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每日钉一下(如何克服当下的享乐偏好,做到理性消费?)
银行螺丝钉· 2026-02-13 14:09
Group 1 - The article discusses the importance of overcoming present bias in financial decision-making, which leads to irrational spending and hinders savings and investments [7][8] - It highlights that recognizing this bias is the first step towards improvement, and suggests methods to implement self-restraint [8][19] - The article introduces the concept of passive self-restraint through systems like pensions, which ensure a basic quality of life in retirement despite low returns [10][11][12] Group 2 - It presents dollar-cost averaging (DCA) as a self-restraint method that helps investors accumulate assets over time, similar to a forced savings mechanism [13][14][16] - Additional tips for managing present bias include weekly allowances for children, cautious use of credit cards, maintaining a budget, and linking spending to investment [18][19] - The overall message encourages individuals to be both rational consumers and patient investors, emphasizing the need for awareness of one's spending habits [19]
过年一桌菜,血糖先过关
Xin Lang Cai Jing· 2026-02-12 17:29
(来源:劳动午报) 春节先护胃,血糖更稳定 很多人以为糖尿病患者过年最怕的是"糖",但临床上常见的另一种"春节翻车",其实来自胃肠道——吃 得杂、吃得晚、吃得油,再叠加熬夜久坐,最容易出现胃胀、反酸、腹泻、便秘,甚至把血糖也带着一 起紊乱。糖尿病与消化系统的关系,比想象中更紧密: 胃排空变慢 有些糖尿病患者会出现"饭后胃里堵、胀、嗳气",食物在胃里停留时间更久,血糖可能出 现"先不高、后突然高"的延迟波动。用胰岛素的人更容易出现"前面低、后面高"的状况。 糖尿病饮食不是什么都不能吃 肠道功能更敏感 高油高糖、冷热混吃容易诱发腹泻或胃肠不适。一旦出现呕吐、腹泻、食欲差,进食 减少但用药照旧,低血糖风险会明显上升。 转自:劳动午报 糖尿病患者过年怕碰"糖",不过很多人不知道,其实胃肠道健康对糖尿病患者也十分重要,过年先把胃 护好,血糖才能稳得住。北京友谊医院消化中心医师张鹤扬、柳珂和检验科主管技师陈翌阳来为我们讲 讲过年期间糖尿病患者怎么吃更健康。 酒精与高脂不只影响血糖 还会刺激胃黏膜、加重反酸。对部分人来说也可能导致胰腺负担加重,尤其 本就有高甘油三酯或胰腺问题史的人更要谨慎。因此,让胃肠道舒服,血糖更容易稳 ...
守护心血管 新春更安康
Xin Lang Cai Jing· 2026-02-11 16:40
(来源:劳动午报) 转自:劳动午报 春节就快到了,在这个阖家团圆的时刻,心血管疾病患者更要格外关注身体健康。节日里的饮食、作息 变化,都可能成为心血管健康的潜在威胁,引发身体不适。春节假期,心血管疾病患者外出活动该注意 什么?聚餐时该怎么吃?日常生活中又有哪些禁忌?请听北京友谊医院心内科副主任医师刘锐锋、主治 医师范继红进行科普讲解。 心血管疾病患者别让血管"坐过山车" 春节期间,早晚温差大,还可能会出现短暂降温。心血管疾病患者在室内外温差较大的地区一定要注意 保暖。血管受到冷刺激,会本能地收缩,血管管腔变窄,血压一下升高,极易诱发心血管疾病。春节期 间,出门拜年、逛庙会等活动必不可少,心血管疾病患者该如何做好保暖,平稳血压,安全出行?注意 两个"硬核防线": 物理防线:帽子围巾是"散热阀" 头颈血管散热占全身的30%以上,且头颈也是出门裸露最多的部位。出 门要把帽子戴好、围巾裹严,把这个"散热器"捂住,能大幅降低全身血管痉挛、血压骤升的风险。 时间防线:躲开"危险时刻" 早上6点到10点,是气温最低的时段,也是人体血压的生理最高峰,是心 梗、猝死的高发期。建议老年人别在这个时间出门晨练,等10点以后气温回升 ...
