Core Viewpoint - The article discusses the recent developments in the securities industry regarding the ability of brokerages to sell insurance and bank wealth management products, highlighting regulatory changes and potential impacts on the industry [2][4][10]. Summary by Sections Regulatory Changes - On July 11, the China Securities Association (中证协) released the "28 Measures for High-Quality Development of the Securities Industry," which emphasizes enhancing communication with relevant departments to allow more compliant brokerages to obtain licenses for selling bank wealth management and insurance products [2][4]. - The Financial Regulatory Bureau also issued the "Financial Institutions Product Appropriateness Management Measures," which will take effect on February 1, 2026, establishing a regulatory foundation for brokerages to expand into these new sales areas [2][3]. Historical Context - The ability for brokerages to sell financial products, including insurance, was first established in the "Regulations on the Management of Securities Companies' Agency Sales of Financial Products" issued by the CSRC in November 2012 [5]. - Despite the long-standing regulations, the actual scale of insurance agency business has been limited, leading to a lack of focus on this area within the industry [7]. Industry Impact and Future Prospects - The renewed focus on brokerage sales of diverse products is seen as a potential shift from "single securities services" to "comprehensive wealth management," indicating a systemic adjustment in business models [8][10]. - The article suggests that the new regulatory environment could lead to more brokerages entering the insurance and bank wealth management product sales market, although this will require careful observation and compliance with regulatory standards [9][10]. Challenges and Opportunities - Brokerages face challenges in adapting to the different sales models and regulatory requirements associated with bank wealth management and insurance products, necessitating enhanced training for sales personnel and improvements in compliance systems [9][10]. - The potential for brokerages to tap into the growing demand for personal and commercial pension products is highlighted, as these products are becoming key components of a multi-tiered pension system [11]. - The article also notes that the integration of investment advisory and insurance advisory services could create new opportunities for wealth management, particularly in addressing the needs of high-net-worth clients [12]. Conclusion - The push for brokerages to obtain licenses for selling bank wealth management and insurance products represents a significant opportunity for the industry to evolve and meet diverse investor needs, with regulatory support aimed at fostering this transition [10][16].

融媒体记者：徐崇广 通讯员：崔 瑶 贺文生 为深入贯彻落实农村电商示范县建设要求，助力枣强县跨境电商从业者拓宽视野、提升专业能力，日前由河北枣强县 发展和改革局、枣强县电子商务公共服务中心主办的枣强县跨境电商游学培训班，走进河北博道跨境电商产业园，开 展了一场干货满满的实践学习之旅。 理论开篇：外贸孵化培训筑牢根基 实地观摩：供应链与选品体系深度探营 交流赋能：凝聚行业共识，激发发展活力 理论学习后，学员们走进园区的产品展示区与仓储物流中心，开启实地观摩环节。在产品展示区，园区工作人员引导 学员参观各类跨境电商热销商品，从儿童滑板车、创意家居用品到时尚服饰，逐一讲解选品策略 —— 如何结合目标市 场消费偏好、季节趋势选品，怎样通过差异化设计打造爆品。学员们近距离触摸产品、了解功能，还围绕 "选品成本 把控""小众品类市场潜力" 展开讨论，交流选品思路。 仓储物流区域里，学员们直观感受跨境电商货物收发、存储、打包全流程。工作人员介绍了海外仓布局、物流渠道优 化经验，以及如何通过数字化系统实现库存动态管理，降低物流延误、错发风险。 游学过程中，学员们还与园区内跨境电商从业者展开交流。大家围绕 "跨境电商品牌建设" ...

欢迎扫描下方二维码关注： 跨区迁移相关内容。 《规定》细化了个体工商户住所和经营 2 场所登记规则及对外投资的规定。 个体工商户可以在其登记机关 辖区内申请登记一个或者多个 实体经营场所。 个体工商户在其登记机关辖 区以外从事依法需要登记的 经营活动的,应当另行设立个 体工商户。 仅通过网络开展经营活动的 平台内经营者申请登记为个体 工商户,可以将电子商务平台 提供的网络经营场所登记为 经营场所。 股 东 个体工商户投资设立或者参股企 业的,应当以其经营者作为股东 (投资人、合伙人)。 《规定》完善了个体工商户注销制度。 个体工商户正在被立案调查、 采取行政强制措施或者受到罚 款等行政处罚尚未执行完毕 3 个体工商户应当向其经营场所所在地登 记机关申请设立登记。 仅通过网络开展经营活动的平台内经营 者申请登记为个体工商户,应当向经营 者住所所在地的登记机关申请设立登 记。 个体工商户跨区迁移的,登记机关应当 按照规定做好信息对接、档案迁移等工 KE。 月销售额10万元以下(含本数)的,免征 增值税。 适用3%预征率的 适用3%征收率 减征 预缴增值税项目 的应税销售收入 ◀ ◀ 减按1%预征率 减按1%征收率 ...

