孩子不成器还打算给钱创业？读书不好的大部分都是懒，不如学学德隆大师的想法，我只能 说大师果然是大师 seeker24680 开个养老机构怎么样，有没有了解的集友。 孩子学的是护理，大专而已，考得很差，能毕业就不 错了。现在卫生院考编都要本科，而且几百人竞争一个岗位。 LeeKrol 这个想法和买的股票没涨停然后自己拉涨停一样危险。 幽州卫士石敬瑭 护理以后肯定吃香，但也是辛苦活，和屎尿屁打交道，老人又不好交流，无需担心失业，就 是很累。 开养老院是另外一码事，我2010年上大学就关注养老行业，老龄化是极其确定的未来，问题 就在于怎么盈利，十几年了也没见哪个资本巨鳄入局，要说是个好行业早就被瓜分了，不会 轮到普通人，目前来看，最直接有效的就是搞保健品，哈哈哈哈哈。 能专升本最好，但本科也没什么竞争优势 别开养老机构，个人弄不来。 虎啸今生 去年家父在广州某大医院做了疝气微创手术，我陪护 10 多天，有些感想，具体写的话太啰 嗦，简单说几句... 1. 女孩子别学护理，这工作又累又脏又臭。那个科室有 10 多个年轻女护士，剃毛、插尿 管、清理造口等事情都要做，不是好工作。离谱的是那些护士颜值基本都不错，我心 想， ...

集思录(www.jisilu.cn)是一个以数据为本的投资理财社区，专注于新股、可转债、债券、封闭 基金等数据服务。我们的理念是在保证本金安全的前提下，使资产获得稳健增长。 快捷查询： 搜索公众号"jisilu8"添加我们 份额占本市的50%左右，所以统计的样本数量还可以，概率也相对准点 不管做什么生意，项目，赚钱了，肯定是会和朋友吃吃饭，请请同事或领导走走人情，反应 到酒店就是生意会上升，那从我家购买的生鲜量就会上升。 从今年统计的数据还看，餐饮类普遍比去年营业额下滑三分之一至三分之二，虽然国家喊着 经济口感在回稳，但是实体目前是没看到的。 从餐饮的角度来说一下经济复苏 https://www.jisilu.cn/question/509897 三十五岁工程师失业三年，敢问路在何方 https://www.jisilu.cn/question/509843 关于遗产继承 https://www.jisilu.cn/question/509806 找不到工作，能不能自己创造工作？ https://www.jisilu.cn/question/509811 关注集思录微信 特别提示 本文不构成任何投资建议，仅为 ...

Group 1 - The core viewpoint of the article highlights the adjustment of project plans by Zhuhai Guanyu, shifting from high-performance lithium-ion batteries to consumer battery products, maintaining a total investment of 4 billion yuan, with production expected to commence by 2028 [1] - The board of directors of Hangyang proposed a down adjustment for the convertible bonds, indicating a strategic financial maneuver [1] - The article mentions the new stock subscription for Yingstone Innovation on the Shanghai and Shenzhen stock exchanges, suggesting potential investment opportunities in the new stock market [1]

Core Viewpoint - The article emphasizes that increased business activity does not necessarily equate to profitability, highlighting the competitive pressures in the restaurant industry and the impact of pricing strategies on overall market dynamics [2][7]. Group 1: Market Conditions - The restaurant industry is experiencing a significant decline in revenue, with many establishments reporting a drop of one-third to two-thirds compared to the previous year [1]. - The introduction of low-priced meal packages has led to increased customer traffic for some restaurants, but this has resulted in lower profit margins, with some establishments seeing a drop in gross profit margin to as low as 15% [1][4]. - The overall sentiment in the market indicates that while some restaurants are busy, the competition is fierce, leading to a potential decrease in profitability across the sector [7][8]. Group 2: Competitive Dynamics - The rise of budget meal options has forced other restaurants to lower their prices to remain competitive, which can lead to a race to the bottom in terms of profit margins [4][7]. - The phenomenon of "price wars" is evident, where established restaurants are pressured to adopt similar pricing strategies to attract customers, impacting their long-term sustainability [2][5]. - The market is characterized by a shift towards lower-priced offerings, even among previously high-end establishments, indicating a broader trend of cost-cutting in response to economic pressures [4][5]. Group 3: Consumer Behavior - There is a noticeable shift in consumer dining habits, with a decline in business-related meals and an increase in family gatherings, which has altered the demand landscape for restaurants [5]. - Consumers are increasingly opting for value-driven dining experiences, as evidenced by the popularity of family meal packages and discounted offerings [5][8]. - The perception of value is changing, with consumers willing to wait for lower-priced options rather than paying a premium for convenience [5].

这几天在B站刷了一个关于分析公司价值以及研读财报的课程。 然后试着对目标公司的2024财报进行了分析， 结合某江电力的资产负债表。 比较疑惑为什么 它的账面只有约70亿，但短期借款和一年内非短期借款总共约1200亿。 是我忽略了什么细节吗？ 我认为它肯定经营良好，且不会倒闭。 但假定不知道这份财报是某江电力的。 我只能得出它 即将破产的结论。 flushz 看财报里的数据，最好不要对着书本，不然容易掉坑里。读万卷书远不如行万里路，对于投 资来说，看懂商业模式更重要一些。 首先，借钱借的多，短债多，就要倒闭，这本身就是一个谬论。抛开存信用不谈，即便是对 于普通人，银行为什么愿意借给你钱，是因为你账上现金有多少吗？绝不是，而是你 有硬资 产可以去抵押 ，长电2000亿的净资产，对应2000多亿的负债，看上去很多，其实很正常，负 债率不低但远谈不上有什么财务风险。很多新项目，只要收益率评估算得过账，固定资产投 资自有资金与银行贷款比例20%-40%不等，翻译过来就是可以放约2倍的杠杆去资本开支。 其次，账面资金没有太多的意义，长电一年的经营现金流量净额是600亿+，当然还要扣除必 要的维护性开支，不过对应的几百亿短 ...

