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Z世代就业市场极度内卷,摩根大通CEO指点迷津
财富FORTUNE· 2025-06-27 11:53
Core Viewpoint - The job market for Generation Z is filled with contradictory signals, with entry-level positions disappearing while CEOs complain about talent shortages. The key to job security lies in acquiring the right skills [1][2]. Skills Gap and Workforce Needs - Companies are facing a skills gap in specific areas and urgently need young talent to fill these roles [2]. - Essential skills include networking, coding, programming, financial management, and project management [3][4]. Education and Training - Many schools are failing to provide adequate training in these critical areas, which hampers the development of the next generation of programmers and project managers [5]. - Education should focus on whether students can secure jobs after graduation, rather than solely on college graduation rates [6]. Importance of Computer Science Education - There is a strong belief in the necessity of students learning programming, especially in light of advancements in generative AI technologies [8]. - Over 250 CEOs, including leaders from Microsoft and Airbnb, signed a letter advocating for all students to receive education in computer science and artificial intelligence [8][9]. - A study from the University of Maryland found that students who take computer science courses in high school earn an average of 8% more in their first job [10]. Soft Skills and Character - Generation Z often struggles with workplace readiness, particularly in areas like professionalism, organizational skills, and communication [11]. - Companies prioritize character over technical expertise when hiring, emphasizing the importance of being smart, ethical, and having good character [13][14].
吃过没签婚前协议的亏,贝佐斯这次学聪明了
财富FORTUNE· 2025-06-26 13:01
Core Viewpoint - Jeff Bezos' upcoming wedding to Lauren Sanchez raises significant legal considerations, particularly regarding the prenup that may protect his substantial wealth of $223.7 billion, especially after his costly divorce from MacKenzie Scott [1][2]. Group 1: Prenup Context - The prenup is a response to Bezos' 2019 divorce from MacKenzie Scott, which resulted in her receiving over $38 billion in Amazon stock, marking one of the most expensive divorces in history [2]. - Bezos and Scott were married for 25 years, and Scott was an early employee at Amazon, witnessing its growth [2]. Group 2: Legal Considerations - Legal experts suggest that the prenup will likely include asset distribution, financial support for Sanchez, and inheritance clauses, aiming to limit her claims on Bezos' wealth [3][6]. - The prenup may also address obligations from Bezos' first marriage that could impact the current agreement [4]. Group 3: Financial Security for Children - Financial planners indicate that the prenup might include provisions to secure the financial future of Bezos' four children, potentially through irrevocable trusts [5]. Group 4: Jurisdictional Challenges - The prenup must be recognized in various jurisdictions where Bezos owns property, including California, Texas, and Miami, which have different legal requirements for financial disclosures [6]. - In California, full financial disclosure is mandatory, which includes domestic and international investments and real estate holdings [6]. Group 5: Wedding Significance - The wedding is not just a romantic event but also a meticulously planned business arrangement, reflecting the complexities of Bezos' financial landscape [7].
中国稳定币第一股已经出现?
财富FORTUNE· 2025-06-26 13:01
图片来源:视觉中国 稳定币热度在全球范围内不断攀升,中资券商近期获得的新牌照又添一把火。 国泰君安国际于6月24日正式获得香港证监会批准,将现有证券交易牌照升级为可提供虚拟资产交易服 务,成为首家具备全方位虚拟资产服务能力的香港中资券商。受该消息刺激,其港股股价25日大涨近 200%,并带动香港中资券商指数单日涨逾11%。 显然,这一突破性进展既是金融机构深度参与虚拟资产市场的关键一步,也为中国香港建设"国际虚拟 资产中心"的战略目标提供了实质性支撑。 国泰君安国际牌照升级后,客户将能通过同一平台交易比特 币、以太币等主流加密货币及泰达币(USDT)等稳定币,同时获得合规投资建议及参与代币化证券等 创新产品,真正实现传统证券与数字资产的"一站式"配置。在中国资本市场尚无可直接对标美国稳定币 第一股Circle的上市公司之时,有投资者甚至将国泰君安国际称之为"中国稳定币第一股"。 回溯2024年,国泰君安国际就在香港市场率先推出以虚拟资产现货ETF为基础的结构性产品,并获香港 证监会许可开展虚拟资产交易平台介绍代理人业务;到2025年,公司获香港证监会确认可向客户分销代 币化证券或就代币化证券提供意见,并启动数 ...