守护团圆 把这份健康指南带回家
Xin Lang Cai Jing· 2026-02-11 16:40
聚餐时要把好"入口关"和"手卫生"。节日饮食丰富多样,生冷食材、特色菜肴增多,要少吃生冷食物, 食材务必煮熟煮透,长途出行后逐步适应当地饮食,减少肠胃不适。走亲访友时勤洗手,饭前便后、处 理食材前后及时清洁双手,有效阻断诺如病毒、细菌性痢疾等肠道传染病传播。 降压药的核心作用是维持血压持续稳定,不规律服药或突然停药,会直接导致血压剧烈反弹、大幅波 动,这种波动对血管和心脏的损伤,比持续性高血压更加危险。春节期间,高盐高脂饮食、饮酒、熬 夜、旅途劳累、情绪激动等,本就会让血压波动加剧,此时停药无异于雪上加霜,极易诱发脑梗、心 梗、脑出血等急性心脑血管事件,老年群体风险更高,必须高度警惕。 "天气转暖血压就会下降,不用吃药"是节日里常见的健康误区。专家解释,气温回升只会让血压小幅下 降,远达不到健康标准,加之春季易出现倒春寒,早晚温差大,血管反复收缩舒张,血压波动会更频 繁,绝不能凭感觉擅自减药停药。 节日期间要坚持科学监测血压,血压不稳或刚调整用药的人群,建议每日早晚各测一次:早晨空腹、服 药前静坐十分钟测量,晚上睡前静坐十分钟测量。出现头晕、头痛等不适时,随时加测。血压平稳后, 每周监测两到三天即可,避免过度 ...
节日期间降压药可不能“放假”
Xin Lang Cai Jing· 2026-02-10 21:08
Group 1 - The article emphasizes the importance of maintaining stable blood pressure for elderly individuals during the festive season, providing a "Spring Festival Blood Pressure Health Action Checklist" that covers medication, diet, daily routines, and outings [1] Group 2 - It highlights the necessity of regular medication intake, suggesting the use of a "holiday-specific pillbox" to help elderly individuals remember their doses, and advises against doubling doses if missed [2] Group 3 - The dietary recommendations include reducing salt intake by using alternative flavor enhancers and being cautious of "hidden salt" in processed foods [4][5] - It suggests a "red-yellow-green" nutritional balance, encouraging the consumption of dark green vegetables, yellow foods rich in fiber, and lean meats while controlling fat intake [6][7] - The article warns against drinking grapefruit juice while on certain blood pressure medications due to potential adverse effects and recommends alternatives like orange or apple juice [8][9] Group 4 - Recommendations for ensuring quality sleep include going to bed before 10 PM, maintaining a sleep duration of 7-8 hours, and engaging in relaxing activities before sleep [10] - It advises a gradual waking process to prevent orthostatic hypotension, particularly for elderly individuals prone to blood pressure fluctuations in the morning [11]
节前债市表现稳定
Qi Huo Ri Bao· 2026-02-10 06:06
Group 1 - The bond market sentiment has improved due to the central bank's support and a weak performance of risk assets, with a net purchase of 100 billion yuan in government bonds in January, slightly exceeding market expectations [1] - The central bank's actions, including structural interest rate cuts and significant long-term liquidity injections, have stabilized market expectations, with a total of 1.1 trillion yuan in long-term liquidity provided in January, equivalent to a 0.5 basis point reserve requirement cut [1] - The 10-year government bond yield has dipped to around 1.8%, indicating a warm sentiment in the bond market [1] Group 2 - The supply-demand gap is widening, with ongoing structural differentiation and weak internal momentum, while prices are stabilizing, supporting nominal growth recovery in the first half of the year [2] - Attention is needed on the impact of global policy synchronization on manufacturing cycles and exports, as well as the effects of ongoing declines in the real estate sector on household balance sheets [2] - Seasonal performance indicates that years with a later Spring Festival typically see stronger macro data in January and February, with potential impacts on production and investment data in the first quarter [2] Group 3 - The upcoming National People's Congress is expected to release policy signals, with local GDP growth targets for 2026 being adjusted downward, indicating a potential reduction in national economic growth targets [3] - The expectation of a downward adjustment in incremental policy strength may have a positive impact on the bond market, although medium to long-term macro policies remain supportive [3] - The bond market is likely to see increased volatility post-holiday, with institutional investors favoring "holding bonds over the holiday," which may lead to a relatively stable bond market performance [3] Group 4 - Weak domestic demand and loose liquidity are the main supports for the bond market, with improved supply-demand dynamics for local government bonds driving the current bond market recovery [5] - The expectation of stable liquidity and the historical calendar effect of the Spring Festival suggest that institutional willingness to "hold bonds over the holiday" will increase, potentially leading to slight price increases in the bond market [5] - Post-holiday, the bond market may experience differentiation and increased volatility, influenced by macroeconomic conditions, risk asset rebounds, and policy signals [5]
【新春纪事】春节、藏历新年将至 拉萨年货市场民众采购忙
Zhong Guo Xin Wen Wang· 2026-02-08 12:48
