想买理想的朋友可以等等看了，近日，理想正式推出7年超低月供购车方案，还针对MEGA、L8两款车 型给出前三年免息福利，这波政策看似门槛降低，实际值不值得冲，得好好扒一扒。 要知道，之前车企分期主流年限也就5年，7年方案算是行业少见的长周期了。理想这波没玩虚的，核心 亮点就是部分车型前三年免息，能大幅降低前期还款压力。这次的7年期限直接拉满，对预算有限但想 一步到位买大车的家庭来说，吸引力确实够强。 不过别光看月供低就上头。长期分期的通病就是总利息更高，哪怕前三年免息，后四年的利息叠加下 来，总支出大概率比5年方案多。而且贷7年享3年0息的方案只有MEGA和i8才能享受，像走量的L6、L7 是不能享受的。 个人觉得，理想这次的动作也算实在了。多少也让那些想买理想汽车用户不再纠结首付和月供压力了， 这个7年分期能把月供压到更低，降低购车门槛。但要知道的是，这波操作是行业内卷的必然结果，就 比如特斯拉、小米都有7年贷款了，理想再不做出动作，就会失去潜在客户。对消费者来说，核心还是 算清总成本，别被低月供迷惑。如果资金周转紧张、想减轻每月负担，这方案值得考虑，毕竟买车不是 只看月供，总支出和自身财务状况才是最重要的。 ...

日前，小米汽车也宣布从1月16号开始推出7年低息政策，购买小米YU7首付4.99万元起，月供低至2593 元起。 凤凰网科技讯1月20日，理想汽车官方宣布7年超低月供购车方案来了。据介绍，2026年1月20日起购买 理想汽车，可享7年超低月供购车方案：首付3.25万元起，月供低至2578元。 据介绍，理想MEGA、理想i8车型另有专属7年贷款方案，可享前3年免息，月供低至2857元。 ...

（文章来源：证券日报） 本报讯天眼查工商信息显示，近日，江苏理想驱动技术有限公司发生工商变更，注册资本由1.8亿元增 至3亿元。股东信息显示，该公司由理想汽车旗下江苏理想汽车智能科技有限公司全资持股。 ...

该公司成立于2023年4月，法定代表人为查桢，经营范围为技术服务、技术开发、技术咨询、技术交 流、技术转让、技术推广，汽车零部件及配件制造，货物进出口。股东信息显示，该公司由理想汽车旗 下江苏理想汽车智能科技有限公司全资持股。 天眼查工商信息显示，1月16日，江苏理想驱动技术有限公司发生工商变更，注册资本由1.8亿人民币增 至3亿人民币，增幅约67%，同时，部分高管也发生变更。 ...

站在2026年的节点回望，中国新能源汽车产业已经走过单纯追求续航里程和电池容量的初级阶段，正全 面进入核心技术精进的深水区。 据统计，2025年前9个月，中国新能源汽车产销量双双突破千万辆，同比增幅超过30%，市场渗透率已 达46.1%。在这个由普及期向精进期转变的关键时刻，技术深度成为决定企业未来走向的核心要素。 2026年1月，"中国心"2026年度动力日暨第十届中国汽车动力技术大会成功举办。会上，"中国心"2025 年度十佳新能源汽车动力系统评选结果揭晓，理想i8搭载的自研高压SiC电驱动系统从众多竞争者中脱 颖而出，荣获"年度十佳新能源汽车动力系统"称号。 这不仅是理想汽车技术实力的体现，更是理想"技术穿透式研发+产业链垂直整合"战略的阶段性成果， 它折射出中国车企从"市场追随者"到"技术引领者"的转型逻辑，也为行业提供了"如何用自研技术破解 增长焦虑"的范本。 一、技术自主与系统创新——全栈自研的深层突破 首先要理解的是，电驱系统是纯电动车的"心脏"，其效率直接决定车辆的续航里程、能耗成本与动力响 应。与传统硅基器件相比，碳化硅器件能在更高温度、电压和频率下工作，从而显著提升系统效率。 理想汽车的创 ...