伊以临时停火可能避免了“停滞性通胀冲击”
财富FORTUNE· 2025-06-26 13:01
伊朗议会上周日投票决定关闭霍尔木兹海峡,这条海峡对全球石油贸易至关重要。这一出人意料的投票 结果以及随之而来的停火,突显了伊朗和阿拉伯半岛之间这条狭窄海峡对全球的重要性。全球20%的石 油产量经由该海峡运输。 2025年6月23日,韩国大邱一座加油站,一名车主正在给车加油。美国袭击伊朗核设施,导致地缘政治风险加剧。图 片来源:PHOTO BY SEUNG-IL RYU/NURPHOTO VIA GETTY IMAGES 美国总统唐纳德·特朗普宣布了一项临时停火协议(但尚未得到以色列或伊朗证实),这可能已经改变 了全球市场的走向。在此之前的数小时,市场还面临潜在的石油危机和通胀上升的风险。 此举最先由伊朗国家电视台Press TV报道。在此之前,美国于上周日袭击了伊朗的核设施,随后伊朗于 周一袭击了卡塔尔美军基地作为报复。尽管周一石油市场下跌了4%(即每桶3美元),但分析师预计, 若伊朗最高国家安全委员会(Supreme National Security Council)批准关闭霍尔木兹海峡,油价将急剧 上涨。 伊朗关闭海峡的计划即使在停火宣布前实际发生的可能性也很低,但若关闭该海峡,可能对欧洲和英国 市场产 ...
汽车安全测试,已经和现实脱节
财富FORTUNE· 2025-06-26 13:01
幸存者成为活动家 今年秋季,库恩即将踏入纽约大学法学院深造,她采取行动并创立了非营利组织"Drive US Forward"。 该组织致力于提升公众意识,并最终推动国会议员联署一项法案,要求美国国家公路交通安全管理局在 测试中采用更为先进的女性假人。 该机构对车辆是否下架拥有最终决定权,而安全测试中假人类型的选用,可能影响车型获得备受瞩目的 五星评级。 图片来源:AP PHOTO/PAUL SANCYA 玛丽亚·韦斯顿·库恩(Maria Weston Kuhn)始终对那场令她在爱尔兰度假期间不得不接受紧急手术的车 祸心存疑惑:为何她和母亲身受重伤,而坐在前排的父亲和哥哥却安然无恙? "那是一起正面碰撞事故,他们距离碰撞点最近。"现年25岁的库恩说道。在2019年的那场事故中,她的 安全带从臀部滑脱,致使肠道被挤压在脊柱上而破裂,她不得不休学一学期康复。"这早已暗示事故背 后另有隐情。" 当库恩回到缅因州的家中时,她发现祖母从《消费者报告》上剪下的一篇文章放在她的床上。她了解 到,女性在正面碰撞中受伤的概率比男性高出73%,然而美国国家公路交通安全管理局(National Highway Traffic Saf ...
