Market Analysis and Review - The recent decline in the dividend index raises questions about future investment strategies [4] - The Hong Kong tech sector has seen significant gains; the potential for further investment is under consideration [4] - The market size has surpassed 5.3 trillion, indicating explosive growth in A-share index funds [4] - Global stock markets have experienced a downturn, prompting discussions on appropriate responses [4] - The underlying logic for the recent rise in the dividend index is explored, along with its sustainability [4] - A decrease in deposit rates may benefit certain investment categories [4] - Index rebalancing could have implications for investment strategies [4] - The banking index has risen, leading to considerations about profit-taking [4] - Current bull market trends are compared to historical patterns [4] - Characteristics of the A-share and Hong Kong bull markets are analyzed, along with future growth prospects [4] - The consumer sector is facing challenges; reasons for this downturn and potential recovery are discussed [4] - Certain investment categories have reached overvaluation this year [4] - The resurgence of tariff crises may impact investment strategies [4] - After short-term volatility, the outlook for A-share and Hong Kong markets remains optimistic [4] - The implications of potential U.S. interest rate cuts on investment strategies are examined [4] - Third-quarter earnings reports indicate trends in corporate profit growth [4] - Strategies for navigating global market fluctuations are outlined [4] - The characteristics of the A-share bull market are reiterated, questioning its current status [4] - Future expectations for five-star ratings in investments are discussed [4] - The potential for the market to reach 4000 points is analyzed [4] Investment Strategies - Investment value assessments for broad-based indices such as the STAR Market and ChiNext are provided [5] - The investment value of the CSI A50 index is evaluated [5] - The investment potential of the CSI 300 index is discussed [5] - Various strategy indices, including leader, dividend, value, low volatility, growth, and quality, are analyzed for investment value [5] - The quality strategy index's investment value is assessed [5] - The investment value of free cash flow indices is explored [5] - Guidelines for investing in value series indices are provided [5] - The investment value of the CSI Value Index is examined [5] - The investment potential of the CSI All-Share Free Cash Flow Index is discussed [5] - Investment guidelines for Hong Kong index funds are presented [5] - The investment value of the Hong Kong tech index is analyzed, revealing characteristics of its four cycles of rise and fall [5] - Recommendations for personal pension accounts and retirement index funds are provided [5] - Investment guidelines for pharmaceutical and consumer index funds are discussed [5] - The performance and appeal of "Fixed Income +" products are evaluated [5] - The reasons behind the popularity of "Fixed Income +" as a stable investment choice are explored [5] - Practical methods for investing in bond funds are outlined [5] - The yield-risk characteristics of "Fixed Income +" products are analyzed, identifying suitable investor profiles [5] - The strategic advantages of "Fixed Income +" are highlighted, emphasizing the importance of stock-bond allocation and rebalancing [5] - Introduction of "Fixed Income +" indices is discussed, focusing on the "constant proportion" strategy [5] - The investment value of gold is assessed, considering current market conditions [5] - Guidelines for operating government bond reverse repos are provided, ensuring yield management during holidays [5] - Recent fluctuations in gold prices and their valuation are analyzed [5]

文 | 银行螺丝钉 （转载请注明出处） 基金是非常适合普通人的投资品种。 什么类型的基金更适合新手？ 基金投资该怎么投？ 长期投资前要做哪些心理建设？ 这里有一门限时免费的福利课程，能帮助新手投资者从零开始了解基金投资。 想要获取这门课程，可以扫下方二维码添加 @课程小助手 ，回复 「 基金入门 」 领取哦～ 更有课程笔记、思维导图，帮您快速搞懂课程脉络，学习更高效。 #螺丝钉小知识 银行螺丝钉 年终奖，该如何规划投资呢? 有朋友问，如果有一笔年终奖，该如何 规划呢? urn ( 些;而短债基金波动小,目前比较适合 投资。 例如90天投顾组合，就是以短债基金为 主，不挑时机，随时可买。 (2) 长期不用的钱: 按照「100-年 龄」做好股债配置 如果这笔钱长期不打算用,我们可以用 「100-家庭成员平均年龄」的方式，配 置好股票和债券资产。 股票类资产，适合在4-5星级投资。 截至2026年2月，市场在3点几星级，主 动优选&指数增强投顾组合暂停发车买 入，也关闭了申购按钮，保证投资者不 会追涨买入。 我们一般可以根据资金的使用时间,来 安排年终奖的打理方式。 (1) 短期要用的钱: 可以考虑投资短债 目命 ...

