不知不觉，2026 年已经加载了十来天了，回望刚刚翻篇的 2025，和往常一样，大部分喜怒哀乐、工作对接、八卦吹水，都发生在一个绿色的 App 里。 没错，就是微信，我们每天吐槽它占内存、功能臃肿，但每次更新又急切关心如何影响我们的生活。 2025 年的微信给了我们不少惊喜。它没搞什么大动作，而是默默修补和优化那些我们吐槽了 N 年的老大难问题。 今天，果子就带大家盘一盘，挑一些最具实用性和关注度的重要功能来说一下。 内存救星出现 "手机内存不足"这句话是不是你手机里最惊悚的恐怖故事？ 在这个动不动就斗图、发视频的时代，微信成为手机里的"内存刺客"。家庭群里的风景视频、工作的超大文件，不知不觉就吞噬了十几个 G 的空间。 为了这事儿，我相信微信开发团队早就想过如何解决。终于，在 2025 年的 3 月，微信在储存空间上做了一次"微创手术"。 现在只要我们点进「设置」-「通用」-「存储空间」，并且进入缓存清理，会发现里面多了两个新选项：「已接收的原图、原视频」和「已发出的原图、 原视频」。 最关键的是，页面顶部有一行提示：清理原图、原视频可以节省空间。清理后，你仍可在聊天中看到普通画质的图片、视频。 你还可以按 ...

来源：真是港股圈 近期A股成交额创下新高，商业航天、AI应用等题材一度掀起涨停潮，但在监管引导下市场情绪降温， 市场进入震荡整固阶段。 不过，此轮调整本质是良性调整，且从更宏观视角看，居民储蓄正持续从存款、债券等低收益资产向权 益市场迁移，形成一场结构性的"流动性再配置"。同时，央行已明确表态"降准降息仍有空间"，预示流 动性环境将持续宽松。 在此背景下，前期过热的A股题材炒作退潮后，资金有望向估值更具吸引力、基本面更扎实的港股市场 转移。 尤其值得关注的是，本轮增量资金中，大量通过ETF形式集体入场，这在市场中形成了一种显著的资金 流向与价格发现相互促进的正向循环机制。 这意味着，ETF不再仅是单纯的投资产品，而是成为了高效的资产配置中枢。因此，在场外资金持续追 求稀缺资产的过程中，或会产生更多由ETF带动的行情，这也会令港股ETF的重要性日益凸显。 其中，港股互联网ETF（513770，场外联接：017126）是个值得关注的选择。其成分股不仅精准锁定科 技龙头，更涵盖了深度赋能的生态体系业务。 例如，该ETF不仅纳入了阿里等平台型巨头，同时也包含了阿里健康等垂类应用领军者，这为投资者提 供了把握本轮AI与 ...

Group 1 - The A-share market in 2025 experienced significant changes, primarily driven by valuation increases across various sectors, with the non-ferrous metals industry leading the gains [4] - The overall A-share market performance can be divided into four phases: Phase 1 (Jan-Mar): Technology concepts led the "tech bull"; Phase 2 (Apr-Jun): External shocks and internal support boosted the market; Phase 3 (Jun-Nov): Liquidity and economic conditions resonated, accelerating trends; Phase 4 (Nov-Dec): A period of consolidation after the main index rise [4] - Key characteristics of the 2025 A-share market include a new level of total market capitalization, continuous inflow of new funds, and a shift in market structure, with the electronics sector reaching the highest market value for the first time [4] Group 2 - Yonyou Network expects a reduction in losses for 2025, projecting a net profit of -1.3 billion to -1.39 billion yuan, with revenue expected to be between 9.17 billion and 9.27 billion yuan [6][8] - The company is transitioning to a subscription-based business model, which is expected to impact revenue growth rates, despite a recovery in contract signing amounts starting from the second quarter of 2025 [7] - The launch of the BIP "Ontology-Driven Agent" aims to enhance AI capabilities in enterprises, shifting from probabilistic generation to logical execution, providing a new foundation for high-quality AI applications [10][11] Group 3 - Ant Group's collaboration with Weining Health has led to the rapid deployment of AI products, with the monthly active users of the Ant Health app exceeding 30 million, indicating strong market penetration [12][13] - Weining Health's WiNEX series AI products have been implemented in nearly 150 medical institutions, enhancing clinical decision-making and documentation efficiency [14] - The Chinese medical software system market is projected to reach 11.5 billion yuan by 2029, with Weining Health focusing on domestic innovation and adaptation [15][16] Group 4 - The People's Bank of China reported stable loan rates and increased corporate loan issuance, indicating a positive outlook for the banking sector [18][19] - The December social financing data showed a year-on-year increase in new loans, primarily driven by corporate loans, suggesting a robust lending environment [19][20] Group 5 - The UK AR7 offshore wind auction results exceeded expectations, with a total auction volume of 8.4GW, marking a 58% increase from the previous round, indicating strong future demand for offshore wind projects [21][22] - Domestic manufacturers are expected to benefit from increased orders as a result of the AR7 auction outcomes, with significant growth anticipated in the offshore wind sector [24] Group 6 - Tencent Holdings is projected to achieve a revenue of 195.4 billion yuan in Q4 2025, with strong growth in its gaming and advertising segments [25][26] - The company is expected to maintain robust performance across its core businesses, with AI capabilities enhancing its overall ecosystem [27] Group 7 - The coal market is expected to see price support due to seasonal demand and supply constraints, with current prices at 695 yuan/ton [28][31] - The coking coal market is experiencing a recovery in demand as steel production increases, leading to a rise in coking coal prices [29][30] Group 8 - The State Grid's investment during the 14th Five-Year Plan is projected to reach 4 trillion yuan, significantly boosting the power equipment supply chain [41] - The focus on new energy systems and AI integration in power operations is expected to enhance operational efficiency and support the growth of emerging industries [41]