亚洲高管“忧心生产力”:解决之道或许是让年轻人主导
财富FORTUNE· 2025-06-25 13:13
Core Insights - Despite rapid growth in Asian economies, they face a stagnation in productivity, primarily relying on incremental investments rather than improvements in total factor productivity [1][2] - Southeast Asian leading companies have consistently shown lower productivity growth compared to global averages throughout the 2010s, with concerns raised by executives regarding issues like aging populations and ineffective public policies [2] - The traditional approach of increasing workforce numbers to solve productivity issues is becoming unsustainable due to labor shortages and an aging workforce [3] Group 1: Productivity Challenges - Asian economies are experiencing a productivity stagnation, with GDP per capita ratios indicating a lack of progress or even decline [2] - Executives express concerns about productivity issues stemming from various factors, including demographic changes and the rise of remote work [2][3] - The reliance on cheap labor for expansion is diminishing as economies become wealthier and face labor shortages [3] Group 2: Technological Adoption - There is a strong desire among Asian companies to adopt new technologies, with 90% planning to implement some form of generative AI in the next three years [4] - However, the actual application of AI models presents significant challenges, particularly for older executives with little experience in AI [5] - The workplace is expected to see a multigenerational workforce, with younger generations being more digitally literate and expecting advanced technology in their work environments [6][8] Group 3: Generational Dynamics - The younger generation, particularly Generation Alpha, is anticipated to have superior digital skills compared to previous generations, yet current HR leaders are unprepared for this shift [7] - Companies are encouraged to view younger employees as essential sources of expertise and to implement reverse mentoring programs to facilitate knowledge transfer [9][10] - The composition of boards in leading companies still predominantly features older generations, highlighting a gap in representation of younger voices [10]
全球能源市场的咽喉要道霍尔木兹海峡,并非不可绕行
财富FORTUNE· 2025-06-25 13:13
Core Viewpoint - The article discusses the temporary ceasefire between Israel and Iran, highlighting the geopolitical implications for global energy trade, particularly through the Strait of Hormuz, a critical chokepoint for oil and gas transportation [1][4]. Group 1: Geopolitical Context - The ceasefire between Israel and Iran has been established, with both sides declaring their positions, which may influence regional stability and energy markets [1]. - The Strait of Hormuz remains a significant concern for shipping due to ongoing security risks, despite current operations being uninterrupted [2]. Group 2: Energy Trade Importance - Approximately 20 million barrels of oil pass through the Strait of Hormuz daily, accounting for 20% of global liquid oil consumption and 25% of maritime oil trade [3]. - In addition to oil, about 20% of global liquefied natural gas trade also transits through the Strait, primarily from Qatar [4]. Group 3: Potential Market Impact - A complete blockade of the Strait could lead to oil prices soaring above $120 per barrel, representing a 56% increase from current Brent crude prices [4]. - The U.S. Energy Information Administration (EIA) estimates that Saudi Arabia and the UAE can divert 2.6 million barrels of oil daily through alternative pipelines, mitigating some impacts of a potential blockade [10]. Group 4: Alternative Routes - Saudi Aramco operates a pipeline that connects the Abqaiq oil processing center to the Red Sea, providing an alternative route for oil exports [8]. - The UAE has a pipeline that bypasses the Strait, linking land oil fields to the Fujairah export terminal, further diversifying export options [9]. Group 5: Iranian Export Dynamics - Iran's oil exports heavily rely on the Strait, with an average of 1.5 million barrels per day last year, most of which were transported through this route [12]. - Iran has a pipeline with a capacity of 300,000 barrels per day to Oman, but actual usage is significantly lower, with exports expected to be below 70,000 barrels per day by summer 2024 [11]. Group 6: Risk Assessment - Analysts believe the likelihood of Iran blocking the Strait is low, as it would severely damage its economy and provoke a strong U.S. response [13][14]. - Kenneth Pollack, a former CIA analyst, suggests that any aggressive action by Iran could lead to its perception as a dangerous adversary, prompting military intervention from Western nations [15].
拼多多,用即时零售“自保”
财富FORTUNE· 2025-06-25 13:13
Core Viewpoint - Pinduoduo's subsidiary, Duoduo Grocery, is testing self-built warehouses for instant delivery services in first-tier cities like Shanghai, indicating a strategic move to protect its market share amid declining profits [1][3][10]. Group 1: Business Strategy - Pinduoduo has stated that the trial of Duoduo Grocery does not represent a shift in company strategy and that it has no intention of entering the instant retail battle [2][3]. - The initial establishment of Duoduo Grocery was closely tied to Pinduoduo's main e-commerce platform, with the intention of creating synergy between the two [4][6]. - Duoduo Grocery aims to enhance customer engagement with Pinduoduo's platform, potentially increasing overall product purchases [7]. Group 2: Market Context - Pinduoduo's market value has significantly decreased, now approximately half of Alibaba's, raising concerns about competition from other instant retail platforms [7][8]. - Competitors like Meituan and Alibaba are aggressively expanding their instant retail services, posing a significant challenge to Pinduoduo [15][16]. Group 3: Logistics and Operations - Pinduoduo's logistics capabilities are a critical shortcoming compared to competitors like Alibaba and JD.com, which have established logistics networks [9]. - The company is beginning to invest more in logistics and warehouse infrastructure to improve delivery efficiency and service quality [10]. - Duoduo Grocery's collaboration with third-party logistics providers like SF Express aims to enhance delivery experiences and expand service offerings [11][12]. Group 4: Consumer Experience - Duoduo Grocery's initial delivery options included longer wait times and next-day pickup, which contrasts with the immediacy expected in instant retail [8]. - The introduction of the "Pinduoduo Station" service aims to improve last-mile delivery efficiency and enhance customer experience [13].
