本报讯 （记者金婉霞）12月18日，第六届金融科技应用与服务大会（以下简称"大会"）在上海召开。 本次大会以"AI赋能金融创新"为主题，会议深入聚焦人工智能驱动下金融业的根本性变革，包括业务范 式重构、治理体系现代化以及全球竞争力的重塑。 本次大会由上海现代服务业联合会、上海金融业联合会联合主办，浦发银行、上海数据集团、天弘基 金、湘财证券协办，上海现代服务业联合会金融科技服务专委会、上海金融业联合会金融科技专委会、 上海数据集团金融科技有限公司承办，上海现代服务业发展研究基金会支持。 荣获"领军企业奖"的企业有花旗银行（中国）有限公司、深圳平安综合金融服务有限公司、天弘基金管 理有限公司（以下简称"天弘基金"）、上海申银万国证券研究所有限公司、上海国际信托有限公司、浦 银金融租赁股份有限公司、海通恒信国际融资租赁股份有限公司、上海合合信息科技股份有限公司、珠 海金智维人工智能股份有限公司、上海复深蓝软件股份有限公司、通联支付网络服务股份有限公司、空 中云汇（上海）网络科技有限公司。 此外，大会还颁发了"智能金融服务体验奖"、"服务模式创新奖"、"优秀品牌价值奖"、"行业生态贡献 奖"、"ESG先锋典范奖"、 ...

Core Insights - The construction of the University of Macau's Hengqin campus has commenced, alongside the ongoing development of the Qinao Innovation Industrial Park, marking a new phase in the collaborative development of "Macau + Hengqin" [1][3] - In the first three quarters of this year, the added value of the "four new" industries in the cooperation zone reached 25.964 billion yuan, a year-on-year increase of 14.6%, accounting for 66.1% of GDP, indicating rapid growth in Macau's diversified economy [3][14] - The cooperation zone has registered 7,555 Macau-funded enterprises, a 62.93% increase since its establishment, showcasing the synergistic effects of "Macau + Hengqin" [14] Economic Development - The cooperation zone's "four new" industries, including high-end manufacturing and traditional Chinese medicine, have significantly contributed to Macau's economic diversification [3][12] - The establishment of the Hengqin front cargo station at Macau International Airport aims to enhance logistics and supply chain efficiency in the Greater Bay Area [12][14] Policy and Infrastructure Initiatives - The launch of the Hengqin Macau Enterprise Government Affairs Secretary Service Platform has facilitated cross-border business operations for Macau enterprises, providing comprehensive support [4][6] - The cooperation zone has introduced a "seedling cultivation" plan to support the rapid growth of enterprises, with several local companies recognized as "cultivated" enterprises [6][12] Cross-Border Collaboration - The cooperation zone has implemented measures to enhance cross-border living experiences for residents, including a smart "face recognition" customs clearance system that has benefited over 640,000 travelers [15][18] - The introduction of a cross-border student bus service has improved accessibility for students commuting between Macau and Hengqin [17][18] Future Outlook - The cooperation zone plans to focus on industries closely related to Macau, such as cultural tourism, higher education, and healthcare, to further enhance competitiveness and international recognition [14][20] - The 2026 policy guidelines emphasize the importance of developing new transportation channels between Hengqin and Macau to support resource flow and integration [20]

