在科创金融发展的"风口"下，苏州银行在人才服务领域的布局 与实践，展现了其对市场趋势的精准把握和强大的创新能力。 随着人才服务体系的不断完善、产品与服务的持续优化以及生 态合作的深入推进，人才服务领域无疑将成为苏州银行在科创 金融赛道上实现破局发展的关键变量，为其未来的高质量发展 注入强劲动力。 封图：图片资料室 其构建的 " 一卡一贷一平台 " 立体化服务框架，为人才提供了全方位、多层次的金融服务。 " 一 卡 " 即人才卡，截至 今年 6 月末 已发放超 23 000 张，这张卡不仅是人才身份的象征，更是享 受各类金融与非金融权益的重要载体，涵盖了安家、创业、财富管理等多方面的权益。 " 一贷 " 则针对人才在创业、发展过程中的资金需求，提供定制化的信贷支持，解决人才的融资难题。 " 一平台 " 指的是 " GOAI 匠心汇 " 融资路演平台，该平台为科创人才与投资机构、产业链上下游 企业搭建了沟通桥梁，通过路演活动，帮助人才项目获得更多的资金支持与合作机会，促进科创成 果的转化与落地。 借助政策东风与自身搭建的服务体系，苏州银行的人才服务网络不断延伸，确保各类人才都能便捷 地享受到优质的金融服务。 产品 ...

该报道配发的新闻图片，是9月3日中国大阅兵上的女民兵方阵，似在暗示美国国防战略的调整， 受到了此次大阅兵的影响。 对此，笔者简评如下： 第 一 ， 如 果美国军队真的将保卫国土和西半球作为排第一的优先任务，这不是美国国防战略的 大反转，而是美国国防战略的应有之义，是正本清源。 一个国家的军队，排第一位的任务，当然保护自己的国土和人民免受外敌的侵犯，这是军队、军人 的第一天职，否则就是渎职。这是再正常不过的事情。 从这个 角度 分 析， 美国军队长期以来将万里之外、远隔太平洋的中国当作第一对手，反而是不 正常的。 特朗普政府此次如果真的做了调整，是回归正常。 面对中国军力的增长，美国只做了战术调整，没有做战略调 整。其战术调整体现在岛链的兵力部署上，美国将部署在第一 岛链（日本）的大部分兵力后撤到第二岛链（关岛)。但是美 军并不了解放军军力发展的全貌。 作者：王义伟 封图：东方IC 9月3日，中国大阅兵。 两天之后的9月5日，美国知名媒体政治新闻网（Politico）发出一篇独家报道，题目是"五角大楼计 划优先保卫国土而不是应对中国威胁"（Pentagon plan prioritizes homeland o ...

上半年，9 家股份行的信用卡规模类指标普遍承压，仅少数银 行实现客户数量增长。告别"规模崇拜"成为信用卡行业的集体 选择。 作者：刘颖 封图：图虫创意 一边是规模阵痛，一边是质量突围。 当信用卡行业整体承压，9家A股上市股份制商业银行（下称"股份行"）正在经历一场"挤泡沫 式"的转型，且"分化剧本"愈加清晰——2025年上半年，多家银行的信用卡贷款余额、交易规模等 存在不同程度的收缩，同时部分转型先行的银行已显现出逆周期韧性。 告别"规模崇拜" 上半年，9 家股份行的信用卡规模类指标普遍承压，仅少数银行实现客户数量增长。告别"规模崇 拜"成为信用卡行业的集体选择。 从贷款余额来看，除浙商银行、浦发银行外，其他7家股份行出现不同程度的收缩。其中，招商银 行的信用卡贷款余额为9244.89亿元，较年初减少2.46%，但仍远高于其他股份行；平安银行的信 用卡贷款余额为3948.66亿元，较年初减少9.23%，在股份行中的降幅最大。 从交易规模来看，招商银行是目前市场上唯一一家信用卡交易规模超2万亿元的银行，上半年交易 规模同比下降8.54%。光大银行、中信银行交易规模同样下降超8%。 从流通卡量来看，股份行的信用卡 ...