文 | 银行螺丝钉 （转载请注明出处） 春节假期里，除了走亲访友之外，我们也可以让自己养成一些好的习惯。 在家休息的日子，做点啥好呢？ 其实，利用假期，我们可以让自己养成一些好的习惯。 今天就跟大家介绍一下，假期里螺丝钉经常做的几件事。 锻炼身体 锻炼，跟投资一样，都可以产生复利。 锻炼也不是靠假期这几天就可以，需要长期坚持下来。 又到春节啦，螺丝钉祝大家新年快乐，马年大吉！ 之前说市场重新回到3点几星，螺丝钉会给大家来一段双节棍。 春节后第一天也给大家送上。 就像定投最难的，是前21次定投。 锻炼也是如此，刚开始锻炼的前几周，是最容易放弃的。 所以开始的时候，尽量降低锻炼的门槛，甚至在家里就可以开始锻炼。 在家锻炼，主要是这几种方式： ▼Switch+健身环大冒险 Switch+健身环大冒险，是在家健身的神器。 这是任天堂推出的，游戏机Switch上的一个健身游戏。 这个游戏后来也被引入到国内。 一个套装大约两三千，买回来可以连接到电视上，再铺一个垫子，降低噪音就可以锻炼了。 而且全家人都可以用，每个人可以单独建立属于自己的账户，里面有属于自己的锻炼进度、强度。 2020年春节的时候，螺丝钉开始练习健身环大 ...

Group 1 - The total scale of fixed-term deposits maturing in 2026 is estimated to be around 50 trillion, with most maturing in the first two quarters of 2026 [2] - Current deposit interest rates are relatively low, mostly around 1% compared to 2021-2022, leading to a low risk appetite for deposit funds [2] - A few hundred billion to a trillion level of funds may flow into the stock market, which is beneficial but not significantly large [3] Group 2 - Investment in financial products or funds is primarily focused on "fixed income +" strategies, with bonds as the main component and stocks as a supplementary part [4] - The stock portion of these strategies tends to focus on low volatility and low dividend stocks, which could benefit dividend indices [4] - The market size for "fixed income +" strategies is expected to grow rapidly in 2026 [4]

文 | 银行螺丝钉 （转载请注明出处） 基金定投是非常适合懒人的投资方式，但是如何才能聪明地做好基金定投？ 定投前要准备什么？如何制定好定投计划？ 4种定投方法，哪个更适合你？如何止盈？ 这里有一门限时免费的福利课程，能帮助你搞清楚这些问题。 想要获取这门课程，可以扫下方二维码添加 @课程小助手 ，回复「 基金定投 」领取哦～ 更有课程笔记、思维导图，帮您快速搞懂课程脉络，学习更高效。 螺丝钉之前也写过相应的资产配置文章, 大家在公众号底部对话框里回复「资产配 置」就有介绍。 比如说，用「100-年龄」，来分配股票、 债券类资产。 假如年龄是40岁，可以配置60%到股票类 资产，40%到债券类资产。 如何之能做好意会示要? 一长按添加@课程小助手,回复「基金定投」 免费领取《基金定投指南》课程 更有课程笔记、思维导图 帮你学会如何制定好一个基金定投计划 und #螺丝钉小知识 银行螺丝钉 如何做好管理,让投资不变形? 对个人投资者来说,是有一些好的技巧。 其中最好用的一个技巧，就是在做投资之 前，把自己投资的方案，列在纸面上。 个好的投资方案，包括： · 如何分配存量资金、增量资金; ·什么情况下买入; ·什 ...

◆ ◆ ◆ 螺丝钉也特地定制了一批微信红包封面，欢迎点击下方图片免费领取， 先到先得哦。 大家要是喜欢，也可以转发给朋友哦~ 今天就是除夕夜啦，螺丝钉祝大家新年快乐，万事如意，马年大吉！ 文 | 银行螺丝钉 （转载请注明出处） ...

那么，如何做好全球投资，分享全球市场长期上涨的红利呢？ 这里有一门限时免费的福利课程，介绍了通过指数基金投资全球股市的方法。 想要获取这个课程，可以添加下方「课程小助手」，回复「 全球 」领取哦～ 更有课程笔记、思维导图，帮您快速搞懂课程脉络，学习更高效。 文 | 银行螺丝钉 （转载请注明出处） 不同地区股票市场不是同涨同跌的。了解多个股票市场，投资者可以把握更多的投资机会。 全球投资还可以显著降低波动风险。 生产效率提高，有不同的来源。 例如科技进步、城市化等,都可以带来生 产效率的提高。 如何和用語数基金 e Search Pro 长按添加@课程小助手,回复「全球」 免费领取《全球指数投资指南》课程 更有课程笔记、思维导图 帮你快速搞懂全球指数投资, 分享全球市场长期上涨的红利 基金有风险,投资需谨慎 urn () #螺丝钉小知识 银行螺丝钉 上市公司的盈利，为啥长期是上 涨的2 上市公司作为一个整体,盈利长期一定是 分 上半 。 六 六 出 中 一 六 一 江―ん□ﾘｯ 第一种解释，是通货膨胀论。 衡量通货膨胀，是观察日常生活中，两百 多种商品/服务的价格。这些商品/服务， 很大部分就是上市公司提供的。 ...

