以下文章来源于半佛仙人 ，作者半佛仙人 半佛仙人 . 半佛仙人那些疯癫又暴躁的灵魂文章。 本文来自微信公众号： 半佛仙人 ，作者：半佛仙人，题图来自：视觉中国 1 后台有人发我一个新闻，问钻石怎么就不行了，是不是消费主义不行了？ 恰恰相反朋友。 具体而言，高端大克拉（3 克拉以上）、高色高净度（如D色IF净度）钻石因稀缺性和投 资需求支撑,价格保持稳定甚至微涨, 2025年3克拉以上钻石RAPI仅微跌0.4%; 而0.3- 0.5克拉等小颗粒日常消费级钻石, 受培育钻石冲击和需求疲软影响,价格跌幅显著, 2025年0.5克拉钻石全年跌幅超过20%。 | | | RAPNET DIAMOND INDEX (RAPI™) | | | | --- | --- | --- | --- | --- | | | Index | November | Year to Date Jan. 1 , 2025, to Dec. 1, 2025 | Year on Year Dec. 1 , 2024, to Dec. 1, 2025 | | RAPI 0.30 ct. | 920 | -6.0% | -12.1% | -11.2 ...

以下文章来源于冰川思享号 ，作者青柳 冰川思享号 . 汇聚思想，分享锐见 本文来自微信公众号： 冰川思享号 ，作者：青柳 假期是结果，而不是原因。是因为人们有钱，所以才带动了假日经济，而不是因为有了假日，人们才 会想到花钱。 马上，就将迎来"史上最长春节假期"。 2026年春节假，将从腊月二十八（2月15日）开始，至正月初七（2月23日）结束，一共9天。 1月20日，国务院新闻办公室举行新闻发布会，介绍落实中央经济工作会议精神，在着力解决群众急 难愁盼方面，其中就特别提到"推动优化节假日安排，让千家万户有实打实的获得感……打开发展新 空间"。 哪怕有人不信，但从数字上来说这个结论也并不算夸张，可以就特定时间横向比较一下。 比如美国的圣诞假期，理论上只有12月25日一天。2025年特朗普还大手一挥，给联邦雇员多批了12 月24日和12月26日两天假期，就这样还有很多打工人抱怨自己享受不到。 这表明，即将到来的2026年这个"最长春节假期"很可能不是一次性的，未来延长假期可能会成为一 项制度安排。 这并不难理解。打工人耕耘大半年，承受着高强度的节奏与持续的消耗，自然会对"能不能多歇几 天"格外敏感。假期不只是日历 ...

Core Viewpoint - The article discusses the current state of the homestay industry in Dali, highlighting a significant disparity between the rapid expansion of new homestays and the financial struggles many existing ones face, indicating a potential oversupply in the market [5][21]. Group 1: Industry Overview - Approximately 80% to 90% of homestays in Dali are reportedly operating at a loss, reflecting a challenging economic environment for this sector [5]. - The number of homestays in Dali has surged post-pandemic, with estimates suggesting that there are around 20,000 homestays, significantly higher than the 6,000 recorded in 2020 [20][21]. - The average price for new high-end homestays is increasing, with nightly rates for some reaching as high as 6.8 million yuan, despite the off-peak season [6][20]. Group 2: Market Dynamics - The influx of new homestays is driven by urban middle-class individuals seeking investment opportunities, leading to a supply-side shift in the market [21]. - Despite an increase in tourist numbers, average spending per visitor has not seen a corresponding rise, with many homestays reducing their prices to attract guests [23]. - The competitive landscape is evolving, with the rise of alternative accommodations such as RVs and camping sites, which are putting pressure on lower-end homestays [24]. Group 3: Consumer Behavior - There has been a notable shift in the demographic of visitors, with a growing proportion of older travelers compared to younger ones, impacting the service expectations and experiences offered by homestays [13]. - The article notes that the convenience of transportation has led to a dispersal of tourists across various regions, affecting the occupancy rates of homestays in traditionally popular areas [23]. Group 4: Future Outlook - The homestay industry is expected to continue its rapid growth, with projections indicating a compound annual growth rate of 25% over the next five years, although this figure may not account for unregistered establishments [22]. - The article suggests that the success of homestays may increasingly depend on the owners' ability to leverage social media and marketing strategies to attract guests [25].