这家上市公司名为启迪药业集团股份公司（000590.SZ，下称"启迪药业"）。启迪药业的拳头产品 叫古汉养生精，源自长沙马王堆汉墓出土的《养生方》，是古代秘方的"现代改进版"。 2025年9月6日，启迪药业发布公告称，经董事会决议，公司名称将从"启迪药业集团股份有限公 司"变更为"古汉养生健康产业集团股份公司"。这是该公司上市以来的第六次更名。此前，其证券 简称分别为：湘中药A、古汉集团、紫光生物、紫光古汉、启迪古汉、启迪药业。 9月8日，经济观察报从启迪药业证券部获悉，该公司的实际控制人最近变更为江琎；公司本次改 名是为了更聚焦主业和主要产品——古汉养生精。记者问：改名后的证券简称是什么？证券部工作 人员称，目前还不清楚，要等工商名称变更之后，才能知晓。 9月8日，经济观察报从启迪药业证券部获悉，该公司的实际控 制人最近变更为江琎；公司本次改名是为了更聚焦主业和主要 产品——古汉养生精。 作者：张晓晖 封图：图虫创意 一座古墓，"养活"了一家上市公司。 新的实际控制人：江琎 2025年8月，启迪药业经历了实际控制人变更、半年报业绩亏损、董事长和董事辞职等诸多事件。 8月9日，启迪药业发布公告称：7月15日， ...

Core Viewpoint - The current market trend, referred to as the "water buffalo" market, is driven not only by liquidity but also by strong policy expectations and fundamental improvements, distinguishing it from the previous "leverage bull" market in 2015 [1][12]. Market Performance - In the first eight months of the year, the Chinese A-share market performed well, reaching a nearly 10-year high, but faced a decline in September, with the Shanghai Composite Index experiencing a weekly drop of 1.18% [2]. - The financing balance, a key indicator of "leveraged funds," reached a historical high of 2.28 trillion yuan on September 1, surpassing the previous record set in June 2015 [2][9]. Financing Balance Analysis - Experts suggest that the new high in financing balance does not necessarily indicate a "leverage bubble," as the total market value has significantly increased compared to ten years ago [3][11]. - The current financing balance of 2.28 trillion yuan represents only 2.40% of the circulating market value, compared to 4.26% in 2015, indicating a lower leverage level [10][11]. Market Sentiment and Trends - The rapid influx of leveraged funds has created market hotspots, with significant net buying in stocks like Xinyi Technology and Shenghong Technology, which are closely tied to the movements of leveraged funds [7]. - Despite some individual stocks showing signs of bubble, the overall A-share market is still considered undervalued, and the current market structure is more mature and regulated compared to 2015 [10][11]. Historical Context and Future Outlook - Historical data shows that the previous "leverage bull" market in 2015 led to a market crash shortly after reaching a high, while the current market dynamics are different, with more robust economic indicators and regulatory frameworks [9][12]. - Analysts believe that the current market is supported by favorable policies, liquidity, and valuation, suggesting a long-term positive trend for the Chinese stock market [16][17].

今年以来新加入造车队伍中的企业，其背景五花八门，有做扫 地机器人的，有做电池的，有做房地产的，还有做充换电的。 目前汽车行业淘汰赛不止，为何还有这么多后来者前仆后继？ 作者：周信 封图：图虫创意 恒大、高合、哪吒、合创、远航、极越等"尸骨未寒"，又有一批造车新势力冒了出来。 8月28日，扫地机器人公司追觅科技宣布造车，其首款车号称是对标布加迪威龙的纯电超级豪华产 品；8月25日，云界智能汽车（成都）有限公司（下称"云界汽车"）成立，想要做网约换电车；7 月，超威电池投资的昇麒汽车，发布首款光伏发电汽车；6月，河南金鱼汽车（下称"金鱼汽车"） 上市双门电动小跑车；4月，天津工匠派汽车科技有限公司（下称"工匠派"）低调上市"小跑车 SC01"。 十年前，中国第一批新造车 热潮 兴起，蔚来、理想等起步并生存至今。 但更多的是被淘汰者，奇 点、拜腾、威马等超30个品牌倒下。2021年前后，小米汽车、问界（华为主导）、极石汽车等再 掀造车浪潮，这一次主要以科技企业造车为主。 而今年以来新加入造车队伍中的企业，其背景五花八门，有做扫地机器人的，有做电池的，有做房 地产的，还有做充换电的。 目前汽车行业淘汰赛不止，为何还有 ...

