Core Viewpoint - The "CDB Cup" Guangdong Province Fourth Rural Entrepreneurship Competition successfully concluded, showcasing innovative projects aimed at revitalizing rural industries through entrepreneurship [2][18]. Group 1: Competition Overview - The final competition took place in Guangzhou, with 20 finalists selected after multiple rounds of screening [2][3]. - The competition focused on two main tracks: agricultural product processing and rural leisure tourism, highlighting new technologies and products in these sectors [14][15]. Group 2: Award Winners - The first prize in the agricultural product processing track was awarded to a project from Foshan titled "Crafting High-Quality Fish Fillets - Supporting Rural Industry Revitalization" [4][21]. - The first prize in the rural leisure tourism track went to the "Guangzhou Huadu Bao Sangyuan Agricultural Leisure Park" project [4][21]. Group 3: Competition Features - The competition emphasized a "competition-training integration" approach, providing mentorship and project matchmaking to help quality projects expand their market channels [15][16]. - The event aimed to enhance public awareness of rural entrepreneurship through comprehensive media coverage, highlighting the significance of the competition and the stories behind the entrepreneurial projects [17][18]. Group 4: Future Prospects - Winners of the competition will represent Guangdong Province in the 2025 National Rural Entrepreneurship Competition, showcasing the vitality of rural entrepreneurship on a national stage [18][19]. - The organizing committee plans to conduct specialized training for the selected participants to improve their competitiveness in the national competition [20].

巨野县金融直连服务团队持续强化服务意识，深入摸排县域企业资金需求，精准输送金融活水，落实惠 企政策，定制融资方案，助力更多民营企业破浪前行，为县域经济高质量发展注入澎湃动能。 企业的焦虑，正是我县贯彻落实省市部署、启动"民营企业金融直连服务"的着力点。 县财政局金融运 行监测中心根据企业迫切意愿，将友邦实业纳入首批直连包靠企业库，并为其匹配了建设银行巨野支行 作为专属服务团队。 建设银行巨野支行副行长石慧聪：面对企业轻资产、抵押物不足的核心痛点，我们创新运用大数据这 把"金钥匙"，仔细梳理了企业拥有的专利、高新技术企业等多项荣誉资质，结合其多年稳定的纳税记 录，优质现金流和良好商业信用，通过先进的大数据评估系统进行了精准"画像"。 友邦实业是一家专注于选煤用浮选剂研发生产的"专精特新"企业，产品畅销省内外，市场前景广阔。然 而，老旧的设备和略显拥挤的生产场地，制约了企业发展。友邦实业副总经理李鹏："很早以前就有扩 大规模、提升产能的计划，但是被资金短缺的现实牢牢卡住"。 最终，建设银行巨野支行基于企业的"科技含金量"和稳健经营，成功为其核定了300万元纯信用的"科技 补偿贷"额度，让无形的创新成果转化为了实实 ...

Core Insights - The mobile banking app has become a core platform for commercial banks to serve users, optimize experiences, and enhance competitiveness in the context of national digital transformation and financial technology innovation [1] - The market for mobile banking apps is entering a stage of stock competition, with user flow stabilizing between 650 million to 700 million from 2023 to 2025, indicating saturation [2] - User engagement with mobile banking apps is declining, necessitating refined operational strategies for banks to retain customers [4][6] User Flow and Behavior - The overall user flow of mobile banking apps in China is projected to fluctuate between 650 million and 700 million, with a change rate of -1.2% to 4.6% from 2023 to 2025, indicating market saturation [2] - User engagement metrics show a significant decline, with average daily usage time dropping from 4.93 minutes to 2.70 minutes and daily usage frequency decreasing from 4.54 times to 2.86 times [4] Operational Strategies - Refined operations are essential for banks to break through in a saturated market, focusing on precise user insights and intelligent technology applications [6][7] - The strategy involves three layers: foundational user insights, scenario-based and differentiated operations, and establishing emotional connections with users [7] AI Integration - AI technology is recognized for its potential value across industries, aiding banks in refining operations by enhancing interactive experiences, risk management, and data efficiency [9] Rankings and Performance - The top 50 rankings show that state-owned banks dominate, with Agricultural Bank leading at 240 million average monthly active users (MAU), followed by Industrial and Commercial Bank and China Construction Bank [11][13] - Agricultural Bank's MAU increased by 4.8%, while other major banks like China Bank and Postal Savings Bank also saw growth [12][15] - Among joint-stock banks, China Merchants Bank leads with over 70 million MAU, although many face declining user engagement [16][17] - City commercial banks performed well, with Jiangsu Bank leading at 349.6 million MAU, while private banks like WeBank saw significant declines [19][22] Case Studies of Successful Apps - Agricultural Bank integrates financial services with daily life scenarios, achieving a 4.8% increase in MAU [28][29] - China Merchants Bank continues to innovate its app to meet customer needs and leverage AI advancements [31] - Jiangsu Bank focuses on merging digital capabilities with wealth management, enhancing user experience [33] - Beijing Bank emphasizes a digital transformation strategy that combines technology, scenarios, and services [35]

格隆汇8月20日丨建设银行(601939.SH)公布，2025年7月17日，本行董事会审议通过了关于聘任雷鸣先 生担任本行副行长的议案。国家金融监督管理总局现已核准雷鸣先生的任职资格，雷鸣先生正式就任本 行副行长。 ...

