我国60周岁及以上 与"40后""50后"的传统老年人相比,生于第二次出生高峰的"60后"等"新老人"群体,具备身体状况更好、 财富积累更多、受教育程度更高、生活预期更丰富的显著特征,其消费能力与消费意愿大幅提升,成为银 发消费的绝对主力军。 上海市消费者权益保护委员会2025年6月发布的《上海新银发群体消费习惯调查报告》印证了这一趋势, 以白领、教师、公务员等为代表的"新退休群体",消费需求高度集中于健康养生、旅游社交、兴趣爱好 等领域。 老年人口达3.1亿人 银发经济的蓬勃发展,植根于我国庞大的老年人口基数与消费群体的代际更迭。 民政部数据显示,截至2024年底,我国60周岁及以上老年人口达3.1亿人,占总人口的22.0%,首次突破3亿人 关口,其中65岁及以上人口22023万人,占比15.6%。 更值得关注的是人口结构特征的变化,第七次全国人口普查数据显示,健康和基本健康的老龄人口占比达 到87.25%,70岁以下老龄人口占比过半,80岁以下老龄人口占比将近九成,这一群体特征为银发经济奠定了 市场基础。 "新退休群体"需求 集中于健康养生等领域 2024年1月,《国务院办公厅关于发展银发经济增进老年人福 ...

人民财讯12月23日电，在今日由证券时报举办的"攻守之道：新消费'高波动'背后的定价逻辑重构"沙龙 上，长城基金国际业务部副总经理曲少杰表示，Z世代正引领新消费浪潮。当前，我国消费市场正 从"大众消费"向"个性与理性消费"转型，年轻人口基数庞大，叠加国内完整的产业链优势，催生出规模 可观的消费市场，消费分层也呈现出更为多元的特征。其中，新兴消费领域增长动能强劲，宠物经济、 潮玩、现制饮品、健康消费、智能穿戴及智能驾驶汽车六大细分领域表现尤为亮眼。 ...

其中，淄博共有7家企业入围，分别是山东千喜现代家政管理有限公司、山东唐库文化发展有限公司、淄博汉青陶瓷有限公司、淄博孟记般阳宴餐饮管理 有限公司、山东海月龙宫商业管理有限公司、山东京禾现代家政管理有限公司以及山东金城荣基地产有限公司。 据介绍，本次发布的新品牌呈现出"覆盖广、认可度高、创新强"三大鲜明特点。从行业分布来看，涵盖餐饮住宿、文娱旅游、家政服务、养老托育、体育 消费等多个重点领域，成为山东服务消费高质量发展的生动缩影。这些品牌既传承齐鲁文化基因，又精准契合现代消费需求，将为消费者带来更优质、多 元、便捷的服务体验。 | NO. | 地市 | 企业名称 | 品牌 | 行业 | | --- | --- | --- | --- | --- | | 1 | 济南 | 幸福全龄(济南)生活服务有限公司 | 辛福全龄 | 家政服务 | | 2 | 济南 | 济南致庸四合院文化旅游开发有限公司 | 致庸四合院 | 餐饮住宿 | | 3 | 济南 | 至美芳华(山东)康养发展有限公司 | 闵雪泉乔 | 乔老托育 | | 4 | 汾南 | 山东颐养健康集团医养(集团)有限公司 | 益寿光年 | 养老托育 | | 5 ...

一个个各具代表性重大项目，如同一面面棱镜，从不同维度折射出济南在夯实工业根基、孕育新质生产 力、提升城市能级上的坚定步伐与清晰逻辑。它们不仅仅是一家企业、一个行业发展壮大的重要一环， 更是观察济南如何在新一轮城市竞争中"塑优势、抢先机"的生动窗口。 在强链补链中锻造"产业脊梁" 项目是经济发展的"压舱石"，更是城市向未来冲刺的"起跑器"。 当时间的指针行至2025年末，回望济南"项目提升年"的奋进轨迹，超过1万平方公里的热土上，处处涌 动着建设的热潮，澎湃着发展的动能。从高端智造车间到前沿研发平台，一批投资规模大、科技含量 高、带动能力强的重点项目，正从蓝图变为现实，重塑着这座城市的产业肌理与竞争格局。 链条的强化，离不开枢纽型项目的引入。汇川技术（300124）年产6000台工程型变频器项目的投产，填 补了济南高压变频器生产制造的产业空白。作为国内工业自动化控制领域的绝对龙头，汇川技术在北方 布局的首个生产基地选择济南，其本身就是对城市产业生态的认可。这里生产的工程型变频器，是冶 金、化工、矿山等重工业领域的"心脏"与"大脑"。项目的落地，不仅带来了先进的生产线与技术，更将 吸引一系列上下游配套企业聚集，强 ...