Core Viewpoint - The "Integrity and Business Promotion Month" in Guangdong aims to enhance the social credit system to stimulate consumption and support high-quality economic development [1] Group 1: Economic Impact - From January to October 2025, Guangdong's total retail sales of consumer goods increased by 2.7% year-on-year, with online retail sales growing by 15.7%, indicating that the credit system is a crucial support for consumption potential [2] - The "Credit Guangdong" platform has issued 130,000 credit reports, saving time for businesses, while the "Credit Easy Loan" platform facilitated loans exceeding 1.9 trillion yuan [2] Group 2: Focus Areas of the Initiative - The initiative will focus on three key areas: using credit to invigorate trade circulation, enhancing consumer confidence through credit, and promoting a culture of integrity in business [4] Group 3: Industry Collaboration - Fourteen provincial business associations, along with over 80 leading enterprises, launched a joint initiative to establish industry integrity agreements, focusing on food safety, transparency in vehicle conditions, and strict checks on false violations [5] Group 4: Credit Repair Mechanism - Guangdong's innovative "one-stop acceptance" mechanism for credit repair has successfully restored credit for 5.604 million business entities, aiding in financing of 1.67 billion yuan [6] - The province plans to conduct extensive promotional activities to integrate credit reports into government procurement and investment attraction, positioning integrity as a core competitive advantage in building a unified national market [6]

Core Viewpoint - Shengye (06069) announced a revised financing support agreement to bolster the business development of its associate company, Haikong Factoring, and provide financing support for its supply chain finance operations [1] Group 1 - Shengye's indirect wholly-owned subsidiary, Shengye Factoring, entered into the financing support agreement with Haikong Group and Haikong Investment Holdings [1] - The agreement is aimed at supporting the business development of Haikong Factoring, which is an associate company of Shengye [1] - The financing support will specifically cater to the supply chain finance business conducted by Haikong Factoring [1]

专题：第二十二届中国国际金融论坛 2月19日-20日，"第二十二届中国国际金融论坛"在上海举行，主题为：数字经济时代的智能金融生态构 建。上海金融业联合会常务副理事长孔庆伟出席并致辞。 孔庆伟谈到，当前我国数字经济发展迅速，在政策引领与实践创新下，已经形成了"顶层设计+专项部 署+地方试点"的多层次政策体系，推动数字经济规模实现快速增长。 他表示，上海近年来通过政策引导、基建支撑、要素结合、产业融合、治理优化等多项举措，推动数字 经济实现规模上量、结构优化、质量提升的快速发展。各个金融机构普遍积极布局AI技术，推动业务 从数字化向数智化转型，从智能客服到风险管控，从精准营销到投资决策，数字技术正在重构金融服务 的全链条。 在这样一个大背景下，对如何构建健康可持续的智能金融生态，孔庆伟提出了几点看法： 一、要进一步夯实数字基础设施，加快6G、千兆光网、智算力中心等新型基础设施建设，推动公共数 据的开放共享，打破数据孤岛，释放数据要素价值。 专题：第二十二届中国国际金融论坛 2月19日-20日，"第二十二届中国国际金融论坛"在上海举行，主题为：数字经济时代的智能金融生态构 建。上海金融业联合会常务副理事长孔庆伟出 ...

Core Viewpoint - The book "Decoding China's Economy: Insights from 12 Economists" aims to address fundamental questions regarding the future of China's economy, focusing on confidence, resilience, and vitality [3]. Group 1: Economic Analysis - The book is structured into twelve lectures, each led by a prominent economist, covering key areas of macroeconomics [3]. - Huang Qifan discusses new characteristics and tasks of China's opening-up, emphasizing the necessity of constructing a new development pattern [4]. - Liu Shijin highlights that the primary reason for the slowdown in economic growth is insufficient demand, advocating for consumption expansion through source governance and institutional development [4]. - Cai Fang addresses the challenges of declining birth rates and aging population, suggesting the creation of a family-friendly society and improvement of population development strategies [4]. - Gao Peiyong analyzes local fiscal issues, asserting that enhancing local fiscal autonomy is essential for implementing proactive fiscal policies [4]. - Wu Xiaoqiu points out that China's capital market is undergoing structural transformation and significant institutional changes, stressing that stabilizing the capital market is crucial for development confidence and expectations [4]. Group 2: Policy Recommendations - The book discusses various macroeconomic topics, including boosting consumption, developing new productive forces, and advancing the "AI+" initiative, while linking theoretical analysis with practical examples [5]. - The authors provide new research findings rather than rehashing old content, ensuring the book's authority and timeliness [5]. - The content balances professional depth with readability, addressing complex issues like tax-sharing systems and capital market transformations alongside case studies in cultural and digital economies [5]. - The collective insights from top economists reflect mainstream judgments on core policy issues in China's economic landscape, serving as a window into the evolving official economic thought [6].

