation, and market segmentation [40]. - The article suggests that while the current competition is intense, the ultimate winners remain uncertain, with potential for various companies to emerge as leaders [39][40]. - The need for a sustainable business model is emphasized, as many companies are currently relying on subsidies and user acquisition strategies that may not be viable long-term [39].
金价首次站上5000美元,公募去年四季度亏损超千亿 | 财经日日评
吴晓波频道· 2026-01-27 01:26
点击图片▲立即报名 2025年广东省GDP增长3.9% 1月26日,广东省十四届人大五次会议在广州召开。省政府工作报告显示,2025年广东地区生产总值增长3.9%,总量连续37年居全国首位。地 方一般公共预算收入增长3%。货物进出口总额9.5万亿元,增长4.4%,贡献了全国24.1%的增量。服务贸易增长12.5%。实际使用外资增长 11.3%,农林牧渔业总产值增长4.9%。规上工业企业达7.6万家、增加值增长3%。 报告指出,2026年经济社会发展的主要预期目标是:地区生产总值增长4.5%—5%,地方一般公共预算收入增长3%左右,居民收入增长与经济 增长同步。(广州日报) |点评| 作为全国经济第一大省,在高基数下,去年广东GDP还能实现3.9%的正增长,表现出较强韧性。去年全年,广东继续发挥全国外 贸"压舱石"作用,贡献了近四分之一的外贸增量。实际使用外资增长显著,构成其创新与开放的根基。不过,3.9%的增速略低于全国水平以及 年初预期,广东省经济增长仍面临一定挑战。 当前,广东处于新旧动能转换的关键期,转型阵痛客观存在。房地产深度调整,波及上下游关联行业;全球产业链重构,部分出口加工业面临 下行压力,都对 ...
越来越多的人跑去香港买保险
吴晓波频道· 2026-01-26 00:29
Core Viewpoint - The insurance sector is becoming increasingly attractive to investors, with significant growth in both the A-share market and the Hong Kong insurance market, driven by lower interest rates and a shift of capital from traditional savings to higher-yielding insurance products [3][4][5]. Group 1: Insurance Market Performance - As of January 25, 2026, the A-share market's three-year return is 31.01%, while the insurance industry index has achieved a return of 51.75% [4]. - In the first three quarters of 2025, the five major listed insurance companies in A-shares reported a total net profit of 426 billion yuan, marking a year-on-year increase of 33.5% [5]. - Major insurance companies such as China Life and Ping An have shown substantial growth in both revenue and net profit, with China Life's net profit increasing by 60.5% year-on-year [6]. Group 2: Hong Kong Insurance Market Dynamics - The Hong Kong insurance market has seen a surge in mainland Chinese investors, with 50.5% year-on-year growth in new policy premiums in the first half of 2025, and 29% of new policies purchased by mainland visitors [10]. - Hong Kong's insurance products offer greater flexibility and higher investment returns compared to mainland products, attracting more sophisticated mainland investors [10][11]. - The majority of new policies in Hong Kong are denominated in US dollars (79.8%), highlighting the preference for foreign currency products among investors [12]. Group 3: Investment Opportunities in Hong Kong Insurance - Hong Kong's dividend insurance products have a much higher expected return compared to mainland products, with potential returns reaching 4%-6% over 30 years [20][21]. - The advantages of Hong Kong's critical illness insurance include higher leverage, multiple payout options, and broader coverage compared to mainland offerings [26][30]. - Innovative financial strategies, such as leveraging loans to invest in high-yield insurance products, are being explored by investors, although they carry significant risks [32][33]. Group 4: Broader Investment Trends - The Hong Kong stock market is becoming a preferred destination for mainland companies, with a record IPO financing amount of 286.3 billion HKD in 2025, indicating a robust market environment [34][35]. - The average daily trading volume in the Hong Kong stock market increased by 90% in 2025, reflecting heightened investor interest and market activity [38]. - The Hang Seng Index rose by 25.77% in 2025, showcasing strong performance amid favorable market conditions [39]. Group 5: Strategic Importance of Hong Kong - Nearly 80% of mainland enterprises are choosing Hong Kong as their global expansion starting point, benefiting from its financial services and strategic location [42]. - Hong Kong's unique position as a free trade port allows for flexible currency transactions, making it an attractive option for businesses looking to mitigate exchange rate risks [43]. - The presence of a large pool of professional service providers in Hong Kong supports mainland companies in navigating international markets effectively [46].
虚空价值、青年震荡文化、流体工作态…26个商业新词
吴晓波频道· 2026-01-25 00:21
Core Insights - The article discusses 26 trends identified by Peter Fisk that will reshape global business in the "post-AI era," focusing on consumer culture, technology, business models, leadership, economics, marketing, and brand behavior [3][5]. Group 1: Consumer Trends - The shift from transactional behavior to cultural participation is highlighted, with emerging affluent classes in Southeast Asia, Africa, and Latin America becoming key growth drivers by 2026 [7]. - The new middle class is expected to grow by 1.2 billion by 2027, with unique consumption patterns that skip traditional stages experienced by Western consumers, creating opportunities for brands offering high value and digital experiences [8]. - The economic impact of Generation Alpha is projected to reach $5.46 trillion by 2029, influencing family technology consumption decisions [11]. - The "lipstick effect" has evolved into "micro-luxury," where consumers seek small indulgences that provide sensory pleasure and identity statements [12]. - Consumers are increasingly making choices that reflect personal, social, and ethical identities, with a focus on authenticity and transparency in brands [15]. Group 2: Technological Trends - Technology is evolving from tools to an invisible, intelligent environment, with significant growth expected in synthetic biology, projected to exceed $30 billion by 2026 [17]. - Quantum computing is gaining traction, with over $35 billion invested globally, impacting sectors like pharmaceuticals and finance [18]. - Health management is entering a "longevity era," with a focus on precision medicine and anti-aging technologies becoming standard expenditures for the new middle class [19]. - Human enhancement technologies are expected to proliferate, integrating wearable devices and AI into everyday life [20]. Group 3: Business Model Trends - Business models are shifting from products to ecosystems, emphasizing cognitive design and market integration [32]. - The concept of "zero friction experience" is becoming crucial for customer loyalty, with seamless shopping experiences being a key competitive advantage [37]. - The trend of "de-bundling choices" is emerging, where consumers prefer pay-per-use models over traditional bundled offerings [39]. Group 4: Brand Evolution - Brands are evolving into community and cultural participants, with nostalgia and sustainability becoming significant factors in consumer loyalty [40][43]. - The decentralized network concept is revolutionizing trust and engagement, allowing brands to connect directly with consumers without intermediaries [44]. - The focus on lightweight growth emphasizes intangible assets like brand stories and community influence as key drivers of future value creation [46][47]. Group 5: Action Guidelines - Seven urgent action guidelines are proposed, including reshaping value around meaning and health, integrating environmental intelligence, and designing for niche markets [48].