江苏银行股份有限公司 2023 年度 独立董事述职报告 （洪磊） 2023 年，本人严格按照证监会、交易所、国家金融监督管 理总局关于公司治理、独立董事履职等方面的规定和要求，以及 江苏银行章程、独立董事工作制度等的相关规定，认真出席股东 大会、董事会及董事会专门委员会会议，独立、忠实、勤勉履职， 充分发挥参与决策、监督制衡、专业咨询作用，按规定对江苏银 行重大事项发表客观公正的独立意见，切实维护江苏银行整体利 益，积极保护中小股东和金融消费者的合法权益。现将本人 2023 年度履职情况报告如下： 一、基本情况 （一）工作履历、专业背景以及兼职情况 本人洪磊，曾任南京会计师事务所审计项目经理、南京市 注册会计师协会监管培训部主任、江苏天宏华信会计师事务所副 所长。现任上会会计师事务所（特殊普通合伙）南京分所合伙人。 2020 年 7 月起任江苏银行独立董事。 本人符合法律法规、监管规定关于上市公司和商业银行独 立董事任职资格、独立性的条件和要求，已由上海证券交易所审 查备案，并取得银行业监督管理机构任职资格核准。 （二）不存在影响独立性的情况 1 本人未在江苏银行担任除董事外的其他职务，与江苏银行 及其主要股 ...

2023 ESG & Corporate Social Responsibility Report 2023 ဗܒnjᇫ͘ԣေ 报告编制依据 本报告编制以《关于加强银行业金融机构社会责任的意见》及《中国银行业金融机构企业社会责任指引》、上海证券 交易所《< 公司履行社会责任的报告 > 编制指引》《上市公司环境信息披露指引》指标体系及相关披露要求为标准， 参考全球报告倡议组织（GRI）《可持续发展报告指南》、国际标准化组织 ISO26000《社会责任指南》、国家标准 化管理委员会 GB/T36001-2015《社会责任报告编写指南》、香港联合交易所《环境、社会及管治报告指引》。 报告数据说明 本报告中涉及的董事会、监事会、公司治理与风险管理信息以及财务数据来源于本行 2023 年年度报告。除特别注明外， 本报告中所涉及的计价货币为"人民币"。 报告保证方式 报告编制说明 报告范围 报告组织范围：本报告以江苏银行股份有限公司为主体部分，涵盖总行、各分行和苏银金融租赁股份有限公司、苏银 理财有限责任公司、苏银凯基消费金融有限公司、江苏丹阳苏银村镇银行有限责任公司。 报告时间范围： 2023 年 1 月 1 日至 2 ...

会议由监事长季金松先生主持，审议通过以下议案： 证券代码：600919 证券简称：江苏银行 公告编号：2024-018 优先股代码：360026 优先股简称：苏银优 1 江苏银行股份有限公司监事会决议公告 表决结果：同意 9 票，反对 0 票，弃权 0 票。 三、关于江苏银行股份有限公司 2023 年度监事履职情况评价报 告的议案 一、关于江苏银行股份有限公司 2023 年度监事会工作报告的议 案 表决结果：同意 9 票，反对 0 票，弃权 0 票。 二、关于江苏银行股份有限公司 2023 年度董事及高级管理人员 履职情况评价报告的议案 本公司监事会及全体监事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 江苏银行股份有限公司（以下简称"公司"）第六届监事会第五 次会议通知于 2024 年 4 月 15 日以电子邮件方式发出，会议于 2024 年 4 月 25 日以现场加视频方式召开。本次会议应参与表决监事 9 名， 实际参与表决监事 9 名。会议符合《公司法》等法律法规及公司章程 的有关规定，表决所形成的决议合法、有效。 表决结果：同意 ...

江苏银行股份有限公司 2023 年度 独立董事述职报告 （于绪刚） 2023 年，本人严格按照证监会、交易所、国家金融监督管 理总局关于公司治理、独立董事履职等方面的规定和要求，以及 江苏银行章程、独立董事工作制度等的相关规定，认真出席股东 大会、董事会及董事会专门委员会会议，独立、忠实、勤勉履职， 充分发挥参与决策、监督制衡、专业咨询作用，按规定对江苏银 行重大事项发表客观公正的独立意见，切实维护江苏银行整体利 益，积极保护中小股东和金融消费者的合法权益。现将本人 2023 年度履职情况报告如下： 一、基本情况 （一）工作履历、专业背景以及兼职情况 本人于绪刚，曾任中国民主同盟第十二届中央经济委员会 委员、对外经贸大学法学院及华中科技大学法学院兼职教授。现 任北京大成律师事务所高级合伙人，中国证券业协会固定收益委 员会委员，中国民主同盟第十三届中央社会服务委员会委员。 2023 年 7 月起任江苏银行独立董事，2023 年 9 月取得国家金融 监督管理总局江苏监管局任职资格核准。 本人符合法律法规、监管规定关于上市公司和商业银行独 立董事任职资格、独立性的条件和要求，已由上海证券交易所审 1 查备案，并取得 ...