Core Insights - The Shandong Province Service Consumption New Brand Launch Conference will take place on December 15, supported by the Shandong Provincial Department of Commerce and organized by Shandong Digital Culture Group, aiming to showcase innovative achievements in service consumption and establish a new brand alliance for high-quality industrial development [1][2] Group 1: Event Overview - The conference theme is "New Services, New Dynamics, New Future," focusing on service innovation practices and identifying industry benchmarks [1] - The event will feature the establishment of the Shandong Service Consumption New Brand Alliance, which aims to create an ecosystem for resource sharing, experience exchange, and collaborative innovation [2][3] Group 2: Brand Selection Process - The first batch of "New Service Consumption Brands" was cultivated with participation from 239 enterprises across 16 cities, covering key sectors such as entertainment, tourism, dining, housekeeping, elderly care, health consumption, and sports [3] - After a comprehensive selection process, 66 enterprises were recognized for their outstanding innovation capabilities and market reputation [3] Group 3: Brand Alliance Objectives - The alliance aims to break down information barriers and development bottlenecks among enterprises, facilitating efficient resource flow within the industry [2] - It will organize regular communication activities and build cooperation bridges to help enterprises grasp industry trends and tackle common challenges in service upgrades [2] Group 4: Conference Activities - Representatives from the newly recognized brands will share their innovative paths and successful experiences in quality enhancement, scenario construction, and model upgrading [4] - An interactive experience area will be set up at the conference to showcase the unique services and core products of the recognized enterprises, fostering direct communication between businesses and consumers/investors [4] Group 5: Economic Impact - The launch of the new brand alliance and the emergence of quality new brands are expected to inject strong momentum into Shandong's economic growth, revitalizing the service consumption market [4]

从市场环境看，袁闯认为，海外经济保持韧性且流动性边际宽松，叠加美联储降息预期升温，外部 环境持续改善；国内层面，"双宽松"政策基调有望延续，经济大概率呈现弱复苏态势，而"反内卷"政策 推动行业供需格局优化，将有效改善上市公司业绩，预计2025年-2026年A股上市公司业绩拐点如期出 现，为上涨行情延续提供基本面支撑。 12月10日至11日，中央经济工作会议在北京举行。财信证券首席经济学家、研究发展中心总经理袁 闯表示，中央经济工作会议明确延续积极有为的宏观政策取向，继续实施更加积极的财政政策和适度宽 松的货币政策，为宏观经济回升向好、上市公司基本面修复及资本市场平稳上行筑牢坚实支撑。作 为"十五五"开局之年，2026年经济工作聚焦提质增效，经济结构调整、产业结构优化与科技自立自强成 为核心方向，A股"科技成长"风格的中长期逻辑进一步夯实。 投资主线方面，袁闯表示，科技成长仍是中长期核心，其中AI产业链有望从硬件端向应用端切 换，传媒、计算机、恒生互联网等领域因商业闭环加速落地值得重点关注。同时，四条细分主线具备明 确配置价值：一是高股息资产获险资等机构持续加仓，白电、银行、通信运营商等板块红利策略可期； 二是 ...

中证报中证网讯（记者 谭丁豪）12月10日至11日，中央经济工作会议在北京举行。财信证券首席 经济学家、研究发展中心总经理袁闯表示，中央经济工作会议明确延续积极有为的宏观政策取向，继续 实施更加积极的财政政策和适度宽松的货币政策，为宏观经济回升向好、上市公司基本面修复及资本市 场平稳上行筑牢坚实支撑。作为"十五五"开局之年，2026年经济工作聚焦提质增效，经济结构调整、产 业结构优化与科技自立自强成为核心方向，A股"科技成长"风格的中长期逻辑进一步夯实。 从市场环境看，袁闯认为，海外经济保持韧性且流动性边际宽松，叠加美联储降息预期升温，外部 环境持续改善；国内层面，"双宽松"政策基调有望延续，经济大概率呈现弱复苏态势，而"反内卷"政策 推动行业供需格局优化，将有效改善上市公司业绩，预计2025年-2026年A股上市公司业绩拐点如期出 现，为上涨行情延续提供基本面支撑。 投资主线方面，袁闯表示，科技成长仍是中长期核心，其中AI产业链有望从硬件端向应用端切 换，传媒、计算机、恒生互联网等领域因商业闭环加速落地值得重点关注。同时，四条细分主线具备明 确配置价值：一是高股息资产获险资等机构持续加仓，白电、银行、通信运 ...