Core Insights - The consumption market is undergoing a silent value reconstruction, characterized by both extreme "consumption downgrade" and sporadic "hotspot-style frenzy" [3][4] - Consumers are increasingly focused on practical value and emotional satisfaction, leading to a polarization in consumer personas [3][4] - The market is shifting towards a model where brands must provide genuine value rather than empty narratives, reflecting a collective negotiation between consumers and brands [4] Group 1: Market Trends - The year 2025 saw a significant increase in the popularity of second-hand platforms and discount supermarkets, indicating a shift towards practical consumption [3] - Despite some brands facing challenges, others like Mijia Ice City and Pop Mart have thrived, showcasing resilience in the market [4][5] - The trend of "not raising prices while upgrading consumption" is emerging as a key strategy for brands to navigate the current market environment [12] Group 2: Consumer Behavior - Consumers are now more discerning, focusing on the emotional value of products rather than just price, leading to a demand for higher quality and better experiences [40][41] - The rise of "K-shaped differentiation" in consumption indicates that while some sectors struggle, others are innovating and capturing market share [22] - The importance of emotional value in non-essential purchases, such as toys, is becoming more pronounced, as consumers seek joy and connection through their purchases [48][50] Group 3: Company Strategies - Companies are increasingly adopting a "four-dimensional warrior" approach, focusing on product upgrades, price optimization, user experience, and emotional connection with consumers [12][14] - The emphasis on localizing operations and decision-making is crucial for foreign brands to succeed in the Chinese market, as seen with companies like Bimbo [58][59] - Brands are encouraged to focus on core competencies and avoid unnecessary cost-cutting that could compromise product quality [42][44] Group 4: Future Outlook - The next few years are expected to see a continued emphasis on understanding and meeting diverse consumer needs, with a focus on value-driven products [60][61] - The market is likely to witness the emergence of new brands that prioritize consumer insights and long-term value creation [52][53] - The evolving landscape suggests that brands must adapt to changing consumer preferences and leverage emotional connections to thrive in a competitive environment [49][50]

大家早上好！这里是今天的早报，每天早上，我都会在这里跟你聊聊昨夜今晨发生了哪些大事儿。 昨夜今晨 【索赔至少50亿美元！特朗普起诉摩根大通及CEO，指控他们涉嫌"取消银行服务"】 美国总统特朗普在迈阿密-戴德县州法院起诉摩根大通公司及其首席执行官（CEO）杰米·戴蒙（Jamie Dimon），要求赔偿至少50亿美元。他指控该银行出于政治原因停止向其本人及其实际控制的企业提供银行服 务。指控该银行涉嫌商业诽谤（Trade Libel）以及违反诚信与公平交易的默示契约。诉状还称戴蒙违反了佛罗 里达州的《欺诈与不公平贸易行为法》。 摩根大通对此回应称，该诉讼毫无根据，并声明其关闭账户是因为这些账户为公司带来了法律或监管风险。 【马斯克表示计划明年面向公众销售Optimus机器人】 据财联社1月23日电，特斯拉首席执行官埃隆·马斯克表示可能在明年年底前向公众出售Optimus机器人。马斯 克曾指出这家汽车制造商的未来将越来越依赖人形机器人。 马斯克周四在瑞士达沃斯的世界经济论坛上表示，公司已在工厂中使用部分机器人执行简单任务。他预计，到 2026年底Optimus将能够"执行更复杂的任务"。 【OpenAI拟从客户A ...

这两件事撞在一起，撕开了中国公益最残酷的真相：我们依然习惯给好人立一座"贫穷的贞节牌坊"， 却拒绝给社会问题提供一套"有商业逻辑的解药"。 73万年薪多吗？ 本文来自微信公众号： 乡村笔记BTC ，作者：汪星宇 2026年开年，中国公益界被两个男人的命运，生生切割成了两个世界。 一边是李亚鹏。他在直播间红着眼眶，承认北京嫣然天使儿童医院正面临16年来最大的生存危机 ——欠租2600万，面临关停。紧接着，剧情魔幻反转：超过34万名网友在一周内筹集了2684万元 的"救命钱"。大家原谅了他的商业无能，理由单纯得近乎残酷：他够惨，且没动善款。 另一边是陈行甲。这位辞官从善的"全国优秀县委书记"，因为基金会公示的73万年薪被顶上热搜。 哪怕账目透明、程序合规，哪怕他把基金会管理费压到了惊人的5.03%，他依然在舆论海啸中选择了 道歉，并宣布：正式交棒，不再领薪。 在深圳，这不过是一个大厂中层或资深技术骨干的标配。但陈行甲提供的是什么？他在8年间撬动了 4927万元的社会捐赠，他用他在体制内积累的顶级治理经验和精算思维，构建了一个极致高效的救 助系统。 这里有一个被大众忽略的核心数据：5.03%。 根据《慈善法》及相关 ...