人工智能会抢走你的工作吗?
财富FORTUNE· 2025-06-25 13:13
Core Viewpoint - The impact of artificial intelligence (AI) on the labor market is nuanced, with both positive and negative effects on job demand depending on the exposure to AI and the adaptability of workers [2][4][14]. Group 1: AI's Impact on Job Demand - AI exposure tends to decrease job demand for roles that are heavily reliant on tasks that can be automated, but workers can pivot to less affected tasks, potentially enhancing their performance [2][4]. - High-paying jobs, despite being exposed to AI, show stable demand overall due to the balancing effects of AI on job responsibilities [3][10]. - The relationship between AI exposure and employment is complex, with high variability in task exposure within jobs reducing the likelihood of job replacement [12][13]. Group 2: Adaptability and Skills - Workers need to shift their focus towards tasks that complement AI, such as strategic thinking and collaboration, to mitigate negative impacts [4][5][17]. - The ability to adapt and embrace soft skills will be crucial for workers in navigating the evolving job landscape shaped by AI [17][18]. Group 3: Sector-Specific Insights - High-exposure roles include financial experts and engineers, while low-exposure roles are typically in manual labor sectors like bartending and cleaning [11]. - The net effect of AI on high-paying jobs in sectors like business and finance has been slightly negative, with employment shares declining by 1.9% and 2.6% respectively over five years [15]. - Overall, approximately 14% of employment changes during the study period can be attributed to AI-related factors [16].
全球变暖让2500万美国人更加难以入睡
财富FORTUNE· 2025-06-24 12:42
Core Viewpoint - The article discusses the alarming connection between climate change and the increase in obstructive sleep apnea (OSA), highlighting that rising temperatures can exacerbate this common sleep disorder, affecting both health and economic productivity [1][5][9]. Group 1: Health Implications - Obstructive sleep apnea affects over 25 million adults in the U.S., characterized by repeated breathing interruptions during sleep due to relaxed throat muscles [1][2]. - Increased environmental temperatures are linked to a 45% higher probability of experiencing OSA on certain nights [1][2]. - Untreated or severe OSA can lead to serious health issues, including dementia, Parkinson's disease, hypertension, cardiovascular diseases, anxiety, and depression, potentially shortening lifespan [5][6]. Group 2: Economic Impact - The study estimates that the rise in OSA prevalence due to global warming will result in a loss of 30 billion USD in productivity and 68 billion USD in health deterioration costs globally [1][7]. - In 2023, the increase in OSA cases led to an additional 25 million days of absenteeism across 29 countries, translating to significant economic losses [7][8]. Group 3: Research Findings - The research analyzed sleep data from 116,620 participants across 29 countries over three and a half years, using FDA-approved monitoring devices to establish the link between daily environmental temperatures and OSA [2][3]. - The study warns that the sample may underestimate the health and economic burdens, as it primarily includes participants from developed countries with air conditioning, leaving low-income groups underrepresented [8]. Group 4: Future Projections - With global average temperatures expected to rise by 2.1°C to 3.4°C, the negative impacts of high temperatures on health are likely to worsen [9][10]. - Without effective policy measures to combat global warming, the burden of OSA could double by 2100 due to rising temperatures [10].