证券代码：600919 证券简称：江苏银行 公告编号：2024-021 优先股代码：360026 优先股简称：苏银优 1 江苏银行股份有限公司 关于召开 2023 年年度股东大会的通知 (三) 投票方式：本次股东大会所采用的表决方式是现场投票和网络投票 相结合的方式。 (四) 现场会议召开的日期、时间和地点 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 股东大会召开日期：2024年5月17日 本次股东大会采用的网络投票系统：上海证券交易所股东大会网络投票 系统 一、 召开会议的基本情况 (一) 股东大会类型和届次 2023 年年度股东大会 (二) 股东大会召集人：董事会 至 2024 年 5 月 17 日 采用上海证券交易所网络投票系统，通过交易系统投票平台的投票时间为股 东大会召开当日的交易时间段，即 9:15-9:25,9:30-11:30，13:00-15:00；通过 1 召开的日期时间：2024 年 5 月 17 日 14 点 30 分 召开地点：南京市玄武区紫金山路 5 号南京东郊国宾馆紫熙楼二楼朝 ...

证券代码：600919 证券简称：江苏银行 公告编号：2024-019 优先股代码：360026 优先股简称：苏银优 1 江苏银行股份有限公司 2023 年度利润分配方案公告 公司综合考虑资本充足率监管要求、留存利润增强风险抵御能力， 以及持续提升价值创造能力、为投资者提供长期回报等因素，制定了 2023 年度利润分配方案。尚待公司股东大会审议批准。 一、利润分配方案内容 经毕马威华振会计师事务所（特殊普通合伙）审计，江苏银行股 份有限公司（以下简称"公司"）母公司 2023 年度净利润为 2,679,992 万元。经董事会审议，公司 2023 年度利润分配方案如下： 1、按母公司 2023 年度净利润 2,679,992 万元的 10%提取法定盈 余公积金 267,999 万元。 2、根据《金融企业准备金计提管理办法》，按照母公司风险资 产的 1.5%差额提取一般风险准备 476,982 万元。 - 1 - 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 重要内容提示 ●分配比例：每 10 股派人民币 4.7 元（含 ...

Financial Performance - Operating revenue for Q1 2024 reached CNY 20,999,172, an increase of 11.72% compared to CNY 18,795,415 in the same period last year[4] - Net profit attributable to shareholders was CNY 9,042,302, reflecting a growth of 10.02% from CNY 8,218,847 year-on-year[4] - Net profit excluding non-recurring gains and losses was CNY 8,984,107, up 10.30% from CNY 8,145,297 in the previous year[4] - Total operating income for Q1 2024 was CNY 20,999,172 thousand, up from CNY 18,795,415 thousand in Q1 2023, reflecting an increase of approximately 6.4%[24] - Net profit attributable to shareholders of the parent company for Q1 2024 was CNY 9,042,302 thousand, compared to CNY 8,218,847 thousand in Q1 2023, marking a growth of about 10%[24] - The total comprehensive income for Q1 2024 was CNY 10,871,540 thousand, compared to CNY 8,738,412 thousand in Q1 2023, reflecting an increase of approximately 24.4%[25] Asset and Equity - Total assets at the end of Q1 2024 amounted to CNY 3,669,829,758, representing a 7.83% increase from CNY 3,403,361,837 at the end of the previous year[4] - Net assets attributable to shareholders increased by 3.93% to CNY 260,247,013 from CNY 250,409,988 at the end of the previous year[4] - The bank's total equity attributable to shareholders of the parent company was CNY 260,247,013 thousand as of March 31, 2024, up from CNY 250,409,988 thousand as of December 31, 2023, indicating an increase of approximately 3.3%[23] Cash Flow - Net cash flow from operating activities decreased by 26.68% to CNY 81,584,132 from CNY 111,269,873 in the same period last year[4] - The total cash inflow from operating activities was CNY 253,732,074, down from CNY 271,791,194 in the same period last year[27] - Cash outflow from operating activities totaled CNY 172,147,942, compared to CNY 160,521,321 in Q1 2023, reflecting an increase of 7.9%[27] - The net cash flow from investing activities was CNY -111,621,184, worsening from CNY -80,159,329 in Q1 2023[27] - Cash inflow from financing activities was CNY 234,809,744, significantly higher than CNY 119,772,652 in Q1 2023, marking an increase of 96.1%[27] - The bank's net increase in cash and cash equivalents for the quarter was CNY 25,915,096, compared to a decrease of CNY 3,561,719 in Q1 2023[28] Capital Adequacy and Ratios - The bank's core Tier 1 capital adequacy ratio is 9.18%, while the total capital adequacy ratio stands at 12.82%[15] - The liquidity coverage ratio is reported at 145.59%[17] - The bank's leverage ratio is 6.35%, down from 6.64% year-over-year[16] - The cost-to-income ratio for the current period is 22.04%, compared to 20.29% in the same period last year[20] - The non-performing loan ratio is stable at 0.91%[20] - The overdue rate has increased to 1.10% from 1.07% year-over-year[20] Shareholder Information - The company reported a total of 125,266 common shareholders at the end of the reporting period[7] Interest and Investment Income - Net interest income for Q1 2024 was CNY 13,606,620 thousand, slightly down from CNY 13,713,798 thousand in Q1 2023, indicating a decrease of about 0.8%[24] - The bank's investment income for Q1 2024 was CNY 3,903,799 thousand, an increase from CNY 3,011,733 thousand in Q1 2023, reflecting a growth of about 29.6%[24] - Interest income and commission fees collected amounted to CNY 30,824,664, an increase from CNY 27,224,916 in the previous year[27] - The bank's total cash inflow from investment activities was CNY 784,063,733, compared to CNY 360,542,169 in Q1 2023, indicating a substantial increase of 117.0%[27]