智通财经APP获悉，根据2026年1月16日披露数据，中国电信（00728）、绿色动力环保（01330）、凯 盛新能（01108）位居港股通持股比例前3位，分别为71.06%、69.52%、67.54%。此外，腾讯控股 （00700）、快手-W（01024）、阿里巴巴－W（09988）在最近有统计数据的5个交易日内，持股额增 幅最大，分别为+46.95亿元、+27.09亿元、+24.49亿元;中国移动（00941）、中芯国际（00981）、美 团-W（03690）在最近有统计数据的5个交易日内，持股额减幅最大，分别为-24.84亿元、-11.19亿 元、-9.48亿元。 具体数据如下（交易所数据根据T+2日结算）： 1、港股通最新持股比例排行（前20名） | 公司名称 | 持股数量 | 最新持股比例 | | --- | --- | --- | | 中国电信(00728) | 98.62亿股 | 71.06% | | 绿色动力环保(01330) | 2.81亿股 | 69.52% | | 凯盛新能(01108) | 1.69亿股 | 67.54% | | 天津创业环保股份(01065) | 2.30亿股 | 6 ...

智通财经APP获悉，友邦保险-R(81299)、安踏体育-R(82020)、京东健康-R(86618)上一交易日沽空比率 位于前三位，分别为100.00%、100.00%、100.00%。阿里巴巴-W(09988)、泡泡玛特(09992)、小米集团- W(01810)的沽空金额位居前三，分别为19.51 亿元、14.69 亿元、14.06 亿元。中国平安-R(82318)、腾讯 控股-R(80700)、友邦保险-R(81299)的偏离值位居前三，分别为61.20%、48.74%、34.93%。 | 股票名称 | 沽空金额↓ | 沽空比率 | 偏离值 | | --- | --- | --- | --- | | 阿里巴巴-W(09988) | 19.51 亿元 | 14.77% | 0.58% | | 泡泡玛特(09992) | 14.69 亿元 | 24.66% | 0.25% | | 小米集团-W(01810) | 14.06 亿元 | 19.02% | -1.96% | | 腾讯控股(00700) | 9.55 亿元 | 7.50% | -3.65% | | 美团-W(03690) | 5.28 亿元 | ...

Group 1 - Tencent Holdings (00700), Alibaba Health (00241), and Alibaba Group-W (09988) ranked the top three in net inflow of southbound funds, with net inflows of 2.012 billion, 1.440 billion, and 1.128 billion respectively [1][2] - China Mobile (00941), Haidilao (06862), and China Aluminum (02600) ranked the top three in net outflow of southbound funds, with net outflows of -756 million, -460 million, and -434 million respectively [1][2] - Shenzhen Expressway (00548), Jiangsu Nanjing-Hangzhou Expressway (00177), and Anhui Wanan Expressway (00995) had the highest net inflow ratios at 73.29%, 68.10%, and 64.90% respectively [1][3] Group 2 - The top ten stocks by net inflow included Tencent Holdings (20.12 billion), Alibaba Health (14.40 billion), and Alibaba Group-W (11.28 billion), with respective closing prices of 633.000 (+0.88%), 7.780 (+18.96%), and 169.000 (+5.69%) [2] - The top ten stocks by net outflow included China Mobile (-7.56 billion), Haidilao (-4.60 billion), and China Aluminum (-4.34 billion), with respective closing prices of 80.800 (-0.19%), 15.740 (+9.15%), and 13.440 (-1.18%) [2] - The top three stocks by net outflow ratio were Industrial Bank of China Southern (03167) at -100.00%, Yancoal Australia (03668) at -62.10%, and Zhengzhou Bank (06196) at -60.19% [3]