(2) 股票基金 文 | 银行螺丝钉 （转载请注明出处） 如果整个假期里，港股美股最终波动不 大，那假期结束后A股受影响也会变小。 (同学的SHE) 风险提示 本文仅为信息分享，不构成任何投资建议。市场有风险，投资需谨慎 。 基金投资组合策略过往业绩并不预示其未来表现 为其他客户创造的收益并不构成业绩表现的保证 ▼点击阅读原 文，免费学习大额家庭资产配置课程 假期里A股不开盘,股票基金也不会更新 浄值。 不过,可以通过观察港股、美股等市场 指数的涨跌情况,来大致判断假期里 的A股涨跌幅。 海外市场有追踪 A50指数的指数基金、 股指期货、股指期权等。观察它们，就 可以大概判断出A股市场假期里的涨跌。 如果整个假期里，港股美股都是大涨, 那收益也不会丢失。假期结束后,A股会 大概率补涨，在节后第一个交易日体现 出来。 ...

Core Viewpoint - The article introduces a comprehensive index map that includes various commonly used stock indices, their codes, selection rules, industry distribution, and average and median market capitalizations of constituent stocks, which will be regularly updated for easy reference [1][2]. Group 1: Types of Indices - The index map includes several categories of stock indices: broad-based indices, strategy indices, industry indices, thematic indices, and overseas indices [4]. Group 2: Specific Indices and Their Characteristics - The Shanghai 180 Index (000010.SH) consists of 180 large-cap, liquid stocks from the Shanghai A-share market, reflecting the performance of blue-chip companies [5]. - The Shenzhen Component Index (399001.SZ) includes 500 large-cap, liquid companies from the Shenzhen market, representing the overall performance of the Shenzhen market [5]. - The Shenzhen 100 Index (399330.SZ) selects 100 large-cap, liquid companies from the Shenzhen market, representing innovative and growth-oriented leading enterprises [5]. - The ChiNext Index (399006.SZ) comprises 100 representative stocks from the ChiNext board, reflecting the market tier of the ChiNext [5]. - The ChiNext 50 Index (399673.SZ) consists of the 50 stocks with the best liquidity indicators from the ChiNext Index [5]. - The Science and Technology Innovation 50 Index (000688.SH) includes 50 large-cap, liquid stocks from the Science and Technology Innovation Board, reflecting the performance of the most representative tech companies [5]. - The MSCI A50 Index (746059.MI) measures the performance of the 50 largest and most liquid stocks in the A-share market [5]. - The Hang Seng Index (HSI.HI) reflects the performance of the largest and most actively traded companies listed in Hong Kong [5]. - The H-share Index (HSCEI.HI) reflects the performance of larger H-shares listed on the Hong Kong Stock Exchange [5]. Group 3: Industry Performance - The article provides data on various industries, showing percentage changes in performance across sectors such as materials, finance, information technology, and healthcare, indicating the relative strength and weaknesses of these sectors [6].

文 | 银行螺丝钉 （转载请注明出处） 螺丝钉也做了美股、全球股票指数、美债指数的估值表。见文章下面图片。每周日会在公众号、以及「 今天几星 」小程序，每周定期更新。 今天也进入春节假期啦～假期里A股不开盘。 不过假期里，海外市场也还会有交易。港股也会有交易日。 假期最后一天，螺丝钉也会汇总下假期里市场的涨跌幅，到时候也会跟大家分享的。 1. 本周全球股票市场略微下跌，波动不大。 美股市场下跌多一些，非美股市场上涨。 A股迎来春节假期前最后一个交易周。 A股周一到周四整体上涨，周五回调，本周整体还是上涨的。 亚太地区股票市场比较强势。 韩股本周大涨8%，今年以来韩国股市指数上涨30%，成为全球涨幅前列的市场。 2. 韩股也是一个挺有意思的市场。 因为本身体量不大，韩股很容易受到全球流动性的影响。 （1）上一轮韩股牛市，也是出现在2020-2021年，美元降息的周期。 （A股港股上一轮牛市也是类似的时间段）。 （2）2022年美元大幅加息，全球流动性收紧，韩股也大幅下跌近40%。 2023年-2024年三季度韩股相对低迷。 在2024年，韩股的估值也回到了非常低的水平。 2024年三季度，韩股的市净率低于1，市 ...