Core Viewpoint - The article discusses recent developments in convertible bonds and credit ratings of various companies, highlighting changes in credit rating agencies and upcoming bond offerings [1]. Group 1: Convertible Bonds - Hengshuai Convertible Bond will be available for subscription on May 29 [1]. - The company Jiayuan Technology plans to change the credit rating agency for its convertible bond from Dongfang Jincheng to Guangzhou Pushe, effective April 28, 2025 [1]. - The company has decided to stop providing rating materials to Dongfang Jincheng for the Jiayuan Convertible Bond, which will no longer receive follow-up tracking ratings from this agency [1]. - The credit rating for Shanshi Convertible Bond has been downgraded to A by United Ratings [1]. - The convertible bonds for Lege, Haishun, Lanfan, and Qifan will not undergo any adjustments [1]. Group 2: Share Transactions - Hangyu Technology intends to acquire 2% of the company's shares from its controlling shareholder through a block trade [1].

2023年10月最高曾经到过5.388%，这次有什么不一样？ 做港股较多，为了避免币种来回切换产 生汇兑损失，这次买的港版TLT---03433，没有买TLT。 附图可以看到标普500与TLT的走势大多数时间是负相关的，我现在的策略是利用这一跷跷板关 系在股票和债券之间做轮动切换。最近的资金慢慢轮动到03433上面了。 来，大佬们讨论一下。 天书 川普2.0团队认为你买美债吃利息是占美国的便宜吸美国的血，就看你觉得这点算不算风险了，或 者说这个风险有没有price in。 drwangting 美元债不可能违约，但是美元汇率可能暴跌。 流程是这样的。当大家对美元的财政信心变差后，就会抛售美债，并导致美债的流动性降低，美 债收益率上升。最后，美联储会介入，买入美元，并降息。也就是QE，增加美债的流动性。 因为央行，理论上可以无限提供美债流动性，也就是不停的买入美债。所以，美债不会违约。 但是QE，相当于印钱。所以美元的汇率可能会大跌。 xxldh 本人非专业人士，以下是个人一点拙见，抛砖引玉，不当之处请多多指教 一、网友观点总结 1.短债和长债要分开讨论 "长债收益率跟短期利率是两回事。 " 短债： "是的，所 ...

Group 1 - The core viewpoint of the article highlights recent developments in convertible bonds and shareholder actions of specific companies [1] Group 2 - The company Tianhe Solar's convertible bond holders have reached a 20% holding ratio [1] - The shareholder of Shouyu Pingmin plans to reduce their stake by no more than 3% [1] - The convertible bonds of Shengxun and Tianchuang will not undergo adjustments [1]

Core Viewpoint - The article emphasizes the importance of careful consideration before making large purchases, particularly in the context of consumer loans and the financial burden they can create [3][12]. Group 1: Personal Financial Decisions - A former colleague regrets purchasing two cars, spending a total of 700,000 yuan, which has become a financial burden due to decreased income and high depreciation rates [2]. - The colleague's current income is approximately 200,000 yuan per year, leading to increased pressure from loan repayments and impacting his investment mindset [2]. - The article suggests that large expenditures should be justified as necessities rather than for appearances, especially in a challenging economic environment [3]. Group 2: Consumer Behavior Insights - There is a trend of high-income families struggling with credit issues, indicating that financial management is not solely dependent on income levels [12]. - The article highlights a shift in consumer behavior where individuals prioritize image over financial prudence, leading to unnecessary debt [12][14]. - It discusses the notion that many people are willing to take on debt for luxury items, which can lead to long-term financial stress [3][12]. Group 3: Investment Mindset - The pressure of debt can lead to a short-term investment approach, where individuals focus on quick gains rather than long-term strategies [2]. - The article suggests that maintaining a balanced approach to spending and investing is crucial for financial health [16]. - It advocates for using investment profits for discretionary spending rather than relying on loans for large purchases [7].

荣晟环保：公司实际控制人因个人原因被公安机关采取强制措施 正裕转债，杭银转债：强赎 太阳能：拟回购注销1亿-2亿元公司股份 蒙娜转债，宏微转债，天23转债，嘉元转债，精工转债，申昊转债，光力转债：不下修 交大铁发：北交所新股申购 恒帅转债：5月29日申购 关注集思录微信 特别提示 本文不构成任何投资建议，仅为信息分享。任何因本文导致的投资行为发生的亏损，本公众号 及作者概不承担任何责任。 集思录(www.jisilu.cn)是一个以数据为本的投资理财社区，专注于新股、可转债、债券、封闭 基金等数据服务。我们的理念是在保证本金安全的前提下，使资产获得稳健增长。 快捷查询： 金诚信：因矿震暂停卡莫阿-卡库拉铜矿地下采矿作业服务 搜索公众号"jisilu8"添加我们 隆基绿能：公司创始人申请辞去公司董事、总经理职务 ...