Financial Performance - Total assets of Bank of Jiangsu exceeded RMB 3.4 trillion, with total deposits at RMB 1.88 trillion and total loans at RMB 1.80 trillion, achieving a growth rate of "three doubles" in scale indicators [13]. - The operating revenue for 2023 reached RMB 74,293,433 thousand, an increase of 5.28% compared to RMB 70,570,422 thousand in 2022 [34]. - The net profit attributable to shareholders of the listed company was RMB 28,750,352 thousand, reflecting a growth of 13.25% from RMB 25,385,993 thousand in the previous year [34]. - The net cash flow from operating activities was RMB 213,598,870 thousand, a significant increase of 5,701.91% compared to a negative cash flow of RMB -3,812,962 thousand in 2022 [34]. - Total assets reached CNY 3,403,361,837 thousand, representing a 14.20% increase from RMB 2,980,294,692 thousand at the end of 2022 [35]. - The bank's basic earnings per share for 2023 was RMB 1.69, up 5.63% from RMB 1.60 in 2022 [34]. - The bank's total deposits increased to RMB 1,914,948,437 thousand, a growth of 15.45% from RMB 1,658,677,652 thousand in 2022 [35]. - The bank's total equity rose to CNY 259,116.03 million, a growth of 20.28% [48]. Loan and Deposit Growth - Loans to technology enterprises increased by 32.56% year-on-year, serving over 30,000 technology companies, ranking first in Jiangsu Province [14]. - Micro and small loans exceeded RMB 620 billion, with inclusive micro loans increasing by 25.27% year-on-year, continuing to lead the market share in Jiangsu Province [14]. - The total amount of loans issued reached RMB 1,747,477,216 thousand, an increase of 12.29% from RMB 1,556,170,969 thousand in 2022 [35]. - The balance of loans to small and micro enterprises surpassed RMB 620.0 billion, ranking first among banks in Jiangsu Province and nationwide among city commercial banks [105]. - The total deposits reached CNY 19,149,000,000 thousand, a growth of 15.45% from the previous year, with corporate deposits at CNY 9,313,000,000 thousand (49.67%) and personal deposits at CNY 7,081,000,000 thousand (37.76%) [89]. Risk Management - The bank has established a strong risk management framework, emphasizing proactive measures to mitigate potential risks [24]. - The bank's non-performing loan ratio has decreased year-on-year since its listing, while the provision coverage ratio has increased annually [24]. - The non-performing loan ratio improved to 0.91% in 2023, down from 0.94% in 2022 [36]. - The provision coverage ratio increased to 378.13%, reflecting a steady improvement over eight years [55]. - The bank's strategy includes enhancing the management of non-performing loans through various measures, including legal actions and collaboration with asset management companies [99]. Digital Transformation and Innovation - The company is actively exploring the use of new technologies such as big data, artificial intelligence, and the Internet of Things to enhance customer experience and meet diverse financial needs [14]. - The bank is committed to digital transformation, focusing on user experience and operational efficiency through technology integration [24]. - The company launched over 10 innovative products, including "Chang Ge Loan" and "Xu Shu Loan," focusing on enhancing user experience and operational efficiency [111]. - The bank's mobile banking total customer base exceeded 18 million, with monthly active users surpassing 6 million, leading among city commercial banks [109]. - The company has established a five-year information technology strategic plan focusing on digital transformation, emphasizing "experience, efficiency, and security" in its financial technology initiatives [111]. Green Finance Initiatives - Green loans grew by 42.50% year-on-year, maintaining a leading proportion among 21 commercial banks directly managed by the head office [14]. - The total green financing scale reached RMB 450.1 billion, a growth of 40.5% compared to the previous year [104]. - The balance of green loans was RMB 287.0 billion, reflecting a 42.5% increase year-on-year, maintaining a leading position among 21 commercial banks [104]. - The company has established a three-tier governance structure for green finance, including a "Strategic and ESG Committee" at the board level [189]. - The bank has integrated green finance into its strategic development, aiming to become a benchmark for responsible banking in China, aligning with the UN Sustainable Development Goals and the Paris Agreement [193]. Corporate Governance and Compliance - The company has established a clear governance framework with defined responsibilities among shareholders, board members, and management [136]. - The company is committed to maintaining compliance with regulatory requirements regarding executive appointments and qualifications [158]. - The company has undergone significant management changes, including the appointment of new directors and executives, indicating a strategic shift in leadership [159]. - The company emphasizes communication with minority shareholders regarding profit distribution policies, ensuring their opinions are considered [171]. - The company has received an "AA" ESG rating and has been recognized for its contributions to social responsibility and sustainable finance [113]. Awards and Recognition - The bank received multiple awards in 2023, including the "2023 Annual ESG Financial Pioneer Award" and "2023 Annual Outstanding Retail Bank Award" among others [30]. - The bank has been recognized with multiple awards for its ESG practices, including the "2023 China Banking Industry ESG Practice Award" and being listed in the "Top 20 Banks for ESG Performance" in China [199].