未经许可，不得转载或者引用。 投资要点 华为汽车业务核心竞争力来源于【华为价值观：以客户为中心+以奋斗者为本+以价值为 纲】。 区别于其他车企，华为汽车业务是依托于其ICT领域的技术底座，而且从方法论角度华为是具 备三大体系化能力【IPD（研发）+ISC（供应链）+IPMS（营销与销售）】。这些能力的构建 是华为以通信行业起家经历了"从模仿创新到引领创新"的蜕变，而且从通信到手机业务的成功 复制。 华为在汽车行业的定位我们认为是"帮助车企造好车、卖好车"。 智选模式和HI模式我 们认为最终都是殊途同归，借助华为强大的技术底座能力去赋能中国车企做大做强。 复盘总结2020-2025年华为汽车业务：智选模式发展好于HI模式。 背后原因在于过去5年汽车接受智能手机方法论洗礼的阶段（或理解为降维打击），智选模式 华为与合作伙伴（以赛力斯为代表）的效率是最高，且成功抓住了汽车高端市场的发展契机。 而智选模式内部的差异来源于：越高端市场对原创新要求越高，颠覆外资品牌难度系数越大， 或需要更多时间的沉淀。 展望2025-2030年华为汽车业务：打造算力-算法-数据的商业闭环。 未来5年汽车是智能化时代，智能汽车不是简单的智 ...

核心运作：五维精密协作系统 1. 智能入库——供应链第一道防线 整柜入库实现48小时拆柜清关，散货入库24小时极速上架。通过激光扫描全覆盖与30%称重抽检，配合AI体积测算技术，将入库误差率压缩至0.1%以下，为 后续环节奠定精度基础。 2. 动态仓储——空间与效率的平衡术 基于SKU热销指数动态分区，使存储密度提升50%。恒温仓、防静电仓等专业存储方案覆盖3C、奢侈品等敏感商品，货损率降低至传统仓储的1/3。 3. 智能分拣——订单履约中枢 • 零售订单：AGV机器人结合电子标签拣货，人效突破300单/小时 • 批量中转：FBA预贴标服务缩短入仓周期72小时 全球跨境电商市场正以年均18%的增速扩张（Statista 2025预测），而海外仓使用者物流时效提升67%、退货率下降40%的行业数据，昭示其已成为国际电商 的基础设施。 51 100000000000 0 5 item 200000000 1 日 l 2010 A 日日报 r HINDHO - HILLEY 日期 in RE LE BOLLER 1 t #(2) Ho a (2) ERP系统直连20余个电商平台，订单错发率低于万分之五 4. 三维盘 ...

Core Viewpoint - Chengdu aims to enhance consumer vitality by creating more engaging, experiential, and trendy consumption scenarios through the optimization of consumption spaces, enrichment of supply, and innovation in consumption models [2] Group 1: Consumption Space and Supply - Chengdu will establish a four-tier system comprising key business circles, commercial streets, characteristic towns, and unique consumption scenarios, focusing on upgrading major commercial areas like Chunxi Road and Jiaozi Park to world-class standards [3] - The city will promote the transformation of cultural and sports landmarks into composite consumption landmarks, integrating commercial consumption with artistic appreciation and sports activities [3] Group 2: Year-Round Consumption Seasons - Chengdu plans to innovate attractive consumption scenarios by incorporating performing arts, sports, and entertainment, as well as creative installations and themed exhibitions to enhance the consumer experience [4] - The city will launch various cultural and tourism products, emphasizing the integration of culture and intangible heritage, while fostering new consumer brands and products under the "Guochao" (national trend) concept [4] Group 3: Economic Initiatives and Events - Chengdu aims to introduce over 800 new stores and host more than 200 high-profile events this year as part of its three-year action plan for the "first launch economy," focusing on original design and product releases [5] - The city will expand the "ticket root economy" alliance to enhance consumer experiences across dining, accommodation, travel, shopping, and entertainment, while also innovating in digital consumption through AI and robotics [5]

Core Insights - The article highlights the transformation of Yonghui Supermarket in Zhengzhou, which adopted the "Fat Donglai model" and achieved significant sales growth, with the first-day sales reaching 1.88 million yuan, 13.9 times higher than before the transformation [1][8][10] - Zhengzhou has been identified as a strategic location for this transformation due to its large population and economic potential, making it a key area for Yonghui's expansion [3][4][7] Group 1: Transformation Details - The transformation began in June 2023, with the Zhengzhou store undergoing a 19-day renovation, leading to a remarkable sales increase [8][10] - The store reduced 81.3% of its original product offerings, aligning 90% of its new product structure with that of Fat Donglai, introducing popular items to attract customers [10][12] - Employee welfare improvements included raising base salaries from 2,500 yuan to 4,500 yuan and providing additional benefits, enhancing employee satisfaction and service quality [10][12] Group 2: Market Performance - Zhengzhou's retail sales reached 588.46 billion yuan in 2024, with a year-on-year growth of 4.7%, positioning it as the second-largest consumer city among central provincial capitals [4] - From January to May 2024, retail sales totaled 276.3 billion yuan, with May alone seeing an 8.7% increase year-on-year [4] - The store's average daily customer flow remains stable at approximately 8,000 to 10,000, indicating sustained interest post-transformation [12] Group 3: Expansion and Future Plans - The transformation model is being replicated across over 100 stores nationwide, with significant increases in customer traffic and sales reported [13][17] - Yonghui plans to expand the "Fat Donglai model" to 178 stores by August 2024, covering 66 cities, with a long-term goal of transforming 300 stores by early 2026 [17] - The company is also focusing on training core store managers to enhance operational capabilities, ensuring the successful implementation of the transformation model [15][17]