Core Viewpoint - The Chinese commercial space industry is facing a significant bottleneck in rocket launch capacity, which is hindering the deployment of satellite constellations despite a growing demand for satellite services [2][4][10]. Group 1: Market Demand and Challenges - A major rocket launch order worth 616 million RMB from Shanghai Yuanxin Satellite Technology Co. has repeatedly failed to attract enough bidders, highlighting the shortage of capable private rocket companies [2][4]. - The total number of satellites planned by Yuanxin's "Qianfan Constellation" and China Star Network's "GW Constellation" has exceeded 30,000, indicating a substantial demand for launch services [3][4]. - The urgency of satellite launches is emphasized by the International Telecommunication Union (ITU) rules, which impose strict deadlines for satellite deployment to retain orbital and frequency resources [7][8]. Group 2: Current Launch Capacity - As of mid-2025, the Chinese commercial space sector has not produced a liquid rocket that can match the capabilities of SpaceX's Falcon 9, which poses a challenge for satellite companies needing reliable and cost-effective launch options [4][10]. - The recent bidding process by Yuanxin Satellite revealed that there are not enough qualified suppliers to meet the demand for large-capacity launch services, underscoring the industry's operational limitations [12][18]. Group 3: Potential Solutions and Developments - The market is looking towards several upcoming rockets, such as Tianbing Technology's "Tianlong-3," Blue Arrow Aerospace's "Zhuque-3," and CAS Space's "Lijian-2," which are expected to meet the large-scale constellation deployment needs but have yet to complete their first flights [5][23]. - The infrastructure for high-density launches is being developed, with new launch sites and production capabilities being established to support the anticipated increase in launch frequency [24][25]. - The capital market is becoming more accessible for companies in the commercial space sector, with firms like Blue Arrow Aerospace and CAS Space entering the IPO preparatory phase to secure funding for future growth [25].

Core Viewpoint - The article discusses the growing trend of perovskite line construction services in the photovoltaic industry, highlighting the increasing demand and the challenges associated with building perovskite production lines [2][4][12]. Group 1: Market Demand for Perovskite Line Construction - More than five perovskite line construction projects have been disclosed this year, with the number continuing to rise [1][3]. - Companies are eager to establish production lines or research lines to seize market opportunities, especially as having a production line is often a prerequisite for obtaining investment [10][11]. - The demand for perovskite line construction services varies significantly based on production capacity and technology paths, with service fees ranging from millions to tens of millions [10] Group 2: Challenges in Perovskite Production Line Construction - Building a perovskite production line is significantly more complex than constructing a silicon photovoltaic line due to the reliance on diverse chemical formulations for materials [6][8]. - The lack of standardized processes in perovskite production complicates the construction of production lines, as different companies adopt various methods [6][8]. - Material costs remain high in the overall cost structure of perovskite components, and the development cycle for material suppliers is lengthy, making cost reduction challenging [8][10]. Group 3: Industry Dynamics and Trends - The perovskite construction service market is primarily driven by traditional enterprises looking to transition, industrial capital, and startups, as well as academic institutions seeking to support research [2][10]. - Major state-owned energy groups have begun procuring perovskite technology services to establish experimental bases, indicating a shift towards perovskite as a key technology in the photovoltaic sector [2][4]. - The construction of a gigawatt-level perovskite production line is estimated to cost between 800 million to 1 billion yuan [4][11]. Group 4: Historical Context and Future Outlook - The construction model of outsourcing production lines has previously led to rapid capacity expansion in the photovoltaic industry, but it also resulted in financial difficulties for some companies due to overcapacity and debt [12]. - Current practices in perovskite line construction often require prepayment models to mitigate risks associated with payment defaults seen in previous industry cycles [12]. - The industry is witnessing a shift towards attracting more participants and capital into the perovskite sector, aiming to lower entry barriers [12].