Core Insights - The upcoming service consumption upgrade event in Jinan will showcase the first batch of "new service consumption brands" in Shandong province, highlighting the importance of service consumption as a key driver for high-quality economic development in the region [1][2] Group 1: Event Overview - The event will take place from December 13 to 14 at three major locations: Shungeng Convention and Exhibition Center, Yuhuan Yinzuo, and CCPARK [3] - The exhibition will feature 66 new brands selected through a rigorous multi-step process, covering five key areas: dining and accommodation, housekeeping services, elderly care, health consumption, and sports consumption [1][2] Group 2: Exhibition Format and Themes - The event will adopt an innovative "main venue + sub-venues" format, with the main exhibition area at Shungeng Convention Center and simultaneous activities at Yuhuan Yinzuo and CCPARK, creating a "one exhibition, two circles" consumption matrix [2] - Shungeng Convention Center will focus on themes like "Quality Life. Service Leadership," showcasing cutting-edge products and service models through interactive displays [2] - Yuhuan Yinzuo will emphasize family consumption scenarios, offering services like elderly product trials and children's care consultations [2] - CCPARK will cater to younger consumers with a trendy service consumption market, featuring light dining, sports consumption, and health consumption [2] Group 3: Development Ecosystem - The event reflects a broader strategy in Shandong to build a service consumption development ecosystem driven by government guidance, enterprise participation, and market dynamics [2]

为深入贯彻落实《关于进一步促进服务消费高质量发展的若干措施》（鲁政办发〔2025〕1号）文件精神，持续提升全省服务消费品质，培育壮大服务消 费市场新动能，在山东省商务厅指导下，由齐鲁晚报·齐鲁壹点在全省范围内组织开展了首批"服务消费新品牌"培育工作。 自工作启动以来，得到全省16市积极响应，共收到各地提报企业239家，广泛覆盖文娱、旅游、餐饮、家政、养老、健康消费、体育消费等多个重点服务 消费赛道，充分展现了我省服务消费领域的创新活力与发展潜力。 为确保评选工作的公平、公正、公开，培育工作严格遵循"地市提报、资格审核、网上投票、专家评审"的全流程规范机制。在资格审核环节，依据《山东 省商务厅关于开展"服务消费新品牌"培育行动的通知》要求，围绕企业注册信息、商标资质、经营状况、信用记录等核心要素进行严格筛查，140家企业 因主体资质完备、经营状况良好、行业代表性强入围线上投票；11月25日至28日，通过齐鲁晚报·齐鲁壹点平台开展线上投票，3天内累计收获投票418万 余票，有效提升了品牌的市场关注度；12月1日，省商务厅联合省民政厅、省文化和旅游厅、省市场监管局等相关部门以及省家政产业协会、省老字号协 会等行业协 ...

Core Insights - Consumption is identified as the main engine for economic growth and a key indicator of public well-being, with significant policies implemented during the "14th Five-Year Plan" period to boost domestic demand [1][2] Group 1: Consumption Market Growth - The total retail sales of consumer goods in China increased from 39.1 trillion yuan in 2020 to 48.3 trillion yuan in 2024, solidifying its position as the world's second-largest consumer market [1] - The average contribution rate of final consumption to economic growth over the past four years reached 56.2%, an increase of 8.6 percentage points compared to the "13th Five-Year Plan" period [1] - By 2024, the per capita disposable income is projected to be 41,314 yuan, and per capita consumption expenditure is expected to reach 28,227 yuan, showing significant improvement since 2020 [1] Group 2: Policy Impact and Consumption Potential - The "old-for-new" policy has effectively driven sales, generating 2.9 trillion yuan in sales and benefiting approximately 400 million people with subsidies [2] - The number of new energy vehicles is expected to grow 5.4 times from 2020 to 2024, indicating a strong trend towards green consumption [2] - New consumption formats such as live streaming sales and virtual reality are rapidly emerging, with online retail sales maintaining the top position globally [2] Group 3: Consumption Structure and Quality - Service consumption is leading in growth, with an average annual increase of 9.6% in service expenditure from 2020 to 2024 [2] - There is a notable shift towards quality and personalized consumption, with smart health products, smart accessories, and educational toys showing annual compound growth rates of 115%, 131%, and 189% respectively [2] - Emerging sectors like the ice and snow economy are expected to exceed 1 trillion yuan this year, while the silver economy is projected to reach 12.3 trillion yuan in the future, highlighting new growth areas in consumption [2]