以下文章来源于不懂经 ，作者不懂经也叔的Rust 不懂经 . 《主权个人》：未来会活得很爽的有三种人，一是技术精英，二是各行业头部，三是有资本及良好判断 力的人。本号专注后面两种。 本文来自微信公众号： 不懂经 ，作者：不懂经也叔的Rust，原文标题：《AI将比工业革命大100 倍，普通人最值得做这一件事》，题图来自：视觉中国 在近日达沃斯世界经济论坛上，Google DeepMind的CEO、诺贝尔奖得主戴密斯·哈萨比斯说出了一 个让全场震惊的判断： "AI带来的变革，将是工业革命的10倍规模、10倍速度。" 主持人迅速接话："那就是100倍。" "是的，100倍。"哈萨比斯确认道。 无独有偶，就在几天前，硅谷传奇投资人马克·安德森也在一场播客中抛出类似观点："为什么一切即 将扩大十倍？因为当技术发生根本性突破时，基于现有市场数据的预测完全失效。" 问题是：在这场百年未见的巨变中，普通人的最佳机会在哪里？ 答案可能让很多人意外，也让一些人不屑一顾。 普通人最值得做的，不是去学Python 编程，不是去卷大厂职位，更不是去all in炒币，而是成为一名 内容创作者，或者更准确地说，成为一家"一人公司" （On ...

本文来自微信公众号： 半佛仙人 ，作者：半佛仙人，头图来自：视觉中国 每当看到一堆超市言必称胖东来的时候，我都想笑。 这些超市过到今天这个样子不是没有理由的，很多甚至都没理解胖东来到底是一家什么样的企业。 居然还想用超市的模式理解胖东来，复刻胖东来。 这就相当于想让3a大作跑在自己那个黑白屏的小学计算器上，那这个计算器不用你摁都要自动播报 66666666。 以下文章来源于半佛仙人 ，作者半佛仙人 半佛仙人 . 半佛仙人那些疯癫又暴躁的灵魂文章。 胖东来只是恰巧跟他们分在了同一个班，不代表大家是一个世界的人。 胖东来的业务模式和管理模式一开始就是无法复制的，就连于东来自己都很难说复制，我两年前都写 过，人家不出河南就是看明白了。 一 先看业务模式。 但凡觉得胖东来是超市，用超市的方式分析，根本就没玩明白游戏规则。 胖东来最核心的业务是房东。 不是超市，是房东。 有时候是大房东，有时候是二房东，但没区别，都是收租。 不要用超市那点货品差价理解胖东来。 只要保证人流和人气，他们就可以作为房东的存在来收租。 只有在这个前提下，才能理解为什么他们如此的照顾客户。 因为只要照顾好客户，他们就可以收其他来他们这里开门店的 ...

Core Insights - The hospitality and travel industry is facing a critical challenge where customer service is no longer just a response center but a key operational node that impacts conversion rates, repurchase rates, and service efficiency [3] - Travelers are increasingly impatient, prioritizing immediate responses over cleanliness or food quality, leading to rising labor costs exceeding 30% [3][4] Group 1: AI Integration in Customer Service - The integration of AI in customer service is evolving from a simple response system to a comprehensive concierge service that can drive repurchase [7] - AI can reduce ineffective inquiries and compress interaction rounds through dual engines of itinerary and location [7] - The boundaries of proactive care are defined by time thresholds, types of benefits, and push frequency [7] Group 2: Human-AI Collaboration in Customer Service - There is a need to identify which services should be handled by AI and which should remain human-operated across pre-stay, in-stay, and post-stay phases [8] - Examples of both successful and failed cases of intelligent distribution and human-machine collaboration are discussed [8] Group 3: Unique Challenges of AI in Hospitality - The hospitality sector cannot simply adopt retail models for AI customer service due to different operational needs [8] - The effectiveness boundary between scene-level knowledge graphs and Q&A knowledge bases is highlighted [8] - Compliance and safety issues arise when agents transition from "suggestion" to "execution" [8]

Core Viewpoint - The leading domestic vaccine company, Zhifei Biological, has reported its worst performance forecast since its listing, with an expected net profit loss of between 10.698 billion to 13.726 billion yuan for 2025, marking a year-on-year decline of 630% to 780% [2][3]. Group 1: Performance Analysis - The company attributes its poor performance to disappointing sales of core products, primarily relying on agency products, which accounted for over 90% of revenue in 2023 and 2024 [8]. - The sales outlook for the HPV vaccine, which is the main source of agency revenue, is critical for Zhifei's performance in 2026 [10]. - The HPV vaccine market has become increasingly competitive with the entry of domestic products, leading to a significant drop in prices and sales volumes for Zhifei's HPV vaccines [12][14]. Group 2: Inventory and Financial Pressure - Zhifei's inventory has surged to 20.246 billion yuan in Q3 2025, a 125% increase from the end of 2023, raising concerns about potential asset impairment due to unsold stock [16]. - The company has signed high-value procurement agreements with Merck, leading to further financial strain as sales decline [16][31]. - A recent loan agreement for up to 10.2 billion yuan indicates that the company is facing liquidity pressures amid stagnant sales of core agency products [31]. Group 3: Self-Developed Products - Zhifei has four self-developed products expected to launch in 2026, including flu and rabies vaccines, but these are not classified as first-class applications and face intense market competition [22][25]. - The competitive landscape for flu and rabies vaccines is challenging, with significant price reductions already observed in the market [25][27]. - Despite the potential of the 15-valent pneumonia vaccine, the existing competition and pricing strategies from other companies may limit its market impact [29].