在"重疾赔付件数TOP3"中，恶性肿瘤占比超八成，达到84.66%，是市民健康的"头号杀手"，包括甲状 腺恶性肿瘤、肺恶性肿瘤、乳房恶性肿瘤。紧随其后的是循环系统疾病，占比约10%，包括急性心肌梗 死、慢性缺血性心脏病、脑出血等。此外，肾衰竭也入围"重疾TOP3"，占比为1.40%。 另一头部险企平安人寿深圳分公司提供的数据同样佐证上述大健康特征。从其公布的总体出险年龄分布 看，41-50岁的群体占比最高，达到31.0%。此外，31-40岁约为23.5%，51-60岁约为17.7%。 白血病占比30% 少儿最高发恶性肿瘤 而从平安人寿公布的2025年深圳十大赔案看，事故原因涵盖了胃癌、急性冠脉综合征、卵巢癌、肝衰 竭、甲状腺癌、肺癌、甲状腺癌，最年轻为20多岁。 重疾赔付映射出市民健康防线的薄弱环节。记者从其"深圳地区重疾赔付TOP5(不含轻度重疾)"列表看 到，肿瘤与心血管疾病仍是"头号威胁"，其中恶性肿瘤(重度)占比超八成，较重急性心肌梗死占比 7.3%，严重慢性肾衰竭占1.7%，严重脑中风后遗症占1.7%，另外冠状动脉搭桥术占1.1%。而从恶性肿 瘤的赔付维度看，深圳男性主要来自肺癌、甲状腺癌、结直肠癌 ...

□本报记者 王鹤静 2026开年以来，头部互联网基金销售平台为抢夺高净值客户，激战正酣。赠送消费优惠券、App会员 等"薅羊毛"福利比拼成为社交网站的热门话题。为方便高净值用户转移资金，部分平台更是大力推 动"转托管"业务，推出详尽的"转托管"操作指南，可谓手把手进行资金转移教学。 基金销售新规强调基金销售机构要引导投资者长期投资并充分让利投资者，迫使互联网基金销售平台发 挥自身生态的差异化优势，以追求更优质、更稳定的长期用户。除了前端的"薅羊毛"福利之外，头部平 台已着手打造更加完善的财富管理生态，通过提供全链条的资产管理服务，重塑与投资者之间的信任关 系。 在业内机构看来，互联网基金销售平台在触达广度、用户行为数据洞察、交互效率等方面具备独特优 势，将有助于构建一个从引流到留存再到变现复购的完整运营闭环。基金销售平台真正的"护城河"取决 于能否依托专业投顾能力、数字化工具及全周期陪伴，实现从"卖方销售"向"买方投顾"的转型，在低费 率环境下，通过提升客户留存与长期体验赢得可持续增长。 高净值客户抢夺战激烈 开年以来，以蚂蚁财富、腾讯理财通、京东金融为首的互联网基金销售平台，打响了激烈的高净值客户 抢夺战。 ...

□本报记者 王鹤静 2026开年以来，头部互联网基金销售平台为抢夺高净值客户，激战正酣。赠送消费优惠券、App会员 等"薅羊毛"福利比拼成为社交网站的热门话题。为方便高净值用户转移资金，部分平台更是大力推 动"转托管"业务，推出详尽的"转托管"操作指南，可谓手把手进行资金转移教学。 蚂蚁财富提供的"薅羊毛"福利力度也整体向上平移，黑卡会员福利缩水在互联网平台引起了诸多用户的 热议，"以前V3加油卡、星巴克、话费券都能享受，现在要用黑钻兑换，只有第一次兑换的时候有折 扣，后面都是原价，而且每个月只能享受一次福利""我点了话费券之后，再也找不到油卡的选项了""今 年的权益增加了门槛，权益更是断崖式缩水""权益降级，行业羊毛时代落幕"等评论引发诸多用户的共 鸣。 与此同时，腾讯理财通、京东金融等平台迅速行动，同样推出了针对高净值用户的权益礼包。 例如，腾讯理财通将近30天日均资产10万元、30万元、50万元、100万元的用户分为黄金、黑金、铂 金、钻石四个会员等级，针对钻石用户提供腾讯系App会员、还款免费、大额快取、生日礼遇、生活礼 券等多项权益；京东财富会员LV6门槛需要用户资产达80万元以上，京东金融配套提供 ...

Core Insights - WeChat's cross-border ecosystem data reveals significant growth in cross-border transactions and user engagement in 2025, particularly in countries like Malaysia, New Zealand, and the UK [1][3]. Group 1: Cross-Border Payment Growth - In 2025, WeChat's cross-border payment services expanded to 78 countries and regions, supporting 36 currencies [3]. - The fastest-growing countries for transaction volume include Malaysia, New Zealand, the UK, Australia, and South Korea [3]. - The number of active overseas merchants using mini-programs increased by over 30% year-on-year [3]. Group 2: User Transaction Growth - In the second half of 2025, transaction amounts for three user categories saw significant growth: outbound Chinese users increased by over 60%, local overseas users by over 70%, and inbound users by over 50% [3]. - Monthly transaction volume in the transportation sector via mini-programs grew by over 140%, while the restaurant service sector saw a 50% increase [3]. Group 3: Regional Performance - Notable regional performance includes Malaysia with a monthly transaction volume surge of over 90%, Singapore with an 80% increase, and Italy achieving a remarkable 300% growth in monthly transaction amounts [3]. Group 4: International User Engagement - Foreign visitors to China using WeChat to bind overseas bank cards saw transaction volume more than double, with duty-free shop spending increasing sixfold [4]. - WeChat Pay's "outbound use" has expanded to support 29 overseas wallets, covering users in over 12 countries and regions [4].