Core Viewpoint - The article highlights the bustling atmosphere in Lhasa's New Year market as residents prepare for the upcoming Spring Festival and Tibetan New Year, showcasing a vibrant local economy and cultural traditions [1] Group 1: Market Activity - The Lhasa New Year market is experiencing a surge in activity with crowded shopping areas such as Chongsaikang Market and Barkhor Mall [1] - Consumers are actively purchasing traditional Tibetan New Year goods, indicating strong demand and festive spirit [1] Group 2: Product Offerings - The market features a wide variety of Tibetan New Year products, including traditional items like Chima boxes, butter flowers, and Tibetan pastries [1] - Colorful prayer flags and Tibetan couplets are popular among shoppers, along with local specialties such as dried meat, milk residue, and Tibetan incense [1] Group 3: Economic Implications - The busy market scene reflects a thriving local economy as merchants prepare stock and engage in sales, contributing to a celebratory atmosphere in the highland region [1]
有预感,过年这5个行业,将大赚特赚
Sou Hu Cai Jing· 2026-02-08 08:05
Group 1 - The article highlights five lucrative sectors during the Chinese New Year, indicating that while some people feel financially constrained, there are opportunities for profit in various industries [1] - Traditional cultural activities, once considered outdated, have become popular during the Spring Festival, with performances like lion dances and folk dances being heavily booked by businesses and malls [3] - The demand for handmade items and experiences is rising, with consumers preferring to create their own decorations rather than purchasing ready-made products, reflecting a trend towards experiential consumption [4] Group 2 - Young consumers, particularly those born in the 1990s and 2000s, are increasingly willing to spend on cute and trendy decorations, which are affordable and visually appealing [6] - Simple interactive games for children, such as duck fishing, are generating significant revenue for vendors during the holiday season, with some earning thousands of yuan daily [6] - Street food sales have surged during the festival, with local delicacies and visually appealing snacks being particularly popular, indicating a shift towards experiential and visually engaging food options [8] Group 3 - The Chinese New Year is not only a peak consumption period but also a time for many to explore new income opportunities, suggesting a vibrant market for innovative business ideas [10]
藏在年味里的故事
Xin Lang Cai Jing· 2026-02-08 07:09
许珞然 河南省郑州市郑东新区蒲公英小学四(1)班 天色擦黑时,厨房的香气漫得满屋都是。"吃饭喽!"妗妗脆生生一喊,我们涌向堂屋的大圆桌。只见桌 上堆得满满当当:饺子胖墩墩挤在盘里;清蒸鱼仰着头、眼睛亮晶晶;生菜翠生生排成花朵样;还有妗 妗最拿手的凉菜——粉丝、黄瓜、胡萝卜丝拌得酸甜爽脆……开饭前,我们先举杯向姥姥、姥爷祝福。 姥姥笑着提醒:"鱼要留着不吃全,这叫'年年有余'。"大人们聊着家常,我们抢着夹菜,杯子碰着杯 子,笑声迭着笑声,连玻璃窗上的水汽都聚成了团圆的形状。 春节呀,就是这么热闹扑腾,又暖到心里头。它不光是日历上最红的那一天,更是全家老小围坐一块 儿、把祝福和礼仪融入烟火气里的那份踏实。这滋味,就是我心底里最浓的年味儿。 "千门万户曈曈日,总把新桃换旧符。"去年除夕一早,我们回到乡下姥姥家。贴春联的重头戏,永远是 院子那两扇朱红大门。爸爸端出熬得稠亮的糨糊,妈妈展开一副特别宽大的春联,红纸金字,在晨光里 亮得晃眼。"院门是咱家的脸面,对联得贴得端端正正、堂堂正正。"爸爸说着,仔细刷着门框。我帮着 看高低,连呼吸都放轻了。"左边再往上一点点,好!正了!"大门上赫然呈现:"党恩浩荡春风暖,国 运昌隆 ...
英大证券晨会纪要-20260205
British Securities· 2026-02-05 03:22
Market Overview - The A-share market is experiencing a significant style shift, with strong performance in dividend sectors such as coal, oil and gas, and banking, while previous hot topics like AI applications are retreating [2][9] - The market's inclination towards dividend sectors is driven by a decrease in risk appetite and a preference for low-valuation, stable-profit sectors as investors seek safety ahead of the upcoming Spring Festival [2][9] - The upcoming two sessions after the Spring Festival are expected to boost market risk appetite, favoring small-cap stocks [3][9] Sector Analysis Coal Sector - The coal sector has seen a substantial rise, evolving from a purely cyclical asset to a composite investment target with high dividend defensive attributes and growth potential due to long-term supply constraints [6] Real Estate Sector - The real estate sector is experiencing an upward trend, supported by government policies aimed at stabilizing the market, including relaxed lending and purchasing restrictions [6] - The sector is expected to benefit from ongoing policy support and improving supply-demand dynamics, with a focus on companies with strong land reserves and those returning to stable growth [6] New Energy Sector - The new energy sector, particularly solar equipment and batteries, remains active, driven by global carbon neutrality goals and ongoing demand for lithium batteries, solar energy, wind energy, and energy storage [7] - The government is implementing reforms to prevent unhealthy competition in the solar sector, with significant investment expected in new energy projects [7] Investment Strategy - Investors are advised to balance stability and flexibility in their strategies, focusing on dividend sectors for valuation recovery before the Spring Festival while preparing for potential growth opportunities in small-cap stocks post-festival [3][10]