Group 1 - The core point of the article is that Tongda Group (00698.HK) announced an investment in a financial product from Industrial and Commercial Bank of China, amounting to RMB 51.49 million [1] Group 2 - The investment is made by Tongda Group's indirect non-wholly owned subsidiary, Tongda Chuangzhi [1] - The investment is intended to utilize the company's idle funds effectively [1] - The date of the investment is set for December 19, 2025 [1]

（文章来源：证券日报） 证券日报网讯 12月18日晚间，无锡鼎邦发布公告称，公司（含子公司）在中国农业银行股份有限公司 无锡查桥支行、中国工商银行股份有限公司无锡查桥支行、中国农业银行股份有限公司东台望海支行和 中国建设银行股份有限公司东台支行开设的4个募集资金专项账户已完成注销，账户余额（含利息）已 划转至公司及子公司基本账户，募集资金使用完毕。 ...

海南的免签"朋友圈"越来越大。自从海南自贸港建设启动之后，已经有85个国家的公民可以免签来海南。而且免签时间也变长了，入境停留时间统一延长至 30天，并将团队免签放宽至个人免签。免签入境事由更广了，从旅游扩展至商贸、医疗、会展、探亲、访问等。 良好的生态环境和开放的政策红利，已吸引不少中、外企业以海南自贸港为起点，拓展全球市场。海南正积极打造中国企业走向国际市场的总部基地，和境 外企业进入中国市场的总部基地。为了更好地促进国际人员流动，海南也推出了签证便利、人才引进、税收优惠等系列举措，为中外企业共享开放发展机遇 搭建平台。那么，针对外国人就业，海南有哪些便利举措呢？ 这也意味着很多外籍人才，不仅可以来海南跟内地的专家学者开国际性的研讨会，还可以直接来海南搞科研。光我知道的就有巴基斯坦、尼日利亚的农学专 家在三亚南繁做交流，还有些专家在万宁香饮所做研究。 生活服务也不含糊，海南贴心建立涉外律师人才库，服务这些在海南打拼的外国人。总之一句话，你来创业，我把流程做到最短；你来生活，我把服务做 好。 除了短期度假和交流，有外国人觉得这里环境很好，想长期留下来工作试试。这里的老外"不见外"又体现出来了。 海南直接放了 ...

Group 1 - The Nikkei 225 index rose by 1.03% today, closing at 49,507.21 points, with related ETFs in the A-share market also increasing by over 1.7% and showing a year-to-date gain of over 25% [1] - The Nikkei 225 index is composed of 225 highly liquid and representative stocks listed on the Tokyo Stock Exchange, including companies like Advantest, Fast Retailing, SoftBank Group, Tokyo Electron, TDK Corporation, KDDI, Fanuc, and Chugai Pharmaceutical [1] - The Bank of Japan's recent interest rate hike of 25 basis points to 0.75% marks the highest level in 30 years and is part of a gradual normalization process, with this being the fourth rate increase since March 2024 [1] Group 2 - The current interest rate hike by the Bank of Japan is occurring amidst a trend of yen depreciation, which has recently surpassed 158, and is expected to lead to structural adjustments in major asset classes [2] - The anticipated rise in interest rates is expected to support the yen significantly, as the narrowing of the interest rate differential between Japan and the U.S. will trigger unwinding of carry trades [2] - Short-term Japanese government bond yields are expected to rise rapidly, while long-term yields may see a slight increase; however, the ongoing rate hike cycle will exacerbate fiscal sustainability pressures due to Japan's substantial government debt [2]