如果你感觉钱越来越不经花，那不是错觉。你辛苦赚来的每一张钞票，都在被一个看不见的敌人——通货膨胀——悄悄地蚕食。 你银行里的存款数字或许没有变，但它能买到的咖啡、汽油、教育，甚至是一平米的房子，正在变得越来越少。对于手握现金的普通人来说，这不只是经济 学名词，这是一场正在发生的财富转移。 2025年，我们正处于一个充满不确定性的时代：全球经济复苏缓慢，各大央行政策摇摆，以及持续的地缘政治风险，都让我们的资产面临巨大的贬值压力。 现在，你必须醒悟：将钱"放着不动"就是最大的亏损。这是一场普通人必须主动打响的资产保卫战。 一、打破"储蓄迷思"：现金的风险正在飙升 许多人误以为把钱存入银行是"安全"的选择。然而，在一个广义通胀率（远高于官方CPI）高企的环境中，这种安全感是致命的幻觉。 二、寻找"硬资产"和"高护城河"：穿越周期 当物价和你的工资收入随着时间推移而上涨时，你多年前锁定的固定利率贷款（比如房贷），其实际还款压力是不断减轻的。换句话说，你用未来更不值钱 的钱，来偿还现在的债务。 在通胀周期中，成功的投资者会将目光投向那些具有稀缺性和定价权的资产，这些资产能够在成本上升时，将压力转嫁给消费者。 普通人如何 ...

Market Overview - The market experienced a mixed performance with the Shanghai Composite Index reaching a new high during the session, while the Shenzhen Component Index and the ChiNext Index showed slight declines [1][10] - The total trading volume in the Shanghai and Shenzhen markets was 1.63 trillion yuan, an increase of 151.1 billion yuan compared to the previous trading day [1] Sector Performance - The non-ferrous metal sector saw significant gains, with stocks like Northern Copper and Shengda Resources hitting the daily limit [1][15] - The chip sector was active, with companies such as Chipone Technology and Demingli reaching their daily limits [2][22] - The real estate sector showed a rebound, with stocks like Rongsheng Development and Suning Universal also hitting the daily limit [1][5] Individual Stock Highlights - A total of 50 stocks hit the daily limit, with a sealing rate of 87%, and 17 stocks achieved consecutive limit-ups [1] - Notable stocks included Suning Universal and Qingshan Paper, both achieving four consecutive limit-ups [1][14] - In the storage chip sector, Demingli and other companies saw significant price increases, with Demingli rising by 10% [4][23] Global Metal Prices - On September 11, London Metal Exchange (LME) prices for aluminum, zinc, nickel, copper, lead, and tin all increased, with aluminum rising by 2.06% to $2,679.00 per ton [3][15] - Analysts attribute the rise in metal prices to expectations of interest rate cuts by the Federal Reserve, which has led to increased demand for hard assets [3] Real Estate Policy Changes - Following adjustments in housing purchase restrictions in major cities like Beijing and Shanghai, the Shenzhen real estate market has also seen positive changes, with increased online consultations and property viewings [5][13] Semiconductor Developments - Kioxia announced a collaboration with NVIDIA to develop a new type of SSD that is nearly 100 times faster than traditional SSDs [5][22] - The storage chip sector is expected to remain active, with companies like Micron Technology anticipated to provide strong earnings guidance in their upcoming financial reports [4][22]

Group 1 - LME copper prices increased by $14 or 0.15% to $9,533.50 per ton on May 21, driven by investor concerns over rising U.S. debt levels and a weakening dollar, prompting a search for hard assets [1][3] - The three-month copper price reached a six-week high of $9,664 per ton, supported by easing trade concerns, although optimism is waning [3] - Technical analysis indicates strong support for copper at $9,500 per ton, with a short-term target of $9,950 per ton if no significant negative macroeconomic events occur [3] Group 2 - Moody's downgraded the U.S. sovereign credit rating from Aaa to Aa1 due to increased government debt and interest payment ratios, changing the outlook from "negative" to "stable" [3] - The global refined copper production for Q1 2025 was 7.2832 million tons, with consumption at 7.0125 million tons, resulting in a surplus of 270,800 tons [5] - The World Bureau of Metal Statistics reported that global refined copper production in March 2025 was 2.5135 million tons, with consumption at 2.493 million tons, leading to a surplus of 20,500 tons [4]