Core Viewpoint - The performance of leading securities firms remains robust, indicating a "stronger gets stronger" trend, while smaller firms show significant performance divergence, with some experiencing explosive growth and others facing revenue declines [2][7]. Group 1: Overall Performance - In the first half of 2025, 42 listed securities firms achieved a total revenue of 251.87 billion yuan, a year-on-year increase of 11.37%, and a net profit of 104.02 billion yuan, up 65.09% [2]. - The increase in performance is attributed to active capital market trading, leading to rapid growth in brokerage and proprietary trading revenues [2]. Group 2: Leading Firms' Performance - CITIC Securities maintained its position as the industry leader with a revenue of 33.04 billion yuan, up 20.44%, and a net profit of 13.72 billion yuan, up 29.80% [4]. - Guotai Junan Securities, after a merger, reported a net profit of 15.74 billion yuan, surpassing CITIC Securities by 2.02 billion yuan, although its revenue of 23.87 billion yuan lagged behind CITIC by 9.17 billion yuan [4]. Group 3: Revenue Rankings - The top ten securities firms by revenue in the first half of 2025 included CITIC Securities, Guotai Junan Securities, and Huatai Securities, with revenues ranging from 10.57 billion yuan to 33.04 billion yuan [6]. - Notably, the revenue of Guotai Junan Securities increased by 77.71%, and its net profit surged by 213.74% [6]. Group 4: Business Segments - Brokerage fees and commissions for the 42 listed firms reached 63.45 billion yuan, a 43.98% increase year-on-year, while proprietary trading income soared to 118.27 billion yuan, up 54.87% [10][11]. - Major firms like CITIC Securities and Guotai Junan Securities reported over 60% growth in proprietary trading income, with some smaller firms experiencing even higher growth rates [12]. Group 5: Market Dynamics - The "Matthew Effect" is evident, with the top ten firms accounting for 68% of total revenue, up from 62% in 2024, indicating a concentration of market power [16]. - The top firms dominate various business lines, with their income from brokerage, asset management, and investment banking significantly higher than that of smaller firms [18]. Group 6: Regulatory Environment - Recent regulatory changes encourage increased equity investment and support the consolidation of the industry, which may enhance competitiveness and resource allocation [20][19]. - The focus on larger firms for project resources is expected to continue, as smaller firms face challenges in maintaining profitability amid heightened competition [19].

8月29日，国家发展改革委政策研究室副主任、新闻发言人李 超在新闻发布会上提到，针对评标专家，已严厉打击违规评标 活动，并组织全国范围的评标专家清理工作：2024年以来， 已将3.8万名违法专家清理出库，各地专家库中已查实的违法 专家全部"清零"。 作者：杜涛 封图：东方IC 一名来自北京的资深招投标专家，在看到"2024年以来已将3.8万名违法专家清理出库，各地专家库 中已查实的违法专家全部'清零'"的新闻后，连连感叹"太正常了"。 他说："评标专家的基本义务是严格按照文件要求公正开展评审。但在实践中，评标专家有太多操 作空间。首先，一个地区专家库的总人数有限，细分到各个行业子专业后，一个地区可能只有20 多名相关专家，再排除因工作繁忙无法参与评标的人员，能够频繁参与评标的专家数量就更有限 了。这不到20人的专家群体，每天评审的都是类似项目，彼此之间会比较熟悉；再加上打分制度 中的'软分'（即主观分）的影响，评审专家的话语权不断上升，这类群体出现问题也就成了正常现 象。" 一位来自浙江招投标专家库的专家说，一些专家还会通过"暗语"通知评标时间和地点，比如在朋友 圈或群里发"明天要去某某地方钓鱼"，"话里有话 ...