一、日常关联交易的基本情况 证券代码：600919 证券简称：江苏银行 公告编号：2024-020 优先股代码：360026 优先股简称：苏银优 1 （一）日常关联交易履行的审议程序 江苏银行股份有限公司关于 2024 年度日常关联交易预计额度的公告 《关于江苏银行股份有限公司 2024 年度日常关联交易预计额度 的议案》已于 2024 年 4 月 24 日经江苏银行股份有限公司（以下简称 "本行"）第六届董事会关联交易控制委员会第二次会议、第六届董 事会第一次独立董事专门会议事前审议认可。 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 2024 年 4 月 25 日，本行第六届董事会第八次会议审议通过了《关 于江苏银行股份有限公司 2024 年度日常关联交易预计额度的议案》， 关联董事葛仁余、吴典军、胡军、林海涛、姜健、唐劲松、任桐回避 关联事项表决。上述议案需提交本行股东大会审议，关联股东将在股 东大会上对相关议案回避表决。 （二）2024 年度部分关联方日常关联交易预计额度和类别 币种：人民币 | 序号 | 关 ...

（二）不存在影响独立性的情况 1 江苏银行股份有限公司 2023 年度 独立董事述职报告 （沈坤荣） 2023 年，本人严格按照证监会、交易所、国家金融监督管 理总局关于公司治理、独立董事履职等方面的规定和要求，以及 江苏银行章程、独立董事工作制度等的相关规定，认真出席股东 大会、董事会及董事会专门委员会会议，独立、忠实、勤勉履职， 充分发挥参与决策、监督制衡、专业咨询作用，按规定对江苏银 行重大事项发表客观公正的独立意见，切实维护江苏银行整体利 益，积极保护中小股东和金融消费者的合法权益。现将本人 2023 年度履职情况报告如下： 一、基本情况 （一）工作履历、专业背景以及兼职情况 本人沈坤荣，曾任南京大学经济系主任，南京大学经济学 院院长，南京大学商学院院长。现任南京大学商学院教授、博士 生导师，南京大学长江产业经济研究院宏观经济首席专家。2023 年 10 月离任江苏银行独立董事。 本人符合法律法规、监管规定关于上市公司和商业银行独 立董事任职资格、独立性的条件和要求，已由上海证券交易所审 查备案，并取得银行业监督管理机构任职资格核准。 本人未在江苏银行担任除董事外的其他职务，与江苏银行 及其主要股东不 ...