Core Points - Beijing Xingliao Catering Management Co., Ltd. has become the first company in Beijing to obtain a business license using a residence use certificate issued by the cultural tourism department, successfully entering the Dabaotai Ruins Museum [1] - Fengtai District has implemented measures to streamline the process for catering businesses to operate in public cultural venues, addressing long-standing issues related to property rights and complex approval processes [1] - The new mechanism allows businesses to use a residence use certificate instead of complicated property documents, significantly reducing processing time and enhancing access for market participants [1] Company and Industry Insights - The Dabaotai Ruins Museum has seen a considerable daily visitor flow, highlighting the urgent demand for convenient dining services among tourists [2] - The new policy has not only resolved registration challenges but also enabled the museum to quickly introduce quality catering service providers, enhancing the overall cultural and leisure experience for visitors [2] - The North Palace National Forest Park has also benefited from the new policy, with its tea café being the first catering service to obtain a business license through the park management center's residence use certificate [2]

"苏超"引发"草根足球"的万众狂欢，也在这个夏日带来巨大的消费流量。借力"赛事+"的热度，7月11日晚，"zui美如东•干杯燕京"2024如东燕京啤酒嘉年 华开宴，为市民和游客打造绿茵场外的"第二观赛场"，集聚人气、促进消费。 当晚，如东"三河六岸"青园咀华灯初绽，啤酒嘉年华的璀璨灯光和城市美景，映照在深水静流的如泰运河上，光影的变幻交织给夏夜增添了几分浪漫色 彩。而嘉年华现场，如潮的人流、升腾的烟火，更让人感受平凡生活中的岁月静好。 走进嘉年华美食区，直径8米的龙虾巨锅正咕嘟作响，几十种不同口味的小龙虾香味弥漫，你三斤、我五斤，消费者争相抢购尝鲜。摊位老板沈继伟说， 当天共准备了2800斤，没想到还是不够卖，根本不够卖！"接下来，每天都要多备点货。" 烧烤炸物、咖啡茶饮、面点小吃、甜品糕点……30多种美食目不暇接，每个摊位前都挤满了排队取单的食客。"香蕉味的印度飞饼用料很足、味道很 赞""铁板羊肉串还是第一次品尝，好吃到停不下来"，手捧各式各样的美食，顾客在不同摊位前纷纷驻足。 啤酒嘉年华，啤酒是当仁不让的"主角"。在啤酒屋，新鲜扎啤供不应求，顾客接过一杯杯冒着泡沫、飘着麦芽香气的啤酒，一只龙虾、一口啤酒， ...

Core Insights - The Chengdu Municipal Party Committee emphasized the deep integration of culture, commerce, tourism, and sports as a key focus during its recent meeting, with the Chengdu Cultural Tourism Group committed to enhancing its core business and supporting the city's development into a world-renowned cultural tourism destination and international consumption center [1][4]. Group 1: Integration Strategies - The Chengdu Cultural Tourism Group plans to promote the integration of "culture and tourism + transportation" by expanding experiential offerings such as the "Panda Special Train" and "Night Tour on Jinjiang River," along with new products like City Tour buses and low-altitude flights [3]. - The group aims to accelerate the "culture and tourism + performance" integration by launching immersive projects like "Wangjiang Menghua: Xue Tao's Chant" and "Water Dragon's Chant," as well as hosting international events like the ATP250 Chengdu Open to convert event traffic into consumer spending [3]. - The integration of "culture and tourism + technology" will involve creating a local smart consumption application platform that combines cultural tourism, events, and daily services, covering 8,500 consumption points and reaching 616,900 consumers [3]. Group 2: Resource Development and Partnerships - The Chengdu Cultural Tourism Group intends to leverage its position as a state-owned enterprise to attract more quality small and medium-sized private enterprises and leading domestic and international companies to participate in the integration of cultural and tourism development [4]. - The group will enhance the "Light and Shadow Tianfu: Filming in Sichuan" platform by collaborating with all 21 cities in Sichuan province to produce benchmark film projects, creating an ecosystem for "all Sichuan shooting, Chengdu production, global dissemination" [5]. - Plans include building a cultural IP matrix and collaborating with international IP operators to introduce major franchises like "Jurassic" and "Avatar," integrating local culture to launch high-profile cultural tourism projects [5].