Core Viewpoint - The article discusses the recent adjustments in the A-share market, highlighting the challenges faced by new investors in making profits, and the overall market sentiment of uncertainty and volatility [1]. Market Performance - The A-share market experienced fluctuations, with the Shanghai Composite Index rising by 0.13%, while the Shenzhen Component and ChiNext Index fell by 0.06% and 0.47% respectively [10]. - The total trading volume across the Shanghai and Shenzhen markets reached 24,608.75 billion yuan, an increase of 119.53 billion yuan compared to the previous day [10]. - A total of 58 stocks hit the daily limit up, with 15 stocks closing at the limit and 9 stocks achieving consecutive limit ups, the highest being five consecutive limit ups [10]. Sector Performance - The digital currency sector saw significant gains, with stocks like Sanwei Xinan and Xinchen Technology hitting the daily limit up due to reports of potential approval for a roadmap on the internationalization of the renminbi [10]. - The oil and gas extraction and service sectors also performed well, with Huai Oil Co. hitting the daily limit up following a surge in international oil prices [10]. - The combustible ice sector gained traction, with ShenKai Co. hitting the daily limit up after a breakthrough in methane catalytic conversion technology [10]. Institutional Activity - The net outflow of main funds amounted to 578.47 billion yuan, with the machinery equipment sector experiencing the largest outflow [18]. - The top five sectors with net inflows included communication, public utilities, banking, retail, and agriculture [18]. - The top five individual stocks with net inflows were ZTE Corporation, Zhaoyi Innovation, China Oil Capital, Jingbei Fang, and Luxshare Precision [18]. Financial Results - Agricultural Bank of China reported a strong performance, with its latest PB and PE ratios at 0.86 and 8.34 respectively, indicating a premium over the average ratios of the six major banks [6]. - The financial results of several companies for the first half of 2025 showed significant growth, with Jin Qilin's revenue increasing by 24.34% and net profit by 226.14% [16]. - Other companies like Sainuo Medical and Tianyu Digital Science also reported substantial revenue and profit growth, with increases of 12.53% and 296.54% respectively [16].

中国发展网讯 近日，为了深入贯彻落实普惠金融政策，服务百姓民生、助力小微企业成长，建设银行 东阿支行参与由东阿县铜城街道办事处举办的"千企万户大走访"宣讲活动。 建设银行东阿支行表示今后会持续提升普惠金融服务质效，厚植普惠金融发展沃土，将金融活水滴灌至 千企万户，为东阿县经济社会发展注入强劲动力。（秦晓淼） 活动中，支行开展了对经济形势、贷款政策及贷款产品的宣讲，让100余名企业主对建行贷款产品有了 更深层次的认识，同时也让建行深入了解群众的金融需求，对有存贷款意向的小微企业、个体工商户进 行跟踪，真正让惠民政策和金融知识走进千企万户，切实打通普惠金融惠企利民"最后一公里"。 ...

证券之星消息，8月21日国有大型银行板块较上一交易日上涨1.15%，农业银行领涨。当日上证指数报收 于3771.1，上涨0.13%。深证成指报收于11919.76，下跌0.06%。国有大型银行板块个股涨跌见下表： 以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成投资建议。 | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 601288 | 农业银行 | 7.23 | 2.12% | 477.40万 | 34.22 Z | | 601658 | 邮储银行 | 6.23 | 1.30% | 174.32万 | 10.83 Z | | 656109 | 建设银行 | 9.24 | 0.76% | 133.60万 | 12.30 Z | | 601988 | 中国银行 | 5.71 | 0.71% | 397.33万 | 22.63亿 | | 601328 | 交通银行 | 7.59 | 0.66% | 134.56万 | 10.17 乙 | ...

关于雷鸣副行长任职的公告 特此公告。 中国建设银行股份有限公司董事会 股票代码：601939 股票简称：建设银行 公告编号：临 2025-048 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 董事会审议通过了关于聘任雷鸣先生担任本行副行长的议案。国家金 融监督管理总局现已核准雷鸣先生的任职资格，雷鸣先生正式就任本 行副行长。 雷鸣先生的简历请参见本行于 2025 年 7 月 18 日刊载于上海证券 交易所网站（www.sse.com.cn）的《中国建设银行股份有限公司董事 会会议决议公告》（公告编号：临 2025-044）。 中国建设银行股份有限公司 ...

关于辛晓岱非执行董事任职的公告 中国建设银行股份有限公司 股票代码：601939 股票简称：建设银行 公告编号：临 2025-049 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 董事的议案。国家金融监督管理总局现已核准辛晓岱女士的任职资格， 辛晓岱女士正式就任本行非执行董事。 本行董事会对于辛晓岱女士的加入表示欢迎。 特此公告。 中国建设银行股份有限公司董事会 辛晓岱女士的简历请参见本行于 2025 年 4 月 30 日刊载于上海证 券交易所网站（www.sse.com.cn）的《中国建设银行股份有限公司董 事会会议决议公告》（公告编号：临 2025-029）。 ...

中国建设银行股份有限公司董事会 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 董事的议案。国家金融监督管理总局现已核准窦洪权先生的任职资格， 窦洪权先生正式就任本行非执行董事。 窦洪权先生的简历请参见本行于 2025 年 4 月 30 日刊载于上海证 券交易所网站（www.sse.com.cn）的《中国建设银行股份有限公司董 事会会议决议公告》（公告编号：临 2025-029）。 本行董事会对于窦洪权先生的加入表示欢迎。 特此公告。 股票代码：601939 股票简称：建设银行 公告编号：临 2025-050 中国建设银行股份有限公司 关于窦洪权非执行董事任职的公告 ...