Investment Rating - The report maintains a positive outlook for the automotive industry, expecting a rebound in vehicle sales in Q1 and focusing on investments in intelligent driving, robotics, and liquid cooling technologies [3]. Core Insights - The automotive sector is experiencing significant dynamics, including sales, pricing, exports, and robotics developments [2]. - The report highlights that January's early sales data shows a substantial year-on-year decline, primarily due to subsidy reductions and rising vehicle prices, leading to consumer hesitation [5]. - The report anticipates that the pressure on vehicle prices will be managed through strict enforcement of anti-competitive practices, aiming to stabilize prices and profit margins [5]. - The export market is expected to grow rapidly, supported by agreements that lower trade barriers for electric vehicles, enhancing profitability for manufacturers and dealers [5]. - The robotics sector is gaining traction, with the Optimus V3 generating market excitement and expectations for product launches [5]. Data Tracking - In early January, the average discount rate remained stable, with a 9.6% increase year-on-year, and the average discount amount reached 22,259 yuan, up by 2,192 yuan year-on-year [4]. - December's wholesale vehicle sales were reported at 2.85 million units, reflecting a year-on-year decline of 8.7% and a month-on-month decline of 6.3% [4]. - Notable sales performance in December included significant year-on-year growth for new energy vehicle manufacturers like NIO and Li Auto, while traditional automakers like SAIC and Changan showed mixed results [6]. Industry News - The report discusses various industry developments, including the price commitments for electric vehicles between China and Europe, which aim to facilitate trade [27]. - The Ministry of Industry and Information Technology is focusing on enhancing the competitiveness of the new energy vehicle sector and regulating market practices to prevent price wars [27]. - Recent data indicates a significant drop in retail sales of passenger vehicles in early January, with a 32% year-on-year decline [27]. Market Performance - The automotive sector saw a weekly increase of 0.71%, ranking 8th out of 29 sectors, while the overall market indices showed mixed results [10].

Breaking with the United States, Canada has agreed to cut its 100% tariff on Chinese electric cars in return for lower tariffs on Canadian farm products, Prime Minister Mark Carney said Friday. ...

Group 1 - Canada will reduce its 100% import tax on Chinese electric vehicles (EVs) to 6.1%, allowing companies like Geely, BYD, and Xiaomi to enter the North American market [1] - The initial cap on annual imports of Chinese EVs will be set at 49,000 vehicles, increasing to approximately 70,000 over five years [1] - This policy shift aligns with China's strategy to boost EV exports, particularly as the European Union considers lowering its tariffs on these vehicles [2] Group 2 - Chinese automakers, including Geely, are actively seeking to enter the U.S. market, with plans to announce their entry within the next two to three years [3] - Despite the lower prices of Chinese EVs compared to the average U.S. car, the previous 100% tariff has hindered their export potential to the U.S. market [5] - The U.S. has been working to distance itself from China's EV supply chain for national security reasons, which presents additional challenges for Chinese automakers [6]

Group 1 - The price of memory chips has surged dramatically, with 16GB DDR4 memory increasing by 1800% and DDR5 by 500% compared to last year [1][3] - The automotive industry is facing significant cost pressures due to rising memory prices, with estimates suggesting that the memory cost for a car priced around 300,000 yuan has increased by 2,000 to 4,000 yuan [3][5] - Car manufacturers may respond to rising memory costs by either increasing prices or reducing features without lowering prices, leading to a potential decline in consumer experience [5][6] Group 2 - The primary driver behind the skyrocketing memory prices is the AI industry, which requires significantly more memory for training large models, diverting production away from standard memory used in consumer electronics and vehicles [6][7] - Major memory manufacturers like Samsung and SK Hynix have seen their stock prices soar, with Micron Technology's stock projected to increase by 240% by 2025 [7][9] - Domestic companies like Changxin Technology are emerging as potential players in the memory market, but they currently only meet a fraction of domestic demand, with China consuming nearly 40% of global memory but producing less than 10% [9][11] Group 3 - The current memory crisis resembles the previous chip shortage, where the focus was on basic components rather than advanced chips, indicating a supply chain issue that may persist [6][12] - Consumers looking to purchase vehicles may want to wait for potential price adjustments or take advantage of current pricing before manufacturers adjust for increased costs [13]

其中，北冰洋、北京工美、北京红星、北京市珐琅厂、创维、大明眼镜、海尔智慧家庭、金丰集团、理想汽车、燕京啤酒10家品牌荣膺"2025年度北京 商业匠心智造品牌"。该榜单旨在激励在提振消费中表现优异、独具匠心的品牌"最强音"。 北京商报讯（记者 王维祎）1月16日，由北京市商务局指导，北京日报报业集团和北京市商业联合会共同主办，北京商报社承办的2026北京商业品牌大 会暨2025年度（第二十一届）北京十大商业品牌揭晓活动在北京国际饭店成功举办。本次活动以"新需求 新供给"为主题，政府领导、商业专家及企业 高层代表齐聚一堂，共同见证了代表北京商业最高水平的"2025年度北京十大商业品牌"及四个常设子榜单的揭晓。 "2025年度北京十大商业品牌"作为主榜单，代表入围品牌在市场综合影响力大，引领行业发展方向；四个常设子榜单分别为2025年度"北京商业品质服 务品牌""北京商业模式创新品牌""北京商业匠心智造品牌"与"北京商业新秀品牌"。本届活动首次引入三大年度特设榜单，即2025年度"金融产品创新赋 能消费优秀案例""北京文商旅体融合优秀案例"和"北京时尚消费力引领品牌"。 ...